Donald Marquez, a licensed insurance agent with 30 years of experience, discusses the importance of insurance on his radio show. He emphasizes the need for life insurance to cover final expenses and protect loved ones from financial strain. Marquez highlights common misconceptions about insurance, such as accidental-only policies, and advises on budgeting for coverage. He shares personal anecdotes about funeral costs and the importance of having a will and trust. Marquez also offers practical tips for saving money, like making coffee at home, to afford insurance. He provides his contact information for appointments and stresses the value of life insurance as a financial safety net.
Donald Marquez, a licensed insurance broker, discusses various insurance policies and their nuances on his radio show. He emphasizes the importance of understanding insurance policies, including term, whole life, and universal life insurance, and the implications of exclusions in auto and homeowner's insurance. Marquez shares anecdotes about client experiences, such as a client wanting minimal coverage for a $350,000 home and the impact of pre-existing conditions on claims. He also highlights the significance of life insurance, especially for those with health conditions, and advises on the financial burdens left behind when a loved one passes away. Marquez encourages listeners to review their policies, consider adding endorsements, and discuss life insurance with their families.
Donald Marquez, a licensed insurance broker, discusses various insurance topics on his radio show. He emphasizes the importance of reviewing insurance policies to ensure adequate coverage, particularly for home and auto insurance. Marquez highlights the need for life insurance to cover financial obligations, such as mortgages and debts, and offers affordable options, including $500,000 term life insurance for around $40 a month. He advises on handling insurance claims promptly to avoid pre-existing condition denials and stresses the importance of regular home inspections. Marquez also provides tips on reducing insurance premiums, such as using ID cards for younger drivers and turning off water lines after washing clothes.
Donald Marquez, a licensed insurance broker with 30 years of experience, discusses the importance of understanding insurance policies. He emphasizes the need to know what one is paying for, particularly in auto, homeowner's, and life insurance. Marquez explains the limitations of term life insurance, which typically covers individuals up to age 80, and the benefits of converting term policies to universal or whole life policies. He also highlights the cash value benefits of certain policies and the importance of having life insurance to cover final expenses and provide financial stability for dependents. Marquez offers a no-physical life insurance policy up to $450,000 and advises on the importance of GAP insurance for vehicles.
Donald Marquez, a licensed insurance professional in Las Vegas, discusses strategies to lower auto insurance rates, including reducing claims, avoiding texting and driving, and delaying adding young drivers to policies. He highlights the high auto insurance rates in Southern Nevada, ranking it fifth highest in the U.S. Marquez also emphasizes the importance of understanding life insurance policies, particularly term versus whole life, and offers free policy reviews. He advises on the necessity of boat and motorcycle insurance, mentioning minimum liability requirements for Lake Mead boat owners. Marquez concludes by promoting his services and encouraging listeners to manage their insurance costs effectively.
Donald Marquez, a licensed insurance broker, discusses the importance of life insurance on his radio show. He emphasizes the rising costs of funerals, which can reach $20,000, and the financial burden it places on families. Marquez offers life insurance policies up to $450,000 without a physical exam, highlighting the need for planning ahead. He advises against frequent small insurance claims to maintain affordable rates. Marquez also addresses the impact of fentanyl overdoses and the financial strain on families when multiple loved ones pass. He provides his contact information for those seeking insurance advice.
Donald Marquez, a licensed insurance broker with 30 years of experience, hosts a radio show on KU NV 91.5 Jazz and More to educate listeners about various insurance types, including auto, home, and life insurance. He emphasizes the importance of life insurance, especially in light of rising costs and unexpected expenses. Marquez offers policies up to $450,000 without a physical exam for ages 40-80. He also discusses the financial implications of not having life insurance, such as the high cost of final expenses and the potential for leaving behind significant debt. Marquez provides his contact information for consultations and policy reviews.
Donald Marquez, a licensed insurance broker with 30 years of experience, discusses the importance of life insurance on his radio show. He highlights his journey from working at Allstate and AAA to becoming an independent broker, emphasizing the flexibility and broader options it offers. Marquez explains the benefits of whole life insurance policies, which can be obtained without physical exams and provide instant coverage. He shares personal stories illustrating the impact of life insurance on families and stresses the need for proper coverage, especially for those with health conditions. Marquez also mentions a quit smoking program that offers non-smoker rates for the first 36 months of a policy.
Donald Marquez, a licensed insurance agent in Las Vegas, discusses the importance of life insurance, highlighting its role as a living benefit and a financial asset. He introduces a new insurance company offering smokers a three-year non-smoker rate if they abstain from tobacco for 12 months. Marquez emphasizes the rising costs of funeral expenses and the benefits of life insurance in avoiding generational debt. He also mentions the availability of policies for individuals with challenging backgrounds, such as the homeless or those with drug-related issues. Additionally, he offers services for auto, home, boat, motorcycle, and life insurance, stressing the importance of proper coverage and the convenience of obtaining policies remotely.
Donald Marquez, a licensed insurance broker, discusses the importance of life insurance with his guest, Cheryl Lightford. Cheryl shares her positive experience with Marquez in insuring her parents in their late 70s, despite their health conditions. Marquez emphasizes the rising costs of funerals, which can range from $15,000 to $20,000, and the benefits of life insurance, including tax-free payouts. He highlights his ability to secure policies for those with pre-existing conditions and introduces a new program from Americo that offers smokers a chance to be rated as non-smokers after two years. Marquez also offers free policy reviews and stresses the importance of having life insurance to avoid financial strain on family members.
Donald Marquez, a licensed insurance agent, discusses various insurance topics on his radio show. He emphasizes the importance of getting a smog check when buying a used car and the benefits of having a warranty. Marquez highlights his new company offering instant life insurance with no medical exams, up to $450,000 for term and IUL products, and up to $40,000 for whole life. He advises against accidental-only insurance and stresses the need for proper life insurance to cover funeral expenses, which can range from $15,000 to $20,000. Marquez also mentions the higher liability limits required for leased cars and the importance of planning for final expenses.
Donald Marquez, a licensed insurance agent in Las Vegas, discusses various insurance types on his radio show. He emphasizes the importance of life insurance, especially for those in their 70s and 80s, and explains the benefits of having a power of attorney (POA) for managing finances and life insurance policies. Marquez also addresses the implications of multiple claims on home and auto insurance policies, the necessity of renters insurance, and the high cost of closing an estate, which averages $60,000. He offers advice on filing claims, the importance of liability insurance, and the different types of life insurance policies available, including term, universal, and whole life.
Donald Marquez, a licensed insurance agent for 29 years, discusses the addition of GEICO to his offerings, which will provide auto, home, and life insurance in Nevada. He emphasizes the importance of life insurance, especially for those with health conditions, and shares success stories of insuring high-risk individuals. Marquez advises on managing life insurance policies, including borrowing against them and transferring ownership. He also highlights the financial benefits of life insurance, such as covering final expenses and providing a legacy. Marquez offers his services for insurance reviews and policy changes, stressing the importance of being informed and prepared.
Donald Marquez and Dorsey Hickman, both licensed insurance brokers, discuss the importance of life insurance on their radio show. They emphasize that life insurance policies can provide financial stability for families after the policyholder's death, covering expenses like funerals, which can cost $15,000 to $20,000. They highlight the benefits of Lincoln Heritage Life Insurance, which offers up to 80% of the policy's face amount within 48 hours of a claim. They also warn against accidental-only policies and stress the importance of having a valid life insurance policy to avoid financial hardship. Dorsey offers home visits for convenience.
Donald Marquez, a licensed insurance agent, discusses the importance of life insurance, auto insurance, and homeowners insurance on his radio show. He emphasizes the high costs of final expenses, which can average $15,000 to $20,000, and the benefits of having a life insurance policy to cover these costs. Marquez highlights the advantages of final expense policies, which pay out within 48 hours, and the additional benefits of accidental death and dismemberment coverage. He also addresses common misconceptions about accidental-only policies and the importance of having comprehensive insurance. Marquez's colleague, Dorsey Hickman, assists with house calls and policy reviews.
Donald Marquez, a licensed insurance broker, discusses the importance of understanding insurance policies, particularly auto and life insurance. He emphasizes that "full coverage" in auto insurance often lacks essential components like medical, uninsured motorist, towing, and rental car reimbursement. Marquez offers no-obligation policy reviews and highlights the need for life insurance to cover final expenses, which can cost $15,000 to $20,000. He explains the benefits of final expense life insurance policies, which pay out within 24 hours, and the importance of having a policy to avoid financial burdens on loved ones. Marquez also discusses the impact of health conditions on insurance eligibility and the affordability of life insurance policies.
Donald Marquez, a licensed insurance broker with 29 years of experience, discusses various insurance topics on his radio show. He emphasizes the importance of understanding insurance coverages, particularly in Southern Nevada where rates are high and many companies have left the market. Marquez advises paying insurance premiums annually or semi-annually for discounts and warns about the risks of uninsured or underinsured drivers. He also highlights the impact of zip codes on rates, the challenges seniors face with insurance, and the necessity of life insurance, especially for final expenses. Marquez offers no-obligation insurance reviews and stresses the importance of being prepared for unexpected events.
Donald Marquez, a licensed insurance broker, discusses the importance of maintaining adequate insurance coverage to avoid financial risks. He highlights the high auto insurance rates in Nevada and the potential consequences of reducing liability coverage. Marquez emphasizes the importance of having renters insurance, life insurance, and other policies to protect against lawsuits and final expenses. He advises against using junk mail policies and stresses the need for proper representation. Marquez also explains the impact of borrowing against cash value in life insurance policies and the benefits of having a flexible premium policy reviewed regularly.
Donald Marquez, host of "Your Insurance Connection," discusses various insurance topics, emphasizing the importance of life insurance, especially for those with health conditions like cancer. He shares a story of a client who received an accelerated death benefit and later went into remission. Marquez criticizes accidental-only life insurance policies, advocating for comprehensive coverage. He advises listeners to increase their auto insurance liability limits to secure better rates. Marquez also stresses the financial responsibility of having life insurance to cover funeral costs, which can range from $15,000 to $20,000. He offers free consultations and encourages listeners to plan for their families' financial future.
Donald Marquez, host of "Your Insurance Connection," emphasizes the importance of insurance education, advocating for insurance classes in high school. He discusses various insurance types, including auto, homeowners, and life insurance, and stresses the need for higher liability limits. Marquez shares a personal story about a car accident to illustrate the risks of low coverage. He also addresses the misleading claims in insurance commercials and advises on the importance of understanding policy details. Marquez provides his contact information for insurance inquiries and offers no-obligation policy reviews, highlighting the need for proper financial planning and insurance coverage.