In this episode, Zach Tondre (US) and Neil Allen (UK) dive into the global challenge of financial inclusion, especially for consumers who are new to credit. From unbanked populations to young adults aging into credit, they explore the barriers that prevent access to financial systems and the opportunities that lie in alternative data. Hear real-world stories, market insights and how lenders can tap into hidden potential to drive growth and inclusion. Visit risk.lexisnexis.com to l...

In this episode, Kevin King, VP of US Credit Risk & Marketing Strategy, and Kim White, Senior Director of North America Fraud & Identity, dive deeper into the complex world of first-party fraud, building on insights from Season 1. They explore how early payment defaults (EPDs) can mask first-party fraud and why distinguishing between identity and intent-based behaviors is critical for lenders and risk managers. The episode features a case study using clustering analysis to profi...

Jim Kraus, Vice President & Principal at KS&R moderates a conversation with Hemant Deulkar, Senior Director of Market Planning and John McWilliams, Director of Consultative Solutions at LexisNexis Risk Solutions about the findings from a survey of 150 professionals responsible for customer acquisition strategy at financial institutions across the United States. In this episode, you will learn: Why data and compliance challenges are hindering customer acquisitionHow financial performan...

In this episode, Amy Crawford, Senior Director of Marketing Planning, and Kristin Carlson-Vinjamuri, Senior data Scientist at LexisNexis Risk Solutions, dive into exclusive data from LexisNexis Risk Solutions revealing key shifts in the small business credit landscape including a spike in credit inquiries, rising charge-offs among small businesses, changing lender behavior across industries and more. Are these trends signs of economic resilience—or early warnings of financial strain? Join us ...

In our season 2 premier mini-sode, Carrie Coker-Aivaliotis, Senior Director of Servicing and Recovery, Denise Cross, Director Consultative Services for LexisNexis Risk Solutions, and Missy Meggison, General Counsel and Director Auriemma Roundtables, discuss how bankruptcy filings are rising, but debt settlement is growing even faster. We explore how these trends are reshaping collections, compliance, and consumer engagement. Learn how tech, regulation, and economic pressures are driving chang...

In this episode, we’re joined by Robert Schrimpf, Director of Market Planning, and Craig Stockum, Senior Director of Sales, as they unpack the evolving dynamics of credit risk in the automotive industry. From the growing influence of alternative data to changing consumer behaviors and the push toward a seamless omnichannel car buying experience, this conversation offers valuable insights for lenders, dealers, and industry professionals alike. Discover how leveraging new data sources can enhan...

Wesley Smith, Senior Director of Strategy for International Credit Risk, Mauro Villarreal, Director of Market Planning for Global Digital Credit Decisioning and John McWilliams, Director of Consultative Solutions deep dive into why understanding credit risk in emerging markets is crucial for lenders in the broader financial ecosystem. They also discuss the challenge of assessing consumers with no financial footprint and innovative tools and approaches for better credit risk assessment....

Join Brian Christein, Senior Vertical Solutions Consultant and Kristin Carlson, Senior Data Scientist at LexisNexis Risk Solutions as they discuss industry best practices for commercial underwriting strategies and small business commercial credit health trends. Visit risk.lexisnexis.com to learn more about industry trends, customer strategies and insights into the business credit industry. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not inten...

Michael Bernard, Senior Analyst for Retail Banking at Celent moderates a conversation with Carrie Coker-Aivaliotis, Senior Director of Market Planning for Servicing and Recovery, Denise Cross, Director of Servicing and Collection Solutions and Andrea Bell, Senior Solutions Consultant about the findings and takeaways from the survey results of 155+ professionals across first- and third-party collection teams that focused on the top challenges they are facing in the market and how our team work...

What is one of the most vexing challenges in credit risk management? First-party fraud. Kevin King, Vice President of U.S. Credit Risk, Zach Tondre, Director of Credit Risk Decisioning and Wesley Smith, Senior Director of Strategy for International Credit Risk discuss why this threat is so hard to define, difficult to identify and complex to defend against even if you spot the risk. Visit risk.lexisnexis.com to learn more about detecting first-party fraud. DISCLAIMER: The information provided...

Gain a better understanding of the role alternative data plays in personalized marketing strategies. Hemant Deulkar, Senior Director of Data Driven Marketing sits down for a conversation with John McWilliams, Director of Consultative Solutions to discuss the importance of trust and personalization in driving consumer choice. They emphasize the evolving limitations of traditional credit data and the emerging opportunities presented by alternative data sources. Download the Datos New Data Persp...

This episode was recorded the week of January 6, 2025. Gain insights into the top 5 credit risk trends that span the customer lifecycle that will have the biggest impact on risk managers and collection professionals heading into 2025. Kevin King, VP of Credit Risk, Zach Tondre, Director of Strategy, Carrie Coker-Aivaliotis, Senior Director of Collections and Hemant Deulkar, Senior Director of Market Planning sit down for a conversation that highlights the biggest challenges, opportuniti...

Unpack the ramifications globally from the 2024 Consumer Lending Confidence Report that was recently executed by Datos Insights in partnership with LexisNexis® Risk Solutions. Stewart Watterson, Strategic Advisor at Datos Insights moderates a discussion with Kevin King, Vice President of U.S. Credit Risk, Wesley Smith, Senior Director of Strategy for International Credit Risk and Neil Allen, Head of Strategy for Credit Risk in UK and Ireland to dive deeper into the survey results of 400+ resp...

Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join us to discuss actionable insights and emerging trends in credit risk management. See opportunities where others see risk. Credit in Focus is brought to you by LexisNexis® Risk Solutions. We help organizations improve outcomes across the customer lifecycle by enhancing assessment str...