So... I Finally Moved Out For The First Time 🥹
Okay, no one told me how chaotic moving out actually is. My drainage stopped working, the lights decided to give up on me, and don’t even get me started on the WiFi — it was basically a decorative item at that point 😭
Looking back, there were so many things I wish someone had told me before I signed that rental agreement. So I figured... if I had to go through it the hard way, at least I can help you avoid the same mistakes 🫶
In this episode, I’m sharing all the DOs and DON'Ts of moving out for the very first time — from red flags to look out for, to little tips that’ll make your space actually feel like home. 💖
If you’re thinking about moving out soon (or just daydreaming about it), this one’s for you ✨
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!
Follow my accounts and FIO’s accounts on:
Melody’s Instagram: / sippin.lemonade
LinkedIn: / melodychang03
Reddit: / figuringitout_fio
Instagram: / figuringit_out.podtiktok:
Apple Podcast: https://podcasts.apple.com/us/podcast...
Spotify: https://open.spotify.com/show/2WKPQqU...
Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapco
Music Credits:
Becomfy / @becomfymusic
So I finally did a little QnA so you guys can actually get to know me better 💕✨ And guess what? Even though I said NO math... y’all still threw me like a million math questions 😭😂 But hey, I still answered them (don’t say I never love you okay). Hopefully this episode helps you get to know me a lil better—if not, tell me what else you’re dying to know and maybe I’ll spill more in part 2 👀💌
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶! Follow my accounts and FIO’s accounts on: Melody’s Instagram: https://www.instagram.com/sippin.lemonade/ LinkedIn: https://www.linkedin.com/in/melodychang03/Reddit: https://www.reddit.com/r/FiguringItOut_FIO/
Instagram: https://www.instagram.com/figuringit_out.pod TikTok:
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976 Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapcoMusic Credits:Becomfy / @becomfymusic
💔 Have you ever poured your heart into a relationship… only for it not to work out? Sometimes, love isn’t enough — and that’s okay.In this episode of Figuring It Out, I sat down with MrMoney, Instagraeme, and Nicole Lau to talk about the realities of modern relationships. From why dating without intention almost always fails to how Instagram can actually be the new Tinder (but better 👀), we break down what it really takes to find love today.One thing I learned? Being in a relationship isn’t just about feelings — it’s a daily decision to choose the same person, again and again. And sometimes, even if you give your all, it still doesn’t work out… and that’s not the end of your story.If you’re figuring out love, heartbreak, or what you actually want in a partner, this episode is for you. ❤️---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Don't forget to follow our guests on!Graeme's Instagram: https://www.instagram.com/instagraeme_tj/?hl=enPeter's Instagram: https://www.instagram.com/peter.yong_mrmoney/?hl=enMrMoney's Instagram: https://www.instagram.com/mrmoneytv/Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/LinkedIn:https://www.linkedin.com/in/melodychang03/Reddit: https://www.reddit.com/r/FiguringItOut_FIO/Instagram: https://www.instagram.com/figuringit_out.podTikTok: https://www.tiktok.com/@figuringitout.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So…I Used to Completely Freeze During Job Interviews 🥲Whether it was my first internship or a my current role, interviews always made me nervous. My hands would get clammy, my mind would go blank, and I’d overthink every single word 😣. No matter how much I prepared, I could never speak with a clear head when meeting someone new.That’s why I sat down with the queen of HR & recruiting herself — Aunty HR 👑. She shared everything you need to know to master job interviews, whether you’re a beginner just entering the workforce or a seasoned employee looking to move up. And there was one trick she taught me that completely changed the way I handle interviews. Tune in to this episode of Figuring It Out to learn how to walk into any interview and leave a lasting impression ✨---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow Aunty HR's accounts at:Instagram: https://www.instagram.com/professionalbimbo/?hl=enYouTube: http://youtube.com/@professional_bimboTik Tok: https://www.tiktok.com/@professionalbimboLinkedIn: https://www.linkedin.com/in/simlingku/Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/LinkedIn:Reddit: https://www.reddit.com/r/FiguringItOut_FIO/Instagram: https://www.instagram.com/figuringit_out.podTikTok:Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So... building a good credit score may not be that hard?You always hear that having a good credit score is important and difficult to maintain — but no one really tells you how to actually build one, especially when you're just starting out. We kept seeing this question pop up in our DMs and comments, so we decided to compile all your burning finance questions and answer them in this QnA episode of Figuring It Out 🔍With the help of finance pros Peter Yong and Frankie Lim, we learned that one of the easiest ways to build your credit score is by simply placing your recurring bills — like phone or Spotify — on your credit card and paying them off consistently 📱✅. It automates your credit usage, keeps your score active, and most importantly, it builds a healthy credit habit — as long as you treat your credit card like a debit card and only spend what you already have in cash 💸Want more tips like this? Comment down below and we'll try our best to answer them.---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So… We Might Never Get to Retire 😳I used to think retirement was just something that happens when you turn 60 — you stop working, withdraw your EPF, and finally relax. But the reality? Most people finish their EPF savings within just 5 years of retiring 😨.Is it poor planning? Instant gratification? A broken system?Honestly, it’s a bit of everything.In this episode, I sat down with researchers Sabreena and Nadhirah from ICMR to break down why this is happening — and more importantly, how we can protect ourselves from making the same mistakes.From budgeting tips to changing the way we view retirement, we’re figuring it all out together 💸If you're interested in reading the report, click this link to find out more!https://icmr.my/building-financial-security-capital-market-strategies-to-address-retirement-needs-and-spur-the-silver-economy/---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
Think investing is out of your reach or only for the finance pros? Think again. In this episode of Figuring It Out, we break down how Gen Z can start investing with just RM100, no jargon, no stress.Join me as I chat with Peter, a seasoned investor, to ask real beginner questions you’ve always wanted answers to. From choosing the right portfolios to building a monthly habit, this video is packed with practical tips for young adults ready to take charge of their financial future.💡 Fun fact: You don’t need to time the market or follow finance news obsessively, just take one small step.✨ Special thanks to our first-ever sponsor, UOB Malaysia! ✨From now until 31 October 2025, complete 3 simple investment quests via UOB TMRW app and you could win a dream trip to Hokkaido worth RM18,888 🗻. Plus, the first 20 customers who complete all quests each month will receive RM200 worth of investment in the United CIO Growth Fund MY! Tap the link to learn more & start a rewarding investment journey:👉 https://www.uob.com.my/personal/invest/unit-trust-online.page 📌 Note:You will need an active UOB savings or current account to open a unit trust account via UOB TMRW app.You can also kick start your dollar cost averaging strategy by starting the habit of investing regularly from as low as RM100 monthly UOB Regular Investment Scheme (UOB RIS). Plus, get up to RM220 in vouchers when you start investing RM500 and above monthly from now until 31 December 2025.👉 https://tinyurl.com/3cudrpcdIf you don’t have a UOB savings or current account yet, open one now to start investing via UOB TMRW app and enjoy a guaranteed gift, including a dream escape to Bali, RM1,00 Klook e-Gift card, Anantara Vacation Club Voucher and more. Plus, enjoy cash reward of up to RM128.👉 https://tinyurl.com/4mztvustTerms and conditions apply.00:35 - Getting Started With Investing02:12 - Why You Should Do This Before Investing 05:07 - How to Formulate Your Investment 08:54 - Why You Should Consider Dollar Cost Averaging as a Strategy 11:10 - What Are The Types of Investments Available? 14:42 - Why You Should Pick An Investment That Suits You 18:58 - Why Gen-Zs Have An Edge In Investing Now 21:05 - What Are The Options To Start Investing With RM100? 22:24 - Pick Curated Portfolios To Kickstart Now 24:38 - Common Mistakes People Make When Investing 31:00 - Key Takeaways 32:49 - Learn How You Can Win A Fully Paid Trip to Hokkaido!#InvestviaTMRWapp #UOBTMRW #DollarCostAveraging #Easierthanyouthink #invest #investmen t#strategy #UOB #finance #DCA #trade #unittrust #stocks #funds #money #UOBTMRWapp #MakeTMRWYours #dollarcostaveraging #UOBRegularInvestmentScheme #UOBRIS🚨Disclaimer: This video is based on Figuring It Out’s opinion. This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial advisor before making any investment decision. If you wish to find out more about UOB’s products and services, visit uob.com.my. This video has not been reviewed by Securities Commission Malaysia.
So… I Gave It My All and Still Almost Failed 😮💨Growing up, we were always told that if you just work hard, everything will work out. But what happens when you do give it your all… and it still doesn’t go the way you hoped?In this new segment called Yap & Chill, we’re slowing things down and chatting about some of the lessons we’ve learned in our early 20s — the good, the bad, and the brutally honest. One of the biggest ones? Learning that sometimes, your best might not be enough to control the outcome… and that’s okay. What matters is how you move forward from it 💗---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's first-ever episode and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: / sippin.lemonade FIO's Instagram: / figuringit_out.pod FIO's Reddit: / hot Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2WKPQqU...
So… Are We Really Weaker Than Our Parents’ Generation? 🤔Is it true that the older generation is more tahan lasak than us? Or are we just wired differently because we’ve grown up with more comfort and opportunity? 🧠💭 This was one of the many thought-provoking questions we answered in this career Q&A episode — where we tackled your DMs, comments, and late-night overthinking.From employer POVs to employee struggles, we did our best to give both sides of the story — even if the answers weren’t so straightforward. Maybe every generation is softer… but maybe that’s because our parents worked hard to give us that softness in the first place.I don’t know… food for thought? What do you think?---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So...Apparently You Can Ask For a Pay Raise Just 3 Months In?! 😳💸Nobody really teaches you how to ask for a raise. And let’s be honest — just thinking about asking your boss for more money is nerve-wracking enough 😵💫. I always assumed you had to wait like... a year or two?? But turns out, some people start the convo as early as 3 months in 😮💨 (although yes, it also depends on your boss... sigh).As someone who's still figuring this whole “adulting” and “career” thing out, I needed help. So I brought in Frankie and Ai Lyn to break it down for me. When do you ask? What do you say? How do you even start the conversation without sounding greedy or ungrateful?🎙️ In this episode, we unpack the art of negotiating your pay — with real advice, awkward stories, and the mindset you actually need before walking into that meeting room.---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
I Constantly Overthink If I’m on the Right Career Path 😵💫Am I supposed to be really good at one thing? Or should I try to do a little bit of everything? As someone who overthinks literally everything, I’ve asked myself this question more times than I can count — and I know I’m not the only one 🫠Whether you’re still in uni, a fresh grad, or already working but feeling stuck, this episode is for you. I sat down with Nicole (a specialist) and Ai Lyn (a generalist) to help me finally make sense of this dilemma. We talked about the pros and cons of each path, what recruiters actually look for, and how to figure out what works best for you (especially if you're feeling lost).✨ Tune in to get some clarity and hopefully feel a little less alone in this confusing career journey.----------------------------------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: / sippin.lemonade Instagram: / figuringit_out.pod Reddit: / figuringitout_fio Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2WKPQqU... thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So…Working Holiday Isn’t Just Apple Picking?! 🍎✈️I always thought a working holiday meant picking fruit in the countryside and travelling on weekends — turns out, it’s so much more than that! From paying taxes overseas to finding legit jobs outside of farms, there’s a whole side to working holidays no one really talks about 😳In this episode, we’re diving into everything you need to know before you pack your bags — including visa requirements, job types, what to expect day-to-day, and yes… how taxes work 😩---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So...We Answered Your Questions About Career 👀
From "How do I communicate with my boss to reduce my workload?" to "Is it okay to job hop early in your career?" — the questions you’ve been dying to ask but never knew who to turn to 👀In this episode, we did something a little different: we compiled your DMs and comments, and broke them down from both an employee’s perspective and an employer’s perspective — so you can finally hear the answers from both sides of the table.
Whether you're stuck at work, scared to speak up, or just want to understand how your boss actually thinks, this one's for you.
Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/
Instagram: https://www.instagram.com/figuringit_out.pod
Reddit: https://www.reddit.com/r/FiguringItOut_FIO/hot/
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
----------------------------------------------------------------------------------------------------------------Follow my boss and his accounts at:
Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney
MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv
Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapco
So...Why Is It SO HARD To Make Friends After Graduation? 😩Back in uni, it felt like making friends was effortless — whether it was through group projects, late-night mamak sessions, or random club events. But after graduating… it’s a totally different game. Suddenly, you’re busy with work, everyone’s on different schedules, and the chances to meet new people? Almost nonexistent 😔In this episode of Figuring It Out, we talk about the struggle of forming new friendships in your 20s, why it feels so much harder now, and how to rebuild your social life one small step at a time ❤️------------------------------------------------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So…My Friend Thought I Was Ghosting Her 😞💬
When I started working full-time, I thought I could handle it all — career, social life, love life… easy, right? But I quickly realised how hard it actually is to make time for people you care about 😩. Schedules clash, plans fall through, and suddenly your closest friends feel like strangers. It even starts to strain romantic relationships — not because the love fades, but because time does.
In this episode, we’re talking all about maintaining your relationships as a working adult — how to stay close, show up, and communicate better when life gets busy 💛
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!
Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/
Follow my boss and his accounts at:
Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney
MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv
Instagram: https://www.instagram.com/figuringit_out.pod
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapco
So...I Finally Understand Why So Many People End Up in Debt 💸I used to think, “Debt? That’s something you choose to get into.” But after hearing stories and breaking down the habits that lead to it... I finally get it. It’s not just about spending recklessly — it’s about how easy it is to fall into the trap without even realising it 😶🌫️.With credit cards, BNPL, and EPP plans everywhere, money feels less real. And before you know it, you’re not just overspending — you’re normalising being in debt.In this episode, we unpack the rise of debt in our generation and how these “convenient” tools could be the reason we’re losing control. Plus, we share practical tips on how to manage your finances before things spiral.Tune in to learn how to avoid falling into the debt trap!Follow my boss and his accounts at:Peter's Instagram: https://www.instagram.com/peter.yong_mrmoneyMrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco
So... I Almost Blew My Entire First Paycheck 😵💸
If you're a fresh grad who just started working, you probably know the rush of seeing your very first paycheck come in 💸. I was so excited, that I didn’t even realise how quickly I was spending it…but between spontaneous splurges, weekend plans, and treating myself a little too much… I didn’t realise how fast it was all disappearing 😮💨.
It hit me hard by the end of the month — and that’s when I knew I needed a system. A paycheck routine.
In this episode of Figuring It Out, Peter and I talk about how to build money habits that actually stick, how your lifestyle and spending should go hand-in-hand, and why budgeting isn’t just about saving, it’s about being intentional 🧠💸.
Tune in to learn how to make the most of your money without feeling like you’re depriving yourself!
Follow my boss and his accounts at:
Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney
MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!
Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/
Instagram: https://www.instagram.com/figuringit_out.pod
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapco
So... I Thought Avoiding Office Politics Was the Smart Move 😅
If you're new to the working world, you’ve probably heard people say "stay out of office politics"—and trust me, I thought that was the best way to survive too. But then... I realized that ignoring office politics doesn’t make them disappear. In fact, it might even put you at a disadvantage 😳.
The truth is, office politics aren’t just about gossip or backstabbing. When handled the right way, they can actually help you build strong relationships, earn respect, and create opportunities for yourself 💼✨.
If you want to thrive in the corporate world, this episode is a must-watch!
Follow my boss and his accounts at:
Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney
MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!
Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/
Instagram: https://www.instagram.com/figuringit_out.pod
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
Special thanks to:
🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome
🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel
🎨 Design by Atap: https://finlit.my/atapco
So… No One Told Me Taxes Were This Complicated?! 😩
If you’re a fresh grad who just started working, you’ve probably heard about income tax—but what does it actually mean for us? And why does everyone keep talking about tax reliefs? 🤔
Well… I recently went through my first tax season, and let’s just say—I had no clue what I was doing. From figuring out if I even needed to pay tax to learning about all the ways I could save money (why did no one teach us this?!), it was overwhelming. But after breaking it all down, I realized it’s not as scary as it seems!
In this episode of Figuring It Out, we’re diving into:
💰 What personal income tax actually is & why it matters
📑 How tax reliefs work (and how to maximize them!)
🚀 Tips to make tax season way less stressful
If taxes have ever confused you (same, bestie), this episode is for you!
Follow my boss and his accounts at:
Peter's Instagram: https://www.instagram.com/peter.yong_mrmoney
MrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv
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Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰!
Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!
Follow my accounts and FIO’s accounts on:
Melody’s Instagram: https://www.instagram.com/sippin.lemonade/
Instagram: https://www.instagram.com/figuringit_out.pod
Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466
Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976
Who knew you would still need insurance even though your parents bought it. 👀If you’re a fresh grad and recently started working, you’ve probably heard people telling you you need insurance ASAP. And it got me thinking—why is it necessary when I’m young and healthy? Can’t it wait until later? 🤔I used to think insurance was just something “older” people worried about. But the more I learned, the more I realized how important it is—especially when life throws unexpected surprises your way.In this episode, we’re sitting down with @Peter Yong to break down everything insurance:· What is insurance, really, and why do fresh grads need it?· How do you choose the right insurance for you?· Common myths and misconceptions—debunked!If you’ve ever been confused about insurance or wondered if you really need it, this episode is for you!📢 Tune in now and learn how to get insured according to your needs! 💖Follow my boss and his accounts at:Peter's Instagram: / peter.yong_mrmoney MrMoneyTv's Instagram: / mrmoneytv ---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's first-ever episode and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: / sippin.lemonade Instagram: / figuringit_out.pod Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/2WKPQqU...
