Former fintech exec turned coach and author Shakti Katyal joins me to flip hustle culture on its head.
We unpack his book Million Dollar Nap and the counterintuitive idea that rest → healing → learning → earning.
Shakti shares how burnout forced him to slow down, why “presenteeism” is costly, and how prioritizing naps and stillness actually multiplied his clarity, creativity, and bottom line.
We talk about practical rest rituals (hello, 20–25 min naps, eye mask + over-ear headphones), giving yourself permission to pause, and building a life where work is focused, with meaningful bursts instead of endless busyness.
Shakti also walks through his money journey: shifting from passive to active investing, assembling an A-team (brokers, buyers’ agents, coaches), moving to Dubai, and the mindset that lets opportunities compound.
Let this episode be your permission slip to schedule in some rest this week.
Connect with Shakti – https://realnroyal.com/
Connect with Daniel – https://danielmarshall.com.au/
“Lucky” people aren’t magical.
They just do things that compound.
~ Justin Welsh
In this episode, Daniel explores four simple habits to help you become “lucky”.
Build More – Shift from being a consumer to a creator. Whether it’s building a podcast, a business, or a new idea, creating adds value to the world and expands your “luck surface.”
Write More – Writing sharpens your thinking and communication skills. Daniel shares why mastering written expression leads to clarity, influence, and new opportunities.
Meet More People – Expanding your network opens doors you never knew existed. Daniel reflects on his own journey from introvert to connector through Toastmasters and networking events.
Introduce More People – Become a bridge for others. Connecting people who can help one another not only builds goodwill but multiplies your impact and influence.
Check out Daniel’s updated website danielmarshall.com.au.
Network marketing – one of the most powerful yet misunderstood and criticised business models out there.
In this episode, Daniel pulls back the curtain on his personal experience inside the industry, which began in March 2021.
You’ll learn:
The real difference between network marketing and pyramid schemes
How it compares to traditional business and mortgage brokering
Why most people fail (and what separates those who win)
The role of mindset, leadership, and patience in creating residual income
How to align business models with your values and design type
Whether you’re in the industry, curious about it, or sceptical of it – this honest and insightful breakdown will give you a fresh perspective on one of the most unique business models in the world.
Tune in for raw lessons on growth, leverage, and "keeping the main thing the main thing".
Connect with Marshy on Instagram @danielgmarshall
“What’s the difference between MyBudget and financial coaching?”
In this episode, Daniel breaks down the key distinctions between outsourcing your finances and learning to master them yourself. Drawing from six years of coaching experience, he explores:
Whether you’re a business owner wanting to gain control of your cash flow or simply curious about the coaching approach, this episode will give you clarity on which path best fits your goals.
Connect with Daniel Marshall:
Instagram - @danielgmarshall
LinkedIn - Daniel Marshall
Website - danielmarshall.com.au
Six years of pricing experiments—from $120/hr sessions to $10k annual programs, $1k/month retainers, low-ticket products, memberships, weekly pricing, and finally a streamlined two-step offer.
If you sell services and wonder “what should I charge?” Then this episode will give you valuable insights.
WHAT YOU’LL LEARN
Price vs value: people buy transformation, not sessions (aim for ~10x perceived value).
Why an offer ladder matters (low-risk entry → natural ascension).
The truth about MRR for 1:1 coaches (powerful but fragile).
How community and proximity can justify premium pricing.
Structuring for commitment: upfront buy-in without monthly friction.
Iterate the structure, keep levelling up the core value.
DANIEL’S PRICING JOURNEY (HIGHLIGHTS)
2019: $120 per session → first 3-month outcome-based program at $2,000.
One-off Strategy Session at $500 to lower the barrier and qualify fit.
12-Month Program at $10,000: deep results require deep commitment.
Retainers at $1,000/month: good cashflow, tough retention without community.
Hybrid: $5,000 upfront + $500/month: stronger commitment, lighter cashflow strain.
Low-ticket hit: “Fix Your Finance Challenge” ($21 → $47) that scaled trust and fed high-ticket.
Membership ($95 USD/month on Skool): engagement + platform habits were the bottleneck.
2025 pivot: weekly $100 → $165 “Net Worth Accelerators,” then smart one-time 12-month upgrade.
WHERE IT LANDED (TODAY)
Step 1: Financial Fitness Assessment — $195 one-off (high clarity, low risk).
Step 2: Get Financially Fit — 12-Month Program — $5,070 one-time.
Cadence: weekly (Month 1) → fortnightly (Months 2–3) → monthly (Months 4–12). Why it works: intensity upfront, accountability long-term, zero billing friction.
REAL-WORLD RESULTS
Clients who commit 12+ months have increased net worth by ~$80k on average, plus the intangibles Daniel loves: couples aligned, confident, and moving together.
CALL TO ACTIONS
Share this episode with a coach or service provider who’s pricing their offers.
Leave a 5★ review to help the show grow.
Join the weekly newsletter for money + business insights (danielmarshall.com.au).
Ready for Step 1?
Book the $195 Financial Fitness Assessment.
“You can tell how good someone is at anything by the quality and quantity of the data they track.” – Alex Hormozi
In this episode, Daniel Marshall dives into why tracking is the foundation of growth across finances, business, health, and any area of your life that’s important to you.
He opens up about his own routines - weekly business metrics, gym progress, and even his 2,268-day cold shower streak. And explains how measuring multiple data points creates more ways to win.
Key Takeaways:
Your Challenge:
1) Write down the things you’re currently tracking (you’re likely already doing well in these).
2) Identify one area you want to improve - then decide on a habit, input, or metric you can start tracking today.
Work with Marshy:
Want help to turn your financial chaos into structure and order?
Check out the information for my 60-minute Financial Fitness Assessment.
Yesterday was Father’s Day, and I had two very special guests join me on the podcast — my incredible wife Kaci, making her long-awaited debut, and our new baby Florence (who slept peacefully for round two of recording).
We unpacked an experiment we ran in August: moving all our grocery shopping online.
In this laid-back Sunday morning chat we also cover:
- Kaci’s career as a social worker
- Our IVF journey and becoming parents
- Life with two kids vs one
- How our Human Design balances each other
- Simple systems to save time, money, and mental capacity with food shopping
- Outsourcing low-value tasks to focus on what matters most
A warm, honest episode about family, values, and designing life with intention.---
AI might be taking over the headlines, but in today’s world it’s not your technical skills that set you apart — it’s your people skills.
In this episode, I sat down with Hasan T. Anjum, founder of A&H Digital Solutions.
Over the past 20 years Hasan has built over 200 digital products & software solutions for businesses, universities & government agencies.
A self-proclaimed tech geek turned master communicator, Hasan shares how Toastmasters transformed his career, why engineers who can’t communicate get left behind, and how he scaled from a $12K net income to $300K in just five years by mastering project management and people skills.
We dive into:
The pivotal elevator moment that forced Hasan to master communication
Why public speaking and emotional intelligence matter more than ever in the AI era
How people skills open doors that technical ability alone can’t
The lessons Hasan is now passing on to his kids about connection, presence, and leadership
Whether you’re an engineer, entrepreneur, or business leader, this episode will challenge how you think about success — and why the future belongs to those who can connect, not just code.
👉 Follow the show and leave a 5-star review if you’re enjoying these conversations.
100 Not Out!
In this milestone episode of 'Money Mastery with Marshy', I am joined by one of my best mates of 20 years - Pendwe Msapenda from PennBuilt.
This time it was my turn to hop out the drivers seat and let Pendwe take the wheel.
In our conversation, Pendwe guided us through themes like:
- Friendships & Legacy
- From reluctant engineer to reluctant entrepreneur
- Why Money Mastery is the journey of Self Mastery
- The Power of Compound Interest & Consistency
- My evolution from party boy/footy lad/engineer to financial coach and business owner
- The important of faith and trust during cashflow challenges
Plus so much more!
Thank you Pendwe for being such a great friend and for sharing this special milestone with me.
And thank YOU for tuning into the show - we wouldn't have got here without YOUR support.
I appreciate you.
Marshy
99 not out..
Can you believe it?
This week, I'm bringing you something different for the podcast.
I recently sat down with Arthur Panagis from FMG Wealth Strategists - a Financial Advice Firm based in Adelaide.
AP is a legend of a bloke, and I had the pleasure of being interviewed by him.
What I love about this is we don't see each other as competition... we see each other as collaborative partners.
Financial Coaching & Financial Advice serve different purposes - and they can both work well together.
If you want to find out more about the differences between a Financial Coach & a Financial Advisor - them check out Episode #55 .
In today's episode, I unpacked three questions from one of our listeners - Skai (who is a Photographer, Graphic Designer & Brand Identity Consultant).
She asked me:
1) How has my entrepreneurial mindset changed from when I started?
2) What would I do differently?
3) What’s my best advice to the next person starting their solo-preneur journey?
If you want to hear more about my journey from mechanical engineer to financial coach - then check out Episode #1 of the show.
“The market is smarter now. People have a hypersensitivity to BS. The old tricks don’t work anymore.” – Caleb Lesa
In today’s episode of Money Mastery with Marshy, I am joined once again by Caleb Lesa – Sales Trainer & Human Behaviour Expert.
We unpacked topics such as:
- Why Caleb ditched the ‘Digital Nomad’ lifestyle to move back to New Zealand
- The unexpected benefits of hitting the gym with his brother
- Why outdated sales tactics just don’t cut it anymore
You’ll learn how to use linguistic priming to reduce resistance in sales and relationships, why intent is everything in communication, and how one of Caleb’s clients skyrocketed from $70K to $341K/month using his Conversational Sales framework.
Whether you're in business, in love, or just trying to communicate better – this episode is packed with gold.
Click this link to grab a copy of Caleb’s ‘Neuro-Linguistic Playbook’.
Click this link to listen to Episode #24 (The Conscious vs Capitalist Game) with Caleb Lesa
Click this link to join the exclusive VIP training of the four 'Become Time Rich' Laws with Lloyd J. Ross on Thursday the 31st of July 2025 at 7pm (South Australia time).
Strictly limited to 10 spots only.
---
In today's episode of Money Mastery with Marshy, I am joined once again by Lloyd J. Ross.
Lloyd was the first person I interviewed on this show back on episode #9, and he played a major role in helping me launch this podcast!
If you haven’t heard of Lloyd before, he’s the author of three books - Money Grows on Trees, Money Buys Happiness & his latest bestseller - Become Time Rich.
He runs four successful businesses plus a multi 7-figure share portfolio with his amazing life & business partner Alisha Fernandez.
But you know what the most crazy thing is?
He runs all these businesses from his cupboard at home!
Join Lloyd and myself for an incredible conversation on how to become TIME RICH and live a JUICY life!
If you enjoyed this episode please make sure you click the 'follow' button, leave a '5-star review' & share this episode with a friend.
Enjoy,
Marshy
If you want to build mental toughness & resilience then listen to this.
Jason Ryan is the founder of ‘The Thrive Dojo’ - a program designed to help mine workers make the most from mining.
Not just financially, but in their health, relationships & purpose.
After being $66,000 in debt back in 2012, Jason made the decision to turn his fortunes around. Not just for himself, but for his family.
He started at the bottom operating dump trucks. But with a positive attitude, a rock-solid mentality and good work ethic - he quickly climbed the ranks. Eventually becoming the mining manager.
Unlike most people who go into mining, Jason didn’t blow all of his income on toys and inflating his lifestyle.
Instead, he setup simple systems he learned to build wealth after attending Tony Robbins ‘Financial Mastery’ event.
As a result, he saw his Net Worth explode!
Jason is now a full time financial & business coach helping mine workers make the most from their mining careers.
In our conversation Jason shares:
Jason’s “Focus Five” framework for life mastery
How writing one letter to himself helped Jason clear $66K in debt
Jason’s harrowing journey through topical steroid withdrawal (TSW)
The overlooked danger of lifestyle creep and financial scams in mining
How to break free from paycheck-to-paycheck living (even on a high income)
If you enjoyed our conversation, then make sure you leave a comment down below, leave a 5-star review & share this episode with a friend.
After training in the gym for 15+ years and mastering money for a decade, I've discovered the principles of getting physically fit are the same as getting financially fit.
In this short episode, I unpack a simple yet powerful model I've recently developed.
Be sure to leave a comment down below if you enjoyed the episode or if you have any questions.
Want help to get financially fit?
Download my FREE 30-minute Financial Fitness Training
Book a 15-minute Financial Fitness Discovery Call with me
In this episode of Money Mastery with Marshy, Daniel Marshall dives deep into one of his favourite wealth principles: The Impression of Increase.
Daniel explores how this century-old concept – rooted in universal laws and abundance thinking – can radically elevate your income, influence and your impact.
Drawing a sharp contrast between the competitive and creative planes of wealth, he challenges the scarcity mindset and invites you to become a beacon of expansion.
You’ll learn:
What the Impression of Increase really means and why it’s magnetic
How energy, not effort, attracts wealth and opportunity
3 real-life examples of people who embody this principle
7 actionable ways to start living it today – from shifting your language and presence to keeping your word and making meaningful connections
Daniel wraps the episode with a 7-day challenge:
“I leave every person, conversation, and situation with the impression of increase.”
Adopt this mindset and watch your world shift.
📚 Grab a copy of The Science of Getting Rich
📲 DM Daniel on Instagram @danielgmarshall with your breakthroughs
🔁 Share this episode with someone who’s committed to growth
This was one of my favourite conversations!
In Episode #92 of Money Mastery with Marshy, I was joined by the incredible Sam Healy, who is founder of ‘Be & Co Meditation’.
Sam shares his mission to normalize solo meditation as a tool for growth, calm, and connection, drawing on his experience bringing meditation into classrooms and now helping high performers and leaders become ‘Focus Fit’.
We dive deep into:
Sam's journey from sceptical teacher to meditation advocate after witnessing profound changes in himself and his students.
The science of meditation and its impact on reducing reactivity, increasing pro-social behaviours, and rewiring the brain through neuroplasticity.
The evolution of Sam's practice from guided to solo meditation, why consistency is key, and why solo meditation is the "missing link" for lasting wellbeing.
How meditation builds patience, strengthens focus, improves decision-making, and allows deeper connection to love, trust, and intuition.
The layers of meditation from focused attention, to open awareness, to states of connection, and how they correlate with shifts in brainwave states.
Practical tips for starting a practice, including Sam's "traction target" approach, how 90 seconds a day is enough to begin, and why perfection isn't required.
Sam's "Focus Fit Effect" framework: aligning love (relationship with stress), fear (relationship with ego), and trust (relationship with growth over death) to build an empowered life.
Key quote from Sam:
"Meditation is the gateway to love — not the Valentine's version, but love as a deep trust in yourself, your growth, and everything around you."
Follow Sam on Instagram @sammeditates and check out his Focus Fit Club for free resources and programs.
If you enjoyed this episode, share it with someone who could use more calm, clarity, and connection in their life — and don't forget to rate and review Money Mastery with Marshy!
In this powerful episode, Daniel Marshall is joined (again!) by Zac Dixon, founder of Infinite Coaching and creator of the Six Times a Day method.
80 episodes on from his first appearance, Zac returns with deeper insights into parenting, personal growth, and the energetic principles that shape our reality.
They explore:
How Zac consciously programs his kids for confidence and success
Why your frequency is your reality – and how to change it
The science behind brainwaves and the game-changing power of theta coaching
Momentum, meditation, and mastering your emotions
Breaking free from the "White Rabbit" trap of endless goal-chasing
Social media detoxes, personal responsibility, and financial freedom
Why feeling good isn't a luxury – it's a strategy
Zac also guides listeners through a high-vibe visualization process to help you reconnect with your power and purpose in real-time.
If you're ready to stop chasing and start attracting – this episode is your reset button.
Have you ever felt like a fraud?
In this solo episode, Daniel Marshall opens up about his personal battles with imposter syndrome – from captaining a footy team, to becoming an engineer, to stepping into entrepreneurship – and unpacks exactly why we feel this way when stepping into something new.
Using a simple but powerful mindset model, Daniel explains how identity and action shape each other – and how you can rewire your self-image through applied learning, repetition, and small wins.
Key takeaways:
Why imposter syndrome is really just an identity gap
How to build confidence through competence
The exact process to shift from “I’m not enough” to “I’ve got this”
You’ll walk away with a clearer understanding of what’s really going on when self-doubt creeps in – and how to move through it with intention.
If this episode resonates, hit follow, rate the show, and share it with someone who needs to hear it.
---
Follow Marshy:
Instagram: danielgmarshall
Facebook: Daniel Marshall
LinkedIn: Daniel Marshall
Website: danielmarshall.com.au
---
Other episodes you may enjoy 👇
1) #63 - Dr. John Demartini | How to make one Hell of a Profit and still get to Heaven!
2) #37 - Shako T. Lokman | How to gain Power & Respect in Social Settings
3) #20 - Alisha Fernandez | The Introverted Millionaire