Most people think earning more money is enough. But even the top 1% can’t rely on salary alone.In this episode, I sat down with Dr. K — a physician, entrepreneur, and real estate investor with 200+ properties — to break down the real frameworks of wealth. From the 9 asset classes the wealthy use, to the 10 profit centers of real estate, to the traps that keep most people broke… this conversation is a masterclass in building and protecting wealth.You’ll learn:- Why salary alone will never make you wealthy- The 9 asset classes the rich use to build generational wealth- The golden principles of real estate investing (and the 10 profit centers)- The mistakes to avoid: pre-construction condos, single-family homes, and risky lending- How the wealthy legally avoid taxes while continuing to grow- Why liquidity and cash flow matter more than paper net worth- How true wealth goes beyond money — and the 7 areas you need to master🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Kay - IG: https://www.instagram.com/thetrianglesofimpact/-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary04:30 – Active vs passive income: employee, entrepreneur, or investor?11:26 – The 9 asset classes the wealthy use19:48 – Is your home really an asset?24:10 – Golden principles for real estate investing32:36 – How he built his real estate empire (by accident)33:57 – The 10 profit centers and 4 cash centers in real estate39:43 – From UK to Canada: building across two markets44:24 – The different areas of real estate investing45:18 – 3 key principles for private lending50:00 – 3 principles every entrepreneur and investor should know55:32 – Why pre-construction condos can burn investors1:01:24 – Why single-family homes aren’t the best investments1:04:28 – Income-producing assets and why liquidity is king1:11:36 – 7 buckets the wealthy use to avoid tax1:14:25 – How the wealthy actually grow their money1:28:45 – The 7 areas of wealth beyond just money