In this piece, brought to you by Retirement.Radio's Jim Tarabocchia, we explore the basics steps to take – and break them down – for further clarity on preparing for retirement.   Key Points Covered: The importance of saving for retirement – NOW Balancing your investments – How a healthy mix of riskier investments can help weather the market’s uncertainty especially as you get closer to retirement. The importance of seeking professional guidance when planning financially for the future.   Listen for smart strategies, calm perspective, and the practical financial wisdom you need to retire once—and retire right. --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In recognition of RSV Awareness Month, Retirement.Radio’s Matt McClure sits down with Dr. Leonard Friedland, Vice President and Director of Scientific Affairs and Public Health for GSK North America, and Carole, a National Senior Games athlete, to discuss how RSV (respiratory syncytial virus) affects older adults and why prevention matters.   Dr. Friedland explains that RSV is far more than a seasonal nuisance — it leads to an estimated 177,000 hospitalizations and 14,000 deaths each year among adults aged 65 and older in the U.S. Carole shares her personal story of contracting RSV despite her active lifestyle, detailing how the illness sidelined her and reshaped her approach to health and wellness.   Together, they highlight the importance of awareness, vaccination, and simple preventive steps to help older adults stay healthy through the respiratory virus season. Learn more and access helpful resources at SidelineRSV.com.   Listen for smart strategies, calm perspective, and the practical financial wisdom you need to retire once—and retire right. --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Are you afraid you might have to “unretire”? You’re not alone. In this episode of Understanding Money with the Noles Group, Danny, Parker, Jack, and Evan join Matt McClure to unpack why so many Americans are worried about running out of money—and what you can do to stay retired for good. The team breaks down new data from the 2025 U.S. Bank Wealth Report showing that 63% of Americans expect to return to work after retiring. They discuss how inflation, market volatility, and longer lifespans are fueling anxiety—and offer practical solutions like guaranteed income planning, Social Security optimization, and blended strategies that mix growth with security. Plus: Cost Cutter of the Week: Nine sneaky expenses that could be draining your wallet. Market Update: Political uncertainty and tariff talk have many 401(k) investors seeking safety. Shutdown Showdown: What the ongoing government shutdown really means for your portfolio.   Listen for smart strategies, calm perspective, and the practical financial wisdom you need to retire once—and retire right. --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Retirement isn’t about working harder — it’s about planning smarter. In this week’s episode of Understanding Money with the Noles Group, Danny, Parker, Tyler, and Chandler Noles join Matt McClure to break down one of the most crucial — and misunderstood — parts of retirement planning: how to withdraw your money the right way. From smart sequencing and Roth conversions to Medicare IRMAA surcharges, required minimum distributions (RMDs), and tax buckets, the team shares real-world stories and practical guidance to help listeners build a plan that maximizes income, minimizes taxes, and ensures they don’t outlive their savings.  You’ll also hear how one client turned a $2.9 million Roth IRA into a tax-free income machine, why withdrawal order matters, and how the right timing on Roth conversions can save you thousands in retirement.  It’s a fast-paced, informative hour that proves — with the Noles Group in your corner — you really can retire smarter, not harder.   --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Retirement.Radio’s Matt McClure talks with Mark Steber, Chief Tax Officer at Jackson Hewitt, about why tax planning should be a year-round priority—not just something to think about around Tax Day. Steber explains that there are still several months left in the year to make meaningful changes that can impact the 2025 tax return, emphasizing the importance of reviewing last year’s return, correcting any mistakes, and adjusting for life changes or new tax law updates. He also highlights some of the significant tax code changes coming in 2025, including a potential increase in the child tax credit and higher deductions for seniors—and much more.   --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Americans are living longer than ever—but that brings a big question: will your money last as long as you do? In this week’s Understanding Money with the Noles Group, Danny, Parker, Chandler, Jack, and Matt dive into longevity risk—the very real fear of outliving your savings. They explore why retirement is lasting 30+ years for many people, why outdated strategies like the “4% rule” don’t cut it anymore, and how inflation, healthcare, and long-term care costs can quietly drain your nest egg. The team also breaks down new Social Security updates for 2025, how to turn fear into financial freedom, and why building a plan with growth, protection, and guaranteed income streams is essential.  If you want confidence that your money will last a lifetime, this is the episode for you.  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Retirement.Radio’s Matt McClure sits down with Tom Kamber, Executive Director of Older Adults Technology Services (OATS) from AARP, to discuss how older Americans are using technology, where the biggest gaps remain, and why digital privacy is more important than ever. From app permissions to password managers, Tom shares AARP’s five-day Digital Housecleaning Challenge to help you get your digital life organized and secure. Link to Digital Housecleaning Challenge: https://seniorplanet.org/digitalhousecleaning   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Estate planning is more than just dividing up assets—it’s about protecting your family, avoiding conflict, and ensuring your wishes are honored. In this week’s Understanding Money with the Noles Group, Parker, Tyler, and Chandler Noles (with Matt McClure hosting) take a deep dive into the essentials of building a legacy plan. From wills, powers of attorney, and healthcare directives to avoiding probate and understanding estate vs. inheritance taxes, the team explains the key documents and strategies that keep your family safe and your affairs private. You’ll also hear real-life stories of families who waited too long to plan—and the costly, stressful situations that followed. Whether your estate is $500 or $5 million, clarity and planning are the greatest gifts you can leave your loved ones. Don’t let retirement taxes take a bite out of your nest egg. Call the Noles Group at 205-302-5065 or visit nolesgroup.com to schedule your free, no-obligation consultation. We’ll help you build a tax-smart retirement strategy that keeps more money in your pocket.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

In this episode of Understanding Money with the Noles Group, hosts Danny, Parker, Tyler, and Evan join Matt McClure to tackle three critical retirement topics: building a retirement checklist, de-risking your portfolio, and preparing for rising healthcare costs. From Social Security strategies to tax-smart withdrawals, guaranteed income, and the rule of 100, the team explains how to transition from saving to spending with confidence. You’ll also hear the fan-favorite segment Right or Wrong, where common retirement myths are put to the test. Packed with practical advice, real-world examples, and a healthy dose of humor, this episode will help you get retirement-ready. Schedule your complimentary consultation today: (205) 602-5065 Visit: TheNolesGroup.com   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Retirement is more than just numbers—it’s a major life transition that impacts your finances, emotions, and sense of purpose. In this episode of Understanding Money with the Noles Group, Danny, Parker, Tyler, and Chandler break down what it really takes to retire with confidence. The team dives into: The emotional reality of retirement—identity, structure, and purpose after work. Why it’s important to retire to something, not just from something. The value of volunteering, mentoring, and staying active for mental health and longevity. How to build a SMART vision, SMART inspection, and SMART income plan for retirement. Social Security at 90—busting myths, addressing funding challenges, and explaining why it’s still a cornerstone of retirement planning. Whether you’re five years away from retirement or already there, this episode will help you balance the financial side of retirement with the personal side—so you can find peace of mind and purpose in your golden years.  Schedule your complimentary consultation today: (205) 602-5065 Visit: TheNolesGroup.com   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

On this week’s Understanding Money with the Noles Group, Danny Noles, Parker Noles, Chandler Noles and Evan Griffith shine a light on one of the biggest risks to your retirement security: taxes. From Roth conversions and tax diversification to Social Security and Medicare impacts, the team lays out practical strategies to help you avoid the most common retirement tax traps. You’ll also hear insights into qualified charitable distributions, capital gains taxes, and even the role of 1031 exchanges and tax-loss harvesting. Whether you’re just entering the retirement red zone or already enjoying your golden years, this episode helps you make smarter choices to protect and grow your wealth. Don’t let retirement taxes take a bite out of your nest egg. Call the Noles Group at 205-302-5065 or visit nolesgroup.com to schedule your free, no-obligation consultation. We’ll help you build a tax-smart retirement strategy that keeps more money in your pocket.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Market ups and downs are a fact of life—but how you respond can make or break your retirement. In this week’s Understanding Money with the Noles Group, Danny, Parker, Chandler, and Tyler Noles join co-host Matt McClure to tackle the topic of volatility-proof retirement. They explain why market swings hit harder as you approach retirement, what sequence of returns risk is and why it matters, and how to avoid common emotional pitfalls like panic selling or chasing hot trends. You’ll also hear real-world examples, practical checklists, and strategies to help you minimize risk, maximize confidence, and make your money last—no matter what the headlines say. Don’t let market volatility shake your retirement confidence. Schedule your no-obligation consultation with the Noles Group today. Call (205) 602-5065 or visit thenolesgroup.com to get your personalized volatility stress test and retirement strategy session.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this packed episode of Understanding Money, the Noles Group team covers everything from market performance to major policy shifts, and what they all mean for your retirement plan. Danny, Parker, Tyler, and Chandler break down July’s earnings season, rate decisions from the Fed, and the surprising strength of the markets. Then, the team dives deep into the sweeping changes introduced in the "One Big Beautiful Bill"—including updated Roth conversion rules, estate tax changes, charitable deduction updates, and the extended SALT cap.  Plus, they explain why retirement income planning is more critical than ever, how Social Security's future could affect your strategy, and which U.S. cities retirees are fleeing fastest due to taxes and cost of living. Schedule a no-cost, no-obligation consultation by calling (205) 602-5065 or visit TheNolesGroup.com.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this week’s episode of Understanding Money with the Noles Group, Matt McClure joins Danny Noles, Parker Noles, and newcomer Evan Griffith to talk about what really makes a solid retirement plan. From the value of a written financial strategy to the emotional benefits of working with a financial advisor, the team explores the six core benefits of financial planning — including building confidence, weathering market volatility, and staying organized as a couple. You’ll also hear real-life stories, current market insights, and how the Noles Group uses powerful tools like eMoney to give clients clarity and control. Plus, find out if you're more financially savvy than the average American!   Ready to take the next step? Schedule your complimentary, no-obligation consultation with the Noles Group today. Call (205) 602-5065 or visit TheNolesGroup.com. Whether you're preparing for retirement, searching for lost 401(k)s, or simply want a second opinion, we're here to help you build a confident financial future.

Are you ready to retire—or just hoping you're on track? This week on Understanding Money with the Noles Group, Matt McClure is joined by Parker, Tyler, and Chandler Noles, along with Jack Rivers, to tackle one of the most critical questions facing pre-retirees: How do I actually get ready to retire in the next 5 to 10 years? They walk through a comprehensive 12-step pre-retirement checklist designed especially for those in their 50s and 60s. From catch-up contributions and tax planning to budgeting, long-term care, and forgotten 401(k)s, this episode is packed with the guidance you need to navigate the retirement red zone with confidence. Plus, market updates, thoughts on the latest Social Security COLA projections, and a candid conversation about the emotional and financial realities of retirement. Schedule your free consultation today at TheNolesGroup.com or call 205-602-5065.

On this week’s episode of Understanding Money with the Noles Group, we open the listener mailbag and dive deep into your real-life retirement questions. From Social Security strategies and 401(k) rollovers to required minimum distributions (RMDs), long-term care, and even where to retire—Danny, Parker, and Chandler Noles – along with Jack Rivers – tackle it all with insights and clarity. Matt McClure hosts as the Noles team also breaks down the latest market trends, corporate earnings outlook, and projections for Social Security cost-of-living adjustments (COLAs) in 2026. Plus, find out how national debt and state taxes could impact your retirement plan. Don’t miss this wide-ranging, info-packed episode designed to help you retire smarter and more confidently.  Schedule your complimentary consultation at TheNolesGroup.com or call 205-602-5065.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

In this episode of Understanding Money with the Noles Group, we tackle one of the most important — and often overlooked — aspects of retirement planning: legacy planning. Danny, Tyler, Parker and Chandler Noles join Matt McClure for a comprehensive discussion on how to leave a legacy that supports your loved ones — not a legal mess they’ll have to untangle. You’ll hear: A timely market update and insights on recent geopolitical events Smart strategies for tax-efficient wealth transfer The real difference between wills and trusts (and why you may need both) How to prepare your heirs for success — not stress Real-life stories of planning done right (and wrong) Whether you're in the retirement red zone or just starting to think ahead, this episode will give you the tools you need to protect your wealth, support your loved ones, and leave a lasting legacy with confidence. Book your complimentary consultation today: (205) 602-5065 thenolesgroup.com   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

Vegas jokes ✅. 4 % rule myths ✅. 3 bucket strategy ✅. In this jam-packed episode of Understanding Money with The Noles Group, Matt McClure sits down with Parker, Chandler, and Tyler Noles to tackle the #1 question facing today’s retirees: “How do I turn a lifetime of saving into a lifetime of sustainable income?” What You’ll Learn: Why focusing only on growth can wreck retirement • How to craft a comprehensive income plan that manages longevity, sequence-of-returns, and inflation risks • The 3-Bucket Strategy—balancing safety, liquidity, and long-term growth • A fresh look at the famous 4 % withdrawal rule (still useful or totally outdated in 2025?) • The real meaning of “accumulation ➡️ decumulation” and how to make the mental switch from saving to spending • Why quarterly reviews and personalized service—not “one-size-fits-all” products—are the Noles Group’s secret sauce  Plus, real-life client stories: a rental-property 1031 exchange, a UPS retiree funding bucket-list travel, and more. Need a Second Opinion? Schedule a free consultation: TheNolesGroup.com or 205-602-5065. Whether you have $1 or $100 million, the team will help you design a plan that lets you sleep at night and live it up during the day. Because retirement isn’t a number—it’s an income.   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  

In this week’s episode of Understanding Money with the Noles Group, Matt McClure is joined by Parker and Tyler Noles for a no-nonsense breakdown of how to retire with confidence. They cover: ✅ The five key steps to build a strong retirement plan ✅ How to make the most of your Social Security benefits ✅ Planning for inflation and rising costs in retirement ✅ Smart financial habits of the ultra-wealthy ✅ How to generate passive income (yes, even without a rental property) ✅ The “Retirement Red Zone” and why it’s crucial to get it right Plus, find out how to schedule your free consultation directly on Danny Noles’ calendar and why working with a financial advisor could be the most important decision you make. Call: (205) 602-5065 for one-on-one advice. No cost, no obligation. Visit: TheNolesGroup.com   --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

What does it really take to retire with peace of mind? This week on Understanding Money with the Noles Group, we’re getting back to financial fundamentals. Danny Noles – along with Tyler, Chandler, and Parker Noles – break down 9 essential strategies for living comfortably in retirement. From maximizing your Social Security to reducing taxes and building your own personal pension, you’ll walk away with clear, actionable insights. Plus, we tackle rising health care costs and how to prepare for them without draining your savings. Request your complimentary consultation at TheNolesGroup.com Call 205-602-5065 for one-on-one advice. No cost, no obligation. --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.