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Outcome Becomes Income
Outcome Becomes Income
20 episodes
6 days ago
Mark Twain said, "The man who does not read has no advantage over the man who cannot read." The same can be said of investing. The person who can invest, but does not, has no advantage over the person who does not have the ability to do so. To our benefit, there have never been more options available to invest. With as little as $1, a brokerage account, time and patience, anyone can get started. My aim is to create an inclusive community and build long term wealth together. Please join me as outcome becomes income!
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Investing
Business
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Mark Twain said, "The man who does not read has no advantage over the man who cannot read." The same can be said of investing. The person who can invest, but does not, has no advantage over the person who does not have the ability to do so. To our benefit, there have never been more options available to invest. With as little as $1, a brokerage account, time and patience, anyone can get started. My aim is to create an inclusive community and build long term wealth together. Please join me as outcome becomes income!
Show more...
Investing
Business
Episodes (20/20)
Outcome Becomes Income
Investing and Life Old School Style - "Nice Little Saturday"

In the scene of "Old School" where the character Frank plans a nice little Saturday, we see a humorous depiction of suburban leisure activities, including visits to Home Depot, Bed Bath & Beyond, and perhaps a casual round of golf. This scene captures the mundane yet relatable moments of adult life.

Segueing from this scene to the realm of publicly traded companies encountered on any given day, we transition from the simplicity of weekend errands to the complexity of global markets. Each day, we interact with products and services provided by companies listed on stock exchanges worldwide. From purchasing coffee at Starbucks to wearing Nike shoes, or even browsing the web using Google, these routine activities connect us with the operations of various publicly traded entities.

The stock market intertwines with everyday life in ways that might not be immediately apparent. Whether it's the technology powering our smartphones from Apple or the groceries we buy from Walmart, the influence of publicly traded companies permeates numerous aspects of our daily routines. These companies, with their diverse operations and global reach, reflect the interconnected nature of our world and finance.

Your insights and contributions are invaluable, and engagement is what makes investing conversations meaningful and productive. I encourage each of you to continue sharing your thoughts, questions, and feedback. Your perspectives help shape the direction of our discussions. Your voice matters, and we're here to listen. Let's keep the conversation going and work together to create a positive wealth building journey. Thank you for your participation, and I look forward to hearing from you all soon!







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1 year ago
7 minutes 11 seconds

Outcome Becomes Income
Random Thoughts on Investing and Free Cash Flow

Join me on this episode of Outcome Becomes Income as I share some random thoughts on investing, exploring connections between psychology, friendship, the fundamental idea of free cash flow, and stocks on my watch list.


I discuss the concept of free cash flow and its significance in investment analysis, which includes the fundamentals of free cash flow valuation, illustrating how it serves as a powerful metric for assessing a company's financial health and future prospects. I encourage listeners to integrate free cash flow analysis into their investment toolkit.


The goal is empower you to navigate the complex landscape of investing with confidence and clarity. Whether you're a seasoned investor or just starting on your investment journey, this episode offers thoughts and ideas to help on your journey to financial success. I'd like this to be an on going discussion. Feel free to reach out with comments, questions, concerns, or anything else on your mind. Thank you for listening!


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1 year ago
8 minutes 36 seconds

Outcome Becomes Income
17. Leadership & Investing
This was recorded a couple months back, Terra Luna and it’s founder we’re in the news about shady cryptocurrency practices, but this topic is even more relevant today with the collapse of FTX and how Sam Bankman Fried has handled it. We can learn a lot about a company, it’s products, and culture from its leadership. This is why leadership should be part of our investing thesis when purchasing part ownership of a publicly traded company. Tune in to find out what lessons we can learn from former NBA head coach Phil Jackson, Costco founder Jim Sinegal, and Good To Great author Jim Collins. Thank you for listening!
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2 years ago
11 minutes 37 seconds

Outcome Becomes Income
16. What Does Market Cap Mean?
We hear a lot of terms used in investing, but we don’t always know which ones are useful and what they mean. One term we offer hear is “Market Cap” which is short for market capitalization. This is the total value of a publicly traded company's outstanding common shares owned by stockholders. Market capitalization is equal to the market price per common share multiplied by the number of common shares outstanding. We can use the market cap to do some back of the envelope math to value a company compared to its peers and if the company has room to grow. Tune in to find out more. Thank you for listening!
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3 years ago
12 minutes 17 seconds

Outcome Becomes Income
15. “A portfolio is like a bar of soap”
One of the most profound quotes about investing is from William Bernstein. “A portfolio is like a bar of soap the more you use it the smaller it gets.” Now what does this mean? Tune in and find out. Thank you for listening!
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3 years ago
4 minutes 57 seconds

Outcome Becomes Income
14. Wayne Gretzky & Where the Puck is Going

There's a story I once heard about Wayne Gretzky.  After practice or a game, his father would have Wayne do an exercise and draw on a piece of paper all the places in hockey rink the puck went.  The idea being that if the great one could determine all the places the puck had been, going forward he could determine where the puck would be going.  This became the famous quote, "Go to where the puck is going, not where it has been.”  As investors, we should have the same mentality.  We want to identify the trends and technologies that will shape the future and invest in those companies and industries now to be ahead of the curve.  Thank you for listening!

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3 years ago
7 minutes 46 seconds

Outcome Becomes Income
13. What Can Ruth Bader Ginsburg Teach Us About Investing?

What can Ruth Bader Ginsburg teach us about investing. I saw a sticker with a quote attributed to her, "to those accustomed to privilege equality feels like oppression."  Once upon a time the stock market was like this.  Not everyone had had access to invest, and if you did it was still very expensive.  Now brokerages like Robinhood, M1, Stockpile, and SoFi have leveled the playing field for the retail investor.  We can setup an account at any of these brokerages for free, make an initial investment, buy stocks, mutual funds, or exchange traded funds with no commission, and buy fractional shares with as little as one dollar.  We now have the opportunity do what many privileged have done to generate wealth, the times are changing, so let's build a sound financial future together.  Thank you for listening!

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3 years ago
10 minutes 16 seconds

Outcome Becomes Income
12. The Stock Market Is A Weighing Machine

In his famed parable Mr. Market, Benjamin Graham said, “In the short run, the market is a voting machine but in the long run it is a weighing machine.” As investors we are in stock market for multiple decades.  A publicly traded companies growing revenue, profits, and consistent cash flows may not be recognized by the market in the short term.  A company can fall out of favor for any number of reasons.  Over the long term though, which is all that matters, the market will reward companies with a growing intrinsic value. In the meantime, we can use this to our advantage, as it gives us an opportunity to buy more of a company at a discount.  Tune in for more, thank you for listening!

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3 years ago
6 minutes 9 seconds

Outcome Becomes Income
11. Optimist vs Pessimist

My thoughts on optimism vs pessimism and how these philosophies apply to investing. If you’re optimistic about the future and believe the world will be a better place through innovation and technology you should be bullish on investing in the stock market. The potential upside is infinite. If you’re pessimistic about the future you should still invest in the stock market.  But if you believe the world is only getting worse and innovation and technology seizes, your investment can only go to zero. Please subscribe and thank you for listening!

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3 years ago
4 minutes 46 seconds

Outcome Becomes Income
10. Atomic Habits
Several months back, I read Atomic Habits by James Clear. The book is a guide that can help us implement small habits in our daily lives to help improve ourselves and reach goals incrementally over time. I’ve been thinking a lot about a story from this book recently regarding a professor of a photography and a grading system he had for his students. The gist of the story is being perfect doesn’t help us reach our goals but repetition does. I haven’t been putting out much content lately, and I’m trying to improve and become more consistent. Here’s a link to an article Clear wrote on his blog about the photography professor. https://jamesclear.com/repetitions. Thank you for listening!
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3 years ago
5 minutes 30 seconds

Outcome Becomes Income
9. Parable of the Mexican Fisherman & the Harvard MBA
I come across this parable often, and I time I do, I read it. I’m always reminded how accurate it is at explaining what so many of us do in our daily lives buy running the rat race. I retired early, and at that point hadn’t yet read the parable. It was only after I read this for the first time that I realized the lessons from this parable is what I had done with my life, and investing help achieve my goal of financial freedom. Investing can help all of us achieve our goals. Tune in to hear more. Thank you for listening!
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3 years ago
6 minutes 48 seconds

Outcome Becomes Income
8. How Investors Under Perform
I came across this article on Forbes by Jonathan Dash, How Investors are costing themselves money. The article talks about Peter Lynch, who managed the Fidelity Magellan Fund from 1977 to 1990. While he managed the Magellan fund it averaged an annual return of 29%. For context the S&P 500 averaged an annualized return of only 9.55% over the same time period, but the average investor of the fund during this time lost money. How is this possible? Tune in to find out the mistakes Magellan fund investors made, mistakes investors still make today, and what lessons we can learn to ensure we don't make the same mistakes. Thank you for listening! Forbes article: https://www.forbes.com/sites/forbesfinancecouncil/2021/06/02/how-investors-are-costing-themselves-money/?sh=5d50a4095e30 S&P 500 return calculator: https://dqydj.com/sp-500-return-calculator/
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3 years ago
7 minutes 50 seconds

Outcome Becomes Income
7. Herd Mentality in Investing

I was recently watched a video on YouTube revolving around an experiment in an elevator.  This got me thinking about herd mentality, how we are wired this way, and how it shows up in investing in the stock market regardless of if it is going up or down.  Here's a link to the video of the experiment  https://www.youtube.com/watch?v=aOOsfkM-nGQ  Enjoy the episode, and thank you for listening!

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3 years ago
9 minutes 7 seconds

Outcome Becomes Income
6. Basics of an ETF
In reading Peter Lynch’s classic book Learn to Earn, he makes the point how many people invest in stocks, but how few research stocks before buying. This got me thinking many investors may not have an interest in doing research on individual companies, so this seems like an opportune time to go over the basics of exchange traded funds and how an investor who is not interested in doing research can use these tools to build a sound portfolio and get broad diversification. Enjoy, thank you for listening!
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3 years ago
8 minutes 46 seconds

Outcome Becomes Income
5. Real estate vs Stock Market
Scrolling through Twitter I came across a thread on a person stating that their returns from real estate far outpaced their returns from the stock market. This got me thinking, is one better than the other? And more importantly, is there a place in one’s portfolio for both? Listen in to hear my thoughts.
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3 years ago
7 minutes 21 seconds

Outcome Becomes Income
4. Cash is a willing worker
I’m reading The Richest Man in Babylon by George S. Clason. After almost 100 years in print this book is still regarded as a classic of personal financial wisdom. Monetary advice is given through a collection of parables set in ancient Babylon. The section about the 5 tenants of gold got me thinking about how we compare those to tenants to cash, and how they can be applied today.
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3 years ago
4 minutes 15 seconds

Outcome Becomes Income
3. Brokerage Account
Join me as I discuss what a brokerage account is, how to set one up, and three of my favorite brokerages. If you choose to open an account with any of these brokerages you can use the below referral links, and we can both earn a bonus. Thank you for listening! https://m1.finance/yCw5JFTBwX2G https://cash.app/app/LXLWXHN https://www.plynkinvest.com/
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3 years ago
12 minutes 9 seconds

Outcome Becomes Income
2. Fractional Shares
We to invest for a sound financial future, and one of the best vehicles to do so is the stock market. We can buy part ownership of publicly traded companies. If we’re starting small we may not be able to buy a whole share of a companies stock, or a whole share might be our entire investment amount. Listen in as I discuss how fractional share investing can help with this.
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3 years ago
7 minutes 38 seconds

Outcome Becomes Income
1. Emergency Fund
Life has a funny way of getting in our way. Please join me as I give some basics on what an emergency fund is and why we need one before start investing.
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3 years ago
5 minutes 26 seconds

Outcome Becomes Income
Introduction to Outcome Becomes Income

Hi, I'm Nate your host and partner on this journey, and thank you for joining me on Outcome Becomes Income.  This is my effort to build an inclusive community to talk all things personal finance and build long term wealth through the stock market $1 at a time. Please subscribe, rate and review, and stay tuned for more to follow!

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3 years ago
2 minutes 55 seconds

Outcome Becomes Income
Mark Twain said, "The man who does not read has no advantage over the man who cannot read." The same can be said of investing. The person who can invest, but does not, has no advantage over the person who does not have the ability to do so. To our benefit, there have never been more options available to invest. With as little as $1, a brokerage account, time and patience, anyone can get started. My aim is to create an inclusive community and build long term wealth together. Please join me as outcome becomes income!