Financial Wellness for All!
Welcome to your new go-to resource for financial education and empowerment. Whether you're an individual looking to improve your personal finances, a startup navigating the financial landscape, or a corporate professional seeking to enhance your financial wellness, our podcast offers valuable insights and practical advice to help you achieve financial stability and the peace of mind we all deserve.
-What we will cover:
This podcast is hosted by esteemed financial wellness coach and qualified accountant Arlyne Chinyanganya.
Arlyne, 2024 Top 50 Women in Accounting, a qualified accountant with over 12 years experience and Founder of Roots to Froots financial wellness. Roots to Froots mission is to give people a forum and the confidence to discuss finance. We make people comfortable talking about money and provide honest, clear advice.
Arlyne, the driving force behind Roots to Froots, envisions a fun and friendly approach to financial education. With a passion for spreading financial knowledge and eradicating the stress associated with money matters, Arlyne serves as a beacon for positive change. She is an award-winning entrepreneur, business development consultant, speaker, and business coach committed to the growth of small businesses and startups in Africa and the UK. She consults on investor readiness, business planning, marketing and consulting services for start-ups.
Additionally, Arlyne hosts panels & networking events particularly for CIMA as a Women in Leadership (WIL) ambassador to attract more women into the profession. Arlyne has hosted workshops for Foundervine, University of Arts London, giffgaff, O2, and moderated on the UK Black Business show!
Hosted on Acast. See acast.com/privacy for more information.
Financial Wellness for All!
Welcome to your new go-to resource for financial education and empowerment. Whether you're an individual looking to improve your personal finances, a startup navigating the financial landscape, or a corporate professional seeking to enhance your financial wellness, our podcast offers valuable insights and practical advice to help you achieve financial stability and the peace of mind we all deserve.
-What we will cover:
This podcast is hosted by esteemed financial wellness coach and qualified accountant Arlyne Chinyanganya.
Arlyne, 2024 Top 50 Women in Accounting, a qualified accountant with over 12 years experience and Founder of Roots to Froots financial wellness. Roots to Froots mission is to give people a forum and the confidence to discuss finance. We make people comfortable talking about money and provide honest, clear advice.
Arlyne, the driving force behind Roots to Froots, envisions a fun and friendly approach to financial education. With a passion for spreading financial knowledge and eradicating the stress associated with money matters, Arlyne serves as a beacon for positive change. She is an award-winning entrepreneur, business development consultant, speaker, and business coach committed to the growth of small businesses and startups in Africa and the UK. She consults on investor readiness, business planning, marketing and consulting services for start-ups.
Additionally, Arlyne hosts panels & networking events particularly for CIMA as a Women in Leadership (WIL) ambassador to attract more women into the profession. Arlyne has hosted workshops for Foundervine, University of Arts London, giffgaff, O2, and moderated on the UK Black Business show!
Hosted on Acast. See acast.com/privacy for more information.
In this episode of From Roots to Froots, we sit down with property investor Ernest Lukovnikovas, whose journey from low-paying jobs and long hours to financial freedom through real estate is nothing short of inspiring. 💼🏡
Ernest shares how he went from listening to Rich Dad Poor Dad during food delivery shifts to becoming an award-winning estate agent and a successful property investor. Along the way, he learned key lessons about mindset, valuation, and the power of leveraged growth — and now he’s helping others transform their futures through smart investing.
✨ In this episode, we explore:
Ernest’s journey into property investing and early lessons learned
The key skills from estate agency that give investors a winning edge
Different property investment strategies: Buy-to-Let, HMO, Flips, Rent-to-Rent & more
Common mistakes new investors make (and how to avoid them!)
The value of mentorship and working with professionals vs. going solo
How to choose the right wealth-building vehicle — property, stocks, crypto, or something else
Why mindset, patience, and research matter more than hype
💡 Whether you’re a first-time buyer, aspiring investor, or entrepreneur looking to diversify your income, this conversation offers practical, real-world advice you can start applying today.
📚 Mentioned in this episode:
Rich Dad Poor Dad by Robert Kiyosaki
Property solicitor timeline (available on Ernest’s LinkedIn page)
🔔 Subscribe to From Roots to Froots for more empowering conversations on finance, entrepreneurship, and building generational wealth.
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
#PropertyInvestment #WealthBuilding #FinancialFreedom #RealEstateUK #InvestingTips #PassiveIncome #MoneyMindset #Entrepreneurship #FromRootsToFroots
In this episode, Arlyne explores the alarming rise of online scams and cryptocurrency fraud targeting the African diaspora. As digital finance becomes more accessible, so too have scams evolved — exploiting trust, cultural networks, and promises of quick financial growth. With advanced technology and AI-driven fraud, these crimes are harder to detect and even harder to prosecute.
We discuss how financial literacy, community education, and critical thinking can protect individuals from falling victim to scams — and why these digital threats are more than just financial losses; they’re an issue of trust, identity, and empowerment.
The Digital Trap: How Technology Has Transformed Scam: Scammers now use deepfakes, cloned websites, and AI chatbots to appear legitimate.
Cryptocurrency “investment clubs” and fake trading platforms are on the rise across WhatsApp and Telegram.
Why the African Diaspora Is Particularly Vulnerable.
Community trust networks are manipulated through social proof (“friends” or family members sharing fake success stories).
Financial exclusion and limited access to credible investment advice increase exposure to unregulated schemes.
Crypto Scams: The New Frontier
Fake exchanges and “celebrity-endorsed” crypto tokens have become common traps.
Victims often lose thousands through “get-rich-quick” programs advertised via social media influencers.
Financial Literacy as Defence
Empowering communities through education and open dialogue is key.
Encouraging people to verify registration of financial platforms (e.g., FCA register).
Promoting peer accountability and transparent money discussions.
Building Trust in a Digital Age
Community-led financial education programs (like Roots to Froots) help individuals make informed digital finance decisions.
Verify before you invest: Always check if the company is FCA regulated.
Be cautious of unsolicited investment offers and “guaranteed returns.”
Discuss money openly with trusted peers — secrecy benefits scammers.
Use secure, traceable payment methods — avoid crypto transfers to unverified wallets.
The Guardian – “Crypto Scams on the Rise Amid Cost of Living Crisis” (2024)
Reuters – “How AI Is Powering the Next Generation of Financial Fraud” (2024)
🌱 From Roots to Froots | Faith, Finances & Freedom with Benedicta Egbeme
In this inspiring episode, Arlyne sits down with Benedicta Egbeme — financial adviser, wealth strategist, and Apostle to the marketplace — to explore the deep connection between faith, mindset, and money.
Together, they discuss:
✨ How Benedicta’s journey led her from traditional financial advising to helping individuals and business owners align spiritual wellbeing with financial success
💡 The first money lesson that changed her life — and how your own mindset can transform your wealth
🧘🏽♀️ Why fear, shame, and scarcity often block abundance — and how spirituality can open the door to financial freedom
💰 The biggest money mistakes entrepreneurs make and how to avoid them
👩🏽💼 The unique challenges women face with money — and how mentorship and community can change everything
🌍 What “wealth transformation” truly means — and how to start building legacy wealth right where you are
🎧 Tune in to learn how to combine practical money management with purpose, faith, and alignment.
Recommended Resources:Book: The Bible for timeless financial wisdom.
YouTube: https://www.youtube.com/@BenedictaEgbeme
Don't forget to follow Benedicta https://www.benedictaegbeme.com on social media
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Keep Shining 🚀🤩#FinancialWellness #FaithAndFinance #WomenInBusiness #MoneyMindset #WealthTransformation #FromRootsToFroots
Black History Month
A topic often discussed by the black diaspora is Black Tax
"Black tax" refers to the ongoing financial support provided by successful Black individuals to their less fortunate family members, a practice with roots in South African apartheid but now widespread in other countries, driven by cultural obligations like the philosophy of Ubuntu, but also by socio-economic factors. This support, which can include paying for school fees, medical expenses, or living costs, serves as a duty and a sign of respect but can also feel like a heavy and stressful burden, impacting the professional's own financial goals and well-being.
Seeds to sow:
Keeping your finances in check.
Weekly micro-budgeting. If you're having trouble staying organised on a monthly basis, make a weekly plan.
Know your boundaries and stick to them.
Money isn't your only resource.
Don't be afraid to have ''tough'' discussions and agree on expectations with others.
Take care of yourself.
Budget for Black Tax.
Read Natalie Magosha's article: https://retirement.fidelity.co.uk/news-insights/workplace-investing/saving/black-tax-and-what-it-means-to-me/
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
#FinancialWellbeing #RootsToFroots
Introducing Oliver Saiman & Katherine Waller – Founders of 6 Degrees 🌱💡
In this episode, we dive into purpose-led wealth management, answering “how much is enough,” and how emotions shape investing success. We also explore tax efficiency, estate planning, and using tech to build healthier money habits.If you’re an entrepreneur or family looking to align wealth with purpose, this is a must-listen.📲 Learn more about 6 Degrees and their journey inside.Call to Action: Don't forget to follow 6 Degrees https://thisis6.com
Comment below and share your focus word!
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Are you ready to lock in? 💡
This episode dives into what it really means to stay focused in a world full of distractions — beyond the social media trend. We’ll explore practical strategies and mindset shifts to help you protect your mental health, stay consistent, and create a life of clarity and intention.👉 In this episode, we cover:00:00 – Intro: What does “Lock In” really mean?01:30 – Mental health & the foundation of consistency05:51 – The dissonance loop: why we say one thing but do another07:30 – Procrastination & how to take the first step9:00 – Overwhelm, doing too much & how to get unstuck12:30 – Seasonal change, intention & vision boarding15:00 - How to set an intention20 :00 – Final reflections & Lock In challenge 🌱✨ Key Takeaway: Locking in isn’t about grind culture — it’s about clarity. Do less, but with intention.📌 Journal Prompt: What’s ONE area of your life you’re going to lock into this season? Comment below and share your focus word!
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
#LockIn #Podcast #Focus #MentalHealth #Procrastination #Consistency #FinancialWellbeing #RootsToFroots
Join us for an insightful conversation with Rotimi Merriman-Johnson, the founder of Mr. Money Jar, as we delve into financial education, the power of compounding, and the importance of communication in today's rapidly changing world.
Key Highlights:
Recommended Resources:
Book: "The Richest Man in Babylon" for timeless financial wisdom.
YouTube: Warren Buffett interviews for insights on investing and life.
Call to Action: Don't forget to follow Mr. Money Jar on social media and support our podcast by leaving a rating and subscribing to our channel.
Join us next week for more Seeds to Sew!
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
#FinancialEducation #Compounding #MrMoneyJar #Investing #AI
Welcome to From Roots To Froots, your financial wellness Podcast!In this conversation, Arlyne Chinyanganya discusses the critical aspects of pricing strategies and marketing for businesses. She emphasizes the importance of understanding the four Ps: Product, Price, Place, and Promotion, and how they interconnect to drive revenue growth. Arlyne shares insights on identifying customer needs, setting the right price, choosing the appropriate sales channels, and effectively promoting products. The discussion also highlights common mistakes businesses make in pricing and the significance of market research.
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome to From Roots to Froots with Arlyne Chinyanganya
In this conversation, Arlyne Nanna explore the complexities of funding ecosystem in the UK for women. Nanna shares her journey to Mexico, starting several businesses and the very real impacts of financial pressures.
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
Apply for the Gundhership grant https://apply.omegasseven.org/
Follow Nanna: Linkedin
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome back to From Roots to Froots with Arlyne Chinyanganya
In this engaging conversation, Arlyne speaks with Sarah Tucker, the founder of The Mortgage Mum, about the complexities of the mortgage market and the importance of financial literacy, especially for women. They discuss the challenges faced by first-time buyers, the evolving property market, and the significance of understanding mortgages. Sarah shares her personal journey of transitioning from a legal PA to a mortgage advisor, driven by her desire to be more present for her children. The discussion also touches on the balance between work and family life, the common fears surrounding property investment, and the need for empowerment through financial knowledge.
Connect with Sarah Tucker on Website, Linkedin & Instagram
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Welcome back to From Roots to Froots with Arlyne Chinyanganya
This week we discuss student finance with The Time Feel better about money snippets. Arlyne discusses her experience paying of her loan with Holly Mead
Good luck to all A level students
Let us know if you think the student loan system needs a revamp
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome to From Roots To Froots, your financial wellness Podcast!
In this conversation, Arlyne Chinyanganya and Hayley James explore the complexities of financial wellbeing, focusing on the impact of social capital, gender inequalities, and the importance of community in financial education. Hayley shares her journey into financial research, discussing the threshold adult effect in pension saving decisions and the psychological impacts of financial pressures. They emphasise the need for innovative financial management strategies and the importance of everyday financial conversations to address systemic inequalities.
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
Pension Saving in a Gendered Lifecourse (The Gendered Economy) by Hayley James https://amzn.eu/d/c9NQfkl
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome to From Roots To Froots, your financial wellness Podcast!
In this episode Arlyne Chinyanganya and Khanyi Tshabalala discuss the link between financial instability and mental health—navigating the emotional toll of rising expenses, stagnant wages, and the pressure to “bounce back” without adequate support. From rent stress to credit fatigue, this conversation explores how economic systems shape our sense of safety and self-worth.
📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth!
Follow The Lantern podcast https://youtu.be/LQ5mqfuQx3M?si=Q4rTaCX6s4p8WACy
From Roots to Froots ep 6 https://youtu.be/VEgbdfLja7k
Get in touch with any questions about a topic discussed: Email talktous@rootstofroots.com
Follow Khanyi Tshabalala
Linkenin: https://www.linkedin.com/in/khanyi-tshabalala-2b3861141/
Instagram: https://www.instagram.com/the_lanternpodcast
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome to From Roots To Froots, your financial wellness Podcast!
In this episode, Arlyne Chinyanganya joins Telisha Matthews on the Unspoken Series stage discussing sisterhood in the workplace and business. What does true sisterhood in the workplace mean to you?📌 Don't forget to LIKE, COMMENT & SUBSCRIBE for more insights on financial growth! 💡💵Get in touch with any questions about a topic discussed: Email talktous@rootstofroots.comFollow Telisha Matthews on Linkenin & InstagramLink to her event: Public Speaking Unlocked
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Welcome to From Roots To Froots, your financial wellness Podcast!In this episode, Arlyne Chinyanganya discusses the importance of financial control, budgeting, debt management, and investing. She emphasises that many people feel overwhelmed by their finances and provides practical guidance on how to take control. The conversation covers the basics of budgeting, the impact of debt, the importance of savings, and the fundamentals of investing, including the power of compounding.
This is not financial or investment advice.
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
Welcome to From Roots To Froots, your financial wellness Podcast!
In this episode, Arlyne Chinyanganya explores key themes from 'The Psychology of Money,' emphasising that financial success is more about behaviour than intelligence. She discusses the importance of patience, the role of luck and risk, and the power of compounding in building wealth. Arlyne also highlights the dangers of consumerism and the need to understand individual relationships with money, ultimately encouraging listeners to reflect on their financial attitudes and practices.
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
Chapters
00:00 The Journey of Survivor: A Metaphor for Resilience
00:55 Lessons from 'The Psychology of Money'
02:46 Behavior Over Intelligence in Financial Success
07:08 The Role of Luck and Risk in Financial Outcomes
12:50 The Power of Compounding and Long-Term Thinking
16:04 Wealth Beyond Material Possessions
18:31 Individual Relationships with Money
21:32 Introduction and Call to Action
Happy Birthday Roots to Froots. 5years of growing our community through coaching, social media and events.
Summary
In this conversation, Arlyne Chinyanganya shares her journey as a female founder navigating the challenges of securing investment and building her business, Roots to Froots. She emphasizes the importance of support networks, leadership, and the need to act quickly on ideas. Arlyne also discusses the pitfalls of comparison in business and the necessity of seeking professional help to foster growth.
Seeds to sow
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
Chapters
00:00 The Journey Begins: From Side Hustle to Business
02:19 Building a Support System: The Importance of Community
04:30 Finding Mentorship and Guidance for Success
04:56 The Journey of a Female Founder
07:48 Lessons in Leadership and Asking for Help
15:34 Overcoming Comparison and Embracing Individuality
17:49 The Importance of Professional Support and Team Building
26:35 Introduction and Call to Action
Welcome to From Roots To Froots, your financial wellness Podcast!
In this conversation, Arlyne interviews Financial Educator Tolu Frimpong who shares her journey from being in significant debt to becoming a financial educator. She discusses the importance of budgeting, communication about finances in relationships, and teaching children about money management. Throughout the discussion, Tolu provides practical advice and insights into the world of personal finance, encouraging listeners to take control of their financial futures.
Seeds to Sow:
Tolu Frimpong - How I paid off £36,000 Debt: 10 steps to debt freedom.
Tolu's Book Recommendation: 📚The Psychology of Money, Morgan Housel
📚 Your Money Your Life, Vicky Robin & Joe Dominguez
Follow Tolu on Instagram & Linkedin
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Roots To Froots Instagram
Roots To Froots Homepage
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
Chapters
00:00 The Importance of Recording Conversations
01:02 Introduction to Financial Education
01:52 Tolu's Journey to Financial Education
06:01 Communicating About Money with Partners
09:04 Preventing Debt Accumulation
11:02 Zero-Based Budgeting Explained
15:07 Making Sacrifices for Financial Goals
18:50 Teaching Children About Money Management
22:50 The Dangers of Buy Now, Pay Later Schemes
25:34 Pay Yourself First: The Foundation of Wealth Building
28:29 Evaluating the Jump: From Job to Side Hustle
31:03 The Reality of Entrepreneurship: Planning for the Unexpected
33:07 Impact of Financial Education: Real-Life Transformations
36:04 Leveraging Digital Marketing Skills for Financial Education
38:28 Embracing Change: The Journey into Financial Education
41:09 Juggling Responsibilities: Advice for Moms
45:38 Transformative Steps to Debt Freedom
48:17 Looking Ahead: Future Projects and Aspirations
Welcome to From Roots To Froots, your financial wellness Podcast!
In this engaging conversation, Anna Samuels shares her journey from being an accountant to becoming a successful entrepreneur and founder of Box, a fitness platform. She discusses the challenges she faced during the COVID-19 pandemic, the importance of financial literacy, and her experiences with raising capital. Anna emphasises the significance of self-care, wellness, and living with intention while navigating the entrepreneurial landscape. She also offers valuable insights on testing business ideas, the importance of networking, and the need for balance in life and work.
Book Recommendation: 📚Eat that Frog, Brian Tracy
📚 Rushing women syndrome, Dr. Libby Weaver
📚 Let them, Mel Robbins
Our world, My roots https://ourworldmyroots.com
📩 Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Boxx on Instagram & Website
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
Welcome to From Roots To Froots, your financial wellness Podcast!
Let's create new habits using Atomic Habits as a guide. Arlyne emphasises the need for positive habits in financial management, particularly during payday, and outlines a seven-step process to establish a successful payday routine. The conversation also touches on the significance of reflecting on financial habits and managing irregular income, especially for freelancers.
Book Recommendation:📚Atomic Habits: James Clear
📩 Want a copy of the budgeting Excel template mentioned in the episode? Email us at talktous@rootstofroots.com
🎟️ Join our next in-person workshop: Eventbrite
Follow Arlyne on Instagram & LinkedIn
Podcast producer: Heroes Never Die
Other Useful Links:
Watch From Roots To Froots on YouTube
Order your free budget planner here
Thank you to our partner PensionBee - a leading online pension provider who are on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. Self-employed pension savers can even open a flexible pension plan, contributing as often or as little as they like.
Their website and award-winning app make retirement planning simple with helpful tools like their Pension Calculator, blogs, videos and their monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee.
When investing, your capital is at risk.
