128. Why Your 20s Are for Testing & Your 30s Are for Building

https://is1-ssl.mzstatic.com/image/thumb/Podcasts126/v4/a8/39/e2/a839e232-e78d-abf9-d333-42a993a132a9/mza_11660519922358627092.jpg/600x600bb.jpg

Don't Depend On Daddy

Michela Allocca - Break Your Budget

134 episodes

6 days ago

Don’t Depend on Daddy is an unfiltered space to learn and discuss how to build independence and OWN your life. From personal finance and career topics, to healthy habits, routines, and hobbies, the goal of Don't Depend on Daddy is to empower you to build financial, professional, and personal independence, regardless of the life stage you are in. *This is not a strictly personal finance podcast.* Host Michela Allocca is an ex-financial analyst-turned-entrepreneur, author, and digital creator behind the leading financial platform, Break Your Budget.

Business

RSS

All content for Don't Depend On Daddy is the property of Michela Allocca - Break Your Budget and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Business

https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/2050698/2050698-1693935946164-61733f501cc36.jpg

128. Why Your 20s Are for Testing & Your 30s Are for Building

Don't Depend On Daddy

35 minutes 35 seconds

1 month ago

128. Why Your 20s Are for Testing & Your 30s Are for Building

Welcome back to Don’t Depend on Daddy! Today’s episode is all about the biggest differences between your twenties and your thirties. As someone who just turned 30, I’ve been reflecting a lot on how these two decades are framed — and what’s actually true when it comes to money, career, lifestyle, and mindset.

💡 Here’s what we’ll cover:

👉🏻 Why your twenties should be about testing, experimenting, and learning

👉🏻 The financial, career, and lifestyle shifts that happen in your thirties

👉🏻 How to navigate comparison, milestones, and expectations at different ages

👉🏻 My personal lessons from both decades

TIMESTAMPS:

00:00 – Intro & why your 20s vs. 30s matter

01:00 – Housekeeping + finance tools I use

03:00 – 20s are for testing: career, money & lifestyle

07:00 – Getting the financial basics right in your 20s

09:00 – Careers in your 20s: job hopping, side hustles & portfolio paths

12:00 – Lifestyle in your 20s: moving, friendships & comparison

16:00 – Mindset experiments: coping, routines & self-soothing

20:00 – Shifts in your 30s: stability in money, career & lifestyle

27:00 – Therapy, confidence & elevating your 30s life

32:00 – Action items: what to try in your 20s vs. reflect on in your 30s

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

ALL THE ACCOUNTS/ TOOLS I USE:

💸 www.breakyourbudget.com/toolkit

✅ Subscribe to Break Your Budget Weekly:

https://breakyourbudget.com/newsletter

📖 My Books:

https://breakyourbudget.com/book

👩🏼‍💻 Task Management System + Promotion Template:

https://breakyourbudget.com/own-your-career-template

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://www.shopltk.com/explore/MichelaAllocca/