Donald Marquez, a licensed insurance agent, discusses various insurance topics on his radio show. He emphasizes the importance of getting a smog check when buying a used car and the benefits of having a warranty. Marquez highlights his new company offering instant life insurance with no medical exams, up to $450,000 for term and IUL products, and up to $40,000 for whole life. He advises against accidental-only insurance and stresses the need for proper life insurance to cover funeral expenses, which can range from $15,000 to $20,000. Marquez also mentions the higher liability limits required for leased cars and the importance of planning for final expenses.