🎙️ The Money Confident Podcast with Jillian Todd Episode 06:
Financial Advisor vs. Accountant vs. Money Coach: Who Does What (and Who You Actually Need)
There are a lot of money pros out there — and just as many buzzwords. Whether someone’s throwing around “CPA,” “tax advisor,” or “bookkeeper,” it can be hard to know who does what, who you need in your corner, and what questions to ask when hiring help.
In this episode, Jillian breaks down the different financial roles creative business owners might work with — and how to know which one is right for your stage of business.
In this episode, Jillian walks you through:
What financial advisors actually do, and why it’s okay if you don’t need one yet
How accountants, bookkeepers, and CPAs differ (and overlap)
Why it’s essential to ask exactly what a CPA will and won’t do
What tax accountants vs. tax advisors do and how to avoid year-end tax surprises
What a money coach (like Jillian!) helps with — and why she’s not categorizing your transactions or managing your investments 😉
You’ll leave this episode with a clear understanding of each financial role, plus how to confidently advocate for yourself when hiring someone to support you and your business.
💡 Favorite reminder from this episode:
“Not all CPAs do the same thing. Ask questions. Get clear on what they actually do — and don’t do.”
Think you might need a money coach? Jillian helps creative small business owners understand their numbers, feel confident with cash flow, and build a simple, sustainable system for managing money. Learn more at www.jilliantoddcoaching.com
💛 Loved this episode? Send Jillian a DM @_jilliantodd and let her know which role you now finally understand — or share this episode with your biz bestie who’s not sure if they need a bookkeeper or a tax accountant.
🎙️ The Money Confident Podcast with Jillian Todd Episode 01: Welcome Back! What I’ve Been Up To + How We Can Work Together
Welcome back to The Money Confident Podcast! After a hiatus, Jillian is back in your earbuds with a refreshed perspective, exciting updates, and a whole new season of financial wisdom tailored to creative entrepreneurs. In this reintroduction episode, she shares where she’s been since the last episode (hello, engagement 💍), what’s changed in her business, and what you can expect from the podcast moving forward.
In this episode, Jillian chats about:
Why the podcast is back and what the new schedule looks like (hint: it’s manageable and sustainable 👏)
What she’s been up to since 2021 — including coaching incredible creatives, traveling, and planning a wedding!
Her signature group coaching program Breadwinner and how it helps creative business owners build calm, confident financial systems
What it really looks like to go from money stress to money clarity
The power of her quarterly workshops — like Tax Hacks for Creatives, QuickBooks for Creatives, and Cash Flow for Creatives — and why they’ve become so popular
If you're ready to feel less overwhelmed and more in control of your money as a creative business owner, you're in the right place.
✨ Resources & Links Mentioned:
Follow Jillian on Instagram: @_jilliantodd
Learn more about Breadwinner: www.jilliantoddcoaching/breadwinner
Upcoming workshops and offers: www.jilliantoddcoaching/
💌 Love this episode?Let Jillian know by sending a DM on Instagram or sharing the podcast with a creative friend! Words of affirmation are always welcome. 💛
🎙️ The Money Confident Podcast with Jillian Todd Episode 03: “I’d Rather Be Designing…” — A Client Story with Cass
In this powerful client interview, Jillian sits down with Cass, an interior designer who went from avoiding her numbers to confidently replacing her full-time salary — and making the leap to self-employment — all within six months of working together.
If you’ve ever told yourself you’d look at the numbers later, this episode is proof of what’s possible when you stop avoiding your finances and start taking aligned action with support.
In this episode, you’ll hear:
How Cass went from financial avoidance to full-on Money Confident
Why accountability (with a side of gentle nudging) was key to her growth
How building and using a simple spreadsheet helped her make informed business decisions
What finally gave her the courage to leave her 9-5 job and go full-time in her business
Her real advice for other creatives thinking about investing in coaching
Cass shares honestly about what held her back, what helped her shift, and how coaching helped her finally feel safe looking at the numbers. (Spoiler alert: It’s not just about spreadsheets — it’s about empowerment.)
✨ What Cass said:
“It gives me confidence and safety to actually know the numbers. I can make better decisions when I know my numbers — and that’s changed everything.”
📅 Want similar results? Join Jillian’s upcoming free class on September 25th at 12 PM ET Money Confident Creative: 3 Steps to Pay Yourself More Without Earning More Save your seat → Money Confident Creative
💛 Loved this episode? Share it with a creative friend who's scared of spreadsheets and tag @_jilliantodd — Jillian would love to hear what hit home for you!
🎙️ The Money Confident Podcast with Jillian Todd Episode 02: There's Always a New B*tch — Why Now Is the Right Time to Focus on Your Money
If you’ve been waiting for “the right time” to tackle your money… spoiler alert: it’s right now. In this honest, heartfelt, and hilarious episode, Jillian shares two stories — one from the food court at UGA and one from her hot girl summer — to lovingly call out one of the most common mindset blocks creative entrepreneurs face: “I’ll deal with my money when things slow down.”
Whether you're pushing off looking at your numbers, hesitant to make a change, or just generally feeling overwhelmed, this episode is the permission slip (and reality check) you need.
In this episode, Jillian unpacks:
Why your life will never be completely calm — and why that’s okay
Her iconic college quote: “There’s always a new b*tch” and how it applies to your finances 🫣
What her post-breakup dating season taught her about self-sabotage, clarity, and decision-making
Why committing to yourself (and your money) is often way easier than you think
The financial (and emotional) benefits of facing your numbers with confidence — including sleeping better, paying yourself more, and not crying at your desk come April
✨ Upcoming Free Workshop: Money Confident Creative: 3 Steps to Pay Yourself More Without Earning More 🗓️ September 25th at 12 PM ET A free, live class where Jillian walks you through exactly how to pay yourself more (without raising your prices or launching something new). Save your seat → Money Confident Creative
💛 Loved this episode? Share it with a fellow creative who’s been procrastinating their numbers and tag @_jilliantodd — Jillian thrives on words of affirmation and would love to hear what hit home for you!
🎙️ The Money Confident Podcast with Jillian Todd Episode 04: Maybe You Should Save Less (Yep, Really)
This one’s a spicy take. If you’ve been stashing money away, hoarding cash in a savings account “just in case,” or telling yourself you’re not ready to invest or spend until you’ve saved more… Jillian’s here to lovingly call you in.
In this episode, she shares why over-saving (yes, even with good intentions) might be keeping you from the next level of success in your business — and what to do instead.
Inside this episode, Jillian unpacks:
The difference between responsible saving and fear-based hoarding
Why having 20 months of expenses in your account isn’t actually helpful
The problem with “I just don’t trust myself with money yet”
How understanding your cash flow, tax strategy, and investment options will actually make you more money
Why faith in yourself (and your ability to pivot) is more valuable than a bloated savings account
You’ll also hear how building financial clarity and trust in your numbers helps you release money anxiety, make smarter business decisions, and pay yourself more.
📅 Want to go deeper? Join Jillian’s FREE class: Money Confident Creative: 3 Steps to Pay Yourself More Without Earning More 🗓️ September 25 at 12 PM ET Learn how to stop over-saving, start optimizing, and feel good about your money. Save your seat → Money Confident Creative
💛 Was this the money pep talk you didn’t know you needed? Send Jillian a DM on Instagram @_jilliantodd or share the episode with a friend who has a very full savings account but zero clarity on what’s next.
Welcome back to a New Year and a new season of Money Confidence! I am so excited to be back with new and improved content for you guys, and I can't wait to hear what y'all think. For this season, I want to focus more on small business creatives and "remarrying" business and personal finance. They are so deeply intertwined, and I want to spend less time separating them and more time speaking on both and how they are connected. There will also be less interviews and more solo episodes so I can ensure you get the best, most valuable content. Often times, when people make New Years resolutions, they try to do too much at once. It can be exciting to start fresh, but it is important to focus on the things your are passionate about and build momentum toward those changes you want to make. When you inevitably hit a roadblock, that vision and passion will keep you going. Have compassion and grace for yourself, and get pumped! Also, I have a new virtual CFO offer for creative business owners who want to grow and scale their business even more, so check that out!
Let's hang out online!
instagram.com/_jilliantodd
facebook.com/atlanticbkf
Jillian@atlanticbkf.com
And that's a wrap for Season One!
So crazy to believe this podcast which was once just a dream of mine is now wrapping up its first season! We’ve had 35 incredible episodes and over 500 downloads! These episodes have been full of helpful mindset shifts, coaching, and incredible guests that I hope have helped you lean into Money Confidence in your own creative life and business.
It’s been such a pleasure to connect with you all, and I can’t wait to come back strong in 2021 with Season 2!!
In the meantime, please connect with me on social media or via my email below and let me know any and all ideas you have for Season 2!
Cheers!
Jillian@atlanticbkf.com
Today on the podcast we have Courtney Wolf!
Courtney Wolf is Invision Event's principal planner and a founder of Educate | Empower | Encourage, an online private membership community for high achieving dreamers and doers in the wedding and special events industry.
A business and life coach wrapped up in a wedding planner’s body, she's been dubbed a “personal trainer for your small biz” and a “small business therapist”. Her background includes a degree in Marketing as well as her MBA and with this lens she views our industry objectively and runs all things operational and client facing for Invision.
Together alongside Julie Bunkley, Invision's founder and creative director, they serve couples from coast to coast and are known for their refined and tailored aesthetic as well as their thoughtful and intentional approach. Featured in Martha Stewart Weddings, People, The New York Times, Fortune, BRIDES, In Style, Town & Country and Bridal Guide, they've been named by Southern Living as one of the South's Best Wedding Planners.
Tune in for an incredible podcast about trusting your intuition, following your creativity, and how to know when to take your own leap into the unknown!
Connect with Courtney!
Instagram: @courtney_invision & @invisionevents
Website: http://invision.events/ & EducateEmpowerEncourage.com
Opposite of last week's episode about spenders, today we’re digging into the Savers!
I say this all the time, but as humans we love to be all or nothing. Totally in or out, up or down, spenders or savers… but the truth is that neither of these extremes are helpful.
The saver likes to save money, has tight financial goals, and tends to consider luxuries frivolous. Savers love feeling in control of their finances, and may be considered cheap or tight-fisted. While others may see money as a means to buy nice things, savers see it as a means to obtain security.
If you find yourself on the saver end of that spectrum - today’s episode is for you!
I’m covering how to know you’re a spender (or if it's crossed over into hoarding), plus some helpful mindset shifts and strategies to help you break free of those tendencies.
Let’s hang out online!
We have another special guest on the podcast today, Marie Sonneman!
Marie Sonneman is a Coach, blogger and Podcaster. She helps women have confidence in life and with their money!
Her goal is to redefine Badassery for women; the badass woman is less like a hardass and more like a confident woman.
Tune in for an awesome conversation about how to leave the ordinary behind and live into the badass you were born to be!
Connect with Marie!
Instagram: Instagram.com/ordinarytobadass
Website: ordinarytobadass.com
Grab your secret podcast episode at www.ordinarytobadass.com/podcast/
Did y’all know I used to be a MAJOR overspender?
Is that shocking for someone who teaches money management for a living?
Maybe! But it's also my truth.
I used to have a HUGE issue with spending above my means. I loved treating myself and others, often to a fault. I would max out credit cards and even overdraft my account,
all for the thrill of feeling validated.
Maybe you can relate...
On today’s podcast, I’m sharing how I overcame my own spender tendencies as well as some tips on how you can do the same!
Let’s hang out online!
Today’s guest is my friend and inspiration Funmi Adebayo!
Funmi is an entrepreneur, writer, avid solo-traveller, mental health advocate, spoken word poet, public speaker and ex-finance professional. If that sounds like a mouthful, it's because it is! After being diagnosed with Complex PTSD, Funmi left behind a career in finance to embark on a journey solo-cycling unassisted across North America, starting in Toronto and ending in Atlanta and spanning nearly 2000 miles. She runs her own company called Olorun focused on promoting African/Black cultural interests across various industry sectors.
She has been invited to speak at Chatham House, BBC News, BBC Radio 5 live and most recently was a contributor on Channel 4’s “Smuggled”. Alongside this she continues to write as an opinion columnist for The Africa Report and performs spoken word under the moniker of “Being Britgerian (British-Nigerian)”.
Tune in for an awesome conversation about following your creativity and saying yes to adventure!
Connect with Funmi!
LinkedIn: https://www.linkedin.com/in/funmi-adebayo-111b5858/
Medium: https://medium.com/@fumade
Today's episode is another one for my creatives in business!
I’m discussing what a bookkeeper does, why they matter, and why NOT having one might be holding you back.
Needing help with the numbers in your creative business? Head over to atlanticbkf.com/bookkeeping to schedule a free discovery call with me!
Let’s hang out online!
Today’s guest is the Outsource Queen herself, Jen Madigan! Tune in for an inspiring conversation about following your creativity, pivoting, and why you need help to grow.
Jen is a lifestyle photographer and digital director based outside of Cleveland, Ohio. When she's not photographing families and newborns, Jen helps creative entrepreneurs find more time, freedom, and joy in their business. You can view both her photography work and information about her creative digital director services on her website: www.jenmadigan.com
Connect with Jen!
Instagram: @jenmadiganphotography
Today on the podcast, we’re talking about budgeting as a creative!
If you’re a freelancer, small biz owner, or project based creative, I’m sharing how to build out a budget if your income varies every month.
Did you know I go live on my Instagram every Wednesday at 4pm EST? This is a time to connect with me, hang out online, and get a little pep talk for your week and life.
Today’s podcast episode is a replay of one of those episodes, all about why momentum is the thing you’re missing and how to use it to achieve your goals.
Let’s hang out online!
Today’s guest is the incredible and inspiring Fenyx Blue!
BLUE: Bold, Loving, Unapologetic, and Evolving are words to describe author, teacher, coach, and mentor, Ms. Fenyx Blue. Blue has penned an inspirational children's book, Worth the Weight: A Rare Gem, a motivational poetry collection entitled The Blue Ink Movement, and a Young Adult novel called Who Failed Johnny? in order to empower her squad of readers. Blue lovingly refers to her squad as neighbors on her YouTube channel Fenyx Blue Ink because she believes we are all connected in some way.
In order to help destroy negativity and promote positivity, Blue speaks to audiences about their purpose and power. With the help of her extended family and friend network, her self-published books will touch many lives this year.
Fenyx Blue hopes to continue to coach other authors through their indie author journey and to help them to become published authors, too. Her goal is to transform into the best version of herself as she helps others to transform their destinies. Ms. Blue is a native of Chicago, Illinois, and loves to travel, learn, grow a garden, and read.
Tune into an awesome conversation about starting before you’re ready, trusting your intuition, and so much more.
Connect with Fenyx!
Email: fenyxblueink@gmail.com
Instagram: @FenyxBlueInk
Facebook: FenyxBlueInk Blue Writers Block
YouTube: FenyxBlueInk
