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Asia Tech Podcast
Michael Waitze Media
399 episodes
3 days ago
All Things Asia, All Things Tech
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Technology
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All Things Asia, All Things Tech
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Technology
Episodes (20/399)
Asia Tech Podcast
EP 394 - How Is AI Reshaping Work and Human Talent? - Jeevika Makani, Francis Pẽna, and Kristen Lim

Artificial intelligence is forcing humanity to confront what truly makes us valuable. As machines become more capable of performing tasks once reserved for human intelligence, the definition of talent is shifting away from knowledge and efficiency toward qualities like judgment, empathy, creativity, and ethical decision-making.

In this episode of ATP, Jeevika Makani, Francis Pẽna, and Kristen Lim posit that while AI levels access to information, it ultimately widens the gap between people who use it to deepen thinking and those who accept generic outputs.

Some of the topics they covered in detail included:

  • There is no room for nostalgia about grunt work. Offloading drudgery is progress if we use the time to think, decide, and connect.
  • AI Tools do not replace creativity; they raise the bar for originality.
  • The new premium skills are stubbornly human. Empathy, ethics, and relationship-building do not compress to an AI prompt.
  • Mainstream exposure to AI is barely two years old. As a community, we will build collective intuition for what AI is good at and where it fails.
  • AI is democratizing product creation for SMEs and other small companies.
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6 days ago
38 minutes 12 seconds

Asia Tech Podcast
EP 393 - Can FinTechs Enable Asian SMEs to Become Global Players? - Vikas Jain and Chen Yu Liao

Across Southeast Asia, small and medium-sized enterprises are the driving force of economic growth, yet many still face obstacles when accessing financing, managing payments, and expanding beyond their home markets. Fintech innovation is reshaping this reality by bridging gaps through digital payment infrastructures, data-driven lending, and localized financial tools.

In this episode of ATP, Chen Yu (Nicholas) Liao, CEO of Whalet, and Vikas Jain, Country Head (Thailand) at Funding Societies, argue that the region’s fragmentation, multiple currencies, regulations, and languages, makes regional trade complex and that the path forward is “global vision, local rails”.

Some of the topics that Nicholas and Vikas covered in detail include:

  • Cross-border revenue is the most resilient, highest-quality revenue an SME can earn. The difference between aspiration and execution is whether you meet customers where they already are
  • In fragmented markets like Southeast Asia, trust is the conversion rate. Every mismatch between what a customer expects and what your business actually offers is silent churn.
  • Payments data is the new collateral. Alternative data collapses the time it takes to earn credit trust. The faster an SME can turn “sales” into “creditworthiness,” the faster it can inventory up, hire, and expand.
  • Lending and payments are two sides of the same coin. If a payment platform can provide verifiable, permissioned sales data to a lending platform, you can unlock pre-approved, one-click offers at the moment of need.
  • AI could now be the SME’s unfair advantage if they know how to use it well. AI narrows the talent gap and turns lean teams into leverage.
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1 week ago
35 minutes 1 second

Asia Tech Podcast
EP 392 - What Is Really Holding Back WEB3 Gaming in Asia? - Chin Yaul Yu - co-Founder and CEO at W3GG

WEB3 gaming has experienced a turbulent journey, from the early excitement of play-to-earn models and scholarship programs to the realization that crypto speculation alone cannot sustain an industry. The promise of digital ownership drew millions into the space, offering real economic impact for players, particularly in Southeast Asia, during moments of global crisis.

On this episode of ATP, Chin Yaul Yu, co-Founder and CEO at W3GG, explains, many studios tied their survival to token prices; when crypto fell, earnings collapsed, treasuries dried up, and hundreds of projects shut down. The core lesson: speculation can’t substitute for product-market fit.

Some of the topics that Chin covered in detail:

  • Axie Infinity felt like a paradigm shift and it brought institutional capital and mainstream attention. But much of the surge rode on speculation.
  • WEB3 games correlate tightly with broader crypto markets.
  • Most WEB3 games are hybrids: gameplay lives on centralized servers, while ownership and trading sit on chain.
  • As agentic AI improves, detecting and deterring non-human participation becomes existential across the WEB3 gaming landscape.
  • For W3GG, the goal is to export great games from Southeast Asia, cultivate communities where contribution earns recognition and rewards, and manage a robust digital-asset treasury aligned to gameplay.
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2 weeks ago
43 minutes 33 seconds

Asia Tech Podcast
EP 391 - How is Technology Reshaping Offline Industries? - Scott Chambers and Tariq Cassim

Digital transformation is often associated with industries that are already forward looking and generally technologically savvy. However, its greatest impact may come in areas that have traditionally resisted change.

Grassroots football and the global seafood trade may seem worlds apart, but both face similar challenges. ATP was joined by Tariq Cassim, co-Founder and CEO of Koach Hub and Scott Chambers, a co-CEO at Seafood Souq to discuss how transformation is not about shiny new tools. It is about rethinking how value and opportunity are distributed across ecosystems that involve millions of lives.

Some of the topics that Tariq and Scott covered in detail include:

  • Before you digitize anything, understand the size and scope of the system you are impacting.
  • If digital transformation threatens established advantage, expect pushback. Plan for trust-building as carefully as you plan for features.
  • Stakeholder transparency forces clarity. Once they can see the benefits, adoption accelerates.
  • If you want to sell digital transformation, do not sell dashboards, sell value recovery.
  • Immutability builds trust. When stakes are high, data and the reports they produce need to be trusted.
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3 weeks ago
50 minutes 14 seconds

Asia Tech Podcast
EP 390 - Is Private Banking Ready for a Digital Paradigm Shift? - Olzhas Zhiyenkul, Founder of InvestBanq

Wealth management is facing a critical inflection point. Legacy systems built decades ago still power many private banks, creating inefficiencies that slow down operations and frustrate clients. Manual processes like emailing PDFs and reconciling data across multiple custodians remain common, leading to errors and missed opportunities.

In this episode of ATP, Olzhas Zhiyenkul, Founder of InvestBanq, contends that private banking runs on a fragile trio of Excel, PDFs, and eMail, because rebuilding the multi-layer “wealth stack” requires years of orchestration and leadership courage.

Some of the important topics that Oz covered in detail included:

  • The biggest impediment to digital transformation is not technology is disarmingly human: incentives and incumbency. It requires courageous leadership making multi-year investments,
  • Wealth management is harder to digitize than payments because digitizing wealth is orchestration engineering and filled with unseen complexity.
  • Over the next two decades, more than $100 trillion of wealth will shift to millennials and other digital natives. They want “software first, human second” service, with expert help available when it adds real value.
  • Fragmentation is wealth management’s defining feature and is biggest opportunity.
  • The “connect-everything” problem is the core digital wealth management product.
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1 month ago
44 minutes 2 seconds

Asia Tech Podcast
EP 389 - The Crucial Role of Clean Data for Autonomous AI Agents - Shanmuga Muniandy - Denodo

AI is evolving from static question-and-answer systems to dynamic agents capable of reasoning, learning, and making decisions in real time. These intelligent systems rely on vast amounts of data to function, but the real challenge lies not in building the AI itself, but in ensuring that the data feeding it is clean, accurate, and accessible.

In this episode of ATP, Shanmuga Muniandy, Director of Architecture & Chief Evangelist, APAC at Denodo, argues that most AI failures are really data failures: stale copies, siloed systems, and patchwork security.

Some of the topics that Shan covered in detail included:

  • Agentic AI chains reasoning steps, maintains context, calls tools/APIs, and makes decisions toward a goal.
  • To get accurate agent behavior, data must be complete, clean, contextual, and timely.
  • Real-time decisions require live context, which requires real-time access to data.
  • Business leaders should not need to hunt tables or beg IT for extracts. Self-service data unlocks velocity. It also gives agents stable, well-defined inputs aligned to outcomes.
  • Ethics and regulation should be part of the architecture that drives Agentic AI.
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1 month ago
39 minutes 22 seconds

Asia Tech Podcast
EP 388 - Are We Entering a New Era of Decentralized Finance? - Qin En Looi and Ganesh Kompella

Artificial intelligence and blockchain are no longer separate innovations. They are beginning to merge, creating systems that are both intelligent and trustworthy. AI brings automation, reasoning, and decision-making, while blockchain provides transparency, provenance, and security.

On this episode of ATP, Qin En Looi⁠, a Partner at Onigiri Capital & Saison Capital and Ganesh Kompella, a Founding Partner at Tykhe Ventures, highlight that this moment is different because of a shift in mindset and infrastructure.

Some of the topics Qin En and Ganesh covered in detail:

  • Together, AI and blockchain unlock 'decentralized intelligence'.
  • The AI and blockchain ecosystem has matured with stronger infrastructure, institutional adoption, and broad developer access.
  • Clear, supportive regulation is shifting from hindering innovation to driving it.
  • While core AI infrastructure may remain centered in the West, Asia’s talent and scale position it to lead in applied AI and blockchain use cases.
  • DeFi will not replace traditional banks but will serve as their middleware, enabling faster, more transparent, and programmable financial services.
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1 month ago
45 minutes 25 seconds

Asia Tech Podcast
EP 387 - How Blockchain, AI, and DeFi Are Shaping the Future of Finance - Nikhil Joshi - Chief Operating Officer at EMURGO

The global financial system is entering a period of profound change driven by the convergence of blockchain, artificial intelligence, and decentralized infrastructure. At the center of this transformation is tokenization, which converts real-world assets into programmable digital representations that can move seamlessly across modern, borderless rails.

In this episode, Nikhil Joshi, Chief Operating Officer at EMURGO, explores how the convergence of blockchain, AI, and decentralized finance is reshaping global markets.

Some of the topics Nikhil covered in detail:

  • Anything can be tokenized, but not everything should be tokenized.
  • Stablecoins are the bridge between traditional finance and decentralized finance.
  • Agentic AI combined with programmable money can lead to automated treasury functionality.
  • Institutional adoption is real, growing and nuanced.
  • Interoperability is essential with payments and settlement rails first, then lending/borrowing, eventually hedging and structured products.
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1 month ago
44 minutes 32 seconds

Asia Tech Podcast
EP 386 - Are AI and Crypto Revolutionizing the Financial System? - Karl Mohan - Crypto.com

Finance is entering a period of deep structural change. What appears on the surface as small, incremental upgrades—banks digitizing workflows, adding AI tools, or experimenting with blockchain, masks a more fundamental shift: the financial system is being rebuilt from the ground up.

Karl Mohan, EVP, Financial Services and GM International at Crypto.com, explains that two forces stand at the center of this transformation. The first is asset tokenization and the second is the rise of AI agents.

Some of the topics that Karl discussed in detail include:

  • The global financial system will be re-architected, but it will look like “incremental evolution” while it’s happening.
  • Blockchains are machine-native ledgers and the more finance becomes machine-to-machine, the more value accrues to ledgers that are natively interpretable by software.
  • The cross-border experience is moving from opaque and slow to transparent and instant which leads to faster remittance, lower uncertainty, and fewer human failure modes.
  • Stablecoins are becoming remittance and savings primitives for the unbanked and underbanked.
  • The biggest blocker to crypto adoption is anchoring bias, not technology. Every moment spent “digitizing an old workflow” is a year competitors spend compounding their advantage on a native architecture.
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2 months ago
47 minutes 8 seconds

Asia Tech Podcast
EP 385 - Does Your API Security Strategy Need an Upgrade? - Reuben Koh - Akamai Technologies

As digital ecosystems grow more connected, APIs have become the core channels through which data flows, services interact, and innovation happens. But this shift has also introduced new risks.

In this episode of ATP, Reuben Koh, Director, Security Strategy - Asia Pacific & Japan at Akamai Technologies, explains how essential APIs are to digital experiences.

Some of the topics Reuben covered in detail include:

  • In today's digital world, APIs are no longer behind-the-scenes components—they are mission-critical interfaces that power user experiences, connect systems, and move sensitive data at scale.
  • Despite their proliferation, most organizations have shockingly poor awareness of their own API infrastructure.
  • One of the most revealing insights from Reuben was the scale of API abuse, not just mere attacks. Abuse happens when APIs are used in ways for they were not intended, oftentimes creating malicious, unexpected consequences.
  • In 2024, for the first time, Akamai saw more internet traffic generated by APIs than by humans. Bots now dominate the digital landscape, probing, testing, and exploiting vulnerable endpoints.
  • The finance sector, unsurprisingly, remains the top target for web application and API attacks. Reuben share some shocking examples.
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2 months ago
40 minutes 50 seconds

Asia Tech Podcast
EP 384 - The Game-Changing Role of Agentic AI in Business Growth in Asia - Gavin Barfield - CTO ASEAN at Salesforce

Artificial intelligence has long promised to transform the way businesses operate, but only now are we beginning to see its full potential realized. Early waves of AI focused on prediction and content generation, offering useful but limited support. The newest evolution—autonomous agents—goes further by reasoning, sequencing tasks, and taking meaningful action.

In this episode of ATP, Gavin Barfield, CTO and VP of Solution Engineering for ASEAN at Salesforce, explains how this “third wave” of AI is transforming the way businesses operate.

Some of the topics that Gavin covered in detail include:

  • The history of AI in business can be broken into waves. We are now entering the autonomous agent era, where AI doesn’t just suggest, but acts.
  • The leap from generative to autonomous AI isn’t just about bigger language models—it’s about the rise of reasoning engines.
  • Autonomous AI is only as good as the data it uses.
  • Far from being merely theoretical, autonomous AI is already proving itself and early use cases are delivering!
  • Gavin stressed that AI agents are not about eliminating humans, but about freeing them from low-value tasks and enabling them to do more meaningful ones.
  • Gavin posited that CEOs will no longer manage purely human workforces. Instead, they will oversee a hybrid of digital agents and human employees.
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2 months ago
37 minutes 4 seconds

Asia Tech Podcast
EP 383 - Can AI and Digital Collateral Improve Financial Inclusion Exponentially? - Rene Payan - PayJoy

In many emerging markets, traditional credit systems fail to serve the underbanked because they rely on formal employment records and financial histories that many people simply don’t have. But access to credit doesn’t have to be limited to those with paperwork.

In this episode of ATP, we talk to Rene Payan, Country Manager for the Philippines at PayJoy who explains how PayJoy is changing that reality by using smartphones as digital collateral and AI-powered risk models to “find a yes” instead of defaulting to “no.”

Some of the topics that Rene covers in detail include:

  • For decades, the underserved and underbanked have been locked out of formal financial systems because they lacked traditional credit histories. PayJoy challenges that orthodoxy with a powerful shift in mindset: instead of searching for reasons to deny credit, the company actively searches for reasons to approve it.
  • Smartphones can be more than devices, PayJoy has developed a unique approach to underwriting: it uses a smartphone’s functionality as digital collateral.
  • PayJoy didn’t start out as a lender. The company originally offered its technology via SaaS to third-party lenders. But when partners failed to replicate PayJoy’s commitment to "finding a yes," PayJoy doubled down on direct lending.
  • Long before AI became a buzzword, PayJoy was deploying machine learning to refine its pricing strategies and risk assessments. The goal isn’t just approval—but optimized approval.
  • What PayJoy is building is not just a credit business, but an embedded finance ecosystem. Customers encounter financial services not in banks, but at retail counters while buying a phone.
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2 months ago
41 minutes 29 seconds

Asia Tech Podcast
EP 382 - Can AI and Blockchain Make the Financial System Better for Us? - Srikumar Misra - Founder aarnâ Protocol

Traditional financial systems rely heavily on trust—trust in banks, brokers, custodians, and exchanges. But emerging technologies like blockchain and decentralized finance (DeFi) are challenging this model by introducing a trustless, self-custodied approach to asset management. 

In this episode of ATP, Srikumar Misra, Founder of aarnâ Protocol, explains how decentralized finance (DeFi) and blockchain technology are reshaping investment and asset management. He breaks down the evolving landscape of digital assets into three key categories: Bitcoin as a store of value, utility-based native tokens, and tokenized real-world assets like real estate or art.

Some of the topics Srikumar discussed in detail include:

  • Digital Assets Aren’t One Thing—They’re a Spectrum
  • Access, Not Just Innovation, Is the Real Breakthrough
  • Trustless systems challenge the status quo. DeFi’s foundational concept of "trustless" finance doesn’t mean mistrust—it means removing the need to trust third-party intermediaries.
  • User Experience Will Make or Break DeFi’s Future
  • Liquidity and slippage are serious concerns. While DeFi is maturing, it faces critical challenges with liquidity fragmentation. Liquidity infrastructure still lags behind TradFi, which handles trillions in daily volume with minimal price disruption.
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2 months ago
46 minutes 58 seconds

Asia Tech Podcast
EP 381 - Can Tech Fix Overconsumption in Fashion? - Louise Blein and Amarine Erbs - Yours

The global fashion and consumer goods industries are facing a growing crisis of overproduction and overconsumption. Despite already having enough garments in circulation to clothe several future generations, fast fashion continues to flood the market with new items.

In this episode of ATP, Louise Blein and Amarine Erbs, co-founders of Yours, explore how overconsumption and the fast fashion industry have created a crisis of excess. They share their personal motivations for starting Yours—a safer, community-focused secondhand platform—and how their experiences as expats highlighted the wasteful repetition of buying new things with each move.

Some of the topics Louise and Amarine covered in detail include:

  • Sustainability in fashion isn’t optional—it’s urgent. With 1.6 billion parcels shipped daily by air, we’re burning resources at both ends of the supply chain.
  • Gen Z, the same generation that craves newness is driving secondhand growth. This duality—wanting both novelty and sustainability—is shaping the modern marketplace.
  • Our closets and cupboards are overstuffed not out of necessity but as a proxy for comfort, identity, or status. This is not a fashion problem—it’s a human problem.
  • A circular marketplace can’t just be a platform—it must be a community. Yours isn’t just a transactional space—it’s a social ecosystem. By attending events, partnering with donation centers, and prioritizing offline engagement, they’re creating a network that supports and educates.
  • Thailand is the right place to build this—culturally and technologically. The country's digital infrastructure, growing startup ecosystem, and openness to social commerce make it a powerful launchpad—not just for Thailand, but for Southeast Asia and beyond.
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3 months ago
36 minutes 21 seconds

Asia Tech Podcast
EP 380 - Why Is Payment Optionality Critical for the Future of Digital Commerce? - Deborah Im

Digital commerce in Asia is undergoing a profound transformation. The rise of mobile payments, government-backed payment rails, and local digital wallets is reshaping how people pay and how businesses operate. This shift is driven not only by convenience but by necessity, as financial inclusion increasingly depends on the ability to support local payment methods.

In this episode of ATP, we speak with Deborah Im, about the fast-moving evolution of digital commerce in Asia.

Some of the topics that Deborah covered in detail include:

  • Payment optionality Is no longer a nice-to-have—it’s a strategic necessity. It’s the key to unlocking customer access and revenue.
  • Government-built payment rails could be FinTech’s biggest competitors as PayNow (Singapore), UPI (India), and PromptPay (Thailand) are offering free or nearly free money transfers—domestically and cross-border.
  • Data localization laws are fragmenting the internet—and potentially slowing innovation.
  • AI has transformed legal and operational work—but still needs better data access.
  • Asia is winning the FinTech race because it’s still scrappy. Its dynamism comes not from copying the West, but from building solutions tailored to fragmented, cash-heavy, mobile-first economies.
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3 months ago
39 minutes 42 seconds

Asia Tech Podcast
EP 379 - Will Quantum Computing Change the Future of Financial Services Forever? - Dipen Mehta - Softserve

Quantum computing is poised to transform how we process information, making today’s most powerful computers look slow by comparison. Unlike classical computers that rely on binary bits—either 0 or 1—quantum computers use qubits, which can exist in multiple states at once.

In this episode of the Asia Tech Podcast, Dipen Mehta, EVP & GM for APAC at Softserve, breaks down why quantum computing is a game-changer.

Some of the topics that Dipen covered in detail include:

  • Quantum computing introduces qubits, which can exist in multiple states simultaneously—a phenomenon called superposition. This single feature allows quantum machines to process vastly more information at once, enabling computation on a previously unimaginable scale.
  • We are still in the early innings of quantum’s commercial, but while we are early, it is inevitable.
  • Quantum won’t replace classical computing—it will complement it. Each paradigm has its strengths, and early applications will likely leverage hybrid approaches.
  • Artificial intelligence and quantum computing are on a collision course.
  • Combining AI with quantum opens the door to what Mehta calls "real-time, hyper-personalized financial services."
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3 months ago
34 minutes 38 seconds

Asia Tech Podcast
Travel Smarter: How Tech and AI Enhances Your Travel Experience - Travel & Tech 2025 Highlights

Travel is evolving far beyond flights and hotel bookings. Today, technology—particularly artificial intelligence—is transforming how people choose destinations, plan trips, and engage with local experiences. From AI-powered travel planning tools to immersive digital environments that let travelers explore a place before arriving, the focus is shifting from convenience to personalization.

ATP went to the Travel & Tech Asia 2025 event in at Queen Sirikit National Convention Center in Bangkok, where thought leaders from across the travel industry revealed how technology is fundamentally reshaping how people discover, book, and experience travel.

Artificial intelligence emerged as a driving force, not just for automating tasks, but for creating deeply personalized and intuitive interactions—from chat-based trip planning to virtual hotel walk-throughs using digital twins. AI is also helping hotels manage high volumes of guests, respond instantly to reviews, and even bridge language gaps, making the travel experience smoother for both tourists and locals.

Equally important was the role of frictionless infrastructure. Cloud-based hotel systems now let owners manage properties from anywhere, while smart payment orchestration ensures transactions go through even when the first attempt fails. Meanwhile, immersive experiences—like Muay Thai fights enhanced with projection mapping—demonstrated how blending culture and technology can create emotional connections with travelers and amazing travel experiences!

As someone who’s spent years talking to technologists, entrepreneurs, and industry experts, I can confidently say: something seismic is happening in travel. Not just in how we go places—but in how we decide where to go, how we experience the destination, and how platforms build loyalty and create seamless, intelligent experiences.

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3 months ago
27 minutes 26 seconds

Asia Tech Podcast
EP 377 - Why Is Asia Adopting AI Faster Than the Rest of the World? - Adrian Johnson - Hitachi Vantara

Artificial intelligence is advancing rapidly across Asia, not only because of its economic potential but also due to the region’s strong appetite for innovation and global competitiveness. Countries are embracing AI to improve efficiency, reduce costs, and create smarter business strategies.

ATP spoke to Adrian Johnson, Senior VP and General Manager Americas and Asia Pacific at Hitachi Vantara about how countries like Singapore and China are not just experimenting with AI—they’re leading.

Some of the topics Adrian covered in detail include:

  • Asia is the “market of the 21st century. With rapid economic development, fierce internal competition, and a drive for global relevance, Asia is leaping forward.
  • Infrastructure built for yesterday can’t handle AI today. One of the biggest challenges companies face is that their current IT infrastructure simply wasn’t built for AI’s compute-heavy, high-performance demands.
  • AI promises to level the playing field—but only if SMEs can access the tools. "AI-as-a-Service” could enable that, allowing SMEs to plug into powerful AI tools without building from scratch.
  • No matter how powerful an AI model is, poor data quality guarantees poor outcomes. Getting data quality right is of the utmost importance.
  • The next phase of AI is not just about private models—it’s about sovereign ones. These models will be geographically and legally confined, ensuring they comply with local laws and cultural expectations.
  • AI isn’t just computationally expensive—it’s environmentally taxing. As quantum computing and edge computing enter the fray, there’s a pressing need to align innovation with sustainability.
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4 months ago
28 minutes 57 seconds

Asia Tech Podcast
EP 376 - Why Are Millions of Japanese Homes Abandoned? - Tsuyoshi Domoto - Founder of Akiya Air

Japan is facing a quiet crisis with over 9 million abandoned homes, known as akiya, scattered across the country—a number expected to double in the next decade. This phenomenon is largely driven by an aging population, declining birth rates, and continued migration to urban centers.

ATP spoke to Tsuyoshi Domoto, the Founder of Akiya Air, who has created a platform to help unlock the potential of akiya by offering a one-stop service for buying, renovating, managing, and monetizing these homes.

Some of the topics Tsuyoshi covered in detail:

  • Japan’s tax system discourages demolition and incentivizes keeping decrepit houses standing.
  • Navigating Japan’s real estate market as a foreigner can be quite challenging. Trying to purchase and renovate a rural home is nearly impossible without local help.
  • While many foreigners may not know 'akiya' exist, those who do are enthusiastic. Some want a second home to visit regularly; others see it as an Airbnb-style investment for other foreign visitors.
  • Financing can still be a major barrier as Japanese banks are still cautious about lending to foreigners, especially those without permanent residency.
  • Akiya Air's vision is to create pockets of innovation and community in Japan’s countryside, akin to what he saw in Bali — digital nomads, creatives, and entrepreneurs co-living and co-working in revitalized areas.
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4 months ago
26 minutes 27 seconds

Asia Tech Podcast
What Will a Truly Borderless Financial System Look Like? - Elie Bertha - Chief Product Officer at Thunes

Global financial systems are evolving rapidly, but many remain fragmented, creating barriers for people and businesses trying to move money across borders. While local solutions like mobile wallets have improved access in specific regions, they often operate in isolation.

In this episode of the Asia Tech Podcast, Elie Bertha, Chief Product Officer at Thunes, explores why interoperability is becoming the cornerstone of global financial services.

Some of the topics that Elie covered in detail include:

  • Connectivity may power global commerce, but interoperability—systems speaking to each other in real-time—is the glue that makes it functional.
  • In emerging markets like the Philippines, Indonesia, and large swaths of Africa, mobile wallets have become essential tools for financial inclusion.
  • The most persistent obstacles to seamless cross-border payments aren’t technological—they're bureaucratic.
  • Frictionless payments aren't just convenient—they unleash liquidity.
  • Digital wallets that hold fiat, crypto, or stablecoins offer the flexibility users need, but challenges remain. Stablecoins promise 24/7 global liquidity—but usability, acceptance, and integration into traditional systems remain hurdles.
Show more...
4 months ago
33 minutes 37 seconds

Asia Tech Podcast
All Things Asia, All Things Tech