In this podcast, Malcolm discusses the current "buyer's market" and how sellers are reducing their asking prices to try and gauge more interest in the property that they are selling.
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📢 Breaking News: Bank of England Raises Interest Rates Again!
The Bank of England has raised interest rates for the 13th consecutive time, from 4.5% to 5%. Malcolm discusses how this impacts mortgages. 💼
🏠 Hear from Malcolm, on the implications of the latest interest rate hike. Find out how it affects your mortgage plans. 💡
#BankOfEngland #InterestRates #Mortgages #MortgageBroker
Malcolm breaks down everything you need to know about fixed rate mortgages and interest rate rises in his recent appearance on BBC Radio Humberside with Burnsy.
#mortgages #interestrates #fixedratemortgages #BBCradio #radiohumberside
In this podcast, Malcolm explains the house pricing drop in the UK, fixed-rate mortgages and the market as a whole. If you are looking to start your mortgage process, now is the perfect time, especially in a buyer's market. 0:00 - Property Prices Over The Years 0:57 - Property Prices More Affordable 1:08 - Less Competition in a Buyer's Market 1:38 - The Bank of England Base Rate 2:13 - Fixed-Rate Mortgages Becoming More Affordable 2:53 - Starting Your Mortgage Process in a Buyer's Market
On 3rd October 2022, Malcolm Davidson, along with other mortgage experts, appeared on Lenders Live, hosted by Knowledge Bank, to discuss what’s making the mortgage sector headlines and other hot topics. Reposted with the consent of the hosts.
In this video, Dan, our later life mortgage advisor, discusses equity release with Malcolm. Equity release is a form of later life mortgage, aimed at homeowners who are over the age of 55 and have a property worth at least £70,000. Here at UK Moneyman, we offer lifetime mortgage advice as a form of equity release to our customers. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.
📈 Today the interest rate rises to 1.75% 📈. What does this mean for current mortgage holders, people looking to move home and first time buyers? Here Malcolm gives his views on the impact of this rise and what the future holds for the property market.
Mortgage Market Update July 2022 - This summary by Malcolm Davidson covers: The current delays buyers are facing when purchasing a property. How these delays and inflation are affecting mortgage interest rates and whether or not now is a good time to be purchasing a property. Is the market cooling off and how this could have a positive impact if you are looking to buy? UK Moneyman is now offering a new later life mortgage service for over 55.
Malcolm & Wayne discuss the Help to Buy Equity Loan Scheme, who they are targeted at, how they work, and how you are able to obtain one if necessary.
Note: These are no longer available in England.
Malcolm discusses the different types of Surveys available when buying a property. Looking at the pros and cons of basic valuations, home buyers reports and full structural surveys. Helping identify which is right for you!
Malcolm is here today to discuss his handy tips on what to look out for when negotiating on a property price.
The Bank of England Base Rate has risen in the UK to 0.75%. It comes to no surprise after the increasing costs of electricity, gas and even petrol! Malcolm explains how the Interest Rate rise affects you and your mortgage.
Malcolm discusses the current state of the property market in the face of the difficult circumstances in 2022.
If you'd like to learn how Malcolm & Amy Davidson “accidentally” grew a national mortgage brokerage with 40+ staff from a “lifestyle business” formed in their garage at home in Hull, then Malcolm's recent interview with John McHale (of local Scunthorpe Radio Station Steel FM), is for you!
Topics Covered:
A big thank you to everyone who has helped us get to where we are now!
UK Moneyman - Mortgage Broker offer Mortgage Advice across England and Wales.
Malcolm is back and this time he's joined by Christine of Paradigm to discuss the 2021 Spring Budget announcement by Chancellor Rishi Sunak, as well as a general Mortgage Market Update. Topics include the 95% Mortgage Guarantee Scheme, the Stamp Duty Holiday extension, the demand for additional home living spaces and more.
Malcolm is back, this time with assistance from two special guests, Ian & Sadie from the company Landbay, a specialist Buy-to-Let mortgage lender. Here they discuss how Buy-to-Let Landlords get into the HMO market, the different types of HMO mortgages available, the pro's and con's of HMO properties and more.
Malcolm & Wayne are back with another podcast for Moneyman TV, this time talking all about the in's and out's of Remortgages in the United Kingdom.
Malcolm & Wayne are here for a big discussion on the world of Buy to Let Mortgages in the UK and being a landlord.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Malcolm & Wayne discuss whether or not people are still able to obtain a mortgage with a CCJ (County Court Judgement).
Malcolm & Wayne are back on the MoneymanTV Podcast to discuss HMO Mortgages (Houses of Multiple Occupation), the pros and cons of this compared to a standard family home Buy-to-Let, the options for landlords to buy through an SPV and more.
