Today's episode is all about Akshay Gurnani. He is the C.E.O & Co-founder of Schbang- one of India's leading marketing agencies with $20M+ in ARR.

He shares his journey of co-founding Schbang from scratch in 2015 and rapidly scaling it to a 1,150-member integrated marketing solutions powerhouse.

Akshay also gets candid about the hustle in the early days - winning clients door-to-door (almost) with no reputation. He talks about the processes he implemented to maintain quality as they expanded across multiple offices.

We then talk about his evolution as a leader - from the initial leadership style to adapting the approach for a large team. Akshay dives deep into the importance of company culture and challenges of preserving it while scaling.

Ofcourse, we also discuss angel investing. He reveals his personal investment thesis for startups like Kaatil and WickedGud. Akshay also provides insights into balancing his many responsibilities, emerging marketing channels he's bullish on, Schbang's vision for global growth, improving business education and more.

The episode ends with a rapid-fire round covering advice ignored, outdated sales tactics, marketing myths busted and other surprises. Get a glimpse into this accomplished marketer-entrepreneur's mind.

Plug in your headphones for an enriching conversation, where Akshay's journey through his own career, personal growth, and becoming a great leadership comes to life.

New episodes every now and then.

Connect with me on Linkedin: ⁠https://www.linkedin.com/in/neogyspandan/

Decisions, Democratization and Fintech: Today we sit down with Ajinkya Kulkarni, the CEO and Co-founder of Wint Wealth. It is a candid discussion about his riveting journey as we delve into Ajinkya's life and accomplishments in the fintech in India. From his formative years, we uncover the roots of his entrepreneurial zeal and how they shaped his path to becoming the driving force behind Wint Wealth. Ajinkya takes us through pivotal moments at the Indian Institute of Technology Gandhinagar, recounting mentors who ignited his passion for entrepreneurship. With a transition from Mswipe Technologies, where he built a remarkable portfolio from scratch, to the inception of Wint Wealth, we explore the driving forces that fuel Ajinkya's unwavering conviction in innovation and financial growth. We also walk through the personal facets of entrepreneurship as Ajinkya shares the impact on his relationships and the art of harmonizing personal life and professional ambitions. His candid guidance for recent graduates caught between corporate careers and entrepreneurial pursuits offers a unique perspective. He underscores the transformative power of learning and its role in shaping his trajectory from early days to ongoing growth. As we peer into the fintech future, Ajinkya unveils his vision for the next decade, where Wint Wealth is poised to thrive in an ever-evolving landscape. Join us for an enriching conversation, where Ajinkya's journey through fintech, personal growth, and inclusive leadership comes to life in a candid and inspiring narrative.

New episodes every second Sunday

Connect with me at: ⁠⁠https://linktr.ee/neogyspandan

Opportunities, Opulence and David Beckham: In today's episode, join me as we welcome Mr. Raghav Belavadi, the dynamic Founder and CEO of Hype Luxury. From starting his career at Satyam sans coding skills to mastering multiple languages, Raghav's unconventional route to success is inspiring. He shares intriguing tales from his stint at Infosys and his thrilling encounters with global icons, like David Beckham and Nithin Gadkari. We explore his journey from the failure of his first HR analytics startup to the successful acquisition of his fintech venture. With candid insights about founding and scaling Hype Luxury, India's premier luxury mobility startup, Raghav delves into the importance of team training and his unique approach to maintaining a high-end atmosphere for his employees. He reveals his aspirations for space tourism, explains why he still refers to his established enterprise as a startup, and how his personal relationships influence his customer service philosophy. This episode is a must-listen for those interested in the intersections of luxury, mobility, and entrepreneurship, brought about by your host, Spandan Neogy.

New episodes every second Sunday

Connect with me at: ⁠⁠https://linktr.ee/neogyspandan

Internships, Investments, Incubation: Rishav Agarwal: In this episode, we welcome Rishav, a prodigious entrepreneur and dynamic investor, who's disrupted traditional norms with his audacious stint of 43 work-from-home internships during college, to bootstrapping a startup and foraying into fintech with TransBnk. We navigate through a broad spectrum of conversations from Rishav's early money mindset, his unique approach to finding the perfect product-market fit, to the exhilarating journey of turning down venture capital to stay bootstrapped. As we traverse the highs and lows of his entrepreneurial journey, Rishav unveils enlightening insights into the startup investing landscape, his passion for mentoring early-stage startups, and the future of fintech in India. This episode, laced with exciting investment tales, strategic advice, and a quickfire round that uncovers untold personal tidbits, is a captivating exploration of the relentless pursuit of entrepreneurial excellence in an increasingly digital era, brought about by your host, Spandan Neogy.

New episodes every second Sunday

Connect with me at: ⁠https://linktr.ee/neogyspandan

Startups, Careers and the Future: Aditya Kulkarni, an entrepreneur who is on a mission to redefine business education in India. A serial innovator and BITS Pilani and IIM-B alumnus, Aditya's entrepreneurial ventures, from Learning Outcomes to BabyOnBoard and now Stoa, have consistently pushed the boundaries of what's possible. In this episode, we dive into a discussion that traverses the realms of Quantum Physics, ancient Greek philosophy, post-industrial-age career planning all the way to the heart of nuanced business principles. Aditya shares his unique insights into the dynamics of entrepreneurship, the evolution of startups, and the future of business education in an increasingly digital era. We also tackle deep philosophical questions about reality and perception, especially in light of emerging brain-computer interface technologies. Can these advances redefine our understanding of 'reality'? And what implications might they have for diverse strata of society? Join us in this intellectual odyssey as we navigate through unconventional topics, interspersed with light-hearted banter and rapid-fire insights. Expect a conversation that stretches the boundaries of traditional business discussions, offering you a fresh perspective, brought about by your host, Spandan Neogy.

New episodes every second Sunday

Connect with me at: https://linktr.ee/neogyspandan

There are some people you come across in your life who end up fundamentally altering the way you perceive this journey, the way you contextualize relationships, build bridges or even perceive intent- Steve has had that influence on me. In the last episode of the first season, I want to talk about something unique, and that special is Steve’s life for me because this is a journey I want more and more people to be subjected to. So gear up, one last time, to embark on a journey celebrating the man who changed the world, from early years to reinventing technology for the world as a whole to partake and be enshrined in our hearts forever. This is an episode to celebrate the legacy of Steve, and that being said, here's to the crazy ones, one last time. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Ah yes, my great nation- India. What a journey it has been through. From being accountable for 26 percent of global GDP to being used as fuel for the British empire and to now being a 3 trillion dollar economy India’s economic history itself is a very riveting story. So today, let’s backtrack. Individual, economic, social, and political freedom were envisioned by independence. Almost 76 years later, India seeks to join the $5 trillion club, changing these ideals. Today, we examine the influences of socialism, post-socialism, liberalization, and after on economic policy and India's millennial transition along with present statistics and obviously, a detailed view of the future in the coming decade and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Just think with me for a second here. Let’s go on a journey. We live in a society; I am sorry I had to. So we live in a society where there is no division, at least among the nationalities themselves. In this hypothetical world, we all live in one country called “the world” as the human race's collective. This can have a lot of implications, from living together in harmony to nuclear war, but we will not go into that. However, what I am interested in talking about is a hypothetical question. So living in this hypothetical world has a consequence. We use one currency to buy everything—one single currency across the globe. Keeping the whole World War that would follow in deciding whose currency we use aside, we will skip right to the harmonious days when humanity is living under a unified banner and using one single currency and understand the implications of having one single economic unit and everything else that consequently comes with it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Regardless of which side of the spectrum you belong to, here is one hard fact no one can dispute. Capitalism has single-handedly lifted more people out of poverty than any other economic methodology. In fact, all other economic models combined; perhaps the most widespread example is China's being a hunger-stricken, impoverished, famine-ridden communist country to witnessing the most pervasive eradication of poverty in human history after embracing the market. In just 40 years, China is very well on its way to becoming the biggest economy in the world. At about 17 trillion US dollars, the second-largest economy globally has a fascinating story. In today’s episode, we go back half a century to a war-torn ravaged China, which was then again followed by another 20 years of stagnated economic growth, terrible genocidal policies, and an overall collapsing economy, and then, the miracle that stuck and how communist China ended up weaponizing capitalism with a layer of tyranny. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

This episode will be all about me giving away information and hoping the Feds do not get involved. I mean, it’s a pretty safe gamble; if they could forgive me for going after the Vatican’s private equity fund, they can let this one happen too. Money Laundering. No, this is not in any way connected to an Ozark episode. Okay, so let’s just say, hypothetically, you did things that do not precisely adhere to the constitution, but you end up filthy rich. That might sound pretty good, right, minus the morality part? But what if I told you that money is entirely useless to you unless you figure out a way to make it legal? That sounds weird? I know. But the fact is, The goal of many criminal acts is to make money for the person or group who commits the crime. Let me tell you a few stories. Suharto was President of Indonesia from 1967 to 1998 and ranked first on Transparency International's list of the world's most corrupt leaders. Time Asia magazine estimated the Suharto family's wealth at $15 billion after his forced resignation, with $9 billion allegedly deposited in an Austrian bank. It was also claimed that up to $73 billion passed through the family's coffers during Suharto's presidency. He died in 2008 at the age of 86, and due to his advanced age, he was never tried. We also have ex-lawyer Ferdinand Marcos, who served as President of the Philippines from 1965 to 1986 before being deposed by a popular uprising. He laundered billions of dollars in stolen public funds through banks in the United States and Switzerland during his reign. The money, estimated at US$7.5 billion, was recovered by the Philippines through a massive operation known as "Operation Big Bird." According to legend, Marcos' opulent lifestyle was epitomized by his wife Imelda's collection of over 2,500 pairs of shoes. Who else do you know? The most well-known of America's mobsters was instrumental in developing modern money laundering schemes. He is thought to have laundered $1 billion through various companies. His first businesses were laundromats, which, because they were cash-only, were ideal for concealing and disguising illegal gains. The fact that Capone worked in the laundry business is frequently cited as the source of the term "laundering."So what exactly is it? Criminals conceal their heads, change their form, or move the funds to a location where they are less likely to attract attention, and that is exactly what we will discuss in today's episode. Everything from the complexities of money laundering to a hypothetical, step-by-step process for cleaning your dirty money is covered, in one single episode. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

So I just finished watching WeCrashed on Apple Tv, and oh boy. Oh boy. I knew about the whole we work fiasco, but just from the valuation aspect and the failed IPO and the trials and whatnot, but the whole story is much broader than that and, I dare say, oddly inspiring. From growing up in a kibbutz to running a business that made baby overalls with built-in knee pads to running a company that was a real estate company but pitching it as a tech company valued at nearly 50 billion dollars, Adam Neumann has had quite the thrill in his 20s. From its inception to Miguel, the entire story of WeWork, the introduction of Rebekkah to the scene is just so much more than what mainstream media portrays it. WeWork became just short of a cult, with everyone striving to follow its messianic leader at the top. And most importantly, the story teaches us the fundamental lesson all businesses must adhere to in this valuation frenzy- well, the very fundamentals of the company at stake. A tale about sheer perseverance, passion, leadership, delusions,  the abject world of venture capital in the 21st century, and the goal to “elevate the world’s consciousness.”  Don't worry; we will get into all of that as we focus on the story of  WeWork from the ground up and what exactly killed it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Would you look at that? We're back at it. Back at what we do best. Controversy! No jokes aside, I am confident that this episode will be misperceived. Most would not even consider the data presented because, hey, the whole conforming to the narrative bias; I get it honestly, I understand. But for those of you who still have a clear mind and a conscience. The 2019 CBO report estimates that raising the minimum wage to $15 an hour by 2025 would result in the loss of approximately 1.3 million jobs. The numbers could be substantially higher if companies moved significantly toward outsourcing more jobs to less expensive labor markets outside the country. The net outcome of an increased minimum wage might also be many overqualified workers taking minimum wage positions that would ordinarily go to young or otherwise inexperienced workers. But on the other hand, proponents of raising the minimum wage estimate that a much larger number of individuals and families will move out of poverty if they earn more money. A related potential benefit is a projected reduction in the need for federal and state government expenditures on financial aid for poor and low-income individuals. So which side is correct? What is even the proper stance here? Is there even a right stance? What do the economics say? I will try to stay apolitical, I promise. In today’s episode, we will delve into exactly that and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Pyramid-Ponzi-MLM. The world of fraudulent schemes is very, very bizarre. So many people daily have no idea, absolutely no idea how they are engrossed in wide-spanning operations to rob them literally. Each type has its fair share of expertise and prevalence, from billions of dollars in coordinated heists to straight-up money laundering. But hold up, are you also one who thinks all of these are the same? A pyramid scheme is a Ponzi scheme, or do both make MLM?  Nope, not even close, and this is where this gets very interesting. Pump and Dumps? Racketeering? Consumer fraud? How is the FBI involved? From Charles Ponzi duping 20 million dollars and coining the very term to the largest Ponzi scheme in Wall Street history by Bernie Madoff, not to mention multi-level marketing schemes, we have a lot to cover. Herbalife to HIgh tech marketing and from so-called hustle bros promoting their nonexistent product on Instagram to your friends being peer pressured into it, this has everything, Sketchy, unsustainable business models, to the Albanian pyramid scheme, the disaster it was to the sheer economics of multi-level marketing schemes, we cover it all. Let’s get right into it! As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Okay, before you get all excited and jumpy to hear the story of Mcdonald's, no, that’s not what we are here for today. I used that because what better euphemism for globalization to use other than Mcdonald's itself? Ah yes, globalization. Capitalism’s flagbearer. Countries that were hitherto closed to trade and foreign investment open up their economies and go global, increasing the interconnectedness and integration of the world's economies. Globalization has defined almost every aspect of our society’s growth over the past 100 years. The globalization trend eventually waned and crashed in the catastrophe of World War I, followed by postwar protectionism, the Great Depression, and World War II. After World War II in the mid-1940s, the United States led efforts to revive international trade and investment under negotiated ground rules, starting a second wave of globalization, which remains ongoing, though buffeted by periodic downturns and mounting political scrutiny. We’ve got globalization to thank for the availability of everyday items like avocados (cultural globalization), annual events like Black Friday (globalization of traditions), and even your favorite show on Netflix (digital globalization) – but what exactly is globalization in the context of the present day? How does it impact our lives, and why is it so important? Even furthermore, owing to everything that changed in the world following 2020 and right now with the Russian invasion of Ukraine, are we correct to believe that this will reverse the globalization trend that we have seen unprecedented for almost 80 years? And if so, how does it affect capitalism? We explore all of these questions and more, covering everything from the history of globalization to the anti-globalization movement to the present structure of our economies and the changes it will eventually go through within the next decade. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Let me tell you a story. There is this tiny small pearl-shaped island nation in the southern part of the bay of Bengal, floating in the Indian ocean. It’s documented history going back over 3000 years, home to few of the earliest known Buddhist writings, a hub for international trade through most of medieval history, being a rich depot of spices and luxury then unimaginable to westerners and, of course, all the colonial restructuring from the Portuguese to the dutch to the British to now the independent nation of Sri Lanka aside, today, Sri Lanka is a multinational state, home to diverse cultures, languages, and ethnicities. Okay, this is where it gets interesting. Sri Lanka is now facing the worst economic crisis since gaining independence in 1948. The recession is attributed to foreign exchange shortages caused by the clampdown on tourism during the pandemic. This has left the country unable to buy enough fuel, with people facing acute scarcity of food and necessities, heating fuel, and gas. As protests over fuel shortages erupted across the nation, Sri Lanka deployed troops to fuel stations. As a result of the country's severe fuel shortage, motorists have had to deal with long lines to fill their tanks daily. And this is only one of the country's many problems. Sri Lanka is experiencing a full-fledged economic collapse. The situation has become highly bleak due to rising prices and the country's debt crisis. Private banks have run out of foreign exchange to finance imports, resulting in severe food shortages. Since January, even India has helped Sri Lanka with USD 2.4 billion, including a $400-million currency swap and a $500-million loan deferment. Last month, Sri Lanka signed a USD 1-billion credit line with India to procure food, medicines, and other essential items. The past week, the current party in power had to declare a state of internal emergency to deal with the mass protests being demonstrated throughout the country. But how did it get to this state? Wasnt Sri Lanka a prospering nation? Where does China come into all this? Is this the debt trap of china’s diplomacy? Is this the fate that beholds almost the entire African subcontinent in the near future? We will answer all of those in today's episode and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

In its various forms, gambling is a historically and culturally prevalent pastime that is widely accepted in almost all cultures and societies. Gambling can be a very social experience in the form of an interactive event, whether it's a group of friends going to a sports game and placing bets, a poker night at a friend's house, or attending a casino party and playing the slots, so gambling with real money makes the game that much more competitive, which some would view as more fun. Some sports fans will not watch a game unless they have wagered on it. Evidence suggests that most people who gamble do so at low levels and have no negative consequences as a result of their actions. However, communities, industry groups, gambling regulators, and politicians acknowledge that gambling causes significant harm to at least a subset of people. All of these organizations must work together to address these issues. Few have been effective despite decades of effort to develop and implement harm-reduction gambling interventions. Gambling-related problems at various levels, including those related to another person's gambling, are relatively common. According to Australian research, each problem gambler affects up to six people. Gambling problems are a social issue similar to major depressive disorder and alcohol misuse and dependence. But, no, I'm attempting to argue that the economics of gambling are bizarre. According to conventional economic theory, Casinos should not exist because it assumes that all humans are rational and make rational decisions, which we all know is not the case. So, according to conventional economics, you would not accept any deal in which you lose money as little as possible, perhaps getting 96 dollars for 100 dollars, would you? Right? But people do it; millions of intelligent, financially secure people do it, and they lose money. But why is that? We'll answer that question in today's episode. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

In 1891, the Edison Company successfully demonstrated a prototype of the Kinetoscope, which enabled one person at a time to view moving pictures- cinema was born. At first, films were concise, sometimes only a few minutes or less. They were shown at fairgrounds, music halls, or anywhere a screen could be set up and a room darkened. Subjects included local scenes and activities, views of foreign lands, short comedies, and newsworthy events. The films were accompanied by lectures, music, and many audience participation. Although they did not have synchronized dialogue, they were not ‘silent’ as they are sometimes described. But by about 1914, several national film industries were established. Films became longer and storytelling, or narrative, became the dominant form. As more people paid to see movies, the industry which grew around them was prepared to invest more money in their production, distribution, and exhibition, so large studios were established and dedicated cinemas built. The First World War greatly affected the film industry in Europe. The American industry grew in relative importance- setting the stage for the most potent mass media known to mankind, which shaped society as we know it. But I am making this episode today not to talk about the present state of the cinema industry but the vehement change it is undergoing. We are at a stage where it has become so unpredictable what the next 10 years of consuming content mean for us; we have top firms trying to analyze and bank on the situation. In today’s episode, we will touch on many compelling grounds. We have a lot to explore, from early cinema to ott to customer accusation, attention retention, and even the metaverse. We will get right into it; I am so hyped for this. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Climate Change.  Greenhouse gases, emissions, rising sea levels, Human activities, primarily the burning of fossil fuels, have fundamentally increased the concentration of greenhouse gases in Earth’s atmosphere, warming the planet. Natural drivers, without human intervention, would push our world toward a cooling period we have all heard it and are aware of it. But my motivation for this episode is a bit different like I really want to get into three things. Firstly, from a purely technological perspective, what really are our options? I do not wish to jargon about sustainability here; today, we are talking solutions, actual solutions without politicizing it. Secondly, we will talk about nuclear energy and how it can help us combat this climate change and remove politics from it. Lastly, I want to get to the exciting part and what you are here for. From the core of my heart, I genuinely believe that solving climate change will evolve into an industry big enough to create our first trillionaire. If not, first at least one of them, so we will actually let that idea run wild for a while and see the financial incentives behind solving climate change. What are companies doing about it, and how can someone make money from a pressing problem? All while saving humanity. From green cement to carbon capture to delicious insects to the future of nuclear power to understanding the scale of money required to make it happen, Buckle up; we will go through all of it in one episode. Just as we do it best. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Oh, we are doing this we are so doing this today. Probably the coolest thing I could talk about. Spycraft. Espionage. Bond, Jame Bond. Okay, no jokes aside, believe it or not, espionage is the second oldest profession in the world. The Bible tells us that Samson’s treacherous mistress Delilah has come to symbolize female infidelity, but her betrayal had nothing to do with adultery. She was a spy for the Philistines, working at their behest to bring down the leader of the Israelites. The world of espionage continues to intrigue and thrill every new generation. It’s glamorous, isn’t it? At least that’s how Hollywood has long depicted the shadowy world of spycraft, never mind the risks involved in the actual work. Yet while that has helped shape the popular perception of espionage, the truth — appropriately for the craft — is far more grey, sophisticated, dangerous, and only rarely involves gun-toting, tuxedo-wearing agents with ripped abs. From the vast intelligence networks of the Roman emperors aided by the transportation technologies of the day, through the exquisite detail of the Domesday Book, early numeric and tabulation systems, and the electronic, web, and mobile eras, the daily lives of societies have been recorded in ever greater detail which has, in turn, been harnessed by governments in ever greater fashion for the purposes of understanding, interacting and steering their societies. The dawn of the computing era and the desire of governments to leverage these newfound information machines to centralize and streamline government bureaucracy brought with them just another step in this process. In the US this transition brought about the consequential decision to regulate government data collection, but leave private collection largely unfettered. It’s also a ton more fascinating than films can ever capture, and that too in an ever-changing world- it is evolving. Yes, we will cover everything today from the very roots of the espionage industry, the propagation of it, the money and lifestyle involved of course, and the modern path it’s shaping up to replicate. Let’s get right into it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan

Money can be a little tricky at times. We've all heard about the looming 'world debt,' or even the 'national debt' in general. We've also seen oddball teenagers make TikTok videos about what this means, how money is meaningless, and how we most likely owe money to aliens. Whatever your thoughts are on that, here are the facts. We saw the most significant one-year debt increase since World War II in 2020, with global debt reaching $226 trillion. Debt levels were already high before the crisis, but governments now face a world of record-high public and private debt levels, new virus mutations, and rising inflation. The year 2021 accelerated this. The increase is being driven by increasing private-sector debt, particularly in China. According to the fund, China has accounted for nearly three-quarters of the rise in private debt since the global financial crisis. The IMF figures reveal the magnitude of the debt hangover. The world is still recovering a decade after the financial crisis pushed the global banking system to the verge of collapse and tipped the global economy into recession. Governments increased spending to stimulate growth, while central banks used unconventional methods, such as bond purchases to ease financing conditions. The global debt is currently around $300 trillion, creeping closer to the 350 trillion mark. Hold up, hold up, hold up. Okay, 300 trillion with a T dollars in debt? How? How did we get into this situation? Who is owed money? What steps are being taken to address it? We'll answer all of those questions in today's episode and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan