In this powerful conversation, we hear from the remarkable Wadzanai (Wadzi) Nenzou, founder of Our Scam Stories, a Global Platform where scam survivors share their stories of survival, and Herconomics, dedicated to women’s financial empowerment and money stories.
Originally from Zimbabwe, Wadzi came to Australia at 18 with nothing but courage, curiosity, and a fierce desire to explore the world.
From studying finance and economics to becoming a trailblazer in women’s money education and scam prevention, her story is one where courage has been the defining thread through every chapter.
Wadzi shares how witnessing women’s financial dependence as a young girl inspired her lifelong mission to empower others through storytelling, and how she founded Herconomics by following a burning desire and a willingness to begin long before she had it all figured out.
She also opens up about how she found the strength to keep living after unimaginable loss, and the healing that comes from bringing grief into the light.
Through her open-hearted storytelling, Wadzi explores the power of personal responsibility, curiosity, and grace.
She challenges the narrative of victimhood, inviting women to reclaim their power, take action, and rewrite their money and life stories no matter the circumstances.
If you’ve ever needed a reminder that courage can coexist with pain, that your story matters, and that you can use even the hardest chapters of your life to help others, this conversation will move you deeply.
Key takeaways:
o How the experiences of your childhood can quietly shape your life’s mission.
o Why the clarity you’re waiting for only comes after you begin.
o The surprising mindset shift that helps you see nuance where others see sides.
o How adopting a “scout mindset” can change how you see people, power, and progress.
o Why sharing your grief can become a gateway to healing.
o The ripple effect when women courageously share their money and scam stories.
o Why true empowerment isn’t about waiting for systems to change - it’s about reclaiming your power right now.
Get in touch with Wadzi:
LinkedIn:
Instagram:
Facebook:
Websites:
**COURAGEOUS SHIFT**
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Want to get clear on your next steps in your business or career?
Book a FREE 45 min Call to Action to help you get to the starting line.
In this episode, I flip the script on how we think about value as it’s not about titles, tasks, or trophies, but about your true contribution: the qualities and energy you bring to any situation simply by being you.
Through a fun and heartfelt story about joining a women’s baseball team at age 48, I share how I had to discover what I really brought to the team, and spoiler alert, it wasn’t about I played the game.
I unpack how getting clear on your natural contributions can completely change the way you see yourself, your work, and your worth.
You’ll hear why we so often downplay what comes easily, how to spot your “value signature” that shows up everywhere you go, and why owning it is one of the most powerful confidence boosters you’ll ever experience.
If you’ve ever wondered, “What do I really bring to the table?” - this episode will help you find the answer, own it, and celebrate it.
Key takeaways:
o Why your value has nothing to do with your job title, and everything to do with who you are.
o The surprising life lesson’s learned playing team sport at age 48.
o How to uncover your “value signature” - the qualities that make you unmistakably you.
o Why we so often dismiss our real gifts (and how to stop).
o A simple way to reconnect with your worth when self-doubt creeps in.
o How your unique contributions create a ripple effect that impacts everyone around you.
o The secret to being your most authentic, and worthy self.
**COURAGEOUS SHIFT**
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Want to get clear on your next steps in your business or career?
Book a FREE 45 min Call to Action to help you get to the starting line.
In this uplifting and deeply human conversation, we meet international speaker, author, and “Champion Catalyst” Dorice Horenstein to explore what it truly means to choose the champion in yourself and turn life’s “oy” moments into joy.
Born in Israel and now based in Portland, Oregon, Dorice shares her remarkable journey - from a 14-year-old cleaning houses to buy Levi jeans and Nike runners to the woman who crossed oceans to build her dream life after arriving in the U.S. at 21 with just $600 and a suitcase.
She opens up about how one book and a moment of divine timing set her on a whole new path at 52, finding the courage to leave a 30-year career in education, follow her intuition, and trust that “the universe has your back.”
Through heartfelt stories, Dorice reflects on the moments where she had to find her champion within to turn challenges into celebrations of joy. From immigrating alone and rebuilding from uncertainty, to healing her body by honouring her truth, transforming an uncomfortable relationship into one that feels like family, supporting her son to follow his heart, and forgiving herself after an accident…Dorice is living proof that you can turn anything around if you choose.
This episode is pure light. It’s for anyone standing on the edge of change, ready to trust themselves, take that leap, and ignite the champion within.
Key takeaways:
o How the energy you bring changes everything.
o What to do when physical symptoms reveal misalignment in your heart.
o The mindset shift that becomes the catalyst to turn anything into gold.
o Why your light is the gift the world needs you to share.
o What it really takes to trust the unknown and let faith guide you.
o The magic of leading with empathy and humanity rather than ego.
o Why it’s never too late to start again and how reinvention can be your greatest champion
Get in touch with Dorice:
Website: Dorice Horenstein
Facebook: Dorice Horenstein
LinkedIn: Dorice Horenstein
Instagram: Dorice Horenstein
Gifts from Dorice:
The self-saboteur assessment - to see how we sabotage our own joy and courage.
Proven scientific way to move your neural pathways and create a life of possibilities: PQ (positive intelligence quotient).
COURAGEOUS SHIFT
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Book a FREE 45 min Call to Action to help work out your next courageous step.
More about Dorice:
Dorice Horenstein is an international resilience speaker, author, and Positive Intelligence® expert. She works with leaders and organizations to reignite engagement, strengthen mental fitness, and use winning mindset tools to overcome disconnection and lead with clarity, resilience, and joy.
She is the award-winning author of Moments of the Heart and Choose to Be Your Own Champion: The Six-Step Playbook to Become Your Best Self, releasing October 14, 2025. Before launching her speaking career, Dorice spent 30 years in education, including 16 years in educational leadership, writing K–12 curriculum, teaching, and managing a staff and volunteer team of more than 40. Dorice is also the President-Elect of the National Speakers Association (NSA) Oregon chapter.
Born and raised in Israel and fluent in Hebrew, Dorice now lives in Portland, Oregon. Outside of work, she enjoys going for walks, doing Peloton workouts, and dancing.
In this raw and deeply honest conversation, we meet Dani Zetzer, a family lawyer, founder of Respect Legal, and host of "Diary of a Divorced Lawyer," to explore what courage looks like when life falls apart and you rebuild from the ground up.
From watching her childhood home repossessed to building her own law firm during lockdown, losing millions in crypto trading, and navigating single motherhood with three kids, Dani's story is one of resilience, reinvention, and radical self-honesty.
She shares how going on "57 first dates" became the unexpected path back to herself, helping her rediscover what she loves, what she wants, and why rebuilding your life starts with rebuilding your sense of enoughness.
You'll hear how Dani turned pain into purpose, used rock-bottom moments as her greatest teachers, and how she now helps other women access their courage, whether they're leaving a marriage, starting a business, or rediscovering themselves after years of losing their identity in others.
This episode is a masterclass in emotional strength, financial independence, self-trust, and the kind of courage it takes to bet on yourself… again and again.
Key takeaways:
o Why doing scary things builds evidence that you'll be ok.
o The surprising lessons from hitting rock bottom and reframing them for good.
o What losing millions taught her about self-worth, shame, and scarcity.
o Why bubble baths aren't the answer to real self-care, and what is.
o The power of curiosity and trying new things at any age.
o How trusting your gut feeling can save you from years of heartache.
o Why the most courageous choices are the ones made from love.
Get in touch with Dani Zetzer:
Website: Respect Legal
Instagram: @respect_legal_
LinkedIn: Respect Legal
LinkedIn: Danielle (Dani) Zetzer
Facebook: Respect Legal
Want to make the impact you know is possible without having everything figured out?
Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Biz
Book a FREE 45 min Call to Action to help work out your next courageous move.
In this solo episode, I open up about one of the hardest (and most freeing) lessons we all face, knowing when to let go.
From scrapping my first book manuscript to deciding to close a business partnership after six years, I share raw stories of choosing release over attachment, even when it feels uncomfortable.
Letting go isn't about giving up. It's about creating the space for something better, more aligned, and more life-giving to arrive.
Whether it's a business, a project, a friendship, or simply an old identity that no longer fits, the moment you release what's weighing you down, you invite in opportunities that energize and excite you.
This conversation is a heartfelt invitation to ask yourself what you've been holding onto simply because you've already invested so much.
And what might be possible if you permitted yourself to let it go?
Key takeaways:
o Why clinging to something you've outgrown could be blocking opportunities.
o How to tell the difference between "not ready" and "not right."
o The surprising gift hidden in abandoned projects.
o A simple question that reveals whether it's time to walk away.
o What two women discovered when they faced the truth.
o Why letting go doesn't always have to be dramatic.
o The powerful shift when you release what no longer serves you.
Want to make the impact you know is possible without having everything figured out?
Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Get access now.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne Biz
Book a FREE 45 min Call to Action to help you decide what needs to be let go.
If you want to discover how pain, power, and trust can lead you to your true self, this is for you.
In this beautiful conversation, I sit down with the extraordinary Hacia Atherton, consultant, speaker, principal consultant at All-Star Consulting, and founder of Empowered Women in Trades, to explore the true meaning of courage, healing, and feminine power.
Hacia shares her extraordinary journey from a devastating horse-riding accident where she was told she may never walk unaided again, through years of pain and physical and emotional recovery, to rediscovering who she is as a woman, a leader, and a partner.
Along the way, she discovered that courage is not just about the big, audacious leaps, but also about the micro-moments: getting out of bed when you don’t feel like it, asking for help when it scares you, and learning to trust again after betrayal.
She shares her mission to transform outdated male-dominated workplace cultures, showing how vulnerability, empathy, and emotional intelligence aren’t weaknesses, but the very strengths that allow everyone to thrive.
And we hear about her latest bold move to America, where she is stepping fully into her feminine energy, her purpose, and a new love that has challenged her to trust in ways she never thought possible.
Her story reminds us that in our hardest seasons, we still carry the power to choose, the ability to trust, and the gift of rediscovering our true selves.
What we cover:
o What it takes to break old patterns and feel safe in love and relationships.
o The surprising truth about pain and how it can be a catalyst for growth.
o How to spot when ego, not intuition, is driving your choices.
o The overlooked cost of a victim mindset and how to free yourself from it.
o How anger, when harnessed, can fuel movements that change entire industries.
o How vulnerability and emotional intelligence are reshaping leadership even in the toughest industries.
o Why your feminine power is the key to rediscovering yourself.
Get in touch with Hacia:
LinkedIn: Hacia Atherton
LinkedIn: Allstar Consulting Services
LinkedIn: Empowered Women In Trades
Instagram: @hacia.atherton
Instagram: @allstar_consulting_services
Instagram: @ewitrades (Empowered Women in Trades)
Website: Hacia Atherton
**Want to make the impact you know is possible without having everything figured out?
Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
In this powerful and deeply human conversation, I sit down with Dr. Tamsin Astor, a neuroscientist aka Chief Habit Scientist, to explore what courage really looks like when life tests you to your core.
Tamsin, a naturally rebellious and fiercely intelligent woman who has never been afraid to question the rules, shares the raw truth of leaving a marriage that no longer served her, navigating her young son’s cancer diagnosis, and redefining who she was - all while modelling courage for her children.
Through it all, she uncovered her resilience and the power of habits, freedom, relationships, and love to shape a life that feels deeply authentic.
We dive into her journey from academia to yoga teaching, Ayurveda and executive coaching, and how she became a sought-after speaker and leadership consultant.
Along the way, she reveals how teaching yoga sharpened her ability to communicate, why vulnerability belongs in leadership, and how conscious choices ripple far beyond ourselves.
This episode will inspire you to reflect on your own definitions of courage, freedom, and fulfillment, and to consider what habits and choices could help throughout the many seasons of your life.
Key takeaways:
o Where true courage really comes from (and it’s not what you think).
o Why walking away can be the bravest act of all.
o How life’s toughest challenges can reveal unexpected strength.
o The surprising link between daily habits and true freedom.
o What teaching yoga taught her about powerful communication.
o Why emotional awareness and vulnerability matter in business.
o What an ADHD diagnosis unlocked about her life and work.
o How self-awareness changes everything from the boardroom to the bedroom.
Get her book:
Force of habit - Unleash Your Power by Developing Great Habits by Dr Tamsin Astor
Get in touch with Dr Tamsin Astor:
Website: Tamsin Astor
LinkedIn: Tamsin Astor
Instagram: @tamisnastor
Want to make the impact you know is possible without having everything figured out?
Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
In this episode, I explore one of the hidden drains on our confidence, relationships, and opportunities: silence.
We often think we’re playing it safe by holding back, but the truth is, staying silent comes with a cost.
I open up about my own journey from being the shy, quiet girl who silenced herself, to becoming someone who now teaches others how to speak with courage.
Along the way, you’ll hear stories of clients, everyday examples, and simple tools to help you notice where fear, judgment, or self-doubt might be keeping you silent — and how that’s impacting your life and business.
Using your voice isn’t just about public speaking. It’s about the everyday moments where you ask for what you want, give honest feedback, or say yes to being visible.
Your voice influences your presence, energy, and authority.
And when you choose silence instead, the opportunities, connections, and impact that could have been yours often slip away.
This episode is an invitation to stop paying the hidden cost of silence - and to start speaking up with courage.
Because your voice doesn’t just matter, it can change lives, starting with your own.
Key takeaways:
o Your voice is so much more than words and sound.
o Silence has a price.
o Asking for what you want is an act of courage.
o The real barrier to speaking isn’t speaking - it’s something else.
o Simple things you can do to feel more courageous using your voice.
o Being direct with your words is the kindest thing you can do.
o Your voice is tied to your worth and influences how people experience you.
** Courageous Speaking Masterclass – Wed 22 Oct 2025 **
If you’re a leader, entrepreneur, or professional who knows speaking is the ONE skill that could change the game for your business or career, this is for you.
~ Find out more or grab your spot here. ~
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Book a FREE 45 min Call to Action to work out how you can use your voice with more impact.
What does it really take to move from “I’ve got an idea for a book” to becoming an author?
In this inspiring conversation, I reconnect with intuitive writing coach, editor, and publisher Ruth Fae to explore what it means to find your voice and courageously put your words into the world.
Ruth unpacks what “being an author” truly means, and why so many of the excuses we cling to (“I’m not a writer,” “my message isn’t worthy”) are simply myths.
She explains how writing is a creative muscle that grows stronger with use, why collaboration makes the process more powerful, and how writing circles give women the confidence, structure, and safe space to write.
I also share my own vulnerable journey of handing Ruth my first manuscript, facing fears of imperfection and discovering that authorship begins long before a book is published.
If you’ve ever dreamed of writing a book, or doubted whether you had it in you, this episode will shift your perspective, release the pressure, and remind you that your words matter.
By tuning in, you’ll discover:
o Why you’re already an author even if your book isn’t published yet.
o How intuitive editing helps your real voice and message shine through.
o The difference between planners and “pantsers” in writing (and how to find your flow).
o Why collaboration and safe creative spaces make writing easier and more fun.
o How to move past perfectionism and start with what you’ve got (even messy brain dumps).
o The importance of structure in shaping stories without stifling creativity.
o Ways to overcome resistance when the words don’t come.
o Why courage, community, and consistency matter more than rules when it comes to writing.
! Sign up for inaugural The Author in You. An 8 week writing course and bring the book inside you to life.
Learn about Ruth’s Writing Circles.
Find out more or get in touch with Ruth:
Website: Fae Blood Publications
Facebook: Ruth Fae-Writer
Instagram: @ruth_fae_writer
LinkedIn: Ruth Fae
Tiktok: @ruthfaewriter
Listen to Ruths first appearance on the podcast, episode 13 Rediscovering your identity through hope, healing, and storytelling.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Biz
Book a FREE 45 min Call to Action to help you get to the starting line.
If you’ve ever faced loss or change and wondered how you could stay open to life and find joy, this is for you.
In this moving conversation, we hear from mindset coach Kathleen Quinn, who at 56 reinvented herself after retiring from a 35-year career at Stanford University.
Just as she was embracing her new path, Kathleen faced the devastating loss of her husband, Michael, during the pandemic.
Before he passed, he left her with a simple but profound request: “Struggle to stay open to life.”
Those words became the compass that guided her through grief, heartbreak, change, and loss, and eventually helped her rediscover joy.
Now at 63, Kathleen is living proof that it’s never too late to change your identity, feel deserving of abundance, and say yes to opportunities beyond your wildest dreams.
From honouring her husband’s wisdom to becoming a mindset coach, to stepping into authorship and public speaking, Kathleen’s story is a powerful reminder that courage isn’t about having it all figured out; it’s about staying open to what life places before you, even when it scares you.
Kathleen’s purpose is to help people feel grounded, free, and fulfilled, and this episode will inspire you on your way.
Key takeaways:
o How Kathleen’s husband’s final wishes became her guiding principle.
o What it takes to start a new career at 56 and take on a completely different identity.
o What grief can teach us about growth and understanding.
o The freedom that comes from releasing expectations of others.
o The difference between wealth and abundance.
o Why friendships may play different roles and how to accept them.
o The importance of asking for what you deserve and breaking old scarcity patterns.
o How living by your values keeps you aligned, even when resistance shows up.
Where to find Kathleen:
Website: Kathleen Quinn
LinkedIn: Kathleen Quinn
Get a copy of her book (where she’s a featured author).
Infinite Impact – Stories of Alignment
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: Kim Payne Biz
Book a FREE 45 min Call to Action
This episode flips the polished success story on its head and celebrates the raw, real, and messy side of business and life.
For a change, I’m the one being interviewed, chatting with the fabulous Clare Elizabeth Dee, host and organiser of Fck Up Nights Melbourne, in the lead up to MC’ing her next event.
If you haven’t heard of it, it’s an event where entrepreneurs share their biggest blunders and the powerful lessons that came from them.
We unpack why it takes courage to own our mistakes, release the shame, and share the stories that connect us as humans.
I get vulnerable about my flops, from career changes to life-altering family conversations, while Clare shares how owning her most personal challenges has transformed both her work and her sense of self.
If you’ve ever felt like you’re the only one messing things up, or you’re craving the honesty that’s missing from social media highlight reels, this episode will remind you that the real magic lies in the failures we’re courageous enough to share.
What you’ll learn in this episode:
o Why failures and flops are just as powerful as success stories and often more inspiring.
o The hidden strength in vulnerability and how it helps others feel less alone.
o How community and connection flourish when we normalize imperfection.
o Why taking the swing (even if you miss) beats standing still every time.
o A behind-the-scenes look at Fck Up Nights Melbourne - and why it’s more than an event…it’s a movement.
⚠️ Heads up: This episode includes swearing. ⚠️
The F word is used throughout, because it’s part of the Fck Up Nights brand. If that makes you uncomfortable, feel free to skip this one. If not, you’re in for an honest, fun, and deeply human conversation.
Find out more about Fck Up Nights Melbourne or Clare Elizabeth Dea:
Fck Up Nights is the global phenomenon that celebrates authenticity, imperfection, and the power of honest storytelling.
Being held in over 250 cities across 80+ countries, this is not your average event.
It’s a full-bodied, heart-led, high-vibe experience for creatives, entrepreneurs, and anyone bold enough to ditch the highlight reel.
Socials:
Instagram:
Facebook: Clare Elizabeth Dea
LinkedIn: Clare Elizabeth Dea
Website: Clare Elizabeth Dea
Grab a ticket for the next event on Wed 3 Sep 2025 or learn more for attend one in the future.
Check out the conversation with Clare as guest here on Courageous Me. Episode 82. Unmasking the truth will set you free with Clare Dea.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Book a FREE 45 min Call to Action to help you get what's in your head out into the world.
In this episode, multi-passionate entrepreneur Kim McGann shares the story behind her many reinventions, from launching her first beauty salon at just 21, to building an award-winning bridal business, navigating family challenges, becoming a top 1% earner in network marketing, and now stepping into her next big vision with The More Method.
Kim reveals why life isn’t about having everything figured out but trusting that deep inner knowing that there’s more out there for you.
She reflects on how even during personal loss and upheaval, trusting the process can open unexpected opportunities far beyond what you could imagine.
You’ll hear how she’s embraced change when most would cling to comfort, how she’s using perimenopause as a catalyst for reinvention, and why she believes every woman is “made for more.”
This episode is both a permission slip and a blueprint to remind you that whatever you look for in life, you’ll find, so why not go looking for more?
Key Takeaways:
o Starting a business is a catalyst for deep personal growth.
o Life’s chaos often plants the seeds for your next big step.
o Every new chapter requires an evolved version of you.
o Even at the top, growth can call you to something more.
o The More Method offers a framework to create an extraordinary life.
o Reframe limiting beliefs so they no longer hold you hostage.
o Whatever you look for in life, you’ll find.
o Trust the process, as every step leads to what’s next.
o Three common fears keep many women from going all-in.
Follow or stay tuned for more with Kim McGann
Website: Kim McGann
Instagram: @itskimmcgann
Instagram: @madeformore_women
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
Book a FREE 45 min Call to Action
In this heart-opening episode, we meet personal brand fashion stylist Jane Mow to explore the many layers of courage that live beneath a stylish outfit.
Born in Fiji, Jane shares how moving countries, changing her accent, and uprooting her life repeatedly shaped her fierce independence and bold self-expression.
Jane's story isn't about fashion, it's about identity, reinvention, and following the whisper inside that says "you're going places."
From walking away from a "perfect" relationship to chase energetic alignment in a new city, to trading fashion editorial shoots for rugs and stone sales in search of herself, Jane lays it all bare.
Including the moment in couples counselling that reignited her true calling, and how she's now navigating one of her most courageous seasons yet.
Far beyond the clothes, Jane's work is about helping women reconnect with the version of themselves they've hidden away and giving them permission to come out and shine.
Sometimes that looks like hot pink pants.
Sometimes it's speaking up.
Sometimes it's simply showing up.
This conversation is a love letter to the parts of you still waiting to be seen and the courage it takes to finally let them out.
Key takeaways:
o Reinvention is a continuous recalibration, not a one-time decision.
o Energetic alignment matters more than logic—your body always knows.
o A mundane season can be the unexpected spark that leads you back to your purpose.
o Clothes can be a powerful gateway to reclaiming the real you.
o People aren't thinking about you nearly as much as you think they are.
o Every new season of life demands a mindset shift.
o Personal style is deeply linked to identity, confidence, and self-expression.
Get in touch with Jane:
Website: Jane Mow
Instagram: @janemowstylist
LinkedIn: Jane Mow
Check this out: The Unforgettable Style Workshop (every 2 months) https://janemow.com/workshop
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayneBiz
Book a FREE 45 min Call to Action to help you get to the starting line.
In this episode, I flip the classic line "begin with the end in mind" and propose a fresh alternative that can be even more helpful when you're trying to get something off the ground.
If you're sitting on an idea, dream, or whisper of possibility but feeling overwhelmed because you don't have it all figured out - this is your call to action.
I share some personal stories, drop in a few juicy metaphors, and recount a memorable moment in a homewares store that unexpectedly sparked the name of this podcast: Courageous Me.
This one's for you if you've been saying "not yet," "maybe one day," or "I'm not ready."
Whether it's a big life decision, a creative nudge, or a simple personal change; uncertainty and 'not ready' aren't signs to delay, they're reasons to begin.
You don't need clarity to start. You need the courage to begin.
Key Takeaways:
o You don't need to have everything sorted before you start.
o The clarity you're waiting for often comes after you begin-not before.
o Momentum reveals the next step far more than overthinking does.
o Waiting for the perfect plan can lead to years of missed opportunity.
o Feeling unready isn't a reason to wait - it's part of getting ahead.
o If you've figured things out before, you can do it again.
o One decision to begin can change everything.
o You can't finish what you don't start.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
**Book a FREE 45 min Call to Action to help you get to the starting line. What have you got to lose?
How a life of uncertainty, solo parenting, and starting over can evolve into a story of purpose and meaning.
In this candid and uplifting episode, I chat with brand strategist Michelle McCarthy, who brings honesty, vulnerability, and wisdom as she shares the courageous choices that have shaped her life across three continents.
From walking away from the fast-paced dream of New York to building a business in Australia as a single mother, Michelle's story is about trusting your inner knowing, those quiet whispers that guide you when logic and plans fall away.
Michelle reflects on what it takes to own your "weird", find belonging without fitting into a box, and follow the inner pull for more, even when you can't yet define what it looks like.
Her story will resonate with anyone standing at a personal or professional crossroads, sensing change and searching for answers.
As a creative brand strategist, Michelle also shares how building a business is as much about self-discovery as it is about strategy, and how true authenticity starts from within.
This episode is for you if you’ve ever felt like you don't quite fit in… and are ready to trust yourself anyway.
You'll hear:
o How tuning into your inner knowing can point you in the right direction.
o Why discomfort is often the clearest signal that change is necessary.
o The power of being different and how it is your superpower when it feels safe to express it.
o What starting a business teaches you about yourself.
o Why not fitting in a box is why she stands out.
o The beauty of creativity for the joy of it, without a commercial agenda.
o The courage it takes to let go of what's been to become what could be.
Get in touch with Michelle:
Instagram: @immichellemccarthy
LinkedIn: Michelle McCarthy
Book your FREE Client Attraction Strategy Call with Michelle here.
It will uncover the next-level opportunities for your brand—whether that’s amplifying your voice, expanding your influence, or turning recognition into legacy.
It isn’t a sales call—it’s a powerful conversation where we dive into your vision and potential, ensuring we’re the perfect fit before going on this transformative experience.
More about Michelle:
Michelle McCarthy is a brand strategist helping ambitious businesses and experts attract more dream clients through powerful, human-led branding. With 15+ years of experience, she's known for blending strategy and soul to create brands that drive results, without the burnout!
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
What if the most powerful version of you is the one you've been hiding all along?
In this raw, deeply moving conversation, keynote speaker and founder of SHE Talks, Fur Wale, shares how growing up surrounded by trauma didn't destroy her; instead, it shaped her into a fierce advocate for truth, using your voice and rewriting your story.
From reciting philosophy books to classmates at recess to shaking with fear before stepping on stage, Fur's story will challenge everything you think you know about confidence.
She reveals what happened when she dropped the performance mask and spoke with radical honesty.
You'll hear how she found safety in her own being when the world felt unsafe, why she rejects the outdated idea of "acting professional," and how her gift for reading people became a superpower.
Fur walks us through her journey of "trying on" new beliefs to see what fits, how we can all rewrite the stories that limit us, and what it takes to share your big idea with the world in a way that lands and lasts.
Helping women speak their truth isn't just her mission; it's a movement.
And in doing so, she shows what it truly means to be seen.
If you've ever felt like you didn't belong, questioned your worth, or wondered if your story really matters, this episode is for you.
You'll hear:
o How reading became her sanctuary when she felt lost.
o What it means to "try on" new beliefs when the old ones no longer serve you.
o Two questions that cracked her open: Am I safe in my own being? What's wrong with me?
o Why dropping the "professionalism" persona made her more powerful and more relatable.
o How she became exceptional at reading people (even from the stage), and why it changed everything.
o Why she believes we're all born confident and how to reclaim that birthright.
o How to move beyond self-limiting labels and stories we've claimed as truth.
o Why authenticity isn't optional for effective speaking - it's the whole point.
o How owning your truth permits others to do the same.
Get in touch with Fur:
Instagram: Fur Wale founder of SheTalks @public_figure_lifestyle
Instagram: SheTalks official page @shetalks_ownthestage
LinkedIn: Fur Wale Keynote Speaker
In this episode, I share some of the valuable lessons from a refreshing two-week trip to the United States.
I highlight the value of shaking things up, the power of spotters, cheerleaders, and collaborations, the flawed pursuit of perfection, and taking action to create conditions where you can expect the best.
At the end, I let you into an incredibly vulnerable moment that, ironically, left me feeling deeply valued and truly seen.
What you’ll learn in this episode:
o The benefit of disrupting routine to kick your brain into a new gear.
o The value of a ‘spotter’ to lighten the load.
o Trusting your intuition for successful collaborations.
o Taking imperfect action to unlock your best work.
o A better take on the saying ‘practice makes perfect’.
o Shifting your language to move from scarcity to abundance.
o A fun phrase to cheer yourself on.
o How choosing your environment can impact your results.
o How vulnerability can be the key to being seen.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
In this captivating episode, Suzanne Alexander, a seasoned Money Coach and Money Mindset Mentor, shares her remarkable journey from being a shy people-pleaser to becoming a fierce advocate for financial empowerment.
Her story shines a light on the power of self-discovery, embracing personal growth, and stepping outside comfort zones to live a more abundant life.
Suzanne's journey is marked by fierce independence and resilience, shaped through navigating life's many challenges.
She discusses overcoming childhood adversities, supporting her husband through a challenging cancer diagnosis, and grappling with the emotional complexities of fertility struggles.
Throughout our conversation, Suzanne discusses the importance of financial independence, the grief associated with identity loss, and the value of vulnerability in personal growth.
At the heart of Suzanne's message is the importance of nurturing a healthy relationship with money.
She passionately encourages us all to see financial empowerment as a pathway to finding abundance and joy in our everyday lives.
What we cover in this episode:
o Empowering others, not rescuing them.
o Advocating for yourself and trusting your decisions.
o The impact of changing your environment to change your results.
o Recognizing that physical changes alone won't address internal confidence issues.
o Coping with significant life challenges like her husband's serious health diagnoses and fertility struggles.
o Using role modelling as a teaching tool.
o Navigating identity loss during career changes and managing unmet expectations.
o Embracing self-awareness, self-responsibility, and setting boundaries for personal growth.
o The importance of financial education in building security.
o Approaching money with compassion for a healthier relationship and a more abundant life.
More about Suzanne:
Suzanne is a Certified Money Coach who inspires professional women to break through their challenging money blueprint so they can build Confidence, Clarity, and Choice with their finances.
Formerly a financial adviser, she's been involved in the finance industry for over 18+ years.
She creates a safe space where you'll uncover the beliefs, thoughts, emotions, and behavior you have around money so you can overcome the limitations holding you back and harness your money superpowers.
To take charge of your money story and step into your version of an abundant life.
Get in touch with Suzanne:
Website: Mindful Finances
Instagram: @mindful_finances
Facebook: Mindful Finances
LinkedIn: Suzanne Alexander
*Download your FREE Money Story Workbook here.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
In this insightful conversation, Angela Metri, founder of spread.co, shares her inspiring journey from being the classic 'good girl' to boldly redefining her entire life.
Angela reveals pivotal moments of courage, including breaking free from family expectations, shifting from an established career in law to pursue entrepreneurship, and completely transforming her relationship with food, going from a 'fussy eater' to a passionate foodie.
We delve into Angela's delightful real-life "Notting Hill" style love story, uncovering how embracing uncertainty and redefining unhelpful labels opened doors she never imagined possible.
Angela also addresses the often-overlooked mental load that many of us carry, particularly around daily food preparation.
As a proud "supermarket dropout," she shares how curiosity and determination led to an innovative business idea to ease this daily burden.
We also discuss the challenges of scaling a business, the importance of addressing personal blind spots, and how nostalgia can influence our food choices and deepen our connections.
This episode is a delicious discussion about following what calls you, challenging the status quo, knowing what you want, and having the courage to go for it.
What you'll learn in this episode:
o How redefining labels and removing unhelpful ones can transform your life.
o The power of truly owning your decisions.
o How journalling and self-awareness can be your best friend.
o Ways to reduce the mental load of daily life.
o How a watermelon radish changed her life.
o Why being adventurous with food can be an avenue for personal growth.
o Reframing failures as stepping stones to what's next.
o The importance of finding your blind spots and addressing them.
o What we're really asking for when requesting a recipe.
o A random question that provides a gateway to meaningful connections.
Angela Metri is an ex-lawyer, ex-good-girl, ex-fussy eater and the founder of Spread, a personal food delivery service designed to replace the supermarket.
She’s dedicated to helping driven, health focused food lovers find their own personal food journey and enjoy as many of the 80,000 meals they'll have in their lifetimes.
Find out more about Angela:
Sign up to wait list at Spread.co
Instagram: @thespreadmethod
LinkedIn: Angela Metri
Read more about Angela’s perspective as a 34 year old at Models I Live By.
Check out these two relevant and clever posts written by Angela:
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
In this episode, we meet Belinda Stark, an alcohol and mindset coach dedicated to helping midlife women transform their drinking habits and live their best lives.
Belinda shares her inspiring journey of overcoming postnatal depression, breast cancer, and career changes to find her true purpose.
Transitioning from a high-functioning drinker, she now guides women in midlife to explore their relationship with alcohol, especially during perimenopause, and to achieve greater happiness and overall health.
She delves into the complexities of "grey area" drinking, navigating social settings as a non-drinker, and realizing that lasting change requires more than just willpower.
Here's what's cool: Belinda offers a fresh perspective on drinking, encouraging people to redefine their relationship with alcohol while maintaining the freedom to enjoy a drink guilt-free.
What you'll learn in this episode:
o Trusting your intuition for answers during challenging times.
o Being dealt a huge blow two weeks into owning a new business.
o Living her passion was the perfect distraction for battling a serious health challenge.
o Understanding grey area drinking and how it can creep up and consume your life.
o How one text message influenced a life-changing decision.
o Curiosity led to her breakup with booze and to embrace sobriety.
o How alcohol can exacerbate the symptoms of perimenopause.
o Why mindset, not willpower, is key for lasting change.
More about Belinda:
My mission is to empower midlife women to transform their relationship with alcohol—whether that means drinking less, taking a break, or stopping altogether—by helping them make mindful, shame-free choices rooted in self-trust, not willpower.
Through compassion, connection, and clarity, I guide them to reclaim their voice, their joy, and the life they truly want to live.
Get in touch with Belinda:
Website: Belinda Stark
Instagram: @belindastark_
Facebook: Belinda Stark Life Coach
LinkedIn: Belinda Stark
**Learn more about the one-month course: Get your Sober Sparkle!
It’s designed to help you cut back, cut out, or take a break from alcohol.
Next course starts at the end of June 2025 but is offered again during the year.
Where to find me:
Website: Kim Payne
LinkedIn: Kim Payne
Instagram: @iamkimpayne
Facebook: KimPayne9Rok
The Courageous Business Series of Masterclasses.