Donald Marquez, a licensed insurance agent with 30 years of experience, discusses the importance of insurance on his radio show. He emphasizes the need for life insurance to cover final expenses and protect loved ones from financial strain. Marquez highlights common misconceptions about insurance, such as accidental-only policies, and advises on budgeting for coverage. He shares personal anecdotes about funeral costs and the importance of having a will and trust. Marquez also offers practical tips for saving money, like making coffee at home, to afford insurance. He provides his contact information for appointments and stresses the value of life insurance as a financial safety net.