Winning Isn't Easy: Long-Term Disability ERISA Claims

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Winning Isn't Easy: Long-Term Disability ERISA Claims

Nancy L. Cavey

191 episodes

5 days ago

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims." Most people think proving a soft tissue injury should be simple - pain is pain, right? But in Long-Term Disability claims, carriers see it differently. Conditions like chronic back strains...

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Health & Fitness

All content for Winning Isn't Easy: Long-Term Disability ERISA Claims is the property of Nancy L. Cavey and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims." Most people think proving a soft tissue injury should be simple - pain is pain, right? But in Long-Term Disability claims, carriers see it differently. Conditions like chronic back strains...

Show more...

Health & Fitness

Episodes (20/191)

Winning Isn't Easy: Long-Term Disability ERISA Claims

Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims." Most people think proving a soft tissue injury should be simple - pain is pain, right? But in Long-Term Disability claims, carriers see it differently. Conditions like chronic back strains...

5 days ago

21 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages." Most people think that winning an ERISA disability claim comes down to proving you’re sick or injured enough to stop working. But that’s only half the battle. The real fight often happens on the ...

1 week ago

30 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Frozen, Torn, or Unstable: Proving Shoulder Disability Claims

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 36 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Frozen, Torn, or Unstable: Proving Shoulder Disability Claims." Most people think that getting disability benefits for shoulder problems is as simple as showing medical proof - MRI results, surgical records, or doctor’s notes about your pain and limited motion. But whe...

2 weeks ago

27 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 35 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim." Most people think that winning a Long-Term Disability claim is all about proving you’re sick or injured, with medical records, doctor’s notes, or diagnostic tests. But in ERISA claims, t...

3 weeks ago

23 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 34 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim." Most people assume that a breast cancer diagnosis automatically guarantees Long-Term Disability benefits, but in ERISA claims, it’s rarely that simple. Insurance companies often do...

1 month ago

28 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

From Canes to Tech: Proving Disability with Assistive Devices

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 33 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "From Canes to Tech: Proving Disability with Assistive Devices." Most people assume that using a cane, walker, or wheelchair automatically proves disability - but in ERISA claims, it’s rarely that simple. Insurance carriers don’t approve benefits just because you use an...

1 month ago

18 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Disability Claims: Your Questions About the Medical Side, Answered

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 32 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability Claims: Your Questions About the Medical Side, Answered." Most people assume proving disability is as simple as saying, “I can’t work.” But in ERISA claims, the medical side is where cases are often won - or lost. A diagnosis or doctor’s note isn’t enough. C...

1 month ago

32 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Disability Law, Explained: Tackling Your Most Pressing Questions

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 31 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability Law, Explained: Tackling Your Most Pressing Questions." Most people assume disability insurance and ERISA benefits will protect them when they can’t work. But the reality is often far more complicated. In this episode of Winning Isn’t Easy, we’re tackling th...

1 month ago

19 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Getting Long-Term Disability Benefits for Stevens-Johnson Syndrome

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 30 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Getting Long-Term Disability Benefits for Stevens-Johnson Syndrome." Most people expect Long-Term Disability insurance to step in when illness or injury prevents them from working. But for those living with the aftermath of Stevens-Johnson Syndrome (SJS), the reality i...

2 months ago

31 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

When Your Disability Insurance Carrier Isn’t a Disability Specialist - What You Need to Know

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 29 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "When Your Disability Insurance Carrier Isn’t a Disability Specialist - What You Need to Know." Most people buy disability insurance trusting the name on the policy. If a major insurer sells it, surely they know how to handle disability claims - right? Not always. For m...

2 months ago

19 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Disability and Disputed Illnesses: Navigating Claims Without Full Medical Recognition

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 28 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability and Disputed Illnesses: Navigating Claims Without Full Medical Recognition." Some medical conditions cause symptoms so real and severe that they disrupt daily life, yet remain disputed or only partly recognized by mainstream medicine. For patients, it is not...

2 months ago

30 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Vascular Malformations of the Brain

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 27 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Vascular Malformations of the Brain." Vascular malformations of the brain may be rare - but when they strike, the effects can be devastating. These defects in the brain’s blood vessels can trigger seizures, strokes, cognitive decline, and even life-threatening hemorrha...

2 months ago

20 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Understanding "Own Occupation" Benefits Under ERISA Disability Insurance

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 26 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Understanding "Own Occupation" Benefits Under ERISA Disability Insurance." “Own Occupation” and “Any Occupation” might sound like simple terms - but in the world of Long-Term Disability insurance, they can make or break your claim. In today’s episode, disability law ex...

3 months ago

27 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 25 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits." Pregnancy and Short-Term Disability don’t always go hand in hand - at least not the way they should. In today’s episode, disability law expert Nancy L. Cavey sheds light on a critical issue a...

3 months ago

25 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Hidradenitis Suppurativa

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 24 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Hidradenitis Suppurativa." Think hidradenitis suppurativa is just a skin condition? Think again. In today’s episode, disability law expert Nancy L. Cavey takes us deep into the realities of living - and working - with HS, a painful, chronic condition that affects far m...

3 months ago

27 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Medical Residents and Disability Insurance

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 23 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Medical Residents and Disability Insurance." Think disability insurance can wait? Think again. In today’s episode, disability law expert Nancy L. Cavey breaks down one of the most important, yet often overlooked, decisions facing medical residents and fellows: protecti...

4 months ago

23 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Living with a Voice Disorder: Sue Payne on Spasmodic Dysphonia, the Disability Process, and Finding New Purpose

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 22 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Living with a Voice Disorder: Sue Payne on Spasmodic Dysphonia, the Disability Process, and Finding New Purpose." Thinking your voice doesn’t matter? Think again. In this powerful episode, disability law expert Nancy L. Cavey sits down with advocate and community leade...

5 months ago

45 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Applying for a Disability Insurance Policy

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Applying for a Disability Insurance Policy." Thinking about applying for disability insurance? Before you check a box or sign on the dotted line, join disability law expert Nancy L. Cavey for a deep dive into the often-overlooked first step in protecting your income: t...

5 months ago

26 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Questions About Disability Insurance, Policies, and Claims

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Questions About Disability Insurance, Policies, and Claims." What do you really need to know about disability insurance, policies, and claims – before, during, and after you file? In this episode, disability law expert Nancy L. Cavey answers key questions about how dis...

5 months ago

30 minutes

Winning Isn't Easy: Long-Term Disability ERISA Claims

Understanding CPET Examinations with Guest Dr. Betsy Keller

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 19 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Understanding CPET Examinations with Guest Dr. Betsy Keller." What if one test could offer the hard proof patients with ME/CFS, Long COVID, and fibromyalgia have been waiting for? Join disability law expert Nancy L. Cavey as she dives into one of the most important – a...

5 months ago

50 minutes