In this special episode of the Citi Institute podcast, host Ronit Ghose is joined by Ryan Rugg, Head of Digital Assets for Treasury and Trade Solutions, Citi to discuss the possibilities and challenges that come with Tokenization, and to share their insights on 24/7 Finance and what it might mean for industries and society as a whole.

Ryan Rugg, Head of Digital Assets for Treasury and Trade Solutions, Citi is optimistic that 2025 will mark broader institutional adoption of digital assets as global and U.S. clarity increases.

Our guest reflects on tokenization, programmable finance, and global 24/7 infrastructure as transformative for the financial system — if built within a compliant, scalable framework.

The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice. Neither the information provided, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.