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How to Lend Money to Strangers
Brendan le Grange
179 episodes
3 weeks ago

A podcast about lending innovation and lending leadership in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better,’ with guests from New York to New Zealand discussing everything from crypto-backed mortgages to crowd-funded loans for refugees to gamified loan journeys to AI-powered credit scores.


I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders in Africa, Asia, and Europe and I’m using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts.


You can find more at www.HowToLendMoneytoStrangers.show

Or follow my other projects at https://confirmu.com/, https://www.joinhumoni.com/, https://chaos-out-of-order.com/


Hosted on Acast. See acast.com/privacy for more information.

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Management
Business,
Careers
RSS
All content for How to Lend Money to Strangers is the property of Brendan le Grange and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

A podcast about lending innovation and lending leadership in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better,’ with guests from New York to New Zealand discussing everything from crypto-backed mortgages to crowd-funded loans for refugees to gamified loan journeys to AI-powered credit scores.


I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders in Africa, Asia, and Europe and I’m using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts.


You can find more at www.HowToLendMoneytoStrangers.show

Or follow my other projects at https://confirmu.com/, https://www.joinhumoni.com/, https://chaos-out-of-order.com/


Hosted on Acast. See acast.com/privacy for more information.

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Management
Business,
Careers
Episodes (20/179)
How to Lend Money to Strangers
Flexible and intelligent collections for improved returns, with Hannah Baynham

Getting out of debt has never been harder, and, yes, a sluggish economy and the cost of recovering from a global pandemic play a big role in this, but lenders are not entirely blameless. For too long, it felt cheaper to deliver rigid and unpleasant collections processes, because 'it's not like the customer has a choice'.


But they do, they have the most important choice available: to pay or not to pay.


Collections is not just about 'how do we make the customer pay', it's about 'how do we let them pay' and so, yes, getting out of debt has never been harder, but in today's episode, Hannah Baynham explains how Haboo Money is fixing this with personalised, flexible and intelligent collections.


Haboo Money can be experienced at https://www.haboomoney.com/


Hannah can be reached on LinkedIn at http://linkedin.com/in/hannah-baynham/


As is Haboo, at https://www.linkedin.com/company/haboo-money


I'm on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers


You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501


Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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3 weeks ago
46 minutes 24 seconds

How to Lend Money to Strangers
Work's a joke anyway, so they made it a game!

Suren Rastogi started his career in financial services, but, called to do something a little more exciting, he has broken away to pursue his dream of launching a board game. We'll talk about his roots, his pivot, and what it took to create Burnout: a chaotic strategic party game about mental health and the daily grind.


Head on over to https://www.burnoutgame.com/ to get on the waitlist, it's the perfect office Secret Santa gift!


Follow the team on Instagram https://www.instagram.com/end_burnout/


And follow Suren on LinkedIn at https://www.linkedin.com/in/surenrastogi/ - you can chat to him about game development, corporate tie-ins, and just about anything to be honest.


I'm on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers


And if you're interested in other lending folk following their dreams, check out Gideon's episode at https://www.howtolendmoneytostrangers.show/episodes/episode-55



You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501


Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
33 minutes 38 seconds

How to Lend Money to Strangers
Banking (and lending) for the eco-conscious masses

Banking that's good for you and the planet. You can see the GreenFi offering first-hand at https://www.greenfi.com/. GreenFi helps you save money, earn cash back, and plant trees - all while keeping your money out of fossil fuels. No mandatory fees. No greenwashing. Just a better way to bank.



You can follow Tim on LinkedIn at https://www.linkedin.com/in/timothynewell/

Follow GreenFi at the saem time over at https://www.linkedin.com/company/greenfibanking/

I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers



You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501


Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
35 minutes 42 seconds

How to Lend Money to Strangers
Unbankable, making a movie about lending

Luke Willms is an award-winning writer, director, and producer... and he's interested in lending. Unabnkable is the culmination of a seven-year, seven-country journey to unravel whether Africa's rich tapestry of tradition, innovation and experimentation to find out if it holds the key to Western economic revitalisation.


Find all the details at https://unbankablemovie.com/ (or watch it on https://tv.apple.com/gb/movie/unbankable/umc.cmc.2b51h3w0b2lbdrvt0af8vklx2 or https://www.amazon.co.uk/Unbankable-Luke-Willms/dp/B0F4767PNF


Follow Luke on LinkedIn at https://www.linkedin.com/in/luke-willms-87250049/



I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers



You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Ogma Risk & Analytics: Customized risk management and analytic consulting for you https://www.ogmara.com/?utm_source=HTLMTS&utm_medium=banner&utm_campaign=OGMA+intro&utm_id=2501


Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 months ago
36 minutes 2 seconds

How to Lend Money to Strangers
Embracing GenAI in credit risk

McKinsey recently surveyed senior credit risk executives from, among others, nine of the top ten US banks, and they asked them about their organisations’ adoption of GenAI, its current use cases, their future plans for it, and the challenges they expected. Twenty percent of the respondents had already implemented at least one GenAI use case in their organizations, and a further 60 percent expect to do so within a year.


With how quickly AI is embedding itself in our daily lives, we have to assume that's already increased significantly, so I sat down with Arv Govindarajan, one of the authors of that article and a partner at McKinsey & Company, to talk about how lenders are embracing generative AI in credit risk.


McKinsey & Co is online at https://www.mckinsey.com/ (also here, to jump straight to the Risk Dynamics team https://www.mckinsey.com/capabilities/risk-and-resilience/how-we-help-clients/risk-dynamics)

Click here to read the article we're talking about https://www.mckinsey.com/capabilities/risk-and-resilience/our-insights/embracing-generative-ai-in-credit-risk


McKinsey are, of course, also on LinkedIn at https://www.linkedin.com/company/mckinsey/

Arv, in turn, is on LinkedIn at https://www.linkedin.com/in/arvindgovindarajan/


I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers



You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Wedgwood Steeped in a rich heritage, over 260 wonderful years later, Wedgwood continues to be renowned for quality, innovative British design and timeless elegance: https://www.awin1.com/cread.php?s=2447792&v=3370&q=369217&r=2069741

GoWithGuide 100% customizable, private and high-quality tours delivered by local, quality-assured guides and backed by 24/7 efficient and caring 24/7 customer service. You can book a tour in 500 cities around the world: https://www.awin1.com/awclick.php?gid=510974&mid=87121&awinaffid=2069741&linkid=3852288&clickref=



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
54 minutes 34 seconds

How to Lend Money to Strangers
An AI-powered link in the chain

Simplified funding for SMEs: pre-qualification in minutes, funded within a day, this is not the business lending of yesteryear.


Credibly is at home online at https://www.credibly.com/


You can find Ryan on LinkedIn at https://www.linkedin.com/in/ryan-rosett-262b642/

While Credibly is there at https://www.linkedin.com/company/credibly/

I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show, at https://www.linkedin.com/company/how-to-lend-money-to-strangers


You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads


Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Wedgwood Steeped in a rich heritage, over 260 wonderful years later, Wedgwood continues to be renowned for quality, innovative British design and timeless elegance: https://www.awin1.com/cread.php?s=2447792&v=3370&q=369217&r=2069741

GoWithGuide 100% customizable, private and high-quality tours delivered by local, quality-assured guides and backed by 24/7 efficient and caring 24/7 customer service. You can book a tour in 500 cities around the world: https://www.awin1.com/awclick.php?gid=510974&mid=87121&awinaffid=2069741&linkid=3852288&clickref=



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
30 minutes 40 seconds

How to Lend Money to Strangers
What are the odds?

I've just added a new section to the website, featuring affiliate links to all the books written by the great guests we've featured on this show - https://www.howtolendmoneytostrangers.show/recommended-reads. If you scan that list before you listen to this show, you'll find among them Dr Michael Orkin with What Are the Odds? and Probability & Statistics Made Interesting. Dr. Orkin is a statistics professor and consultant, and a nationally known authority on probability and gambling games who has appeared on numerous TV and radio shows, on various conference stages, and, of course, on the cover of several books.


So I was delighted to chat to him, not least of all because I've recently started teaching analytics myself and, in the process of designing my course, started to fall back in love with some of the quirks and nuances of probability.



You can find Dr Orkin on LinkedIn at https://www.linkedin.com/in/dr-mike-orkin-5600584/

I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers



Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

Wedgwood Steeped in a rich heritage, over 260 wonderful years later, Wedgwood continues to be renowned for quality, innovative British design and timeless elegance: https://www.awin1.com/cread.php?s=2447792&v=3370&q=369217&r=2069741

GoWithGuide 100% customizable, private and high-quality tours delivered by local, quality-assured guides and backed by 24/7 efficient and caring 24/7 customer service. You can book a tour in 500 cities around the world: https://www.awin1.com/awclick.php?gid=510974&mid=87121&awinaffid=2069741&linkid=3852288&clickref=



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
50 minutes 51 seconds

How to Lend Money to Strangers
Outsourcing AI

Very early in my career, back in the days when the details from paper forms had to be typed into a computer to get the application process started, I heard about companies scanning application forms and then sending the files to India to have the data capture done there. A decade later, the guy I was chatting to in a hotel bar in Nairobi promised me he could build a collection call centre in India, staffed by Swahili-speaking staff at a fraction of the local cost. And now, as I hear from Rajul Sood, we can outsource an entire AI infrastructure - the back-end of intech is changing just as fast as the front-end!



You can find Acuity Knowledge Partners online at https://www.acuitykp.com/

Rajul is on LinkedIn at https://www.linkedin.com/in/rajul-sood-vohra-2475b417/ and Acuity Knowledge Partners at https://www.linkedin.com/company/acuity-knowledge-partners

I am on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ as is the show https://www.linkedin.com/company/how-to-lend-money-to-strangers



Commercial partners include: GoWithGuide 100% customizable, private and high-quality tours delivered by local, quality-assured guides and backed by 24/7 efficient and caring 24/7 customer service. You can book a tour in 500 cities worldwide by clicking this affiliate link (I'll earn a small commission, but you won't pay a cent more): https://www.awin1.com/awclick.php?gid=510974&mid=87121&awinaffid=2069741&linkid=3852288&clickref=



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.

Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
35 minutes 26 seconds

How to Lend Money to Strangers
Behind the scenes: investing in loans

You can't lend money if you don't have capital. And you can't grow your capital if you don't deploy it. There have long been matchmakers to link those two sides together, but traditionally they've only come into play when the numbers involved started b's or even t's. Exaloan closes the global funding gap for individuals, entrepreneurs, and SMEs by connecting institutional capital with the digital lending ecosystem, digitizing the refinancing processes for lenders. 


So today we're taking the loan for granted and looking, instead, at what we do to generate fresh capital and strong returns for investors.


Exaloan can be found online at https://www.exaloan.com/


Luca is on LinkedIn at https://www.linkedin.com/in/luca-andre-frignani/

Exaloan's page is at https://www.linkedin.com/company/exaloan/

You can find me on LinkedIn, too, at https://www.linkedin.com/in/brendanlegrange/ - please do connect



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24


And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.


Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
36 minutes 12 seconds

How to Lend Money to Strangers
Growing a business in vitro

The Dunning-Kruger effect is a cognitive bias where people with high ability on a given task tend to underestimate their competence, while those with low ability overestimate theirs. It's typically examples of the second half of that antithesis that make the headlines, but the first half is problematic, too, because sometimes the experts best placed to start a new business are the ones most held back by doubt. And that's why I love the controlled environment that In Vitro Capital has created to, essentially, employ potential founders to build businesses without all the unknowns of traditional entrepreneurship. And it works



Amir Barsoum is the founder, managing partner, and CEO of InVitro Capital, and he takes us through the vision behind it all. You can find Amir on LinkedIn at https://www.linkedin.com/in/amirmbarsoum/

I'm there, too, and open to all new connection requests (just mention the show) https://www.linkedin.com/in/brendanlegrange/



You can find In Vitro online at https://invitrocapital.com/about-us/ or on LinkedIn at https://www.linkedin.com/company/invitrocapital



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.


Keep well, Brendan




Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
38 minutes 59 seconds

How to Lend Money to Strangers
Funding the green home revolution

This is an unscientific guess, but I have to believe that the vast majority of us would prefer to get our power needs met by renewable sources in our own backyards - cleaner, yes, but also free from the price shocks that have become so common recently.



That said, heat pumps and solar panels are expensive and complicated - a daunting combination that holds many people back, myself included. That's where Cloover steps in. Born in Sweden but now finding a lot of traction in Germany, Cloover partner with renewable energy professionals to make sustainable home upgrades simple and affordable with flexible payment options.



Now, as you'll hear, this episode was originally recorded a year ago before an unplanned long break kept it dusty and on the shelves. And as you'll also hear, it wasn't alone in that fate. But Peder and I recorded a follow-up to bring the story up-to-date, and it's one that's rising to the fore in more and more markets.



You can find Peder on LinkedIn at https://www.linkedin.com/in/pederbroms/



You can find Cloover at https://cloover.co/ or on LinkedIn at https://www.linkedin.com/company/cloover


You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page while you're there.



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.


Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 months ago
46 minutes 24 seconds

How to Lend Money to Strangers
How to Lend Money to Billders

Recorded live in Austin, Texas at the offices of Billd, this episode of HTLMTS explores the ways in which Christopher Doyle and his team are removing financing friction from the building process. Few of us look forward to a building project, but all of us make use of the end results, so let's take a look behind the scenes at how the money does (and doesn't flow) between lenders, general contractors, subcontractors, and suppliers.



To find out more about how Billd's financial solutions built for subcontractors, head on over to https://billd.com/



Or follow them on LinkedIn https://www.linkedin.com/company/billdco



Chris is on LinkedIn, too, at https://www.linkedin.com/in/christopherldoyle/, as am I, https://www.linkedin.com/in/brendanlegrange/



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/


Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.


Keep well, Brendan



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
53 minutes 45 seconds

How to Lend Money to Strangers
How to Lend Money to Regenerative Farmers

"I am done with apologies. If contrariness is my inheritance and destiny, so be it. If it is my mission to go in at exits and come out at entrances, so be it." - Wendell Berry


The world that Robbie Vitrano and the team at Mad Agriculture is striving to create is so vastly different than the world that is, that nearly everything that they do bears certain madness. From heart to head, poetry to science, financing to markets, and soil to shelf, MadAg help farmers thrive in regenerative organic agriculture. And sure, it's a little different from our normal fare on this show, but there is lending involved and, more importantly, if we are what we eat, we'd all do well to understand how farmers are making our food as good as it can be.



You can learn more about Mad Ag at https://madagriculture.org/



Or find Robbie on LinkedIn https://www.linkedin.com/in/robbievitrano/



You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page while you're there.



Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, and https://chaos-out-of-order.com/



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology.


Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
51 minutes 36 seconds

How to Lend Money to Strangers
Selling clarity in a volatile market

Twenty years ago, the economy of Zimbabwe hit global headlines for its hyper-inflation: Wikipedia tells me prices rose 89.7 sextillion percent in 2008. And while the decimal point here may create the illusion of something measurable, in all real terms, it is an incomprehensible number - something which The Zimbabwean Newspaper cleverly circumvented when it ran a protest campaign using a trillion dollars of actual bank notes as a backdrop to billboards and posters. This was brought under control for a decade until, like something out of a Joseph fever dream, those ten stable years were followed by a fresh set of five hyper-inflationary ones before a gold-backed new currency was launched last year. You may think it is hard to predict default rates in your market, but imagine how difficult it is when even the most foundational aspects of the economy are prone to upheaval!



It's a frightening thought, and one that might have me running for the hills, but the volatility that scares me has fortified George Nachamba, who saw opportunity and market need. And he responded, building Credisafe to give lenders and vendors the ability to credit score the informal sector. It's a fascinating example of allowing necessity to force innovation, and I think they're building features that credit bureaus in the biggest markets should be paying attention to.



You can find CrediSafe at www.credi-safe.com



George is also the author of 3 books, two related to business management and the other to personal development: you can get them by emailing him using gnachamba@credi-safe.com



You can connect with George on LinkedIn, like I did: https://www.linkedin.com/in/george-nachamba-423b8223/



You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page while you're there.



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan


Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
1 hour 2 minutes 42 seconds

How to Lend Money to Strangers
How to set goals and actually achieve them this time!

A cross-over episode to celebrate our crossing over from 2024 to 2025 😜 a time we traditionally think about goals for the future. But while goal setting is common, goal achieving tends to be somewhat rarer - I'll personally be entering my 20th successive 'Year of the Body' with nothing but an even softer belly to show for the previous 19 years of good intentions.




In this episode, we sat down with John Assaraf to find out how we can not just set bold goals but go on to achieve them. John is an entrepreneur, author, motivator, and one of the leading high-performance success coaches in the world, so this was a perfectly timed treat!



If you head on over to MyNeuroGym via this link, you will give the show a little financial boost in the process at no cost to yourself: https://links.myneurogym.com/hAIghtened



Or if you want the full at-the-feet-of-the-master experience, you can hire John as your own coach over at https://www.johnassaraf.com/ (it's also where you'll find links to all of his books, though they're also in all fine bookstores, both online and on the High Street)



Ebook: https://johnassaraf.isrefer.com/go/POVEBOOK/JAAFF13397/

IG: https://www.instagram.com/johnassaraf/

FB: https://www.facebook.com/johnassarafpage

YT: https://www.youtube.com/user/JohnAssaraf

X: https://x.com/johnassaraf



You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



#GoalSetting #NewYearsResolutions #Achieveyourresolutions #GoalAchievement #MindsetMatters #PersonalDevelopment #SuccessMindset #AchieveYourGoals #GoalGetter #SelfImprovement #GrowthMindset #ProductivityTips #BrainTraining #Neuroplasticity #MindsetMastery #Innercise #neurogym #TrainYourBrain #MindsetCoach #Neuroscience #BrainHealth #FocusAndDiscipline #MentalStrength #PodcastMotivation #SelfHelpPodcast #GoalSettingPodcast #MindsetPodcast #SuccessPodcast #InnercisePodcast #TheSecret #TheAnswer #HavingItAll #InspirationDaily #MotivationMonday #SuccessTips #MindsetIsEverything #DreamBig #FocusOnSuccess #StayMotivated #PositiveMindset #LifeGoals #GoalCrusher



Hosted on Acast. See acast.com/privacy for more information.

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10 months ago
1 hour 12 minutes 27 seconds

How to Lend Money to Strangers
How to try a new podcast aka the hAIghtened senses feed take-over

I've been busy with the kids' end-of-year activities, with a bit of camping, with a bit of drinking in Belfast, with a bit of planning for a trip to Paris for the Olympics, with a bit of everything except podcast editing 😉 So, to fill the gap until next week, here's a taste of my other show: hAIghtened senses.


From drones scanning the forests of Sweden looking for early signs of pest infestations to artificial noses detecting spoiled milk or the presence of mildew to innovators building businesses on top of this fast-changing tech, our podcast uncovers the innovative ways AI-empowered machines are enhancing our understanding of the world around us.



You can email us at haightenedsenses@gmail.com or message us on LinkedIn



Images of spruce bark beetle infestations can be sent to barkbeetletracker@gmail.com



Christo and Brendan are both active on LinkedIn and open to all genuine new connections, you can find them at https://www.linkedin.com/in/christo-van-zyl-innovator/ and https://www.linkedin.com/in/brendanlegrange/ respectively



You can find more of Christo at chaos-out-of-order.com



Brendan's other podcast is www.howtolendmoneytostrangers.show



Show art is created with Dall-E, show music is created with suno.ai


Website: https://www.haightenedsenses.com/

LinkedIn: https://www.linkedin.com/company/haightened-senses

YouTube: www.youtube.com/@hAIghtenedsenses

Facebook: https://www.facebook.com/profile.php?id=61557906028730

Instagram: @haightened.senses

TikTok: haightened.senses



#Innovation, #Entrepreneurship, #AIRevolution, #BusinessGrowth, #FutureTech, #DisruptiveInnovation, #InnovativeIdeas, #AIInBusiness #machinelearning #tech #hitech



Hosted on Acast. See acast.com/privacy for more information.

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1 year ago
43 minutes 37 seconds

How to Lend Money to Strangers
Innovation for interesting markets

Adrian Pllay has an unusually deep understanding of some of the world's more interesting markets. We've heard a lot about the US and the UK on this show but today, Adrian takes us off the beaten path: having been based at times in Africa and at times in the Middle East, he now oversees both of those regions as well as a little in-between! We talk about what he's learnt along the way, we get teased with the possibility of a future book, and we hear how Provenir is helping banks, fintechs, and other financial services providers make smarter decisions faster with their AI-Powered Risk Decisioning Platform.



Provenir is online at https://www.provenir.com/ (or jump straight to their excellent resources page for their latest thought leadership)



Adrian is on LinkedIn at https://www.linkedin.com/in/adrianpillay/ (and last I saw, he was hiring)



You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page while you're there.



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

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1 year ago
33 minutes 58 seconds

How to Lend Money to Strangers
Lenders leaping forward, with Paul Weiss (Simbuka)

"If my mom asks me what I do, I say I work for a company that helps financial institutions worldwide to make lending simple". Paul Weiss is talking about Simbuka in this quote, a young and passionate software development company, focusing on financial institutions that operate in developing and emerging markets. And since the name Simbuka originates from the Kinyarwanda language, what better location to find Paul than in Kigali.



Simbuka is online at https://www.simbuka.com/ or find and follow them on LinkedIn at https://www.linkedin.com/company/simbuka/)



Paul is on LinkedIn at https://www.linkedin.com/in/paul-weiss123/



You can seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - and follow the show's page while you're there.



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

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1 year ago
21 minutes 18 seconds

How to Lend Money to Strangers
A global study of credit self-monitoring, with Charlie Wise (TransUnion)

In the last five years, one hundred million Americans have started to monitor their credit reports with TransUnion for the first time. One hundred million. And the same thing is happening all around the world. But just because everyone is doing it, doesn't mean they're doing it for the same reason: some consumers are in a bind and looking for a way back to good credit; some are planning a major loan and want to optimise their options; some want to make sure everything is untouched and as it should be.



So, in their latest global study of the phenomenon, TransUnion set out to see if each of these goals is being helped by the credit self-monitoring, and I'm chatting to Charlie Wise to find out what they learned.



Charlie is Senior Vice President, Research and Consulting at TransUnion and is on LinkedIn at https://www.linkedin.com/in/charlie-wise-959570/



TransUnion is at https://www.transunion.com/



This particular research is also being discussed here for the US and here for the UK: https://www.transunion.co.uk/lp/consumer-monitoring-motivations



Please seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - please also follow the show's page while you're there.



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

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1 year ago
35 minutes 27 seconds

How to Lend Money to Strangers
A modern, digital loan for India with Kabeer Chaudhary (ClickMyLoan)

"So as I as I always say, Brendan, India is now the coolest party in town and if you are late, you might not get in!"


The story of Indian fintech is one of almost unimaginable speed and scale, and watching it from the front lines was Kabeer Chaudhary. So I sat down with him to talk about digitising loans and learning from banks and fintechs to deliver a project that works with loss rates that allow you to sleep peacefully at night.



You can find ClickMyLoan at https://clickmyloan.com/ or on LinkedIn at https://www.linkedin.com/company/clickmyloan/



You can find Kabeer at https://www.linkedin.com/in/kabeer-chaudhary-18bb7984/



Please seek me out on LinkedIn, too, where I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - please also follow the show's page while you're there.



Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24



And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride!



Keep well, Brendan



Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 year ago
18 minutes 15 seconds

How to Lend Money to Strangers

A podcast about lending innovation and lending leadership in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better,’ with guests from New York to New Zealand discussing everything from crypto-backed mortgages to crowd-funded loans for refugees to gamified loan journeys to AI-powered credit scores.


I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders in Africa, Asia, and Europe and I’m using that experience to find and learn from industry insiders in a series of weekly interviews. Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how. You can join us every Thursday here, or wherever you prefer to find your podcasts.


You can find more at www.HowToLendMoneytoStrangers.show

Or follow my other projects at https://confirmu.com/, https://www.joinhumoni.com/, https://chaos-out-of-order.com/


Hosted on Acast. See acast.com/privacy for more information.