We will provide you with up-to-date side hustles and business tips to help you operate a successful side hustle or business. You will learn how to manage your business while working full-time or having very little time to contribute to building your business. This podcast will supply you with the roadmap that leads to financial security. We will give you step-by-step actionable tips that you can implement in your everyday life to find success through side hustles, small businesses, part-time, or even full-time endeavors.
We will provide you with up-to-date side hustles and business tips to help you operate a successful side hustle or business. You will learn how to manage your business while working full-time or having very little time to contribute to building your business. This podcast will supply you with the roadmap that leads to financial security. We will give you step-by-step actionable tips that you can implement in your everyday life to find success through side hustles, small businesses, part-time, or even full-time endeavors.
Most people think you need the perfect exit strategy before leaving corporate America — but Shaletha Litt Colbert shows how setbacks can spark success. After being laid off just five months postpartum, she and her husband transformed adversity into a thriving international real-estate business built on determination, faith, and strategy. Starting with only two properties and a dream to live life on their own terms, they created a system that now generates income across borders. 🌎🏡
💼 How to Invest While Keeping Your W-2 (or After Losing It)
Shaletha began her journey as a sales professional and former mortgage loan officer who used her W-2 income to buy her first home and a second rental in 2020. When her job ended unexpectedly, she leaned into her real-estate license to build something no employer could take away. By combining short-term and mid-term rental models — what she calls Flexi-Rentals — she learned to turn risk into reliability. Her story is proof that job loss doesn’t have to mean financial loss — it can be a launchpad to freedom. ⚡
🌴 A Real-Life International Deal: Investing in Costa Rica
While watching Beachfront Bargain Hunt during the pandemic, Shaletha and her husband became intrigued by overseas real estate. They visited Costa Rica “just to look” — and within two weeks, they were under contract for two beach-town properties on the Pacific Coast. Despite not speaking Spanish, they built local partnerships, paid cash, and created consistent income through a mix of Airbnb and mid-term rentals. Shaletha even earned her Certified International Property Specialist designation to help others invest abroad. ✈️💰
🏘️ What Is the Flexi-Rental Strategy?
A Flexi-Rental is a single property designed to operate under multiple rental models — short-term and mid-term — maximizing occupancy and minimizing stress. The concept was born when Shaletha rented one of her units to international students needing temporary housing. That experience showed her how longer stays reduce wear-and-tear while still generating high income. Today, she lists on Airbnb, VRBO, Zillow, and Apartments.com, but often converts guests to direct bookings — saving them fees and keeping more profit in-house. 💡📅
💡 Key Takeaways for High-Income Earners and Business Owners
• Use your W-2 stability to qualify for as many loans as possible before going full-time.
• Diversify not just by asset type — but by geography to hedge against U.S. market risks.
• Buy for cash flow, not speculation. Each purchase should “buy income.”
• Stay flexible — the ability to pivot between mid-term, short-term, or long-term keeps you profitable.
• Remember: a setback can be the spark for your greatest breakthrough. 🚀
🎯 Coaching Round: Shaletha’s Advice for Active & Passive Investors
For New Investors: Know your why. It’s the anchor that keeps you steady during uncertainty.
Balancing Career, Family, and Real Estate: Treat investing as a marathon, not a sprint. Embrace seasons of growth and rest.
If You’re Starting with Little Money or Time: Try co-hosting Airbnbs or wholesaling deals to earn while you learn.
Knowing Your Numbers: “Pay now or pay later.” Track your income, expenses, and reserves from day one.
Book Recommendations:
• Think and Grow Rich — Napoleon Hill
• Three Hours a Day — Knolly Williams
📚 Final Thoughts
Shaletha Litt Colbert’s journey proves that resilience and creativity can turn disruption into destiny. By blending smart systems, global vision, and fearless action, she built freedom for her family and future. Her story is a powerful reminder: you don’t have to quit to win — but if you do, build something no one can take away. 💪🏠✨
Most people think you need to quit your business to scale in real estate — Beth Januzzi Underhill proves otherwise. After 25+ years running an outdoor construction company in Cincinnati, she expanded into student housing syndications during COVID — without stepping away from her main business. Her story shows that with strong partnerships, clear roles, and focus, you can build serious wealth without giving up your day job.
🏗️ How to Invest as an Active GP While Running a Business
Beth uses partnerships and systems to scale without burnout. Each of her six partners owns a lane — underwriting, capital, debt, investor relations — creating efficiency. Skills from her construction business (subcontractor management, processes, systems) translate directly to real estate.
She blocks time for investor relations and capital raising, proving you don’t need 40 hours a week — just structure and the right team.
🏘️ Real-Life Student Housing Deal Near UGA
One of Beth’s key deals is a student housing property near the University of Georgia with retail space and full leasing on both sides. Her team sourced it via brokers, closed in Dec 2023, and saw nearly 10% rent growth in year one. Location and mixed-use income make it a strong performer.
📏 Beth’s Student Housing Investing Rules
🎯 Key Takeaways for Business Owners & High Earners
🧭 Beth’s Advice to Active & Passive Investors
New Investors: Set clear goals. Know if you want to be a GP or LP. Vet operators early.
Balancing Life & Real Estate: Be consistent. Block weekly time. Focus on what energizes you.
Starting With Little Time/Money: Network and add value — earn into deals.
Why Go Passive: Enjoy cash flow, tax benefits, and long-term growth without active management.
📚 Beth’s Book Picks
📈 Final Thoughts
Beth proves you don’t need to quit your business to succeed in real estate. With discipline, the right partners, and focused buying, she’s grown a student housing portfolio — while running her company full-time. Her story shows busy professionals can build wealth and freedom without walking away from what’s already working.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Most people assume you must quit your job to win in real estate. Jack Bosch shows another path. A German immigrant who spent five years traveling nonstop for a software job, he and his wife Michelle (also immigrants) built a land-flipping business on the side—starting with a $400 lot that sold for $4,000 the next day. Two weeks later, another deal netted $9,500. They closed 63 deals in year one and became millionaires within 18 months, later scaling to eight figures—all while Jack was still flying and working late nights.
🛠️ How to Invest in Real Estate While Working Full-Time
Jack’s system minimized phone time and meetings. He used direct mail to reach landowners, an answering machine (now a call center) to gather info, and mailed written offers—no showings, locks, or contractors. Today, a low-cost call center can take calls under your company name, email leads, and let you analyze and send offers after work.
📦 The Model That Works on the Side
Why land? No repairs, tenants, or property visits—ideal for busy people. Jack targets three types:
With 3,007 U.S. counties and few active land flippers (~3,000), competition is low compared to houses.
💵 Deal Breakdown: $5K In, Income for 20 Years
Example: an infill lot where a four-plex once stood. Bought for $5,000, listed on MLS, got a $64,000 offer with 10% down and 15% seller financing for 20 years ($486/month). The down payment covered the cost, leaving $6K/year in cash flow—about $112K total.
📈 Reasonable Expectations for Busy People
With 10 hours/week, expect 10–20 deals/year using vendors (mail house, call center, software). More automation and a solid listing agent can push results higher; Jack’s top coach does ~50 deals/year in 5 hours/week (exceptional).
🎯 Key Takeaways for High-Income Earners & Business Owners
• Use direct mail + call center to stay flexible.
• Mail offers—no in-person negotiations.
• Focus on analysis and follow-up; outsource the rest.
• Start in lower-competition areas (path-of-growth & mini-ranch land).
🧭 Coaching Round (Actionable, Side-Hustle Focused)
Set clear goals and treat this like a long-term career, not a quick win. Work in seasons—push hard to hit targets, then recharge. Starting with little time or money? Try the Zillow tactic: offer ~50% of market value on old listings, then relist to build early capital. As profits grow, reinvest into rentals or multifamily for lasting income.
📚 Books to Read
• Unreasonable Hospitality — Will Guidara. Short, practical chapters on business, sellers, and team culture.
📌 Final Thoughts
Jack Bosch built a location-independent land business from hotel rooms by simplifying lead generation, outsourcing calls, and mailing offers. For busy professionals, the blueprint is simple: choose a niche that fits your schedule, systematize relentlessly, and use active profits to grow—into more land or passive investments over time.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
How to Build a Real Estate Side Hustle While Working Full-Time
Ashley worked as a senior project manager in corporate America for 15 years before a layoff pushed her into full-time investing. While still employed, she ran successful flips on the side by managing contractors remotely, setting clear weekly check-ins, and using her W-2 income to secure funding and build credit.
🏘️ A Real-Life Fix-and-Flip: From Corporate Paycheck to Profit
Her early flips in Dothan, Alabama showed how choosing a lower-cost market and hiring a trustworthy general contractor can make out-of-state investing practical. She used Kiavi (formerly LendingHome) for financing, store credit cards for materials, and focused on light cosmetic rehabs—paint, flooring, and kitchens—to stay fast and profitable.
💼 Lessons Learned from a Corporate Layoff
Instead of panicking, Ashley saw her layoff as freedom. With a few properties under her belt, she realized flipping could replace her salary. Her disciplined systems and risk management mindset helped her shift smoothly into full-time real estate without missing a beat.
🔑 Key Takeaways for W-2 Professionals and Business Owners
Start investing before you need the income.
Treat your contractors like partners—they make or break your business.
Use your W-2 to build credit and qualify for loans.
Keep your job performance high while your side hustle grows quietly.
🧭 Coaching Round: Ashley’s Advice for New Investors
For New Investors: Learn how to calculate ARV yourself—don’t depend on agents or wholesalers.
Balancing Work, Life, and Real Estate: Build a trustworthy team so you can step back and focus on strategy.
If You’re Starting with Little Money: Focus on credit—good credit opens doors when cash is tight.
Why Passive Investing Can Be a Smart Start: Earn while you learn—cash flow and tax benefits make real estate one of the most powerful long-term wealth vehicles.
📚 Book Recommendations
Eat That Frog – Brian Tracy
Mindset – Carol Dweck
The Hands-Off Investor – Brian Burke
Most people think you must quit your job to succeed in real estate, but Andrew Freed proves otherwise. From using a HELOC on his Boston condo to scaling 240+ units, he shows how W-2 professionals can balance careers while building wealth through multifamily, syndications, and creative financing.
📘 From W-2 to 240+ Units
Andrew started as a project manager on the W-2 path. During COVID, Rich Dad Poor Dad sparked a mindset shift. Realizing his net worth was tied to one condo, he tapped a $200K HELOC, house-hacked, JV’d into small multifamily, and expanded into syndications—growing from 30 to 240+ units in 3.5 years.
⏳ Investing While Keeping a W-2
Andrew focused on time management with 7 Habits, prioritizing urgent/important tasks and cutting wasted hours. He used his W-2 income to qualify for loans and house hacks, building bank credibility. His advice: don’t rush to quit—use your job as leverage.
🏘️ A 39-Unit Deal
In Worcester, a 39-unit portfolio projected $1.5M equity but hit turbulence when a bank changed terms, demanding a full year of reserves in escrow. Andrew pivoted to private lending, closed in weeks, and is stabilizing for a $7M refinance. Lesson: even “perfect” deals need flexibility, creativity, and strong partnerships.
💡 Rules Before Quitting Your Job
🎯 Key Takeaways
🧭 Coaching Round
📚 Books
📚 Final Thoughts
Andrew Freed proves you don’t need to quit your W-2 to thrive in real estate. By leveraging time, systems, and partnerships, he turned a condo HELOC into 240+ units. His journey—both wins and setbacks—offers a roadmap: don’t chase job security, chase financial security.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Guest: Hayato Hori, Managing Partner at Red Brick Equity
Focus: How to start and scale real estate investing on the side—actively or passively—while keeping your W-2 or main business strong.
Starting Out: From W-2 to Real Estate
At 21, Hayato bought his first rental in Memphis while working at Hyperloop. The $200/month cash flow wasn’t enough, so he shifted to wholesaling, scaling to 10–15 deals a month.
The Shift: From Wholesaling to Wealth Building
Watching institutional buyers scale to $1B+ by holding properties, Hayato pivoted to multifamily. Now, as co-founder of Red Brick Equity, he targets Midwest multifamily, recently closing a 26-unit in Chicago with a 24-unit pipeline.
How to Invest While Working Full-Time
Active vs. Passive
Case Study: 26-Unit Chicago Deal
Key Takeaways for High-Income Earners
Coaching Round
Books:
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
In this episode, Eric Lindsey sits down with Amber Gage, a third-generation entrepreneur, strategic marketing expert, and author with more than 20 years of experience helping companies scale and exit successfully. Amber shares her remarkable journey from running her family’s multimillion-dollar plumbing company to launching and scaling her own agency—culminating in a private equity exit.
You’ll discover:
How to systemize your business so it’s no longer dependent on you.
The key steps to position a company for acquisition.
Proven insights on branding, marketing, and leadership that empower companies to thrive.
The role of AI, localized marketing, and storytelling in scaling companies in 2025.
Why passion and profitability must go hand in hand for long-term success.
Whether you’re running a multimillion-dollar operation or planning your eventual exit, this conversation gives you a clear playbook on how to operate efficiently, scale strategically, and prepare for acquisition.
Amber also shares her favorite frameworks—from Profit First to Donald Miller’s StoryBrand method—and practical strategies you can implement today to make your company more profitable, scalable, and attractive to buyers.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Roberto Carbetta’s journey shows you don’t need millions or to quit your job to succeed in real estate. He began as a Toronto bank teller, later ran a contracting business, and then shifted to multifamily and senior living in Florida. Today, he manages a $25M+ portfolio, focusing on senior living as demand grows with the aging population.
🚤 How to Invest While Working Full-Time
Roberto built on the side—buying single-family homes every 18 months while running his company, then moving into U.S. multifamily and senior living. His message: set clear goals, keep learning, and partner with the right teams.
🏘️ Senior Living Deal in Georgia
Roberto’s team bought a Claxton, GA facility for $2.5M using debt, seller financing, and $750K from investors. By raising rents, they nearly doubled NOI, delivering returns far above expectations.
📈 Current Focus
90% of Roberto’s time is on senior living, targeting mom-and-pop owners ready to exit. With new units costing $300K but existing assets under $100K, he sees massive opportunity as 10,000 people turn 65 daily.
🎯 Key Takeaways
• The hardest deal is the first—start now.
• Use job/business income as leverage.
• Partner with strong operators to learn.
• Focus on undeniable demand, like senior living.
• Protect your time by teaming with pros.
🧭 Investor Advice
Trust is #1—know the operator, deal, and market. Once in, capital stays tied up until refinance/sale. For passive investors, real estate offers cash flow, appreciation, and tax perks without operational stress.
📚 Books
• Buy Back Your Time by Dan Martell – learn to delegate and scale.
📚 Final Thoughts
Roberto’s path—from W-2 worker to $25M+ investor—shows you can grow in real estate without quitting your job. Focus on education, partnerships, and consistent action.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Intro — for busy pros & business owners:
Roberto Carbetta didn’t wait for retirement to invest—he built his real estate journey alongside long work hours, proving steady action drives results. Starting as a Toronto bank teller, he learned from wealthy clients tied to real estate, bought his first deal at 21, ran a construction business for over a decade, and now helps manage a $25M portfolio in multifamily and senior living. 🚀
🎙️ Episode Snapshot — What’s in this conversation
🛠️ How to Invest in Real Estate While Working Full-Time
Roberto worked 12-hour days on job sites, then researched evenings and weekends. His cadence: one purchase every ~18 months, hitting six by 30. For busy pros, he suggests passive investing—know the operator, market, deal, and numbers, then get back to your main business. 💼
🧩 Why Senior Living Caught His Attention
A senior living deal projected ~3.2× returns over five years. With “silver tsunami” demand, limited supply, and assets under $100K/unit (vs. $300K to build), the numbers made sense. 🧓🏽🏢
💵 At-Risk Capital 101
To break into GP teams, Roberto put up earnest money and risk capital. These cover due diligence and can be lost if a deal doesn’t close—so strong documents, trust, and confidence are critical. 💸
🔑 Key Takeaways for High-Income Earners
📌 Final Word
From Toronto bank teller to Florida syndicator, Roberto proves consistent effort, partnerships, and calculated risks can build wealth—without quitting your career. 🙌
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Most people assume you need to quit your job to build wealth in real estate, but Scott Kidd proves otherwise. After 20 years as a yacht captain, he built a portfolio of multifamily properties and syndications—all while managing luxury yachts full-time. His journey shows how demanding professionals can still scale by leveraging partnerships, systems, and mindset.
Scott’s start was simple: buying a single-family home and rolling that into more deals. A chance conversation on the beach with an investor who flipped a 46-unit property was his turning point. From there, he leaned into meetups, joint ventures, and partnerships that led him to multifamily. Today, he’s active in syndications, capital raising, and investor relations—all while continuing his yacht career.
🚤 How to Invest in Real Estate While Working or Running a Business Full-Time
Scott balances his yacht career with real estate by focusing on what he can do remotely—investor calls, analysis, and relationships—while relying on partners for management. Tools like DocuSign and Starlink let him close a 13-unit deal from The Bahamas. His message: you don’t have to be on the ground daily to succeed.
🏘️ Lessons from an 8-Unit Deal in Florida
An early multifamily deal in West Palm Beach tripled returns in just eight months after unexpected challenges pushed the team to sell. That success shifted Scott’s focus toward raising capital for larger, more stable properties.
📈 Current Focus: Scaling Through Syndications
Scott and his partners are now working on a 72-unit in Columbus, Ohio, chosen for its strong fundamentals: Ohio State University, corporate HQs, and major investments from Intel, Honda, and Amazon. He believes today’s market favors newer investors since many larger players are sitting out. His advice: keep looking—if the numbers work, it’s a good time to buy.
🎯 Key Takeaways for High-Income Earners and Business Owners
🧭 Coaching Round: Scott’s Advice for Investors
For New Investors: Define Goals Early
Choose if you want to be active (finding/running deals) or passive (providing capital and earning returns).
Balancing Career, Family, and Real Estate: Play to Strengths
Focus on what excites you—networking, analysis, or investor relations. Passion makes balancing easier.
Starting with Little Money or Time: Network Nonstop
Join groups that align with your goals. Add value by sourcing deals, underwriting, or raising capital.
Why Passive Investing Works
Steady cash flow and tax benefits like depreciation. (Always check with a CPA.)
Books for Active and Passive Investors
📚 Final Thoughts
Scott Kidd proves you can thrive in real estate without quitting your career. By leaning on partners, focusing on strengths, and using technology, he built a portfolio that secures his family’s future. The takeaway: you don’t need to quit your job—you just need the right plan, the right partners, and the drive to act.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Bill Ham joins the Moonlight Real Estate Syndication Show to share real talk on coaching programs, investing, and building your business while working a full-time job or running another business. With nearly 20 years in real estate, his perspective helps investors cut through noise and avoid costly mistakes.
He breaks down how big-name coaching outfits work, why many investors get disappointed, and what to look for if you want one-on-one mentorship that fits your goals. For busy professionals or side-hustling business owners, this episode is packed with insights to protect your time, money, and focus while building wealth.
🔑 Things Discussed
⚠️ Coaching Pitfalls
✅ Bill Ham’s Coaching
📚 Resources
🌙 Moonlight Coaching Round
🚀 Key Takeaways
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
️ Guest: Bill Ham — multifamily owner/operator since 2005, author of Real Estate Raw & Creative Cash, founder of Creative Cash Academy.
👤 Host: Eric Lindsay — Moonlight Real Estate Syndication Show (built for people with a W-2 or full-time business).
💡 What Bill Actually Did (and Why He Says Don’t Copy It)
✈️ Started as a pilot out of school, read books, and bought a duplex as his first deal.
💵 Duplex cash-flowed ~$300/month; he had ~$10k saved and quit his aviation job.
🧑🍼 At 28, with no kids and no real debt, he still lived on every penny from the duplex—repairs were hard.
⚠️ Advice: Don’t quit your job because a guru said a duplex/fourplex can replace your income. He wouldn’t recommend doing what he did.
🧮 Underwriting the Smart Way (Back-of-Napkin First)
📄 Get the T-12 (month-by-month P&L) or recreate it.
🧰 Use a template; start with the seller’s asking price just to see if you’re in the ballpark.
🏦 Quick loan plug-ins he used “today”: 25% down, ~6.5% interest, 25-year amortization.
📊 Target DSCR ≈ 1.25. If you’re below that, either pay less or borrow less.
⏱️ Spend ~10 minutes to get a go/no-go before deep dives.
🧱 “Actuals” vs “Pro Forma” & What’s Real Value-Add
🧯 Only buying on actuals can make you miss true value-add; calling everything value-add leads to buying garbage.
📉 Rent growth is low to flat in many places—don’t assume tenants can cover underwriting mistakes.
🧪 Example he gave: 60%-occupied asset in a 95%-occupied area with abandoned operations—a case where pro forma made sense.
📈 Where Bill Is Now & His Market View
🏁 Built about 1,000 units, then sold everything ~2 years ago (before rates climbed).
🔎 Deal flow is limited, but he expects distressed sellers/properties to create opportunity.
🧭 If you own now: try to hold; “not a great time to sell.”
🎯 If you’re new: study and get ready—opportunities are coming.
🧠 Creative Financing (Use Carefully)
📝 Two main tools: seller financing (requires clear title) and master lease options.
⚖️ Subject-to/wraps are much riskier on consumer homes; in Florida, missing a payment on a homeowner subject-to can be a first-degree felony.
🏦 Lenders usually won’t allow 100% financing via big seller carries/undisclosed seconds; adding a second after closing without consent is often a loan violation.
📚 Books mentioned: Creative Cash (creative financing) & Real Estate Raw (how to buy multifamily).
🎯 Action Steps — Tailored to You
For Active Investors (W-2 or Business Owners) 💼🔧
✅ Start with what you can personally borrow and translate that into units in your market.
🧮 Run the 10-minute DSCR check (≈1.25) with 25% down / ~6.5% / 25-yr am as a baseline.
🚫 Don’t overpay and expect rent hikes to bail you out.
🧱 Be picky: true value-add is operationally fixable in a strong area—not “distressed = value-add.”
For Passive Investors (LPs) 💤💸
🕵️ Vet operators who underwrite with T-12s, talk DSCR, and avoid “raise rents and pray.”
🧪 Be skeptical of blanket “value-add” claims—Bill noted cases where LPs lost money when plans weren’t executed.
📚 Ask about debt terms, down payment, and whether lender rules allow any creative structure being pitched.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Intro Summary
David Pere proves you don’t have to give up your career or business to build serious wealth in real estate. While serving full-time in the U.S. Marine Corps, he built a 116-door portfolio in just over six years—starting with a simple house hack and strategically scaling into multifamily and boutique hotels. He’s mastered the art of investing on the side, using systems, partnerships, and smart financing to free up time while compounding wealth.
🔍 Things Discussed
Starting Small, Scaling Smart 🏠➡️🏢
• How David bought his first duplex while on active duty, then replicated the process into 116 units.
• Why house hacking is one of the most powerful starter moves for high-income earners who want to learn operations with minimal risk.
• Leveraging a W-2 or consistent business income as a “financing cheat code” to qualify for better loans and terms.
Finding Deals Without Quitting Your Job 🔎
• How David used handwritten letters during 24-hour duty shifts to land off-market properties.
• Transitioning from deal-hunting to capital raising and partnerships as his portfolio grew.
• The importance of surrounding yourself with a trusted operator team early on.
Risk Management for Busy Professionals ⚖️
• Always keep cash reserves—real estate isn’t passive without preparation.
• Tracking key performance indicators (KPIs) so issues are spotted and fixed quickly.
• Partnering with experts to avoid costly beginner mistakes.
🚀📈 How to Scale While Running a Business or Working Full-Time
Time block your week—dedicate 60–90 minutes daily and one longer session on weekends.
Leverage your primary income to secure financing and buy quality assets.
Hire early—property managers, VAs, and contractors who handle day-to-day operations.
Network intentionally—capital and deals flow to those who share what they’re doing.
⚖️ How David Balanced Military Life, Family & Real Estate
• Treated investing like a second business without letting it interfere with family time.
• Outsourced non-core tasks so he could focus on high-value decisions only.
• Kept weekends protected for family, with business handled during scheduled work blocks.
🔑 David’s Current Focus: Strategic Growth in 2025
• Targeting boutique hotels in high-tourism markets with untapped revenue potential.
• Conservative underwriting with multiple income streams per property.
• Mentoring other professionals through his War Room Mastermind to replicate his success.
⭐ Key Takeaways for High-Income Earners & Business Owners New to Real Estate 💰
Use your existing income as leverage—don’t rush to quit.
Start with low-risk learning through house hacking or small multifamily.
Systematize early so your business or career isn’t disrupted.
Focus on cash flow & appreciation—choose markets with both.
Think like an investor from Day 1—plan your exit or refinance strategy before you buy.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
️ ️ Host: Eric Lindsay | 👤 Guest: Shannon Seeberan, Co-Founder • Cloud Med Spas
👀 Investor Value Proposition
Shannon co-founded Cloud Med Spas—a platform that lets real-estate owners turn unused medical exam rooms into hourly rentals for aesthetic injectors. The model was built after she spent eight years consulting in aesthetic dermatology and saw nurses, RNs, and NPs eager to run their own side businesses but unwilling to sign full leases. By offering pay-as-you-go space, owners open a new income stream without adding employees. 📈💸
🧭 How the Model Works (All Figures from the Interview)
Space Selection 🏢
Any med-spa, dental, or orthodontic office with one or two idle exam rooms qualifies.
Tenant Demand 👩⚕️
15–30 practitioners can share those rooms by booking hourly.
Pricing & Margin 💰
Room rent to injectors: about $99 per hour.
Injectors’ take-home margins: roughly $250–$400 per working hour.
Owner Cash Flow 💵
One practitioner can produce $800–$1,000 per month for the owner.
Scale up by adding more practitioners or rooms.
Launch Timeline ⏱️
Shannon says onboarding a new location typically finishes within two weeks once the software and product supply are in place.
📊 Advantages Cited in the Episode
Low Overhead: Practitioners supply their own clients and only pay when they work, so owners avoid payroll and vacancy risk.
Strong Demand: The medical-aesthetics market is growing quickly as non-invasive treatments (Botox, fillers) rise in popularity.
Flexibility: Practitioners value zero long-term leases; owners can re-use rooms for traditional medical purposes if needed.
Scalable Network: Cloud Med Spas is already active in 16 U.S. states, and real-estate investors are beginning to approach with space ready to fill.
🔍 Due-Diligence Points from Shannon
Regulations vary by state; medical-director oversight fees can differ.
Product access matters; Cloud Med Spas arranges prescription-injectable delivery at each site.
Marketing is built-in; the platform helps recruit nurse injectors for every new location.
🤝 Next Steps for Interested Investors
Audit existing medical properties for unused rooms.
Contact Cloud Med Spas to confirm regulatory fit and onboarding timeline.
Prepare light cosmetic upgrades and install digital access if needed.
Launch bookings and track monthly practitioner count and room-hour utilization
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Got a full-time job or business? Still want to build wealth through real estate? This episode is for you. 🚀
Alan Franks is a financial planner who didn’t quit his job — he used it as a launchpad.
While raising a family and managing clients, he quietly stacked properties and built passive income one deal at a time. 💼🏘️💵
🛠️ HOW HE GOT STARTED
📍 Alan began investing in his early 20s while working full-time in finance.
💰 He tapped into $10K from a life insurance policy to buy his first rental.
🏡 He then pulled a HELOC (Home Equity Line of Credit) to snag his next property.
💸 That rental paid off the HELOC, and he repeated the process.
📈 Over time, he scaled into duplexes and eventually joined a 130-unit apartment syndication deal.
📊 STOCKS VS. REAL ESTATE — WHAT HE TELLS CLIENTS
🔁 “It’s not either/or — it’s both.”
✅ Stocks = liquidity + long-term growth 💹
✅ Real Estate = control, leverage, and incredible tax benefits 🏘️💰
💡 “Most people don’t realize how powerful real estate is for tax strategy, especially for W-2 earners.”
📉 He helps clients borrow against stock portfolios to invest in cash-flowing rentals, so each dollar works twice. 🧠💵
🧱 HOW HE INVESTS TODAY
📦 Alan eventually stepped back from hands-on management to focus on his 3 kids and his financial planning firm.
🏢 He now invests passively in apartment syndications.
💸 He earns quarterly distributions, gains appreciation, and gets solid tax write-offs — all without chasing tenants or fixing toilets.
💼 Plus, he uses his HELOC to do private lending:
➡️ Borrow @ 7%
➡️ Lend @ 17%
➡️ Keep the spread 📈🧾
💥 TIPS FOR INVESTORS WITH FULL-TIME JOBS OR BUSINESSES
🔑 Leverage what you already have: life insurance, HELOC, stock portfolio
🔑 Go passive or partner to protect your time and energy
🔑 Learn to use cost segregation & depreciation to reduce taxes 🧾
🔑 Don’t just diversify your assets — diversify your tax exposure 💡
🔑 Play the long game: freedom, options, and steady growth 🚀
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Intro Summary
At 19, AJ couldn’t get financing, so he teamed up with a friend who had credit, bought a house, and house‑hacked with roommates—living free while values climbed. That first win pulled him into the industry; he started selling and investing the same year and became a broker/owner by 25. Today, as introduced on the show, he’s facilitated billions in deals, manages 1,000+ properties, and raises capital for multifamily projects—all while splitting time between Kelowna, BC and Scottsdale, AZ. He hasn’t “retired”; he simply built teams and systems around a clear vision. 🚀
🔍 Things Discussed
Joint Venture Basics: Cash, credit on the mortgage, management, and expertise each have value—split the 100% “pie” accordingly. A classic 50/50 fit: one partner has money, the other has time and know‑how. 🤝
Two Active Funds:
Cash Offer Canada – Instant offers, buying at a 15–20% discount, renovate, then either sell or hold via rent‑to‑own. Rent‑to‑own boosts cash flow, shifts repairs to the tenant, removes the need for property management, and includes a non‑refundable deposit. Homes typically sell in 2–3 years at a premium. 💵🔧
Purpose‑Built Rentals – Large multifamily projects using CMHC’s 95% LTV loans, 50‑year amortizations, and local 10‑year tax holidays. With 20:1 leverage, ~$200M in builds can be done with ~$10M equity. 🏢
Returns & Structure: 8% hurdle, then a 50/50 LP–GP split. Past five‑year IRR averages ~18%. Multifamily deals target ~2.5x equity in three years and start at ~12% cash‑on‑cash. 📈
Flipping in Arizona: Not high volume—just “home runs.” Aim for ~30% annualized returns in six months. Earlier buys included $50K condos in Arcadia (now ~$350K). Current range: $1M–$1.5M mid‑luxury flips. 🏡
Foreign Capital: Canada’s foreign buyer ban limits U.S. investors, though trust structures might work. No foreign money taken yet; an offering memorandum/public route is being explored. 📝
🚀 How to Scale Your Business While Working Full‑Time
Make yourself redundant—hire great people for what you’re not best at.
Use VAs and AI to buy back time.
Protect a “power hour”: 5–10 contacts daily. AJ’s example—200 calls a month → roughly four transactions—shows why tracking inputs matters. ☎️
⚖️ How AJ Balances Life, Family & Real Estate
Sprint, then Rest: He takes real breaks (weekends to month‑long trips). Like a boxer, you need that minute between rounds. 🥊
Vision First: He writes a vivid 10‑year picture. Reading his 2013 plan today, he’s hit ~80% of it. 🎯
🔑 AJ’s Current Business Focus: Strategic Growth in This Market
Scale Cash Offer Canada & the purpose‑built rental pipeline under today’s incentives.
Execute high‑margin flips in Phoenix with trusted local teams.
Keep refining systems so he can lead from anywhere. 🌍
⭐ Key Takeaways & Advice for Busy Professionals 💰
Master Joint Ventures—know your value and find the complementary partner.
Sequence: Expertise → Money → Time—learn first, then earn, then buy back your hours. 📚💵⏳
Know Your Numbers—track calls → appointments → clients, run a real P&L, and follow “Profit First” principles so the business lives on 70% of revenue. 📊
Recharge to Perform—your best ideas come when you create space to think. 🌴
Connect with AJ: Instagram – Vantage West Do Academy 📲
Let me know if you want any final tweaks before posting! 👍
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Flippers, landlords, house hackers & homebuyers—foundation mistakes can vaporize your profit! 💥💸 Before you swing a hammer, get the diagnosis right. 🩺🏚️
🧠🔬 STEP 1: BRING IN A LICENSED FORENSIC GEOTECHNICAL ENGINEER (residential soil & movement specialist) BEFORE the foundation repair bid. Engineers figure out what’s really happening under the slab 🕳️🧭; repair companies price the fix after the cause is known. 🎯👷♀️
👤 WHO IS RK BOB BROWN? 🤠🧱
📐 Architecture + Finance grad (Arizona State).
🛠️ 35+ yrs in foundation diagnostics & repair.
📘 Author: Foundation Repair Secrets.
🚀 Grew from a small crew to ~$20M/yr; sold in 2022. 💰🏁
🏢 Owns 9+ rentals + 3 commercial buildings (some were ex-company shops). 💵➡️📈
Cash flow + equity = long game. ⏳💹
📄⚠️ FOUNDATION CLAUSE = DEAL SAVER 🖊️🏚️
Bob once bought a house sight-unseen. Years later: 19 piers 😱💸.
His #1 contract move:
👉 If inspector flags foundation, buyer gets automatic extension ⏳ to hire a Forensic Geotech + renegotiate before closing. 🧑🔬💬
👀 SPOTTING REAL MOVEMENT 🔍🚪🪟
Hairline cracks? Normal.
🚪 Pinched doors, uneven gaps, sticky windows = real concern.
Truss-roof w/ interior cracks but clean exterior? Might be slab heave ⬆️, not footing failure. Soil > structure.
📞 WHY CALL ENGINEER FIRST 🥇
Most repair reps = 100% commission 💯💼
Bob added a forensic arm to his own company to fight inflated bids. 🛠️⚖️
Hire a neutral, licensed engineer. 🔬📝
Get free guides (15 Myths ❌, 10 Mistakes ⚠️) + starter engineer list @ FoundationRepairSecrets.com 🌐📍
🌧️💧 SETTLEMENT vs HEAVE = WATER RULES 🌎🚰
⬇️ Settlement: soil shrinks; structure drops → piers 🕳️📉
⬆️ Heave: soil swells; slab rises → control moisture 💧⚖️
Dry zones: extend downspouts ~20 ft 🌵
Wet clays: keep moisture consistent 🌱
Dumping water at the footing? Bad news 🚰🎯
💵📊 MODEL COSTS IN YOUR UNDERWRITING 🧮
Steel piers: ~$2K each 🕳️💲, ~8 ft spacing 📏
30-pier run = $60K+ 💸😬
Add foam & finish work = $80K–$90K 📈💥
Sometimes smarter: drainage + patch + monitor ⛈️🛠️👀
🏢🔁 BIG VS SMALL FOUNDATION COMPANIES 🤔
Big = systems & warranties 🏭📋
Small = flexibility & personal touch 🧑🔧🤝
💡 Equalizer: engineer-written scope = apples-to-apples bids ✅📑
🛡️📃 COPY / PASTE FOUNDATION CLAUSE ✍️
“If general inspection recommends a foundation eval, Buyer gets ___‑day extension to hire licensed Forensic Geotechnical Engineer. Parties agree how costs will be split. Buyer may renegotiate or cancel based on findings.”
Prevents “$80K!!” panic from killing deals. 💣🚫
✅🧰 FIELD CHECKLIST (PRINT THIS!) 🗂️🕵️
☐ Open every door & window 🚪🪟
☐ Photograph recurring cracks 📸🧱
☐ Use golf ball or level ⛳📐
☐ Fix drainage or maintain even moisture 🌧️➡️
☐ Suspect movement? Get a report 📑⏳
☐ Estimate piers: count × ~$2K 🧮💵
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Intro Summary
Cole Oliver is Senior Vice-President at King Operating, forging long-term partnerships with capital-raising teams. In this episode he explains why many real-estate syndicators add oil-and-gas projects to their portfolios and what unique risks new investors should weigh before committing capital.
🔍 Things Discussed
Core differences between real estate and oil & gas: daily commodity-price swings and the need for seasoned operators.
First-year tax deductions of 75–85 % of invested capital.
“Fund-to-Fund” structure that lets multifamily operators place one large check into King Operating offerings.
Performance targets on the current raise: 8.8 % average cash-on-cash and a projected 2.6× equity multiple over 3–5 years.
Shift from partial debt to all-equity financing after recent credit-market turbulence.
⚖️ How Cole Balances Life, Family & Business
He maintains balance with quick dog-walk breaks, golf for relaxation, and short vacations to recharge—while dedicating focused blocks of time to his corporate role and investment activities.
🔑 Cole Oliver’s Current Business Focus Is: Strategic Growth in This Market (2025)
King Operating is raising up to $200 million (≈ $190 million committed) to acquire undervalued oil-and-gas fields with minimal debt and plans to launch its next fund once this raise is complete.
⭐ Key Takeaways & Advice for Busy Professionals That Want to Buy Real Estate 💰
Commodity Awareness – Oil prices move with geopolitics; partner with teams that have managed through multiple cycles.
Deliberate Diversification – Even a modest energy allocation balances a portfolio concentrated in apartments or other property assets.
Tax Impact – A six-figure investment can offset a large share of first-year taxable income.
Partner First – Lacking drilling expertise? Provide capital to proven operators rather than running wells yourself.
Plan for 3–5 Years – Typical holds are three to five years, with flexibility to extend if markets shift.
📚 Book Recommendation: Greenlights by Matthew McConaughey – spot life’s “green lights” and act decisively.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
📌 For the past two decades, Richard Crouch has been the quiet deal architect behind complex real-estate syndications—guiding sponsors through subject-to assumptions, seller-financed seconds, and multi-tier equity waterfalls. He then applied the same playbook to build his own real-estate portfolio. If you want a clear, step-by-step view of how a transaction is papered, funded, and closed, Richard’s checklist is the shortcut. 🛠️
🔍 Transaction Discussed 🚀📈
• Creative Capital Stack: Acquired a 300-unit multifamily for $13.5 M using subject-to financing plus a seller note.
• Nine-Month Turnaround: Leasing & ops team boosted NOI, enabling a $50 M refinance.
• Investor Buy-Out Clause: After doubling returns in < 24 months, investors exited for $1 each—Richard retained 100 % ownership.
• 2025 Market Reality: Higher rates ⇒ 50 % LTV loans & larger self-funded equity checks.
⭐ Key Takeaways & Advice for Busy Professionals 💰✨
Creativity Beats Cash – Subject-to + seller financing can bridge equity gaps.
Document Everything – Clarify fees, capital calls, and performance hurdles before closing.
Communicate the Bumps – Honest updates turn investors into repeat partners.
Delay Your Fee if Needed – Aligns optics—and trust—with your backers.
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
Meet Our Guest
Carlos Samaniego — former paramedic and former real-estate loan officer who is now a federally licensed IRS specialist (enrolled agent) and co-founder of Tax Debt Consultants, LLC.
💡 How This Episode Will Help Real-Estate Investors
Hidden tax debt can block a refinance, stall a sale, or even drag an entire partnership into collections. Carlos explains exactly how to spot those risks in advance, why COVID-era lien delays make them harder to see, and which IRS tools can resolve problems before they explode.
📌 Core Takeaways (Quick Hits)
A Personal Tax Crisis Sparked His Career 🧾
Eight years of unfiled returns left Carlos owing nearly six figures. An enrolled agent solved it, inspiring him to earn the same license and help others face the IRS with confidence.
Three-Step Fix for Any Tax Problem 🔧
Pull transcripts for every tax year back to 1990.
File only the six years the IRS requires for compliance.
Choose the right remedy: an affordable installment plan, “currently not collectible” status, or (if you qualify) an offer-in-compromise.
COVID Lien Pause = Invisible Liabilities ⚠️
From 2020 to 2023 federal tax liens were rarely filed, so a partner’s credit report may look clean while big balances sit unseen.
Due-Diligence Checklist for Partnerships 🤝
• Ask every prospective partner for an IRS transcript, not just a credit score.
• Verify all returns are filed and any balances are addressed before funding a deal.
• Re-check transcripts and title records before refinancing or selling.
🗣️ Key Quotes
“I file the power of attorney so you never have to call the IRS yourself.”
“The IRS usually needs just six returns to call you compliant.”
“A hidden lien can halt a refinance and trap your equity.”
📚 Free Resource
Download Carlos’s e-book How to Make the IRS an Offer They Can’t Refuse at taxdebtbook.com.
🚀 Action Steps for Listeners
Pull your own IRS transcript today (it’s free on irs.gov).
Require an IRS transcript from every future partner—before you sign an LOI.
If you have unfiled years or unpaid balances, follow Carlos’s three-step plan and seek professional help early.
💬 Facebook-Ready Caption
About to team up on a deal? 🏘️ Make sure your partner’s unpaid taxes don’t shut down your exit! IRS specialist Carlos Sango breaks down transcript checks, COVID lien surprises, and the fastest ways to clear a tax mess. Grab these notes and keep Uncle Sam from becoming an unwanted partner! 🔐 #RealEstate #TaxSmart
Website: https://ericlindseyml.com/
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey
