In this episode, we’re breaking down why you keep falling off your budget even when you know exactly what to do. You’ll learn what’s really behind your inconsistency (spoiler: it’s not laziness), how to stop the guilt spiral, and how to build a budget that actually works for your lifestyle, not against it. We’ll talk about the emotional side of budgeting, how to reset instead of restart, and the three biggest reasons your current plan keeps collapsing. 🎧 Listen for: How to make your budget flexible enough to actually stick to Why “falling off” is just feedback — not failure How to course-correct without starting from scratch The mindset shift that will change the way you budget forever 💡 Mentioned in this episode: Budgeting Basics Bundle — your go-to system for realistic, flexible budgeting (use code HMMPODCAST for 15% off!)  SoFi High-Yield Savings — earn more interest on your savings Book a 1:1 Strategy Call or Apply for Her Money Method Coaching — use code HMMPODCAST for 15% off as a thank-you for listening 🎁 Black Friday is coming… and this year’s deal will be the best one yet. Stay tuned! If you loved this episode, please take a quick moment to rate or review the podcast. This helps more women discover the show and start taking control of their finances too. 💖

You know how to budget… but somehow, it keeps falling apart right before the holidays. In this episode, Courtney breaks down the 5 most common budget mistakes women make and exactly how to fix them before the holiday chaos hits. From emotional spending to invisible expenses and lack of systems, you’ll walk away knowing how to make your budget finally stick. 💬 In this episode, you’ll learn: Why your budget isn’t failing — your systems are How to stop relying on willpower The sneaky expenses that always blow up your budget Why fun (and rest) are non-negotiable How to review your budget weekly without the guilt If you’re ready to stop feeling broke every December and finally take control of your finances, this episode is a must-listen. ✨ Mentioned in this episode: Work with Courtney 1:1 → 1:1 Strategy Call or Free Consultation Call  for long term private coaching The Budgeting Basics Bundle Open your SoFi High-Yield Savings Account 🎧 Tune in now, and don’t forget to leave a rating and review if this episode helps you — it means the world and helps more women find the show! 💕

If you’ve ever checked your bank app and felt that “ugh, I did it again” moment, this episode is for you. We’re unpacking what the overspending shame spiral really is, why it keeps you stuck, and how to finally move forward with confidence instead of guilt. You’ll learn practical ways to stop the cycle, rebuild trust with yourself, and create structure that supports you — not shames you. ✨ Inside this episode: Why shame keeps you stuck in the overspending loop How to forgive yourself and rebuild trust Simple steps to reset your money habits without restriction 🎧 Listen now and start creating a healthy, guilt-free relationship with your money. Resources mentioned: Free Consultation Call – Her Money Method Private Coaching SoFi – My Favorite High-Yield Savings + Multiple Vaults Setup Budgeting Basics Bundle — or a 1-Time 1:1 Strategy Call — use code HMMPODCAST for 15% off!! Don’t forget to leave a review if you enjoy this podcast! 💕

You didn’t fail. You just learned something new about your spending. In this episode, I’ll walk you through exactly what to do when you go over budget so you can fix it without starting from scratch, stop the guilt spiral, and make your budget stronger for next month. ✨ Resources Mentioned: • Budgeting Basics Bundle — Build a flexible budget that actually fits real life. Use code HMMPODCAST for 15% off  • SoFi High-Yield Savings Account — Start earning real interest on your savings (and get a cash bonus for signing up)! • 1:1 Strategy Call — Get personalized support and a clear action plan in a one hour chat with me. Use code HMMPODCAST for 15% off  • Her Money Method Private Coaching — Apply for a free consultation and create a long-term money strategy that actually works.  💬 If this episode helped you, please leave a quick review — it helps more women find the show and start transforming their finances too. 🎧 Listen now and reset your budget with confidence.

Feeling anxious about money? You’re not alone — and it doesn’t mean you’re “bad with money.” In this episode, I’m breaking down what money anxiety really is, why it happens, and the practical steps you can take to calm it so you can finally breathe easier with your finances. You’ll learn: The real causes of money anxiety (hint: it’s not just about your bank balance) Signs you might be stuck in financial stress Simple shifts to lower your money anxiety today Long-term systems that make managing money feel easier ✨ Links & Resources: Grab the Budgeting Basics Bundle — the step-by-step system for a budget that actually works in real life Book your free consult call — let’s talk about your goals and if private coaching is right for you Open a SoFi high-yield savings account with my referral link and start earning more on your money If you enjoyed this episode, please leave a review!

Saving money doesn’t have to feel overwhelming or impossible. In this episode of the Her Money Mindset Podcast, I’m breaking down exactly how to set up automatic savings so it happens in the background of your life—no guilt, no stress. You’ll learn: ✅ Why automation is the key to consistent savings ✅ How to set your first realistic goal ($500 or $1,000) ✅ The different automation methods that actually work ✅ How to keep your savings flexible when money gets tight ✅ Simple ways to celebrate your progress and stay motivated ✨ Ready to take the next step? Here are three ways I can help you: 👉 Grab the Budgeting Basics Bundle and finally create a budget you can stick to 👉 Book a free consult call with me and let’s create a customized money plan together 👉 Open a SoFi High-Yield Savings Account and start saving automatically while earning interest (AND get a bonus just for signing up!)  If you enjoyed this episode, please follow the show and leave a review! 

We’ve all been there—maxing out a card you promised you’d pay off, abandoning a budget halfway through the month, or spending when you swore you wouldn’t. Those mistakes can leave you feeling guilty, ashamed, and like you’ll never get it right. But here’s the truth: your past money mistakes don’t define you. They prepared you. In this episode of the Her Money Mindset Podcast, I’m walking you through: Why we lose trust with ourselves after money mistakes. How to shift your perspective and see mistakes as lessons, not failures. Simple, small promises you can keep to rebuild financial self-trust. Guardrails and systems that make following through easier. How to reframe mistakes long-term so you stay consistent, not perfect. By the end, you’ll feel empowered to forgive yourself, rebuild confidence, and start moving toward the money life you really want—without carrying shame from your past. 👉 Resources Mentioned: Budgeting Basics Bundle – create simple systems to start keeping promises to yourself. Free Consultation Call – see if my private coaching program, Her Money Method, is right for you!  1:1 Strategy Call – get personalized guidance to fast-track your progress. SoFi HYSA – start building better financial habits with a high yield savings account If you enjoyed this episode, don’t forget to leave a review! 💕

If your budget keeps “breaking,” it’s not you. It’s the guesswork. In this episode I show you how to turn your bank statements into a simple, honest money map. We’ll walk through exactly what to pull, how to tag transactions (needs, wants, debt, savings), and where most people leak cash without noticing (fees, delivery, Target/Amazon “little” orders). Then we’ll use that data to set realistic category caps you can actually stick to—so you free up money for debt, savings, and breathing room. You’ll learn: The 15-minute statement sweep that reveals your biggest wins How to spot “quiet costs” (fees + subscriptions) fast A realistic way to lower groceries/eating out without feeling deprived The monthly check-in rhythm that keeps your budget working Next step: Grab my Budgeting Basics Bundle—it includes the One-Month Expense Audit and a 2-Week Budget Bootcamp to help you implement today’s episode step by step. If you enjoyed this episode, please leave a review! Your review helps more women find this podcast, and means the world to me! 💕

Here’s the hard truth: you can’t budget your way out of burnout. If you’ve ever sat down with the best intentions—new spreadsheet, new app, new plan—only to give up after a week because it felt like ‘one more job,’ you’re not broken. You’re burned out. In this episode of Her Money Mindset, I’m breaking down why traditional budgeting fails when you’re exhausted, how financial burnout shows up in your day-to-day, and most importantly, what you can do instead. You’ll learn how to create breathing room without adding more pressure, and how to build a budget that actually supports you instead of punishes you. This isn’t about working harder. It’s about working smarter with your money so you can finally breathe again. Resources Mentioned: 👉 Grab the Budgeting Basics Bundle – a system built for real life, not perfection. 👉 Book a free consult call to explore 1:1 private coaching. 👉 Use my SoFi referral link to start building wealth with a bonus. 💕 If you enjoyed this episode, please leave a review! 

Ready to save tens of thousands of dollars and shave years off your mortgage? In this episode of the Her Money Mindset podcast, I’m breaking down the truth about mortgage payoff strategies and how even small extra payments can make a massive impact. You’ll learn: Why your payments are mostly interest in the early years. The real math behind adding $50, $100, or $200 to your payment. Strategic ways to apply extra payments for maximum savings. How to balance mortgage payoff with other priorities like retirement. Simple places to find extra money in your budget (without feeling deprived). By the end, you’ll see your mortgage not as a life sentence, but as a powerful opportunity to create freedom for your future. 👉 Resources Mentioned: Budgeting Basics Bundle – Free up cash flow and make extra payments doable. Mortgage Payoff Calculator – See exactly how much time and money you’ll save. Book a 1:1 Strategy Call – Get a personalized payoff plan. SoFi – Open a free high-yield savings account to earn more interest while you save. Acorns – Start investing your spare change automatically and build wealth in the background. If this episode gave you an aha moment, don’t forget to leave a review. It helps other women discover the tools to take control of their money too.

Money is one of the biggest sources of stress in relationships, but it doesn’t have to be. In this episode of the Her Money Mindset Podcast, we’re diving into why couples fight about money, how to shift your mindset so you’re working as a team, and practical tools you can use to reduce conflict and build long-term alignment with your spouse. You’ll learn: 💡 Why money fights aren’t really about money at all 💡 How to reframe arguments so you’re on the same side 💡 The power of weekly “money dates” and sinking funds 💡 Communication strategies that build trust instead of blame 💡 How to create a shared financial vision that strengthens your marriage If you’re tired of feeling like money is a wedge in your relationship, this episode will give you the tools and encouragement to make money something that brings you closer together. ✨ Ways to Go Deeper with Me: Book a 1:1 Strategy Call for a personalized action plan Apply for my Private Coaching Program to transform your money mindset and systems Open a SoFi High-Yield Savings Account to start building aligned savings today If you loved today’s episode, don’t forget to leave a review — it helps more women find this show and transform their money mindset.

Ever feel blindsided by holiday shopping, birthday parties, or vacation expenses? You’re not alone, and it doesn’t have to be that way. In this episode of Her Money Mindset, I’m breaking down exactly how to set up sinking funds so you can plan ahead, avoid debt, and actually enjoy those big moments guilt-free. You’ll learn: What a sinking fund is (and why it’s a total game-changer) How to calculate exactly how much to save The step-by-step process to start your own sinking fund today Common mistakes to avoid so you don’t get stuck starting and stopping By the end, you’ll feel confident and prepared to cover holidays, birthdays, and vacations — without the stress. ✨ Resources + Next Steps: Grab the Budgeting Basics Bundle for my ready-to-use templates that make setting up sinking funds simple (use code HMMPODCAST) Book a 1:1 Strategy Call with me to create a personalized money plan (use code HMMPODCAST) Apply for Private Coaching and schedule your free consultation call Open a SoFi High-Yield Savings Account to separate your sinking funds and earn a bonus If this episode encouraged you, please take a minute to leave a rating and review. It helps more women discover the show and start their own money breakthroughs!

Do you ever feel a pit in your stomach after swiping your card, even when it’s for something as simple as groceries or a coffee? You’re not alone. So many women carry unnecessary guilt every time they spend money, and it creates a cycle of shame, overspending, and stress. In this episode of the Her Money Mindset Podcast, we’re breaking down where that guilt actually comes from, how to tell the difference between healthy and unhealthy money guilt, and practical steps you can take today to spend with confidence. You’ll learn how to reframe your budget as a permission slip instead of a punishment, set aside guilt-free money for the things you love, and finally release the shame that keeps you stuck. 💡 Listener Bonus: As a thank you for being a loyal podcast listener, you can use code HMMPODCAST for 15% off any of my products. 👉 Links & Resources: Grab the Budgeting Basics Bundle Apply for Her Money Method Private Coaching Book a 1:1 Strategy Call Check out SoFi Start investing with Acorns If this episode encouraged you, it would mean so much if you left a review on Apple Podcasts or Spotify. Reviews help more women find the show and start their own money transformation! 💕

Is your budget feeling out of control — like no matter what you do, you’re always playing catch-up? You’re not alone. In this episode of the Her Money Mindset Podcast, I’m breaking down The 5-Step Budget Reset for Busy Women — a simple, practical process to help you realign your spending, simplify your categories, and finally feel in charge of your money again. You’ll learn how to: Review where your money’s really going (without judgment) Identify the priorities that matter most in your life Simplify your budget so it actually works when you’re busy Automate systems that save time and stress Build a weekly reset ritual that keeps you consistent Whether your goal is to stop living paycheck to paycheck, save for your next big milestone, or just feel less stressed about money, this episode will give you the exact steps to hit reset and move forward with confidence. 👉 Ready to take your reset even further? Grab the Budgeting Basics Bundle for my complete starter kit. Apply for Her Money Method Private Coaching to get personalized support. Book a 1:1 Strategy Call if you want fast clarity on your next step. Start growing your money today with my favorite tools: SoFi for banking + HYSA and Acorns for automatic investing. It’s time to give your budget the fresh start it deserves — press play and let’s do this together!

Too often we tie our self-worth to our income — but your paycheck is not your identity. In this episode of Her Money Mindset Podcast, we’re unpacking how money and identity get tangled together, why it leaves you stuck in shame or pressure, and how to root your worth in something stronger than your bank balance. You’ll learn how to break free from identity traps, reframe your money mindset, and build confidence without letting your income define who you are. ✨ Ready to take action? Grab the Budgeting Basics Bundle — all my best tools to get more money back in your pocket. Book a 1:1 strategy call or a free consultation for Her Money Method private coaching if you’re ready for personal support. Start building wealth today with SoFi (get up to $325 when you sign up) and Acorns (start investing with just your spare change). 💡 Special Labor Day Offer: Use code LABORDAY for 20% off all weekend — ends September 2nd! And if this episode encouraged you, make sure to follow the show and leave a quick review so more women can find these conversations. 💛

When money feels tight, it’s easy to spiral into stress and overwhelm. That’s where a bare bones budget comes in. This isn’t about restriction—it’s about clarity and control. In this episode of the Her Money Mindset Podcast, I’m walking you through exactly how to create a budget that covers only the essentials, so you can keep your life running even in tough seasons. You’ll learn: What a bare bones budget is (and why it’s different from your regular budget) The exact steps to build one when income dips or expenses rise How to decide what’s essential vs. what can wait Mindset shifts to remind yourself this is temporary, not forever By the end, you’ll have the confidence to know your baseline and the peace of mind that you can make it work, even when things are tight. ✨ Resources + Links: Grab my Budgeting Basics Bundle to build your own budget step-by-step. Remember to use code HMMPODCAST for 15% off!  Book your 1:1 Strategy Call to get a customized plan for your money. Remember to use code HMMPODCAST for 15% off!  Book a free consultation call for Her Money Method private coaching and get a personalized strategy for your financial goals. Start automating your savings + investing with Acorns and earn more with a high-yield savings account from SoFi. If this episode helped you, the best way to support the show is by leaving a review. This helps more women like you discover these tools and start building financial freedom.💕

Have you ever felt like you’re “too old” or too far behind to finally get your finances in order? Maybe you’ve made mistakes with money in the past, or you feel like you’ve missed your window to save, invest, or pay off debt. Let me remind you — it is absolutely not too late to turn things around. In this episode of Her Money Mindset, I’m breaking down why so many women feel like they’ve fallen behind, how to reframe your money mindset, and the practical steps you can take today to get on the right track. Whether you’re starting at 25, 35, 45, or beyond — your financial journey is still yours to create. ✨ You’ll learn how to: Release the guilt of past money mistakes Build a today-forward budget that works for you Start small with saving and debt payoff goals Take action no matter what stage of life you’re in 💡 Ready for more? Grab my free 7-Day Money Reset to start making quick money wins → get your freebie today! Explore the Budgeting Basics Bundle for step-by-step tools to budget smarter and pay down debt → ready to use budgeting tools Book a free consultation for 1:1 Private Coaching if you want personalized, long-term support → Let’s chat 💕 Not ready for full coaching yet? Book a one-time 1:1 Strategy Call to create a clear plan for your next financial move → Let’s come up with a money plan today Start investing with just your spare change using Acorns → get $5 just for using my link to join! Open a high-yield savings account with SoFi and earn way more interest than a regular bank → get up to $325 just for using my link! 💖 If this episode encouraged you, please take a minute to leave a review on Apple Podcasts or Spotify. Your reviews help more women discover this show and start their own money transformation. Remember, it’s never too late to change your money story — your best financial days can absolutely start today.

If you’ve ever stood in front of your fridge at 6pm, wondering what to make, feeling stressed and tempted to grab takeout—you’re not alone. The truth is, not having a meal plan drains both your wallet and your energy. But the good news? Meal planning doesn’t have to be complicated or time-consuming. In this episode of Her Money Mindset, I’m sharing how to meal plan on a budget so you can save money, cut stress, and make weeknights easier. You’ll learn why meal planning is one of the biggest money-savers you’re probably overlooking, how to start without overwhelm, and simple grocery tips that actually stick. ✨ Grab my free 7 Day Money Reset to get more money back in your pocket in just one week.  ✨ Open a SoFi high-yield savings account and make your money work harder (and get a $25 bonus just for using my link)  ✨ Want to go deeper? Snag the Budgeting Basics Bundle to master your money. ✨ Book a 1:1 Strategy Call with me to create a custom money plan. ✨ Or, schedule your free consultation call for Her Money Method coaching today. 💖 If you found this episode helpful, please take 30 seconds to leave a rating and review—it helps more women find these tips and build confidence with their money.

Most people think budgeting means cutting out everything fun, but that couldn’t be further from the truth. In this episode of Her Money Mindset, we’re flipping that belief on its head. I’ll show you why budgeting isn’t about restriction at all. It’s about respecting yourself, your goals, and your future. You’ll learn how to reframe “I can’t spend that” into “I’m choosing not to” without feeling deprived, plus practical ways to make your budget feel freeing instead of frustrating. Whether you’re tired of feeling guilty about money, ready to start saving without giving up everything you love, or just want a healthier relationship with your finances, this episode will help you shift your perspective and take control. ✨Links & Resources Mentioned in This Episode: Budgeting Basics Bundle – Get 15% off with code HMMPODCAST Mortgage Payoff Calculator – Pay off your home faster 1 Time 1:1 Strategy Call- figure out your budget and get a plan to leave  you feeling confident (be sure to use code HMMPODCAST for 15% off!) Private Coaching Free Consultation Call – schedule a free, no judgement call with me to see if Her Money Method, my private money coaching program is right for you! Get yourself scheduled today, there’s only 5 spots left for August! 💕 SoFi High-Yield Savings – Earn more on your savings DM me your money goal for the week over on Instagram: @hermoneymindsets_

Your budget used to work perfectly… until it didn’t. Now you’re overspending, feeling frustrated, and wondering if budgeting even works for you anymore. In this episode, I’m sharing why budgets stop working and the 5 steps to fix yours without starting over. From adjusting your numbers to simplifying categories and building in more flexibility, you’ll walk away with a realistic plan you can actually stick to. ✨Links & Resources: Budgeting Basics Bundle – Stop living paycheck to paycheck with my simple budgeting system. Mortgage Payoff Calculator – See how extra payments can save you thousands. Private Coaching Call or Free Consultation Call – Create a budget that works for your real life. SoFi High-Yield Savings – Earn 3.8% APY (vs. 0.2–0.4% average) + $25 bonus. One Month Expense Audit - Free resource to see where your money has been spent over 30 days 💕Use code HMMPODCAST for 15% off any budgeting tool or strategy call.💕 💬 DM me your biggest budget struggle on Instagram @hermoneymindsets_