In this episode of My Next Property, Steve Ash breaks down how Melbourne's first-time buyer scheme is creating explosive opportunities across Victoria with minimal entry barriers. Steve reveals why Melbourne is the ultimate value play right now - with zero stamp duty on properties under $600K and no LMI up to $950K, first-time buyers can enter the market with just $31,200 in closing costs. He exposes exactly where to buy as Melbourne shows green shoots after years in the doldrums. 0:00 - Introduction: Melbourne's $950K First Time Buyer Game-Changer 1:20 - The Policy Breakdown: Zero Stamp Duty Up to $600K Explained 2:25 - Exact Closing Costs Revealed: $31K, $42K & $84K Entry Points 4:33 - What We're Seeing: 50 Groups at Werribee & Cranbourne Opens 6:37 - The Werribee Play: $550K House on 420m² Land 7:14 - Melton's Explosive Growth: High $500Ks Now $600K+ 8:12 - Point Cook's $150K Jump: $650K to $720K in 6 Months 9:35 - Frankston's Second Wind: Bayside Lifestyle Under $950K 10:57 - Why Melbourne Is Brisbane 2019: The Cycle Reversal If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/ #melbourneproperty #FirstHomeBuyer #propertyinvesting

Steve Ash breaks down how Sydney's new first-time buyer scheme is igniting dormant property markets across New South Wales. With no deposit limits up to $1.5M and zero stamp duty on properties under $800K, first-time buyers now have unprecedented leverage to enter the market. Steve reveals which Sydney suburbs are positioned to explode, why units are trading at a historic 68% discount to houses, and the exact closing costs at every price point. If you're a first-time buyer or investor looking to capitalise on Sydney's market shift, this episode reveals the exact areas, price points, and strategies to maximise the new policy. 0:00 - Steve's $80M Strategy: Third-Episode First Home Buyer Series 0:23 - The $1.5M Game Changer: NSW First Time Buyer Policy Breakdown 1:22 - Exact Closing Costs Revealed: $31K at $600K to $55K at $900K 2:18 - CRITICAL: 12-Month Occupancy Rule (How They'll Catch You) 3:22 - Sydney's Reality Check: Why $1.5M Buys Nothing in Houses 3:47 - EXPLOSIVE: Sydney's Historic 68% Unit Discount vs Houses 4:54 - Western Sydney Gold: Belmore, Lakemba & Punchbowl ($600K-$750K) 6:29 - The Belmore Blueprint: 5.5%+ Yields That Build Portfolios 6:52 - Why Past 10-Year Performance Misleads Future Returns 8:04 - Northern Beaches Strategy: $1M Waterfront Boutique Units 9:08 - Central Coast Play: Hybrid Work Creates Newcastle Opportunity 9:59 - Market Prediction: Which Suburbs Hit Double-Digit Growth If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/ #SydneyProperty #FirstHomeBuyer #PropertyInvesting #AustralianRealEstate #SydneyUnits

In this episode of My Next Property, Steve Ash and Tommy Clarke dive deep into two explosive Melbourne property opportunities sitting above and below the $700K mark. Steve breaks down why Point Cook is one of the most undervalued suburbs in Australia right now, predicting 40-50% growth over the next 5 years - while Tommy reveals why Lara in Geelong is the perfect 2026 play for savvy investors. 0:00 - Introduction: Melbourne’s $900K Stamp Duty Game-Changer Coming October 1st 2:00 - Why This Stimulus Will Rocket Fuel Melbourne’s Middle Ring Suburbs 4:25 - Point Cook Deep Dive: Steve’s Bold 40-50% Growth Prediction 6:40 - The Devil’s Number: Why 66.6% Owner-Occupier Rate Actually Signals Opportunity 8:15 - Supply Myth Busted: Why Point Cook Has Zero New Development Threat 10:05 - Days on Market Dropping Fast: The Perfect Entry Window 11:40 - Infrastructure Play: Westgate Tunnel & Williams Landing Rail Connection 12:03 - The Sydney Comparison: Kellyville at $2M+ vs Point Cook at $780K 14:16 - Victorian Tenancy Laws: Why Newer Properties Beat Older Stock for Investors 16:09 - Lara Geelong: Tommy’s 2026 Sleeper Hit Explained 18:00 - Geelong’s Economic Powerhouse: $20B GDP & 10% of All Regional Migration 19:18 - Lara vs Werribee: Better Socioeconomics, Only 10 Minutes Further 22:32 - The Sweet Spot: $600-650K Properties Yielding 4.5% in Lara 25:16 - Geelong as “The Next Newcastle”: Why This Regional Hub Follows Sydney’s Playbook 26:32 - Off-Market Gold: $1.2M Unit Block with NDIS Tenants & 4-Year Lock-In If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

In this episode, Steve and Tom break down the exact three-step blueprint that built Steve's $18 million property portfolio from scratch. This isn't theory, it's the real framework used by everyday investors to create serious wealth through residential property. They deconstruct the Foundation Principle (getting your first 4 properties), the Acceleration Principle (scaling to $7.6M in 10 years), and the Diversification Principle (pivoting to commercial for passive income). Learn why boring beats flashy, how to use different lending tiers strategically, and why the right market timing matters more than perfect execution. Whether you're aiming for $4M or $25M, this episode shows you the exact math, mindset, and milestones needed to get there. 0:00 - Introduction: The $18M Portfolio Challenge 1:43 - Why High Earners Have Zero Net Worth (The Paycheck Trap) 5:41 - Step 1: Foundation Principle - Building Your First $2M in 10 Years 8:10 - The 5-Year Grind: Saving Your First $100K Deposit 12:01 - Rent-Vesting Strategy: Why Your Dream Home Kills Wealth 15:10 - Tier 1, 2, 3 Lenders Explained: Unlocking Hidden Borrowing Power 17:22 - The $1M Decision: Why 2% Extra Interest Rate Doesn't Matter 20:00 - Holding for a Full Cycle: The Power of Doing Nothing 22:40 - Step 2: Acceleration Principle - $2M to $7.6M Portfolio Growth 24:31 - Strategic Team Building: Broker, Accountant & Timing 28:53 - Why Property Doubles in 7-10 Years (Market Cycle Mechanics) 31:00 - Developments vs Set-and-Forget: The Numbers Don't Lie 35:10 - Step 3: Diversification Principle - Scaling to $23M with Commercial 39:00 - Breaking Down the Numbers: $10M Equity After 20 Years 42:16 - The 10-Year Exit Strategy: $100K Passive Income at Age 35 44:13 - Commercial Property Cashflow: 6.5% Net Yields Explained 47:10 - Final Framework Recap: Foundation → Acceleration → Diversification 49:07 - Why Boring Established Properties Always Win

Steve Ash and Tom Clark expose the regional phenomenon that sophisticated investors are capitalising on right now. Bendigo is experiencing 260% year-on-year migration growth from capital cities, with GDP exploding from $8 billion to $11 billion in just five years. With $300 million in council infrastructure spending, a $1 billion hospital upgrade, and $5 billion invested in the regional rail link, this isn't speculation, it's a fundamental shift in where smart money is flowing. 0:00 - Introduction: The $550K Budget That Unlocks Portfolio Growth 1:12 - The 260% Migration Stat: Why Capital City Residents Are Flooding Bendigo 1:40 - GDP Explosion: $8B to $11B in Just 5 Years 3:49 - $300 Million Council Budget: Infrastructure Spending Revealed 5:24 - The $1 Billion Hospital Investment Driving Population Growth 7:03 - Serviceability Secret: 4.8% Yields vs 3.5% Metro Returns 10:00 - Eaglehawk Analysis: 10% Growth at $530K Entry Point 11:26 - Tommy's White Hills Investment: 19% Growth in 12 Months 13:16 - Kangaroo Flat Prediction: "Going To Outperform Almost Every Suburb" 14:53 - The $5 Billion Regional Rail Link Game-Changer 16:17 - Real Deal Breakdown: How Jack Bought $40K Under Market Pre-Listing 19:06 - Portfolio Construction Strategy: Why Lower Prices Let You Buy More 21:25 - The Commercial Opportunity Nobody's Talking About 23:06 - Final Predictions: 12-24 Month Outlook For Bendigo Growth If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

Steve Ash and Tom Clark reveal why Brisbane's 2032 Olympics could mirror Sydney's 154% price growth during its Olympic period. With 100,000+ jobs being created, $17 billion Cross River Rail, and properties already doubling since 2019, they break down three explosive investment zones before the games. Tom also reveals the shocking commercial opportunity as the largest memorabilia company in Australia scrambles for Brisbane retail space right now. With Logan potentially hitting $1 million median prices, this isn't speculation—it's a $12 billion infrastructure boom creating generational wealth opportunities. 0:00 - Introduction: Olympics Impact & 154% Sydney Growth Precedent2:37 - Property Doubled Since 2019: Will It Double Again by 2032?3:23 - 100,000 Jobs & $17B Cross River Rail Infrastructure Bomb4:29 - Supply Crisis: 9-10 Offers on Every Property5:21 - Unit Explosion: Ascot +20%, Annerley $250K to $650K6:17 - Logan's $1M Trajectory: From $300K in 5 Years8:05 - Granny Flat Warning: Why They Kill Capital Growth10:08 - Hotspot #1: Inner City Units Near Olympic Stadium ($750-900K)13:04 - Hotspot #2: Petrie's 100% Growth & Next Gen Zoning17:42 - Hotspot #3: Redlands Bay's Hidden Gems (Capalaba & Alexandra Hills)22:27 - Affordability Crisis: First Home Buyer Grants to $1M23:27 - Commercial Goldmine: Industrial & Retail Pre/Post Olympics Strategy If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

Steve Ash and Tom Clark reveal why Perth is experiencing a major transformation beyond its mining reputation, with $104 billion in renewable energy investment and $40 billion in infrastructure projects creating unprecedented opportunities. Don't miss their shocking revelation about Perth's building approval crisis and why Tom predicts million-dollar suburbs within years. This isn't your typical boom-bust cycle - it's a fundamental economic shift that smart investors need to understand now. 0:00 - Introduction: Deconstructing Perth's Opportunity 1:01 - Economic Transformation: Beyond Mining Dependency 2:23 - $104B Renewable Energy Investment Bombshell 3:15 - $20B Tourism Boom Driving Population Growth 4:38 - AUKUS Deal: 10,000 Jobs Creating Housing Demand 5:13 - 5-Year Growth Forecast: Sustainable vs Boom-Bust 6:12 - Mandurah Hotspot: $600K Properties Near World's Best Beaches 8:58 - Live Deal Breakdown: $600K Property, 5% Yield Strategy 12:35 - Clarkson Revealed: $800K Northern Suburbs Goldmine 14:08 - 0.6% Vacancy Shock: Rental Crisis Creates Opportunity 15:08 - Building Crisis: 20K Built vs 30K Needed Annually 16:22 - Million Dollar Prediction: Why Clarkson Will Explode If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer’s Agency 👉 ⁠https://www.propertystrats.com.au/

Tom Clark went from corporate salary earner to building a $25 million property portfolio that generates serious cash flow. Steve Ash and Tom dive deep into the real numbers, the painful lessons, and the exact strategies that propelled Tom into the top 0.1% of property investors in Australia. If you’re ready to scale beyond your first investment property, this episode reveals the blueprint for building serious wealth through strategic property investment. 0:00 - Introduction 2:15 - Tom’s $25M Portfolio Revealed 9:53 - Early Investment Mistakes That Cost $50K 17:51 - KEY DECISION #1: Sydney Development Success 26:19 - KEY DECISION #2: From Stocks to Property Leverage 30:14 - KEY DECISION #3: Regional Property Strategy 38:20 - Townsville: $300K to $600K Success Story 44:06 - KEY DECISION #4: Commercial Property Cash Flow 51:04 - $3.5M Commercial Deal Breakdown 57:00 - What Tom Would Do Differently 59:32 - Next 10 Years Strategy If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer’s Agency 👉 ⁠https://www.propertystrats.com.au/

Ex-Goldman Sachs VP Steve Ash reveals two Melbourne property hotspots heating up right now. 0:00 Broadmeadows: The Polarising $600K Play 2:40 Price Explosion: $500K to $650K in 12 Months 3:25 90% Land-to-Asset Ratio: The Arbitrage Secret 5:08 Population Doubling: 12,500 to 25,000 People 7:50 Airport Overlay: Critical Deal Killer 9:29 Taylors Hill: Australia's Most Undervalued Suburb 12:16 Sydney Comparison: Kellyville $2M vs Taylors Hill $865K 13:08 Why This Suburb Flies Under the Radar 19:15 Regional Areas Starting to Fire Up If you're ready to build a serious portfolio, remember to Subscribe!

Steve Ash reveals the step by step strategy behind building an $18 million property portfolio while working a 9-5 at Goldman Sachs. From $55k per year as a starting salary to building a property portfolio that provides him financial freedom, Steve breaks down his biggest mistakes, game-changing mentors, and why "keeping it simple stupid" beats fancy development plays every time. 0:00 Steve's $18M Story4:05 Building a HUGE Portfolio on a PAYG Income 6:00 The $442K Gamble That Started Everything 8:47 "There's Going to be a Property Crash!" 10:01 Decision #1: How To make Your First Million 11:41 How I Stole $131,000 (Finding a Bargain) 14:25 The Critical Decision: Keep or Sell? 16:15 Why Steve Wishes He'd Bought MORE in West Sydney 18:06 The Million-Dollar Question 21:27 Decision #2: Interstate Investing: How to do it properly 23:33 The Melbourne Mistake That Broke me 34:05 The Owner-Occupier Strategy That Unlocks Equity 42:03 How To Sell One Property and Buy 10-12 More 43:08 The 2019 Buying Spree That Set Me Free 48:23 Commercial Property - Chasing $1M Passive Income 56:41 The End Game - 20-25 Million and $1M Passive Income 1:00:13 Delayed Gratification - The Pickle Sandwich Years 1:02:00 Why Most People Want Results Without the Work If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Book Your FREE Call 👉 https://calendly.com/propertystrats/30min/ 🏠 My Buyer’s Agency 👉 https://www.propertystrats.com.au/