Financial Wellness for All!
Welcome to your new go-to resource for financial education and empowerment. Whether you're an individual looking to improve your personal finances, a startup navigating the financial landscape, or a corporate professional seeking to enhance your financial wellness, our podcast offers valuable insights and practical advice to help you achieve financial stability and the peace of mind we all deserve.
-What we will cover:
This podcast is hosted by esteemed financial wellness coach and qualified accountant Arlyne Chinyanganya.
Arlyne, 2024 Top 50 Women in Accounting, a qualified accountant with over 12 years experience and Founder of Roots to Froots financial wellness. Roots to Froots mission is to give people a forum and the confidence to discuss finance. We make people comfortable talking about money and provide honest, clear advice.
Arlyne, the driving force behind Roots to Froots, envisions a fun and friendly approach to financial education. With a passion for spreading financial knowledge and eradicating the stress associated with money matters, Arlyne serves as a beacon for positive change. She is an award-winning entrepreneur, business development consultant, speaker, and business coach committed to the growth of small businesses and startups in Africa and the UK. She consults on investor readiness, business planning, marketing and consulting services for start-ups.
Additionally, Arlyne hosts panels & networking events particularly for CIMA as a Women in Leadership (WIL) ambassador to attract more women into the profession. Arlyne has hosted workshops for Foundervine, University of Arts London, giffgaff, O2, and moderated on the UK Black Business show!
Hosted on Acast. See acast.com/privacy for more information.
Financial Wellness for All!
Welcome to your new go-to resource for financial education and empowerment. Whether you're an individual looking to improve your personal finances, a startup navigating the financial landscape, or a corporate professional seeking to enhance your financial wellness, our podcast offers valuable insights and practical advice to help you achieve financial stability and the peace of mind we all deserve.
-What we will cover:
This podcast is hosted by esteemed financial wellness coach and qualified accountant Arlyne Chinyanganya.
Arlyne, 2024 Top 50 Women in Accounting, a qualified accountant with over 12 years experience and Founder of Roots to Froots financial wellness. Roots to Froots mission is to give people a forum and the confidence to discuss finance. We make people comfortable talking about money and provide honest, clear advice.
Arlyne, the driving force behind Roots to Froots, envisions a fun and friendly approach to financial education. With a passion for spreading financial knowledge and eradicating the stress associated with money matters, Arlyne serves as a beacon for positive change. She is an award-winning entrepreneur, business development consultant, speaker, and business coach committed to the growth of small businesses and startups in Africa and the UK. She consults on investor readiness, business planning, marketing and consulting services for start-ups.
Additionally, Arlyne hosts panels & networking events particularly for CIMA as a Women in Leadership (WIL) ambassador to attract more women into the profession. Arlyne has hosted workshops for Foundervine, University of Arts London, giffgaff, O2, and moderated on the UK Black Business show!
Hosted on Acast. See acast.com/privacy for more information.

In this episode, Arlyne explores the alarming rise of online scams and cryptocurrency fraud targeting the African diaspora. As digital finance becomes more accessible, so too have scams evolved — exploiting trust, cultural networks, and promises of quick financial growth. With advanced technology and AI-driven fraud, these crimes are harder to detect and even harder to prosecute.
We discuss how financial literacy, community education, and critical thinking can protect individuals from falling victim to scams — and why these digital threats are more than just financial losses; they’re an issue of trust, identity, and empowerment.
The Digital Trap: How Technology Has Transformed Scam: Scammers now use deepfakes, cloned websites, and AI chatbots to appear legitimate.
Cryptocurrency “investment clubs” and fake trading platforms are on the rise across WhatsApp and Telegram.
Why the African Diaspora Is Particularly Vulnerable.
Community trust networks are manipulated through social proof (“friends” or family members sharing fake success stories).
Financial exclusion and limited access to credible investment advice increase exposure to unregulated schemes.
Crypto Scams: The New Frontier
Fake exchanges and “celebrity-endorsed” crypto tokens have become common traps.
Victims often lose thousands through “get-rich-quick” programs advertised via social media influencers.
Financial Literacy as Defence
Empowering communities through education and open dialogue is key.
Encouraging people to verify registration of financial platforms (e.g., FCA register).
Promoting peer accountability and transparent money discussions.
Building Trust in a Digital Age
Community-led financial education programs (like Roots to Froots) help individuals make informed digital finance decisions.
Verify before you invest: Always check if the company is FCA regulated.
Be cautious of unsolicited investment offers and “guaranteed returns.”
Discuss money openly with trusted peers — secrecy benefits scammers.
Use secure, traceable payment methods — avoid crypto transfers to unverified wallets.
The Guardian – “Crypto Scams on the Rise Amid Cost of Living Crisis” (2024)
Reuters – “How AI Is Powering the Next Generation of Financial Fraud” (2024)