[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Bode Odetoyinbo (The Finance Dad) — a lawyer and seasoned investor in the stock market and real estate — to break down the principles of wealth building that have guided his decades-long investing journey.We talked about how to identify strong investment opportunities, the mindset required to grow assets over time, and the habits that separate consistent wealth builders from short-term thinkers. He also shared how he approaches the stock market, what he looks for in businesses before investing, and how he manages risk while building long-term freedom through real estate and equities. Whether you’re just starting to invest or already building assets, this conversation will help you think differently about money, mindset, and long-term wealth building.You’ll learn:- The key principles for spotting good investment opportunities🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Bode Odetoyinbo (The Finance Dad) - IG: https://www.instagram.com/bode.thefinancedad/- Professional practice website: https://www.lawyer4me.com-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary. The rule that changes everything07:16 - Amazon in the 90s to Nvidia today: Lessons from 30 years of investing18:36 - How to spot early disruptors in the stock market 24:27 - The Hidden Cost of Currency (International investing lessons) 28:49 - How to invest based on your age (20s vs 30s vs 40s vs 50s)38:38 - Real Estate investing. The Wealth Transfer 49:45 - How to teach your children about money59:39 - This one decision could make or break your financial future 1:03:48 - black tax and how to navigate it ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] Most people only think stocks and real estate. The wealthy add early-stage startups and it changes their outcomes.In this episode, I sit down with Trieste Reading — investor across public & private markets and VP of Growth at FrontFundr — to demystify startup investing through equity crowdfunding. How everyday people can get exposure to high-growth private companies, the real risks (illiquidity, failure rates), and smart ways to build a beginner portfolio. We also compare real estate vs. startup investing, walk through minimums, limits with real examples.You’ll learn:- Why wealthy investors add startups: power-law outcomes and where exponential returns actually come from- Real estate vs. startups: effort, accessibility, potential returns, and where each fits- Angel investing vs. Venture Capital vs. Equity Crowdfunding — what each means for you as a retail investor- Startup invsting rules rules & limits (plain English): retail vs. eligible vs. accredited, typical minimums ($250–$500), when you can invest more- How exits happen (acquisition, IPO) and what to watch so you don’t miss your sell window- Risk reality check: illiquidity, failure rates, and how to size positions - Beginner due-diligence framework- Tax wrappers & accounts🎯 Purpose of this episodeTo give you a clear, non-hype primer on the private markets so you can decide whether (and how) to explore startup investing responsibly — without confusing jargon or gatekeeping.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📈 Check out Frontfundr (equity crowdfunding platform to invest in startups) - https://www.frontfundr.com📲 Follow Trieste - https://www.linkedin.com/in/triestereading/-------------------------📌 Timestamps0:00 - How the wealthy really build wealth (and why most people never hear about it)3:08 - The hidden lane beyond stocks and real estate10:47 - Real estate vs. startup investing — which builds wealth faster?16:47 - The 3 ways people invest in startups — VC vs Angel Investing vs Equity Crowdfunding20:12 - How much can the average person actually invest in a startup? (Minimums, maximums, and what qualifies you)24:17 - Her successful investment. 80x ROI in less than 5 years. 29:13 - What you need to know about startup investing48:48 - How to lower your risk (and maybe your taxes) when investing in startups53:55 - How to make your first move in startup investing (even with $250)1:08:50 - Investing in the U.S. vs Canada: the real differences⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Investing in private companies is high-risk and illiquid. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] From $0 to a $16 Million Business: Entrepreneurship, Money & Building Wealth with Marc Lafleur

In this episode, we dive into how to turn bold ideas into real businesses, what it actually takes to build wealth as a founder, and the mindset behind risking everything to win big.Marc Lafleur is a serial entrepreneur, angel investor, and author of True Founder. He co-founded truLOCAL, a meat subscription company he scaled to $20M in revenue and sold for $16.7M by age 30. He’s also been featured on Dragon’s Den and has a book, True Founder published by Forbes Books.

We also cover:

- From failing startups to a multi-million dollar exit

- How to create luck & land opportunities

- The real sacrifices behind entrepreneurship (and why most people quit)

- Work–life balance myths every one building something big should know

- Building companies vs. cash-flow businesses

- The truth about acquisitions, equity, and getting paid after a sale

- Why being “money-motivated” isn’t a bad thing

- Life after a multi-million dollar exit

- His new venture in AI and what the future of work looks like

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------

🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario

- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg

- Follow my real estate page: @tobi.realestate------------------------

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.adekeye/

🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Marc

- IG: https://www.instagram.com/darkmarc_/

- Website: https://www.marclafleur.com

- Check his book out (True Founder) on Amazon or his website

-------------------------

📌 Timestamps

00:00 – Leaving health sciences for entrepreneurship

09:52 – Company #1 & #2

17:19 – Quitting a $200K job at 25 to chase a risky idea. From door-to-door meat sales to building truLOCAL

25:29 - The reality behind this form of wealth creation

34:38 - Building a company to sell it

37:43 – How much do founders really take home from a multi-million dollar exit

4 1:17 - Money motivation

44:08 – Life after the multi-million dollar exit. Why money changes everything (and why everyone should want more)

49:23 – Building a company with your partner

57:03 – Work-life balance

1:01:23 – Creating your own luck: having a 1:1 with billionaire

1:07:54 - What he's building next with AI. His AI Venture Studio (DB8 Labs)

1:14:34 - The AI gap: why you can’t afford to ignore it

1:17:43 - True Founder

Most people think earning more money is enough. But even the top 1% can’t rely on salary alone.In this episode, I sat down with Dr. K — a physician, entrepreneur, and real estate investor with 200+ properties — to break down the real frameworks of wealth. From the 9 asset classes the wealthy use, to the 10 profit centers of real estate, to the traps that keep most people broke… this conversation is a masterclass in building and protecting wealth.You’ll learn:- Why salary alone will never make you wealthy- The 9 asset classes the rich use to build generational wealth- The golden principles of real estate investing (and the 10 profit centers)- The mistakes to avoid: pre-construction condos, single-family homes, and risky lending- How the wealthy legally avoid taxes while continuing to grow- Why liquidity and cash flow matter more than paper net worth- How true wealth goes beyond money — and the 7 areas you need to master🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Kay - IG: https://www.instagram.com/thetrianglesofimpact/-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary04:30 – Active vs passive income: employee, entrepreneur, or investor?11:26 – The 9 asset classes the wealthy use19:48 – Is your home really an asset?24:10 – Golden principles for real estate investing32:36 – How he built his real estate empire (by accident)33:57 – The 10 profit centers and 4 cash centers in real estate39:43 – From UK to Canada: building across two markets44:24 – The different areas of real estate investing45:18 – 3 key principles for private lending50:00 – 3 principles every entrepreneur and investor should know55:32 – Why pre-construction condos can burn investors1:01:24 – Why single-family homes aren’t the best investments1:04:28 – Income-producing assets and why liquidity is king1:11:36 – 7 buckets the wealthy use to avoid tax1:14:25 – How the wealthy actually grow their money1:28:45 – The 7 areas of wealth beyond just money

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: @wealthonyourtermshubSubscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: @tobi.realestate-------------------------✨ Connect with me, Tobi:📷 Instagram: @tobi.adekeye🎥 Tiktok: @tobiadekeye_👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com-------------------------📌 Timestamps00:00 – Welcome to Wealth on Your Terms + guest intro01:53 – The money habits he picked up young04:46 - Jack of all trades or master of none?06:45 – Lessons from 20 years in the financial services industry 09:22 – Real estate: from 0 to 11 properties, why he exited 16:24– From real estate to acquiring 3 laundromat businesses20:06 – The 4x rule for buying businesses. A simple framework anyone can use to know if a deal makes sense22:15 – Scaling, selling, and knowing when to exit32:54 – The entrepreneur’s trap36:39 – Freedom vs entrepreneurship39:08 - How would you invest $100k in today's economy/market 40:53 – Advice for your 20s43:00 – Rent vs Buy dilemma

In this episode, I spoke with Tobi Oluwole — an entrepreneur who retired from corporate at 28From getting rejected 6 times by Shopify to building a 7-figure business helping others do the same, Tobi now works 3 days a week, travels the world, and takes summers off. He’s proof that freedom isn’t just a dream, it’s a design problem.Whether you’re stuck in a 9–5 or building a business, this episode will stretch your definition of freedom. Tobi breaks down how to build a business that funds your lifestyle, not one that becomes your new 9–5. He shares frameworks, mindset shifts, and numbers to know what's possible.

📌 Timestamps0:00 – Intro 1:31 – The lesson that blew up Tobi’s life and his LinkedIn 8:07 – What shaped Tobi’s risk tolerance from a young age14:04 – “I was the worst employee” – and why Tobi had to be an entrepreneur 19:38 – Knowing when to quit vs. when to keep pushing 24:13 – Is Entrepreneurship About Luck or Strategy? 24:50 – Business #13: Why this one actually worked after many failed attempts 35:21 – The wildest income a founder has made in his accelerator 37:52 – Why some people never make it: the #1 thing holding you back 40:38 – Investing in startups and boring businesses – a wealth strategy 43:32 – The power behind business partnerships and co-founders 47:38 – Lessons from six-figure+ monthly earners 50:29 – Modern wealth creation: raising the ceiling for entrepreneurs 55:26 – Ideas and naysayers: pushing beyond doubt and opinions 58:51 – How to build a business that funds your dream lifestyle (aka how to design your life) 1:05:15 – Redefining success and the true feeling of freedom 1:10:50 – If you’re stuck right now… listen to this part -------------------------🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: https://www.instagram.com/tobi.realestate/-------------------------📲 Connect With Tobi Oluwole - Attend Tobi's Re-create Summit 🎟️, A Private Gathering For Entrepreneurs Building Life On Their Terms: https://lu.ma/recreate2025?tk=Zcy3rG- LinkedIn: https://www.linkedin.com/in/thetobioluwole/✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.derin/🎥 Tiktok: https://www.tiktok.com/@tobiderin👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com
#wealthonyourterms Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.

🏡For real estate inquires,

- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg

- Follow our real estate page: https://www.instagram.com/tobi.realestate/

[Wealth on Your Terms Podcast with Tobi Adekeye] How to buy an existing business with Charles Kayitaba.

In this episode of Wealth on Your Terms, I sat down with Charles Kayaba, a business broker who’s worked on millions of dollars in transactions, to unpack what it actually takes to buy an existing business. We broke down how business ownership works, who it’s right for, and where it fits into the bigger picture of building wealth.

Whether you're a 9–5er, investor, or just exploring other options, this conversation might open up a new path you hadn’t considered.

Topics we covered:

- Why buying a business is more accessible than most people think

- Buying vs. building: when it makes sense to skip starting from scratch

- Franchises vs. independent businesses (and what banks actually look for)

- Why specialization matters when getting funded

- Real estate vs. stocks vs. business ownership, and which is right for what goal

- Money lessons from high-income earners and business owners

🎙️ About Wealth on Your Terms

Wealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living, so you can figure what works on your terms. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Subscribe & tap the 🔔 so you don't miss the next episode.

To allow us post more episodes,

- Hit the like button to support this podcast and

- Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favorite Platform

- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

📌 Timestamps

0:00 – Intro

1:31 – Growing up with scarcity and flipping the script

4:05 – Why he left fitness for the finance industry

8:17 – How a single real estate deal sparked his interest in investing

16:44 – What is sweat equity, and how it changed his path

23:17 – Buying boring businesses

24:39 – Do you need to be wealthy to buy a business? Here's what it actually takes

28:15 – Franchise vs. independent business: what's the difference?

30:12 – Should you build from scratch or buy a business if profitability is your goal?

32:52 – Where to find businesses for sale and why “profitable” businesses get sold

36:21 – Distressed sellers: the opportunities most people miss

37:33 – What types of businesses are people buying now? (And which make sense for beginners?)

39:35 – Buying a business vs. buying a job: understanding active vs. passive ownership

44:25 – Comparing stocks, real estate, and businesses using cash flow, flexibility, and appreciation

49:37 – What to prioritize in your 20s to build wealth

51:07 – Lessons from high-income and wealthy people

53:32 – I'm $40K in credit card debt — should I tell my partner?

✨ Connect with me, Tobi:

📷 Instagram: https://www.instagram.com/tobi.derin/

🎥 Tiktok: https://www.tiktok.com/@tobiderin

👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/

🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Charles - IG: https://www.instagram.com/_ckthebroker/

How to Build Wealth, Increase Your Income & Make Money Online

In this episode, we talk about building wealth, growing a profitable online business, and creating financial freedom on your own terms — even without a high income.

Reni Odetoyinbo is a finance educator, content creator, and entrepreneur who bought her first property at 23 and has earned over $500K from her content business. She shares the money moves, business models, and mindset shifts that helped her do it.

We also explore:

• Building wealth on a low income

• Personal finance and saving strategies

• Turning content into a business

• The role of personal branding (even if you’re not a creator)

• Making money online and choosing aligned income paths

• Why “safe” money habits might be keeping you stuck

• Increasing your income and building wealth intentionally

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers, and investors, we break down the real playbooks behind modern wealth-building and freedom-living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com

📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/

Follow the show, so you don't miss the next episode.

To allow us post more episodes, write a review and rate us 5-stars on Spotify and Apple Podcasts.

🔗 Listen on Your Favorite Platform

YouTube: Youtube.com/@tobiderin

Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9

Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199

Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw

📌 Timestamps

00:00 – Intro

2:15 – Money Is a Tool: The Power of Early Exposure to Business & Wealth

5:21 – Stop Avoiding Failure. It Might Be Holding You Back.

8:01 – This allowed her buy a Property at 23 — Even on a Low Income

12:02 – Working Around Wealth Shifted Her Mindset on What’s Financially Possible

13:13 – The Mindset Shift That Can Change Your Financial Trajectory

16:20 – The $60K Brand Deal That Shifted Her Perspective

19:49 – Behind the Business: Turning Content Into a Real Company

23:43 – Her Business Model

29:34 – Navigating an Unconventional Path & Finding Mentors Along the Way

33:54 – Why Productizing Your Knowledge Isn’t a Scam

35:50 – Why Everyone Needs a Personal Brand

41:43 – Her Wealth-Building Strategy

46:14 – The Drawbacks of Being the Face of the Brand

47:04 – The Unglamorous Side of Content Entrepreneurship

49:45 – 3 Strategies to Increase Your Income & Build Wealth

59:34 – This “Safe” Money Habit Might Be Keeping You Broke

1:01:23 – Should I keep Investing in a Partner’s Failing Business?

1:06:48 – Where to Find Reni & Outro

📲 Connect With Reni

Attend Reni’s event 🎟️: ⁠Don’t Go Broke Trying Toronto⁠

Instagram: ⁠https://www.instagram.com/xoreni/⁠

YouTube: ⁠https://www.youtube.com/c/xoreni⁠

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