In this video, Dan, our later life mortgage advisor, discusses equity release with Malcolm. Equity release is a form of later life mortgage, aimed at homeowners who are over the age of 55 and have a property worth at least £70,000. Here at UK Moneyman, we offer lifetime mortgage advice as a form of equity release to our customers. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.