Ruban Selvanayagam from quick sale specialists and regulated auctioneer Property Solvers speaks again with Simon Misiewicz, founder of Optimise Accountants – delving into the nitty-gritty of property taxes when buying and selling auctions.   Simon runs through his initial thoughts on Chancellor Rachel Reeves' October 2024 budget and its impact on landlords and property investors. He goes on to discuss the increased Stamp Duty Land Tax (SDLT) rates alongside how to leverage exemptions and reliefs to minimise your tax liability as an auction buyer.   Simon also shares insights on tax saving strategies for auction buyers like buying uninhabitable or mixed-use properties, commercial acquisitions and navigating the pros and cons of purchasing property portfolios via limited company and other corporate structures.     The discussion also touches on tax-deductible costs and some tips if you're selling at auction – particularly with regards to Capital Gains Tax (CGT) when selling personally-owned properties and Corporation Tax with assets owned in a Limited company.   #propertyauctionstax #tax #buyingatauctiontax #sellingatauctiontax #propertyauctions   LINKS (RESOURCES) REFERRED TO IN THE PODCAST Optimise Accountants Optimise Accountants Youtube Channel Follow Simon Misiewicz on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House   TIMESTAMPS 00:10 - Introduction to Simon Misiewicz (of Optimise Accountants) and tax implications for auction property transactions00:32 - Impact of the Labour (October 2024) budget on landlords and property investors02:03 - Shift in the market as amateur landlords sell and the industry professionalises02:12 - Key features of the budget affecting property investors and auction buyers06:03 - Overview of the revised stamp duty regime07:18 - New 5% surcharge for UK  property investors and auction buyers and its impact10:00 - Stamp duty relief when buying multiple properties12:08 - Mixed-use properties and their Stamp Duty advantages14:45 - Saving on stamp duty for uninhabitable properties17:26 - Exploring chain break properties and their tax implications19:24 - Importance of consulting accountants before buying property at auction20:32 - Claiming stamp duty rebates retrospectively22:03 - Stamp duty rules for commercial acquisitions and land purchases at auction25:18 - Minimising taxes when acquiring properties at auction28:38 - Buying TLC properties and leveraging refurbishment for tax relief30:21 - Using BRRR strategies and tax considerations for limited companies31:31 - Offsettable costs when buying properties at auction33:41 - Tax treatment of costs for companies vs. individuals34:09 - Capital Gains Tax strategies for landlords selling personally owned properties36:58 - Common mistakes in calculating Capital Gains Tax38:52 - Keeping records of transactional costs to reduce tax liabilities40:04 - Buying properties through companies and tax advantages41:24 - Due diligence when acquiring companies with property assets42:56 - How to connect with  Simon Misiewicz and Optimise Accountants

Ruban Selvanayagam from fast sale and auction specialists Property Solvers speaks with  Atuksha Poonwassie, MD and co-founder of Simple Crowdfunding.  As director of the UK Crowdfunding Association, Atuksha brings a wealth of expertise, blending technical know-how with a passion for property. We explore how Simple Crowdfunding became one of the first platforms in the UK to empower property developers and investors alike. From demystifying the crowdfunding process – where small financial contributions can fund property projects of all sizes – to understanding its role in bridging gaps in traditional financing, this conversation sheds light on a sector transforming property investment. We delve into equity versus peer-to-peer lending, what types of investors can get involved, and the regulatory landscape shaped by the FCA. Atuksha also shares insights into the due diligence processes that ensure project integrity and explains how crowdfunding offers opportunities for everyone, from seasoned investors to those just starting out. Ruban and Atuksha also run through some of the projects on the Simple Crowdfunding platform, including modular builds and assisted living developments whilst discussing the future of property crowdfunding, with technologies like AI and blockchain set to make their mark.   #PropertyCrowdfunding #Crowdfunding #PropertyInvestment #PropertyInvesting #PropertyInvest   LINKS (RESOURCES) REFERRED TO IN THE PODCAST Simple Crowdfunding Follow Atuksha Poonwassie on LinkedIn Follow Davin Poonwassie on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House   TIMESTAMPS 00:10 - Introduction of Atuksha Poonwassie and Simple Crowdfunding00:23 - Atuksha's background in CRM and property investment02:32 - Founding Simple Crowdfunding in 201303:03 - Overview of crowdfunding in the property sector04:58 - How crowdfunding works for property projects07:02 - Onboarding process for property crowdfunding investors07:38 - Definitions of sophisticated and high-net-worth investors09:06 - Accessibility of crowdfunding for all property investor types10:02 - Learning while investing in property projects11:45 - Opportunities for aspiring developers to learn12:41 - Challenges faced by early crowdfunding platforms14:38 - FCA regulation changes and platform closures16:13 - Evolving regulations in the crowdfunding space16:58 - Simple Crowdfunding’s dual approach: equity and peer-to-peer17:49 - Explanation of equity investments in property crowdfunding19:26 - Risks and returns associated with crowdfunded equity investments22:04 - Overview of peer-to-peer lending for property projects24:19 - Choosing between equity and peer-to-peer investments25:30 - Due diligence process for developers and projects28:02 - Challenges faced by property developers in recent years29:09 - Why developers choose crowdfunding over bridging finance31:33 - Handling project challenges and delays transparently34:14 - Typical timelines for crowdfunding property projects36:38 - Expected returns for equity and peer-to-peer investments37:39 - Examples of recent crowdfunding property projects39:37 - The future of property crowdfunding and emerging technologies41:15 - Benefits of crowdfunding for aspiring property investors42:08 - How to contact Atuksha and find out more about Simple Crowdfunding

In this episode, Ruban Selvanayagam from national homebuying company Property Solvers delves into the fascinating world of empty property finding with Simon Taylor, the driving force behind Empty Property Hunters. Simon's unique approach focuses on uncovering abandoned and neglected properties, reconnecting them with owners, and giving them a new lease of life.With a rich background in estate agency and a passion for adding value to properties, Simon shares the journey that led him to focus on empty homes. From tracing owners across continents to dealing with complex probate cases and sentimental attachments, Empty Property Hunters is on a mission to bring these dormant assets back into use.Simon highlights some shocking statistics: over 300,000 homes in England alone are sitting empty, a number that dwarfs the country's homeless population. He shares the challenges and quirks of this niche market, such as uncovering properties left abandoned for decades or persuading owners who aren’t motivated by money to consider selling.This episode is packed with insights, from spotting the telltale signs of an empty property to how Simon's team uses everything from neighbourly chats to advanced tools like Ancestry to track down elusive owners.    #EmptyProperty #EmptyProperties #FindEmptyProperty #EmptyPropertyHunters #WeBuyAnyHouse    LINKS (RESOURCES) REFERRED TO IN THE PODCAST Empty Property Hunters Follow Simon Taylor on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House   TIMESTAMPS 00:10 - Introduction of Simon Taylor from Empty Property Hunters 00:21 - Background of Simon’s career and passion for property 00:54 - Founding and growing of Empty Property Hunters02:58 - Encouraging public involvement in reporting empty homes03:59 - Discussion of the scale of empty homes in England04:30 - Importance of repurposing abandoned properties 05:21 - Common reasons properties remain empty 06:54 - Challenges with owners not motivated by money 07:40 - Costs associated with leaving properties empty 08:33 - Risks of squatters in empty properties 09:49 - Explanation of Bona Vacantia and ownerless properties 12:31 - Process of selling ownerless properties through auctions 12:59 - Common signs of empty homes 14:29 - Appearance of properties deceiving actual occupancy 15:02 - Simon’s process of tracing empty property owners 16:32 - Neighbours as a valuable source of information 17:42 - Tools and techniques used for finding property owners 19:10 - Joint ventures and incentives for identifying empty homes 20:58 - Submitting property leads to Empty Property Hunters 22:07 - Addressing the issue of widespread empty homes 23:55 - Increasing number of empty properties across the UK 24:14 - Potential for repurposing commercial properties 25:26 - Conclusion and how to report empty properties

In this episode, Ruban Selvanayagam dives deep into the world of short lease properties with Jason Patterson, the Short Lease Flat Mentor. Jason has been operating in the property investing world for over 20 years, starting with flats in North London when houses were financially out of reach. Through his journey, he discovered the critical steps top follow when extending leases, particularly the "marriage value" that impacts properties with leases below 80 years.Jason shares his firsthand experience of extending leases and the strategies he’s developed, including voluntary and Section 42 notices to maximise property value. He highlights the complexities involved, from liaising with freeholders to ensuring optimum due diligence when buying short lease properties alongside tips on how to sell properties . We’ll also touch on his adaptive methods during market shifts and how he navigated through challenges like the 2008 credit crunch.Additionally, we discuss the 2024 Leasehold and Freehold Reform, its potential impact on the property market and why implementation may take up to five years due to legal challenges. Jason offers advice for sellers on extending leases to optimise property prices and shares how he scales his business through networking, direct vendor approaches, and strong partnerships with industry contacts.   #ShortLeaseFlats #ShortLeaseProperties #BuyingShortLeaseFlats #SellingShortLeaseFlats #LeaseholdandFreeholdReformAct   LINKS (RESOURCES) REFERRED TO IN THE PODCAST Leasehold and Freehold Reform Act 2024 Selling a Flat with a Short Lease Follow Jason Patterson on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House   TIMESTAMPS 00:10 - Introduction of Jason Patterson and his expertise 00:22 - Jason’s greeting and start of conversation 00:56 - Jason shares his property journey background 02:25 - Challenges and strategies during the credit crunch 04:09 - Buying and extending leases experience explained 05:04 - Solicitors' role in flagging short leases 06:27 - Evaluating properties with short leases strategy 07:39 - Approach to determining lease extension costs 08:23 - Contacting freeholders and surveyors for costs 09:42 - Freeholder cooperation in providing information 10:35 - Vendor cooperation in obtaining lease details 11:13 - Steps to minimise risk when buying short leases 11:46 - Explanation of section 42 lease notice 12:34 - Process of using section 42 in transactions 13:45 - Example of simultaneous purchase and lease extension 14:42 - Importance of checking legal pack validity 15:48 - Variability in freeholder response times 16:40 - Using surveyors for lease extension negotiations 17:13 - Tips for sellers to optimise short lease sales 18:31 - Short lease property considerations for buyers 19:30 - Navigating lending challenges for short leases 20:36 - Mortgage and bridging finance for short leases 21:31 - Assessing risk and timing for lease extensions 22:37 - Overview of the Leasehold Reform Act 2024 23:57 - Main benefits of new lease extension rules 24:30 - Removal of the two-year ownership rule 25:52 - Abolishment of marriage value and its impact 26:42 - Legal challenges slowing down the reform 28:02 - Potential delays and political impacts discussed 29:12 - Jason’s approach to sourcing short lease properties 30:35 - Direct connections with councils and housing associations 30:50 - Using property tools and platforms for sourcing 31:18 - Best resources for leasehold sector updates 32:22 - Jason’s social media presence and speaking events 33:23 - Conclusion and final insights 

In this episode, Property Solvers' Ruban Selvanayagam is joined by Neil Singer, founder of the online property sales platform, Click to Purchase. Neil, a qualified chartered surveyor with extensive experience in commercial property transactions, has been a pioneer in incorporating blockchain technology into the UK property market.Listeners will hear about Neil's career journey, starting with traditional methods of property sales and leading to his groundbreaking work in transforming the buying and selling process. He shares how the financial crash of 2008 led him to explore digital tools, which eventually resulted in the creation of Click to Purchase - a platform that uses blockchain to offer quick, legally-binding property transactions with full transparency.Throughout the conversation, Neil explains how blockchain technology ensures secure, immutable transactions, and the impact of this innovation on the property industry. He also discusses the limitations of blockchain in real estate and why he believes the future lies in the power of data sharing rather than blockchain hype.This episode is packed with insights into the evolving landscape of real estate, the practical applications of cutting-edge technology, and Neil’s vision for how the property market will continue to change in the coming years.    #BlockchainProperty #BlockRealEstate #SellProperty #BuyProperty #SellHouse #SellHomes #BuyHomes    LINKS (RESOURCES) REFERRED TO IN THE PODCAST Click to Purchase SV International Network Follow Neil Singer on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House TIMESTAMPS 00:10 - Introduction of Neil Singer and Click to Purchase property sales platform 00:56 - Neil’s career background in property sales 02:03 - Transition from traditional property sales to online (including auctions) 02:53 - Development of Click to Purchase and blockchain in real estate 04:02 - Rise in online property sales post-Covid 04:47 - Explanation of blockchain’s origin and use 05:54 - Blockchain’s immutability and distributed ledger 08:32 - Blockchain prevents alterations in transactions 11:07 - Blockchain security benefits via distributed ledger 12:25 - Blockchain application in property transactions 14:45 - Explanation of digital wallets and cryptocurrency 15:35 - How Click to Purchase property sales work 18:44 - Transparency in the Click to Purchase process 20:51 - UK vs international property buying processes 21:22 - Property surveys and due diligence in transactions 22:14 - Click to Purchase’s international network expansion 23:23 - Regulatory adjustments for blockchain across jurisdictions 24:30 - Neil’s involvement in digital document execution 26:27 - Limitations and future of blockchain technology 29:05 - Anti-money laundering challenges for blockchain 30:32 - Lack of backing for cryptocurrency explained 32:28 - Transition to technology-driven property transactions 33:55 - Tokenisation syndication and real estate investments 36:56 - Resistance to technology adoption in property industry 38:49 - Importance of data in property industry 40:00 - Closing and how to contact Neil Singer

Ruban Selvanayagam of fast home sales specialists Property Solvers speaks with Maria Harris of the Open Property Data Association (OPDA) about progress being made in digitising the UK home buying and selling process.   Maria outlines her background, including her experience in creating the UK’s first digital mortgage with Atom Bank. The conversation delves into the slow progress in digitising property transactions despite government efforts, with the average time to complete a house purchase increasing from 12 weeks in 2005 to 22 weeks in 2024.   The discussion highlights the fragmented nature of the current system, where different stakeholders operate in silos and rely on outdated, paper-based processes. Maria goes on to explain how the OPDA is focused on creating "open data" standards and a common infrastructure (namely the Property Data Trust Framework)  to enable seamless data sharing across the property industry.    She notes the involvement of major lenders like Lloyds Banking Group and Nationwide, who are beginning to adopt these standards. The government’s role - particularly through the Smart Data roadmap and the Digital Information and Smart Data Bill - is also discussed as crucial in supporting these efforts to make the property transaction process more transparent, efficient and consumer-friendly.   #OpenPropertyDataAssociation #OPDA #HouseSales #DigitisingPropertySales #SellHouse #SellHomes #BuyHomes #BuyProperty LINKS (RESOURCES) REFERRED TO IN THE PODCAST Open Property Data Association (OPDA) Follow Open Property Data Association on LinkedIn Follow Maria Harris on LinkedIn RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House TIMESTAMPS 00:10 - Introduction to Maria Harris of the Open Property Data Association (OPDA)00:23 - Overview of digital transformation in property00:52 - Maria's background and career journey02:01 - Maria's role in creating a digital mortgage with Atom Bank03:00 - Challenges in home buying process digitisation04:28 - Discussion on the slow progress in digitising home buying and selling04:43 - The government's response to digital transformation05:34 - Silos in the property industry06:24 - Need for digitizing property data at source07:23 - The slow progress and compounded challenges08:32 - Open Property Data Association's role explained09:01 - Importance of seamless collaboration in the property industry09:59 - The limitations of current property data sharing methods10:52 - Expanding beyond initial property data requirements11:30 - Need for common standards in property industry12:53 - Lack of unified standards in property transactions13:43 - Efforts to create open standards and Schemas14:26 - Pilot projects and proof of concept discussed15:10 - Explanation of data Schema and its importance16:47 - How data standards enable seamless transactions17:34 - Importance of data trust and provenance18:39 - Preventing property transaction fall-throughs19:44 - Industry's openness to digital transformation20:48 - Misconceptions about digital transformation in property addressed21:49 - Cultural challenges in changing industry practices22:44 - Collaborations with major lenders like Lloyds and Nationwide23:00 - How lenders are adopting open standards24:07 - Property Data Trust Framework (PDTF) discussed24:30 - Government support for digital property initiatives25:00 - Collaboration with government departments26:00 - Role of digital identity in property transactions26:45 - Government commitment to digital transformation 27:38 - Recent progress in digital property initiatives 28:00 - How to stay updated on industry developments 29:12 - Encouraging progress in digital property efforts29:41 - Closing thoughts on speeding up property sales30:01 - Maria's goals for improving the property journey

Ruban Selvanayagam of cash home buyers and auctioneers Property Solvers speaks with Simon Misiewicz of Optimise Accountants on the continued effects of Section 24 of the Finance Act 2015 (which limits mortgage interest relief for buy-to-let landlords).    They discuss the exposure to greater tax liabilities (especially for higher-rate taxpayers), how basic rate taxpayers could still be pushed into a higher tax bracket due to increased rental income, the likelihood of a reversal of the legislation as well as the contiguous challenges landlords are facing (including rising mortgage rates and the difficulty of remortgaging), which has led some to sell properties or incorporate them into limited companies to mitigate tax burdens.    Simon goes on to run through potential strategies, including investing through Limited Companies / Special Purpose Vehicle (SPV) structures and strategically selling less profitable properties. Simon also warns about the risks and uncertainties associated with incorporation relief, emphasising the importance of thorough financial planning and consultation with accountants. The conversation concludes with advice on the importance of regularly reviewing property portfolios and making informed decisions to navigate the evolving landlord tax landscape.   #PropertyInvestment #Section24 #TenantTax #LandlordTax #LandlordAccounting #LandlordTaxAdvice #BuyToLetAccounting #BuyToLetTaxAdvice LINKS (RESOURCES) REFERRED TO IN THE PODCAST Optimise Accountants Section 24 (Finance Act 2015) Legislation Property Solvers' Post on Section 24 RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House TIMESTAMPS 00:00 - Introduction00:23 - Explanation and overview of Section 24's impact04:05 - Section 24's impact on different taxpayers05:56 - Landlords raising rents and tax implications07:10 - Government's intent behind Section 2407:56 - Market consequences of Section 2408:49 - (Un)likelihood of reversing Section 2409:43 - Importance of strategic financial planning11:37 - Challenges with remortgaging and selling13:01 - Alternative strategies for dealing with Section 2414:18 - Benefits and complexities of incorporation17:07 - Implications of incorporation18:16 - Professional valuations for market value19:18 - Risks and uncertainties in incorporation relief20:25 - HMRC scrutiny of incorporation relief21:47 - Considering incorporation's payback period22:35 - Analysis needed before incorporating properties23:01 - Relevance of the "Ramsey" case25:04 - HMRC's unclear stance on incorporation relief26:12 - Caution against incorporating portfolios26:31 - Increasing HMRC scrutiny on landlords27:32 - Opportunities despite market challenges28:09 - Building portfolios within limited companies29:19 - Need for regular strategic investment reviews30:19 - Adapting to changing economic (and buy-to let investment) conditions30:59 - Anticipating future tax obligations32:14 - Optimism for increased rental demand33:32 - Rising rents and landlord market exit34:38 - Optimise Accountants' focus on property35:20 - Contacting Optimise Accountants36:21 - Work with accountants for tax planning and advice37:25 - Closing remarks and recommendations

Ruban Selvanayagam from Property Solvers speaks with Robert May from My SSTC on the topic of creating efficiencies in the property sales process. May, who has a background in tech for estate agencies, discussed his latest venture, My SSTC, which aims to make properties contract-ready before they are marketed. This approach can save a minimum of three weeks off the post Memorandum of Sale and reduce the number of sales that fall through. The company uses a unique property reference number to create a single URL for all properties being transacted, allowing all relevant information to be accessed in one place. May is currently seeking feedback from stakeholders in the industry to refine the system.   #housesales #efficienthousesales #sellmyhouse #buyahouse #sellhousefast #webuyanyhouse   LINKS (RESOURCES) REFERRED TO IN THE PODCAST   My SSTC Robert May on LinkedIn   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam of Property Solvers speaks with House of Multiple Occupation (HMO) sales specialist Richard Nicholls.  They delve into the current state of this niche sector, the realities of investing, finance, the risks of overleveraging, over-egged commercial valuations, "ready made" HMOs, maximising returns, the various HMO investment strategies, valuations and London HMOs.   #hmos #housesofmultipleoccupation #propertyinvest #sellmyHMO #buyingHMOs   LINKS (RESOURCES) REFERRED TO IN THE PODCAST How to Sell Your House at Auction (Property Solvers) Sell House at Auction - A Complete Guide (Property Auctions News) Buy Auction Property (Property Solvers Auction) What is an Auction Legal Pack (Property Solvers Auctions) Auction Legal Pack - A Complete Guide (Property Auctions News) Modern Method of Auction (Property Solvers Auctions) Modern Method of Auction (Property Solvers News) HMO Sales Expert Richard Nicholls on LinkedIn   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam from Property Solvers speaks with auction specialist and Managing Director of Essential Information Group (EIG).  They explore how the auction platform first came about, the evolution of property auctions and move to online, why sellers are more open to the idea of property auctions, advice for buying + selling at auction, legal factors (including Special Conditions of Sale and the auction legal pack), the modern method of auction, landlords selling up at auction, Consumer Protection Regulations (CPRs) / Anti Money Laundering (AML) checks and much more!   #propertyauctions #propertyauctioneers #sellhouseauction #buyhouseauction #sellauctionproperty #buyauctionproperty #sellinghouseatauction   LINKS (RESOURCES) REFERRED TO IN THE PODCASTEssential Information Group David Sandeman on LinkedIn How to Sell Your House at Auction (Property Solvers) Sell House at Auction - A Complete Guide (Property Auctions News) Buy Auction Property (Property Solvers Auction) What is an Auction Legal Pack (Property Solvers Auctions) Auction Legal Pack - A Complete Guide (Property Auctions News) Modern Method of Auction (Property Solvers Auctions) Modern Method of Auction (Property Solvers News)   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

James Durr and Ruban Selvanayagam of fast home buying company Property Solvers discuss the merits of acquiring properties off plan including key risks, timing the market (and potential capital gains), stage payments, financing and whether these units really solve the housing crisis.  #offplanproperty #propertyinvesting #propertyinvestment   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam of homebuying company Property Solvers speaks with Tina Walsh - CEO of the National Association of Professional Sourcing Agents (NAPSA), author of the book "Property Sourcing Compliance: How to Stay the Right Side of the Law", professional sourcer and managing director of Sanctuary Property Sourcing (operating in the North West).Tina provides some key insights into legislation + regulatory frameworks that govern the property sourcing sector, how some operators are operating illegally, reaching minimum standards, the relevant trade bodies that sources should be registered with, Anti Money Laundering (AML) regulations, Client Due Diligence / Know Your Customer (KYC), HMRC guidance and how to minimise costs whilst remaining compliant.  #propertysourcing #compliantpropertysourcing #propertysourcer #propertyfindinb   LINKS (RESOURCES) REFERRED TO IN THE PODCASTNational Association of Professional Sourcing Agents (NAPSA) Tina Walsh on LinkedIn The Estate Agents Act 1979 Anti Money Laundering Supervision (Gov.uk) The Property Ombudsman (TPOS) The Property Redress Scheme National Trading Standards Information Commissioner's Office (Data Protection)   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

James Durr and Ruban Selvanayagam of Property Solvers Quick Cash Homebuyers on investing in property (or real estate) overseas.  They explore their experiences in Brazil and James' direct involvement in the Spanish property sector, the exchange rate, legal, communication, tax (local and national), bank transfer and other risks involved alongside the fine line between investing abroad or buying as more of a lifestyle decision.  #propertyinvestment #propertyinvestingabroad #propertyinvestingoverseas #investingoverseas #investingabroad   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

James Durr and Ruban Selvanayagam of Quick Cash Home Buyers Property Solvers explore how to handle sellers that seem out of touch with their property's value. We discuss our specific direct to vendor approach, educating homesellers, being empathetic, today's "buyers" market, estate agents overvaluing properties to win business, demonstrating sold house prices, risks on relying on Sold STC and Under Offer pricing, the risks of overpricing and more...  #sellhousefast #webuyanyhome #webuyanyhouse #propertybuyingcompany #sellmyhouse #propertyinvest #propertyinvesting #propertyinvestment   LINKS (RESOURCES) REFERRED TO IN THE PODCAST   Speed of Sale Tool Difference Betweeen Asking and Sold Prices Tool What Does "Under Offer" Mean? What Does "Sold STC" Mean?   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam and James Durr (of Sell House Fast company Property Solvers) discuss whether buy to let is still worth it.  We explore buying rental properties in the current market, "vanilla" buy-to-lets, mortgage interest costs, the impacts of Section 24 (and buying as an individual / non-corporate), yield requirements, buying in Limited companies, corporation / income / dividen tax on extracting capital, being a landlord under a future Labour government, avoiding buy-to-let / Section 24 tax "saving" schemes, build to let's impact on the sector and 2 year vs. 5 year fixed buy-to-let rates.  #property #propertyinvestment #buytolet #section24 #corporatelandlord   LINKS (RESOURCES) REFERRED TO IN THE PODCASTSection 24 (Finance Act 2015) Calculator Selling a Tenanted Property Selling a Property Portfolio   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

James Durr and Ruban Selvanayagam of Property Solvers quick home buyers explore how to get a feel of a seller's motivations for properties on the open market. Topic discussed include tracking "on the market" time frames, monitoring price reductions, overpriced housing stock, communicating with estate agents, accounting for works required on a property and standing out from the crowd as a property buyer / investor.  #propertyinvesting #buyingproperties #sellhousefast #webuyanyhouse #propertybuying #estateagent   RELEVANT LINKS Property Buyers London House Prices London Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

James Durr and Ruban Selvanayagam of Property Solvers (UK's leading "sell house fast" and "we buy any house" company) explore property buying in London - exploring the plateaued state of the current market, price trends, nominal vs. real house price distinctions, the impact of interest rates, affordability and where things may be heading...  #LondonHousePrices #PropertyBuyersLondon #HomeBuyingLondon #BuyPropertyLondon #SellPropertyLondon #SellHouseFastLondon #WeBuyAnyHouseLondon   RELEVANT LINKS Property Buyers London House Prices London Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam of homebuying firm Property Solvers runs through some of the prominent online property valuation tools including Rightmove sold house prices, Zoopla, HM Land Registry (HPI Index), Net House Prices, Mouseprice, Property Price Advice, Our Property, The Move Market alongside some useful Google Chrome extensions  #propertyvaluation #housevaluation #howmuchismyhouseworth #propertyvaluationtools   LINKS (RESOURCES) REFERRED TO IN THE PODCASTHouse Valuation with Property Solvers UK House Prices (Search Your Local Area) London House Prices (Search Your Local Area) Rightmove Sold House Prices Check Property Sizes (via the EPC Register) Differences Between Asking and Sold House Prices in Your Local Area Property Log (Google Chrome Extension) Patma (Google Chrome Extension) Property Tracker (Google Chrome Extension) Zoopla House Valuation Land Registry Valuation (UK HPI) Net House Prices Mouseprice Property Price Advice Our Property The Move Market Acadata House Prices Property Data   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam from Property Solvers (the UK's leading We Buy Any House and Sell House Fast company) chats to Jonathan, founder of the National Association of Property Buyers (NAPB) and director of House Buy Fast.We explore what the NAPB does, why it was important for such an organisation to exist in the professional homebuying industry, the NAPB's relationship with the Property Ombudsman (TPOS), the TPOS-NAPB Code of Practice, business ethics in the "sell my house fast" / "we buy any home" industry, transparency throughout the process, the future of the direct to vendor approach in house sales and earning sellers' trust as the sector continues to develop.  #nationalassociationofpropertybuyers #napb #sellhousefast #webuyanyhome #webuyanyhouse #propertybuyingcompany   MORE ON THE NAPBNational Association of Property Buyers  Property Solvers Blog Post on the NAPB Property Solvers on the NAPB site   RELEVANT LINKS Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House

Ruban Selvanayagam (Property Solvers) quizzes James Durr (Property Solvers) on his experiences of investing in the stock market alongside property.We discuss James' broader exposure (both positive and negative) to the stock market, the pros + cons relative to real estate, key risks, index fund + other more "passive" investing strategies, historical performance / trends of the stock market relative to property alongside Bitcoin + other forms of crypto currency ("alt coin") investment.Disclaimer - this is not financial advice and Property Solvers strongly encourage listeners to undertake due diligence.  #propertyinvesting #stockmarket #investingstrategy   Property Solvers Investor Profiling Become an Auction Partner Property Solvers (Sell House Fast) Property Solvers (We Buy Any House) Property Solvers Auctions Property Auctions News How to Value Your House