Retirement isn’t about working harder — it’s about planning smarter. In this week’s episode of Understanding Money with the Noles Group, Danny, Parker, Tyler, and Chandler Noles join Matt McClure to break down one of the most crucial — and misunderstood — parts of retirement planning: how to withdraw your money the right way. From smart sequencing and Roth conversions to Medicare IRMAA surcharges, required minimum distributions (RMDs), and tax buckets, the team shares real-world stories and practical guidance to help listeners build a plan that maximizes income, minimizes taxes, and ensures they don’t outlive their savings.  You’ll also hear how one client turned a $2.9 million Roth IRA into a tax-free income machine, why withdrawal order matters, and how the right timing on Roth conversions can save you thousands in retirement.  It’s a fast-paced, informative hour that proves — with the Noles Group in your corner — you really can retire smarter, not harder.   --  Call the Noles Group at 205-602-5065 Visit: TheNolesGroup.com --- About the Podcast:This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog! Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment Check out our website: thenolesgroup.com --Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.