In this episode of Don’t Depend on Daddy, we dive into the neuroscience of dopamine and how influencer culture rewires our brains for constant desire. From endless scrolling to impulse shopping, we explore the slot machine psychology behind why we crave novelty, how social proof keeps us stuck in the loop, and what it really takes to break free.
You’ll learn:
👉🏻 What dopamine actually is and how it shapes desire
👉🏻 Why social media makes us buy things we don’t need
👉🏻 How to rewire your brain for focus and contentment
👉🏻 Simple tools to build awareness, set spending boundaries, and reclaim your attention
TIMESTAMPS:
0:00 — Intro + housekeeping
3:45 — The dopamine loop and why we’re addicted to our phones
7:30 — The slot machine effect of social media
10:00 — How influencer culture fuels desire
13:00 — Rewiring your brain: awareness & boredom
15:00 — Social proof bias and why we copy influencers
18:30 — The illusion of belonging online
21:30 — The rise of in-app shopping and impulsive buying
26:00 — Comparison, identity, and the cost of “keeping up”
28:30 — How to break the dopamine loop and spend mindfully
35:00 — Final tips for rewiring habits and reducing consumption
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode of Don’t Depend on Daddy, we dive into the life-changing magic of tidying up - and how decluttering your environment directly impacts your emotions, habits, and finances. You’ll learn how the KonMari method helps you release attachment, create calm, and find clarity in your priorities. We’ll talk about how physical clutter mirrors mental clutter, how to simplify your space without feeling deprived, and why tidying up is really a form of emotional and financial self-care. If you’re ready to reset your space and energy before the new year, this one’s for you.
TIMESTAMPS:
0:00 — Intro: Why tidying is more than cleaning
2:10 — The emotional clutter we ignore
4:30 — How the KonMari method really works
7:00 — The psychology of letting go
9:45 — What clutter reveals about your values
12:20 — Why fewer possessions = more peace
15:00 — The ripple effect: tidying your finances & habits
18:10 — How to make decluttering actually stick
21:30 — Minimalism vs deprivation
24:00 — Final thoughts: aligning your space, money & mindset
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this Q&A episode of Don’t Depend on Daddy, I’m answering all of your biggest questions about money, career, dating, and lifestyle. These are real questions submitted through my Instagram stories, and I’m giving you my honest, unfiltered answers.
✨ Inside this episode:
👉🏻 The aha moment that changed my career & money mindset
👉🏻 How I define “enough” and why chasing numbers doesn’t work
👉🏻 Navigating finances & dating as a high-earning woman
👉🏻 Career advice if you’re 21 and don’t know what you want yet
👉🏻 My evolving perspective on being childfree
👉🏻 Why a prenup is non-negotiable for me
👉🏻 My exercise routine & fitness mindset
👉🏻 Why I moved to Chicago and how I’m liking it so far
Open a SoFi Account: https://wealthlink.me/michela-sofi-hysa
TIMESTAMPS:
00:00 – Intro & Housekeeping (PFD, Budget Template, FI Planner)
05:00 – What was your “aha” moment that made you do better for yourself?
10:00 – How do you know when you have “enough”?
15:00 – How do you balance financial responsibility with dating?
19:00 – How did you know what you wanted to do with your career?
24:00 – How much do finances play a role in staying childfree (or not)?
29:00 – What are your thoughts on prenups?
31:00 – What’s your current exercise routine & how do you stay slim?
34:00 – Tips for getting into an exercise routine
35:00 – Why did you end up in Chicago?
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode of Don’t Depend on Daddy, I’m breaking down the lifestyle upgrades I made throughout my 20s — and how I avoided lifestyle creep while still building a 7-figure net worth by age 30. Building a life TAKES TIME!!
✨ Inside this episode:
👉🏻 Why it’s so important to avoid lifestyle creep in your 20s
👉🏻 The small apartments, sacrifices, and trade-offs I made early on
👉🏻 My first big lifestyle upgrade: buying my car in cash
👉🏻 How I kept rent reasonable (roommates, own bathroom, waiting to live alone)
👉🏻 The intentional health & wellness upgrades that improved my quality of life (Pilates, tennis, ClassPass, East Bank Club)
👉🏻 How I budgeted, tracked expenses, and made decisions slowly to build wealth
TIMESTAMPS:
00:00 – Intro & Podcast Welcome
01:00 – Finance Tools: PFD, Budget Template & FI Planner
04:00 – Why Avoiding Lifestyle Creep Matters
07:00 – Early 20s: First Jobs, Tiny Apartments & Saving Aggressively
12:00 – Living at Home During the Pandemic & First Big Upgrade (Car)
16:00 – Moving to LA: Own Bathroom & Higher Rent
20:00 – Tracking Expenses & Keeping Costs Steady While Income Grew
22:00 – Moving Into My Own Apartment & The Realities of Living Alone
24:00 – Health & Wellness Upgrades: Pilates, Tennis & ClassPass
28:00 – My 30-Year-Old Lifestyle: What I’ve Upgraded, What I Haven’t
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
Welcome back to Don’t Depend on Daddy! In this episode, I’m sharing my full routine roundup — from how I start my mornings, wind down at night, stay consistent with fitness, and manage travel with less stress.
✨ Inside this episode you’ll hear:
👉🏻 My morning routine habits that set the tone for a productive day
👉🏻 Evening rituals that help me recharge and stay consistent
👉🏻 How I balance walking, Pilates, and strength training in my fitness routine
👉🏻 The exact travel routine I follow to stay organized, calm, and prepared
👉🏻Tools I use daily, like the Personal Finance Dashboard, Basic Budget Template, and Financial Independence Planner
TIMESTAMPS:
00:00 – Intro & Podcast Welcome
01:00 – Finance Tools I Recommend (PFD, Budget Template, FI Planner)
03:00 – Why Routines Matter for My Well-Being
05:00 – Morning Routine: Wake Up, Walks & Morning Admin
09:00 – Skincare, Getting Dressed & Workday “Distinguisher”
13:00 – Starting Workday & Phone Boundaries
16:00 – Night Routine: Workday Wrap-Up & Evening Fitness
20:00 – Evening Skincare, Red Light Mask & Dinner Wind-Down
24:00 – Fitness Routine: Walking, Pilates & Strength Training with Form
34:00 – Travel Routine: Pre-Trip Prep, Packing & Airport Strategy
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
Welcome back to Don’t Depend on Daddy! Today’s episode is all about the biggest differences between your twenties and your thirties. As someone who just turned 30, I’ve been reflecting a lot on how these two decades are framed — and what’s actually true when it comes to money, career, lifestyle, and mindset.
💡 Here’s what we’ll cover:
👉🏻 Why your twenties should be about testing, experimenting, and learning
👉🏻 The financial, career, and lifestyle shifts that happen in your thirties
👉🏻 How to navigate comparison, milestones, and expectations at different ages
👉🏻 My personal lessons from both decades
TIMESTAMPS:
00:00 – Intro & why your 20s vs. 30s matter
01:00 – Housekeeping + finance tools I use
03:00 – 20s are for testing: career, money & lifestyle
07:00 – Getting the financial basics right in your 20s
09:00 – Careers in your 20s: job hopping, side hustles & portfolio paths
12:00 – Lifestyle in your 20s: moving, friendships & comparison
16:00 – Mindset experiments: coping, routines & self-soothing
20:00 – Shifts in your 30s: stability in money, career & lifestyle
27:00 – Therapy, confidence & elevating your 30s life
32:00 – Action items: what to try in your 20s vs. reflect on in your 30s
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
Welcome back to Don’t Depend on Daddy! In this episode, I’m sharing my Fall 2025 Ins & Outs—from routines and money habits to cozy lifestyle swaps. These episodes are some of my favorites to record, and I’d love to hear what’s on your ins and outs list this season. 🍂
We’ll cover:
👉🏻 My take on pumpkin spice & fall overconsumption
👉🏻 Why I’m ditching the “great lock-in” hustle mindset
👉🏻 The small changes that are making my fall feel more intentional
👉🏻 What’s making life cozier and more aligned this season
TIMESTAMPS:
00:00 – Intro & Fall State of the Union
01:00 – Housekeeping + finance tools I use
03:00 – Rent vs. Buy calculator update
05:00 – Why these ins & outs are just for fun
05:30 – Outs: Pumpkin spice, fall overconsumption, football, & “great lock-in” hustle
13:30 – In: Coworking spaces & community
16:00 – In: Fall baking & cooking
17:30 – In: Pilates & movement
18:30 – In: Jewel tones, Beyond Yoga sets & cozy athleisure
23:30 – Hot coffee mornings + LA back in the mix
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 NEW RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
ALL THE ACCOUNTS/ TOOLS I USE:
💸 www.breakyourbudget.com/toolkit
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
Want to learn how to fly around the world without draining your bank account? In this episode, I sit down with my friend Benny—my go-to travel expert—to talk about travel hacking, maximizing credit card points, and finding the best flight deals. ✈️ We cover everything from travel misconceptions and saver award flights to what to do when your flight gets delayed. Whether you’re planning a big international trip or just looking for ways to save on flights, you’ll walk away with practical tips to make travel more affordable.
👉 Inside this episode:
-How to let travel deals “come to you”
-Tools & services Benny uses for cheap flights
-Positioning flights and why they can save you thousands
-What to do when your flight is delayed or canceled
-Best credit cards for travelers and if premium cards are worth it
-Benny’s favorite destinations and airlines for points redemptions
CONNECT WITH BENNY: https://www.instagram.com/bennyfillo
WHAT'S IN BENNY'S WALLET:
Rakuten (for AmEx points)
AutoPilot (flight price tracker)
My Credit Cards: www.breakyourbudget.com/toolkit
TIMESTAMPS:
0:00 – Welcome & episode intro
1:00 – Housekeeping & BYB financial tools
3:00 – Travel hacking 101: misconceptions & flexibility
7:00 – Tools for cheap flights: Google Flights, Going, Thrifty Traveler
10:30 – Business class on points & saver rates explained
15:00 – Planning a trip with points (flights vs hotels)
20:00 – Positioning flights: why they can save you $$$
23:00 – What to do when flights are delayed or canceled
31:00 – Travel credit cards: Amex Platinum vs Chase Reserve
41:00 – Benny’s favorite airlines, destinations & best redemptions
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode of Don’t Depend on Daddy, I’m sharing the biggest career lessons I learned in my 20s—the hard truths, mistakes, and mindset shifts that shaped my path from corporate finance to running my own business. If you’ve ever felt stuck in your job, pressured to find your “dream career,” or unsure of what comes next, this episode will give you the perspective (and tough love) you need.
✨ What you’ll learn:
👉🏻 My full career journey: from finance jobs to building Break Your Budget
👉🏻 Why your job doesn’t need to be your passion
👉🏻 How to stop overthinking and start taking action
👉🏻 Why small, consistent moves beat big, dramatic changes
👉🏻 The importance of building a life outside of work
Whether you’re in your early career or thinking about a pivot, these lessons will help you feel more confident navigating your professional path.
TIMESTAMPS:
00:00 – Intro & housekeeping
03:00 – Quick overview of my career journey
05:00 – The early jobs I hated & what they taught me
08:00 – Starting Break Your Budget as a side hustle
12:00 – Quitting corporate to go full-time on my business
14:00 – Career Lesson 1: Anything worth doing looks crazy at the start
20:00 – Career Lesson 2: Your job doesn’t have to be your passion
25:00 – Career Lesson 3: Wonder less, do more (stop overthinking)
30:00 – Career Lesson 4: Focus on small improvements, not huge leaps
34:00 – Career Lesson 5: Build a life outside of work
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
I just turned 30, and in this episode of Don’t Depend on Daddy I’m sharing how I’m elevating my life, money, career, and personal routines in this new decade. Your 20s are full of pressure — land your dream job, save $100K, get married, buy a house. But what happens when you don’t check every box before 30? The truth is, your 30s are the beginning of your prime. This video breaks down the financial habits, career moves, and lifestyle upgrades that I’m making as I step into this chapter.✨ What you’ll learn:👉🏻 Why your 30s are NOT the finish line — they’re the foundation for what’s next👉🏻 The money basics you need in place by 30 (budget, savings, FI planning)👉🏻 Career shifts, work-life balance, and building something sustainable👉🏻 Personal upgrades in skincare, style, friendships, and hobbies👉🏻 How I’m approaching fitness, wellness, and building a lifestyle I loveWhether you’re in your late 20s, early 30s, or just curious about this phase of life, this video will give you perspective, reassurance, and tactical ideas for creating an elevated life.TIMESTAMPS: 00:00 – Intro: Why I’m talking about life in my 30s03:00 – Your 30s are the start of your prime, not the finish line07:00 – Money basics to have in place by 3009:00 – Financial independence planning & knowing your numbers13:00 – Property goals & creating a loose game plan15:00 – Spending intentionally vs. random habits17:00 – Career focus: hitting your stride & finding stability20:00 – Redefining work-life balance as life-work balance26:00 – Personal upgrades: skincare, style & lifestyle habits34:00 – Friendships, hobbies, fitness & embracing this decadeBREAK YOUR BUDGET RESOURCES:💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼💻 Inquiries: michela@breakyourbudget.com📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/MichelaAllocca/
In this episode, I’m breaking down simple, low-effort ways to look and feel more put together—without spending hours getting ready or blowing your budget. These “lazy girl hacks” are about elevating your daily routine through small tweaks that actually stick.
We’re talking beauty shortcuts, styling upgrades, and everyday luxuries that build confidence, boost your self-esteem, and help you show up as your best self—whether you’re working from home, dating, or navigating your 30s with intention.
💄 Topics covered:
Beauty routines that don’t require tons of time
Outfit and accessory tips to instantly elevate your look
The difference between effort and time (and how to balance both)
My current go-to products, from hair brushes to eye patches
⏱️ Timestamps:
00:00 – Intro + why feeling put together actually matters
01:00 – Budgeting tools plug (PFD, Fire Planner, etc.)
03:00 – The mindset shift: effort ≠ time
05:00 – Beauty tweaks that require minimal time but major impact
10:00 – Hair, skincare, lip gloss & perfume = effortless upgrade
16:00 – Eye patches, whitening mouthwash & glow hacks
20:00 – Styling tips: bags, jewelry, and outfit details that elevate
24:00 – My 3-bag collection and how I rotate them
27:00 – Staple accessories: 2 earrings, 2 bracelets, 2 necklaces
34:00 – Everyday luxuries: ice rollers, toiletry bags & Pinterest inspo
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode,I’m breaking down the tiny 5-minute habits that are making a huge difference in my daily life. If you’ve ever felt stuck in an all-or-nothing mindset—thinking you need an hour to start a routine or see results—this episode will be a game changer. I’ll walk you through the small shifts I’ve made to feel more grounded, clear-headed, and put-together—without overhauling my schedule. From skincare and morning mindset tweaks to digital boundaries and evening resets, these are the tiny habits that actually stick (and how I made them stick).
💡 Whether you're low on time, energy, or motivation, these habits are realistic and doable—even in your busiest seasons.
TIME STAMPS:
00:00 – Why tiny habits matter: the all-or-nothing mindset trap
01:00 – Quick plug: personal finance templates and tools
03:00 – How slowing down 10 minutes a day changed everything
05:00 – You don’t need a 15-step routine to feel better
08:00 – Small habit #1: phone outside the bedroom + real phone boundaries
10:00 – Small habit #2: podcast + morning walk = habit stack
12:00 – Small habit #3: ice rolling and face massage before the shower
14:00 – Small habit #4: music as a morning mood booster
15:00 – Small habit #5: lip gloss, perfume & lotion as a mindset shift
18:00 – Small habit #6–10: hydration, tidying, nighttime planning, red light mask, and guilt-free joy
BREAK YOUR BUDGET RESOURCEs:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
The first 500 people to click my link or scan this QR code will get a 1 month free trial of Skillshare! Get started today! https://skl.sh/breakyourbudget07251
In this episode, I’m sharing the real story behind building a content creation career—from how I got started to how I actually make money and why it’s harder (and more rewarding) than it looks. Whether you're just starting out or thinking about turning your content into a business, this is a must-watch.
I cover what it's really like to be a full-time creator, how I transitioned from working in finance to making content online, and how platforms like Skillshare helped me expand my creative skills and income streams.
🎥 What’s inside:
-How I got started in content creation (and why I stuck with it)
-How I make money (digital products, brand deals, affiliate)
-What people get wrong about content creators
TIMESTAMPS:
00:00 – Intro: Why I’m finally making a video about content creation
01:30 – My background: Finance career to full-time creator
03:15 – The truth: It took me 2 years to make money online
04:50 – The biggest misconception about creators (and my thoughts)
07:00 – Income breakdown: brand deals, digital products, affiliate
10:15 – Creating a sustainable schedule: content batching + planning
12:45 – My favorite tools that keep me consistent
15:00 – How Skillshare helped me build creative & business skills
17:30 – Creator burnout: boundaries, algorithm pressure & overthinking
20:00 – Advice I’d give myself (and you) if I was starting today
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode I'm taking a fun and personal turn and sharing all of my monthly favorites—from skincare and fashion to books, podcasts, and content creators I'm loving lately. I’m chatting about products that made a difference in my routine, creators who’ve inspired my style journey, and books I can’t put down (and one super-hyped one I just can’t finish). If you’re into personal growth, simple beauty, chic vibes, and building a more intentional lifestyle, this one’s for you.
🎙️ Plus: My current skincare obsessions (hello, derm PAs on TikTok), must-have linen shirts, and what’s really worth the splurge. I’m also asking YOU to share your favorites with me!
TIME STAMPS:
00:00 – Intro: Why I’m sharing my monthly lifestyle favorites
01:00 – Quick plug: Budgeting tools & FIRE resources
03:00 – Life update: Feeling 30, therapy, and starting meds
05:00 – Content creators I’m loving (fashion, Substacks, TikTok inspo)
08:00 – Educational fashion TikTok: creators & outfit formulas
13:00 – Skincare side of TikTok: Derm PAs, Botox, product recs
17:00 – Current product faves: IT Cosmetics concealer, sheet masks, etc
24:00 – Fashion picks: Quince linen shirts + Reformation satin pants
28:00 – Podcast recs: wellness, skincare, and brand-building
38:00 – Book opinions: What I’m reading & why I DNF’d Fourth Wing
EVERYTHING I MENTIONED:
Creators (all on TikTok)
@JenKnowsBestBlog
@Oliviasara_23
@ladydianamay
@digitaltaylor
@theclarajones
@donatsuyang
Products:
IT Cosmetics Concealer: https://rstyle.me/+z6QImh0PftHyT1zkCqkiEg
Concealer BrushL https://rstyle.me/+8cgmEPJfULr_6wZk2LlVOQ
Medicube PDRN Cream: https://rstyle.me/+Ro7isGSJ4aCMuzpbCvBUMg
Quince Linen Shirt: https://goto.quince.com/55zxQD
Reformation Gale Pant: https://rstyle.me/+-3yhdVV1KSvy9-PDlkp2ow
Podcasts I like:
The Wellness Process
Well by Arielle Lorre
Dr. Shannon Show
Dream Bigger Podcast
Almost 30
Break Your Budget Resources:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this Q+A episode, I’m answering your most-asked personal finance and career questions—covering everything from how I manage my money now that I’m self-employed, to navigating career pivots, saving for big goals, and making the most of your 20s and 30s.
Whether you're trying to build a budget that actually works, wondering how to balance saving vs. investing, or struggling to figure out your next career step—this episode has the honest, practical advice I wish I had when I was just getting started.
We’re covering both tactical money tips and deeper mindset shifts around work, worth, and building a life that feels aligned. If you’re in a season of transition or just want to feel more financially grounded, this one’s for you.
TIMESTAMPS:
00:00 – Intro: answering your personal finance & career questions00:48 – I’m 24 and feeling lost—should I pay off student loans or save first?03:45 – Any advice for paying off student loans more strategically?06:10 – Which FIRE path are you pursuing now and why?08:00 – What’s the biggest money mindset shift you’ve made lately?10:35 – I’m approaching $100K but still feel poor—what’s going on?13:00 – How did you pivot from your 9–5 into content full time?15:45 – What does the admin side of your business setup look like?18:00 – How do you negotiate a raise or promotion when there’s “no budget”?20:15 – How do you know when it’s time to pivot careers—and manage the risk?23:10 – I quit a toxic job without a backup. Any advice for staying positive?
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
I just turned 30, and in this episode I’m walking you through my mid-year life reset. From shifting my workouts and eating more protein, to simplifying my content strategy and decluttering my space—these are the small but intentional changes I’m making to feel better, work smarter, and live with more peace in the second half of the year. If you’re craving more structure or clarity, this reset might be the nudge you need.
TIMESTAMPS: (skip 9:00-22:00 for trigger warning)00:00 – Intro: What Don't Depend on Daddy is about01:00 – Housekeeping & digital product discounts03:00 – Turning 30: How it actually feels04:30 – Why I structure my goals in 6-month increments06:00 – Self-reflection questions for a personal reset09:00 – Fitness goals, calorie tracking, and protein adjustments16:30 – Creating a consistent, structured workout plan20:00 – Fitbit, walking goals, and staying motivated22:00 – Morning routine tweaks + reading financial news24:00 – Career strategy shifts + reshaping content creation
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
I’m sharing the unfiltered, sometimes uncomfortable but deeply important lessons I’ve learned by 30—from relationships and self-worth to money, boundaries, and doing life your way. Whether you’re in your 20s or already beyond 30, these life lessons cover navigating adulthood, building independence, de-centering external validation, and cultivating confidence in your own timeline.
00:00 – Welcome & turning 30
03:00 – Lesson 1: You have plenty of time
05:45 – Lesson 4: Move to a new place at least once in your 20s
08:00 – Lessons 5–6: Let friendships and people leave naturally
10:45 – Lessons 7–8: Decenter men & develop real hobbies
13:00 – Lessons 9–10: Choose quality over quantity & keep learning
16:00 – Lessons 11–13: News, phones, and self-discipline
20:00 – Lessons 17–21: Appearance, reading, finances & independence
24:00 – Lessons 22–25: Being alone, clothing that fits, and managing space
28:00 – Lessons 26–30: Lifestyle creep, boundaries & living life on your terms
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
Welcome back to Don’t Depend on Daddy, the podcast empowering young professionals to build independent, intentional lives. In this Summer 2025 State of the Union, I’m reflecting on what’s in and what’s out this season—from skincare to career goals, dating, therapy, and everything in between. I’m also sharing five things I’m doing to feel my absolute best physically and emotionally this summer. If you’re entering a new era, trying to enjoy your 20s or 30s with more intention, or just want some inspiration for your own “hot girl summer,” this episode is for you.
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode, Michela is breaking down the top 5 financial decisions that helped her cross the $1M net worth threshold before turning 30. From living at home post-grad and building a business, to tracking every dollar and calculating my FIRE number—these choices weren’t flashy, but they were incredibly effective. Whether you’re in your early 20s or heading into your 30s, these are the practical, foundational moves that can create serious financial momentum over time.
I’ll also share the mindset shifts that made the biggest difference and how to apply these lessons to your own journey—even if you feel “behind.
TIME STAMPS:
00:00 – Intro: approaching 30, thirties reflections
01:30 – Housekeeping: templates, upcoming FIRE & real estate tools
04:30 – Why financial progress takes years, not months
06:00 – Decision #1: Living at home + keeping rent low
10:00 – Decision #2: Starting a business (Break Your Budget)
14:30 – Decision #3: Choosing a practical college major (Finance)
18:30 – Decision #4: Tracking my expenses consistently
22:00 – Decision #5: Calculating my FIRE & work optional numbers
26:30 – Closing thoughts: Your 20s don’t have to be perfect, they just need to be intentional
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means to spend wisely.
TIME STAMPS:
00:00 – Intro + Japan travel update & upcoming budget breakdown
03:00 – Financial tools, grad season gifts, and mid-year budget planning
05:00 – Why intentional spending matters in your 20s
06:30 – Best Purchase #1: Breville Barista Express & at-home coffee ritual
10:00 – Best Purchase #2: My nose job + how it built my confidence & business
14:30 – Navigating self-image and spending on appearance
21:00 – Best Purchase #3: The Daily Stoic and mindful morning routines
24:00 – Best Purchase #4: Red light mask & my skincare confidence journey
26:30 – Best Purchase #5: Kindle + why reading changed my life
28:45 – Final thoughts + my mindset behind “worth it” purchases
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 NEW FI/RE Template:
https://breakyourbudget.com/fire-template
✅ Subscribe to Break Your Budget Weekly:
https://breakyourbudget.com/newsletter
📖 My Books:
https://breakyourbudget.com/book
👩🏼💻 Task Management System + Promotion Template:
https://breakyourbudget.com/own-your-career-template
FREE DOWNLOADS:
💸 Recession Guide: https://breakyourbudget.com/recession-guide
✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist
✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
📸 Instagram: https://www.instagram.com/breakyourbudget/
📲 Tiktok: https://www.tiktok.com/@breakyourbudget
📸 Instagram: https://www.instagram.com/michela_alloccaa
💸 Break Your Budget LTK:
https://www.shopltk.com/explore/MichelaAllocca/
