Charles Armitage examines the ongoing tension between defense innovation and the preservation of legacy military capabilities, underscoring the need for a layered, cost-effective defense model rather than reliance on any single “golden bullet” solution.
General Sir Adrian Bradshaw discusses how modern warfare now extends far beyond traditional military power, encompassing hybrid threats, cyber warfare, and national resilience.
Together, they address the critical question of how nations can motivate political leaders and the public to sustain the investment, innovation, and political will needed for defense modernization. Their insights reveal the complex, fast-evolving nature of global security, and the importance of a holistic, adaptive, and ethically grounded defense posture in an era of rising geopolitical tension.
Explore the podcast: https://www.youtube.com/playlist?list=PL7807xkyz4XT6uWcwk9yI5IIF6UaFbubO
Citi Institute: https://www.citigroup.com/global/insights/citi-institute
Stay informed with timely perspectives on the trends reshaping industries and markets. Subscribe to the Citi Institute Newsletter here: https://www.citigroup.com/global/insights/citi-institute#newsletter
The speaker's views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Ryan Rugg discusses the complexity of new technologies like blockchain and outlines how these will transform the way banks and clients do business, enabling autonomous processes, blockchain interoperability and multi-asset capabilities.
Derek Green discusses the shift from legacy batch payment systems to real-time, API-driven infrastructure, and the rise of embedded finance and open banking. He explains how these changes are leading to increased programmability of money, AI-driven treasury operations, and more seamless cross-border payments.
Our guests highlight the importance of transparency and accurate forecasting alongside speed of settlement and emphasize the importance of interoperability between different solutions.
Citi GPS – Stablecoins 2030: https://www.citigroup.com/global/insights/stablecoins-2030
Citi Institute: https://www.citigroup.com/global/insights/citi-institute
Stay informed with timely perspectives on the trends reshaping industries and markets. Subscribe to the Citi Institute Newsletter here: https://www.citigroup.com/global/insights/citi-institute#newsletter
The speakers views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Hannes Hofmann discusses the importance of the Citi Wealth Report which provides valuable quantitative and qualitative insights and explains how family offices are increasingly important actors in global financial markets.
Kate Moore highlights how the unique attributes of family offices allow them to strategically leverage direct and private investments to generate returns, diversify portfolios, and align with their broader objectives and investment strategies.
Dawn Nordberg explains the importance of putting the client first, facilitating networks like the Citi Club, where family offices share opportunities and co-invest, and stresses the need to understand each family office’s objectives and challenges. Our guests express optimism about the family office segment and emphasize Citi’s commitment to serving their unique needs through an integrated, client-centric approach.
Explore the podcast (YouTube): https://www.youtube.com/playlist?list=PL7807xkyz4XT6uWcwk9yI5IIF6UaFbubO
2025 Global Family Office Report: https://www.privatebank.citibank.com/insights/the-family-office-survey
Citi Institute: https://www.citigroup.com/global/insights/citi-institute
Stay informed with timely perspectives on the trends reshaping industries and markets. Subscribe to the Citi Institute Newsletter here: https://www.citigroup.com/global/insights/citi-institute#newsletter
The speakers views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Hon. Caroline Pham, Acting Chairman, CFTC highlights the crypto value propositions and the importance of regulatory clarity to enable crypto innovation.
Ronit Ghose, Global Head, Future of Finance, Citi Institute shares insights on programmable money and smart contracts, and how digital money is evolving from account-based to token-based systems.
Our guests reflect on a future where digital money, crypto assets, and blockchain-based financial services become more integrated into the broader financial ecosystem, enabled by regulatory clarity and institutional adoption.
Citigroup (“Citi”), and Commodity Futures Trading Commission (“CFTC”) are not affiliated and are independent from each other. The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Citigroup (“Citi”), and Versa Networks are not affiliated and are independent from each other. Though Versa Networks has a client relationship with Citi through Citi's banking and international business. The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Prag highlights important considerations for organizations looking to implement Agentic AI, such as defining use cases, governance and risk management, and integrating it with existing tools and infrastructure.
Our guest reflects on potential benefits for clients and provides insights on the rapid pace of AI development and the need for the right governance, risk controls, and up-skilling of employees to work effectively with the technology.
The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Chayce Horton, Wealth Management Team at Cerulli highlights some common misconceptions about the wealth transfer, such as the assumption that all millennials will benefit equally.
Chuck Cavanaugh, Citi U.S. Consumer Wealth Management emphasizes the importance of comprehensive estate planning, tax-efficient wealth transfer strategies, and proper beneficiary designations for the older generation.
Our guests reflect on the some of the challenges and misconceptions and highlight the importance of open communication and transparency within families.
Citigroup (“Citi”), and Cerulli are not affiliated and are independent from each other. The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results. Citigroup Inc. and its affiliates do not provide tax or legal advice.
Candi Wolff, highlights the importance of understanding the political processes and key decision-makers (such as the president) in shaping US trade policy.
Nathan Sheets, Global Chief Economist at Citi provides an overview of the different trade corridors (China, USMCA, and the rest of the world) and the varying degrees of difficulty in negotiating tariff deals within each.
Our guests reflect on the broader geopolitical and technological disruption, with AI and digital transformation accelerating amid the trade tensions.
The speaker's views are their own may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Ryan Rugg, Head of Digital Assets for Treasury and Trade Solutions, Citi is optimistic that 2025 will mark broader institutional adoption of digital assets as global and U.S. clarity increases.
Our guest reflects on tokenization, programmable finance, and global 24/7 infrastructure as transformative for the financial system — if built within a compliant, scalable framework.
The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.
Shenwei Zhu, Managing Director, Investment Banking Division, Citi highlights the importance of data availability and techniques like virtual simulation to train physical AI models and the potential impact of robotics on the labor force.
Felix Zhang, CEO and Founder, Pudu Robotics offers advice for aspiring robotics entrepreneurs, emphasising the importance of technology, long-term vision, customer collaboration, and global expansion.
Our guests share insights on the growth of the robotics industry, emerging policy and regulatory considerations, including implications for the labor force.
Greg Ulrich, Chief AI and Data Officer, Mastercard provides an optimistic outlook on the sustainable and transformative impact of AI on commerce and society at large, the key drivers of growth, and the role of emerging technologies.
Sophia Bantanidis highlights the different types of Artificial Intelligence, the need for investment in cyber technology, and how banks are responding to Agentic AI.
Our guests reflect on the cost profile, the opportunities for commerce, and the need for ethical and responsible AI development.