So… We Might Never Get to Retire 😳I used to think retirement was just something that happens when you turn 60 — you stop working, withdraw your EPF, and finally relax. But the reality? Most people finish their EPF savings within just 5 years of retiring 😨.Is it poor planning? Instant gratification? A broken system?Honestly, it’s a bit of everything.In this episode, I sat down with researchers Sabreena and Nadhirah from ICMR to break down why this is happening — and more importantly, how we can protect ourselves from making the same mistakes.From budgeting tips to changing the way we view retirement, we’re figuring it all out together 💸If you're interested in reading the report, click this link to find out more!https://icmr.my/building-financial-security-capital-market-strategies-to-address-retirement-needs-and-spur-the-silver-economy/---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco