
So... building a good credit score may not be that hard?You always hear that having a good credit score is important and difficult to maintain — but no one really tells you how to actually build one, especially when you're just starting out. We kept seeing this question pop up in our DMs and comments, so we decided to compile all your burning finance questions and answer them in this QnA episode of Figuring It Out 🔍With the help of finance pros Peter Yong and Frankie Lim, we learned that one of the easiest ways to build your credit score is by simply placing your recurring bills — like phone or Spotify — on your credit card and paying them off consistently 📱✅. It automates your credit usage, keeps your score active, and most importantly, it builds a healthy credit habit — as long as you treat your credit card like a debit card and only spend what you already have in cash 💸Want more tips like this? Comment down below and we'll try our best to answer them.---------------------------------------------------------------------------------------------------------------------------Hosted by Melody, this podcast discusses anything and everything related to adulthood —the highs, lows, messy parts, and fun parts. Ultimately, it is a place for Gen Zers to learn, grow, and make fewer mistakes as they navigate adulthood 🥰! Don't forget to tune into Figuring It Out's and remember that at the end of the day, we're all just figuring it out 🫶!Follow my accounts and FIO’s accounts on:Melody’s Instagram: https://www.instagram.com/sippin.lemonade/Instagram: https://www.instagram.com/figuringit_out.podReddit: https://www.reddit.com/r/FiguringItOut_FIO/Apple Podcast: https://podcasts.apple.com/us/podcast/figuring-it-out/id1799922466Spotify: https://open.spotify.com/show/2WKPQqUe15hCR2LZpD5t75?si=441bbb9a9b074976Special thanks to: 🛋️ Furnitures by MAJUHOME Concept: https://finlit.my/majuhome🪵 Acoustic Wall Panel by Sleek: https://tinyurl.com/sleekpanel🎨 Design by Atap: https://finlit.my/atapco