🏡For real estate inquires,
- Book a call: https://calendly.com/tobiadekeye01/tobi-adekeye-real-estate-discovery-call?month=2025-07&fbclid=PAZXh0bgNhZW0CMTEAAae78aNVlFj9ctqVCTHfwu4bLfxTbSIOzAdCvFEOO-0deyxstAQj47f8Mn83jA_aem_x3KfybQQmrsC30wc7wpgBg
- Follow our real estate page: https://www.instagram.com/tobi.realestate/
[Wealth on Your Terms Podcast with Tobi Adekeye] How to buy an existing business with Charles Kayitaba.
In this episode of Wealth on Your Terms, I sat down with Charles Kayaba, a business broker who’s worked on millions of dollars in transactions, to unpack what it actually takes to buy an existing business. We broke down how business ownership works, who it’s right for, and where it fits into the bigger picture of building wealth.
Whether you're a 9–5er, investor, or just exploring other options, this conversation might open up a new path you hadn’t considered.
Topics we covered:
- Why buying a business is more accessible than most people think
- Buying vs. building: when it makes sense to skip starting from scratch
- Franchises vs. independent businesses (and what banks actually look for)
- Why specialization matters when getting funded
- Real estate vs. stocks vs. business ownership, and which is right for what goal
- Money lessons from high-income earners and business owners
🎙️ About Wealth on Your Terms
Wealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living, so you can figure what works on your terms. Hosted by Tobi Adekeye.
📧 For partnerships and business inquiries: tobimgt@gmail.com
📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/
Subscribe & tap the 🔔 so you don't miss the next episode.
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🔗 Listen on Your Favorite Platform
- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9
- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199
- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw
📌 Timestamps
0:00 – Intro
1:31 – Growing up with scarcity and flipping the script
4:05 – Why he left fitness for the finance industry
8:17 – How a single real estate deal sparked his interest in investing
16:44 – What is sweat equity, and how it changed his path
23:17 – Buying boring businesses
24:39 – Do you need to be wealthy to buy a business? Here's what it actually takes
28:15 – Franchise vs. independent business: what's the difference?
30:12 – Should you build from scratch or buy a business if profitability is your goal?
32:52 – Where to find businesses for sale and why “profitable” businesses get sold
36:21 – Distressed sellers: the opportunities most people miss
37:33 – What types of businesses are people buying now? (And which make sense for beginners?)
39:35 – Buying a business vs. buying a job: understanding active vs. passive ownership
44:25 – Comparing stocks, real estate, and businesses using cash flow, flexibility, and appreciation
49:37 – What to prioritize in your 20s to build wealth
51:07 – Lessons from high-income and wealthy people
53:32 – I'm $40K in credit card debt — should I tell my partner?
✨ Connect with me, Tobi:
📷 Instagram: https://www.instagram.com/tobi.derin/
🎥 Tiktok: https://www.tiktok.com/@tobiderin
👩🏾💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/
🗞️ Newsletter: https://tobiderin.substack.com
📲 Connect With Charles - IG: https://www.instagram.com/_ckthebroker/