So...I Finally Understand Why So Many People End Up in Debt 💸I used to think, “Debt? That’s something you choose to get into.” But after hearing stories and breaking down the habits that lead to it... I finally get it. It’s not just about spending recklessly — it’s about how easy it is to fall into the trap without even realising it 😶‍🌫️.With credit cards, BNPL, and EPP plans everywhere, money feels less real. And before you know it, you’re not just overspending — you’re normalising being in debt.In this episode, we unpack the rise of debt in our generation and how these “convenient” tools could be the reason we’re losing control. Plus, we share practical tips on how to manage your finances before things spiral.Tune in to learn how to avoid falling into the debt trap!Follow my boss and his accounts at:Peter's Instagram: https://www.instagram.com/peter.yong_mrmoneyMrMoneyTv's Instagram: https://www.instagram.com/mrmoneytv---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podApple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco