Ever wondered how the wealthy invest beyond stocks and bonds?
🤔 In this episode of What The Wealthy Do, we’re breaking down four major investment vehicles that ultra-wealthy individuals use to grow their money — funds, SPVs (syndications), angel investing, and direct investing.
💡 You’ll learn what each model means, how they work, and the pros and cons of using them to access private markets. Whether you’re curious about building wealth through alternative investments or just want to understand how rich investors play the game — this episode is for you.
📈 Key Takeaways:
The difference between funds, SPVs, angel, and direct investing
How the wealthy use these models to scale their wealth
Why access to private markets changes the game
✨ Tune in, take notes, and start thinking like the wealthy.
If you’re ready to elevate your money mindset — like, follow, and subscribe to What The Wealthy Do for more insights every week.
Did you know that nearly 4 out of 5 ultra-high-net-worth individuals put almost half their wealth into alternative investments? This is the wealth gap’s secret.
Most of us focus on stocks and bonds, but the major wealth generators are playing in the private capital markets — assets that many don’t even know exist.
In this episode, we pull back the curtain on the private capital markets: what they are and more importantly why you should care. You’ll learn about diversification, outsized return potential, and the wealth strategy the rich don’t talk about.
If you’re serious about building generational wealth, subscribe and join us each week on What The Wealthy Do. Share this episode with someone who’s ready to step up their money game.
Ever wondered why the wealthy don’t just invest in stocks and bonds?
In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down the difference between public and private capital markets, revealing how ultra-high-net-worth individuals are building wealth through alternative investments like real estate, venture capital, and private equity.
💡 The wealthy invest differently — and it’s not just luck.
📉 Relying only on the traditional 60/40 stock-bond portfolio no longer works in today’s market.
💰 Discover how adding alternative investments can diversify your portfolio, reduce risk, and grow your wealth faster.
🎧 Tune in now to learn how to apply these wealth strategies to your own financial journey.
Welcome to What The Wealthy Do Podcast!
In this episode, Stephanie Dorsey breaks down two powerful but often overlooked wealth-building tools: Self-Directed IRAs and ROBS (Rollover Business Startup 401k).
You’ll discover how these strategies allow investors and entrepreneurs to:
Take control of retirement funds beyond traditional stocks and bonds
Invest in real estate, private equity, or even their own businesses
Use old 401(k)s strategically to unlock creative investment opportunities
Avoid common IRS pitfalls and self-dealing issues
Mix traditional, Roth, and alternative assets for smarter tax efficiency
💡 Why this matters: These tools give you more freedom, flexibility, and control — just like the wealthy do.
👉 Listen now and learn how to make your money work harder, not just sit in an account.
Welcome to What the Wealthy Do!
In this episode, Stephanie Dorsey breaks down the ins and outs of IRAs — both Traditional and Roth — and shows how the wealthy use both as tools to grow wealth while managing taxes.
You’ll learn:
The difference between Traditional IRA (pre-tax contributions) and Roth IRA (tax-free growth)
Contribution limits and income thresholds you must know
The smart strategy of converting between Traditional → Roth
Why diversifying your tax strategy in retirement is crucial
Whether you already know about IRAs or just want to get confident with them, this episode will give you clarity and action steps. Tune in and level up your financial knowledge.
Think saving alone will make you wealthy? Think again.
In this episode of What the Wealthy Do, Stephanie Dorsey breaks down why savings are only short-term protection, how inflation eats away at your dollars, and why investing with compound interest is the REAL wealth-building strategy.
Learn how the wealthy put their money to work and how you can do the same.👉 Listen to the full episode for more wealth-building strategies!
Discover the hidden corporate benefits that can save you thousands in taxes!
In this episode of What the Wealthy Do, Stephanie Dorsey breaks down how to use Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Spending Account (DCSA) to reduce taxable income and build long-term wealth.
✅ Learn why HSAs are the #1 triple tax-advantaged account in the U.S.
✅ See how FSAs can act like forced savings for health expenses.
✅ Use dependent care accounts to cut childcare costs and save big.
The wealthy don’t just make money—they keep more of it. Tune in to learn how you can leverage these overlooked corporate perks to protect your income and accelerate your wealth-building journey.
👉 Don’t forget to like, share, and subscribe for weekly wealth hacks in under 15 minutes!
Most people don’t realize they’re leaving free money on the table when it comes to their corporate benefits. In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down how you can maximize every corporate benefit available to you like the wealthy maximize their privilege.
We’ll uncover:
✅ How to maximize your 401k match and avoid throwing away thousands of dollars
✅ The overlooked mega backdoor 401K Roth conversion strategy that can grow your wealth tax-deferred
✅ Why employee stock purchase plans (ESPPs) are a hidden wealth-building hack
✅ How to shift your wealth mindset and stop fighting fair when it comes to money
If you’re a W-2 earner looking to build wealth smarter, not harder, this episode is packed with real strategies the wealthy never overlook.
👉 Don’t forget to subscribe, share, and leave us a ⭐⭐⭐⭐⭐ review if this episode helps you!
Want to know how the wealthy actually think about money and risk?
In this episode of What The Wealthy Do, Stephanie Dorsey breaks down the top 3 takeaways from the book The Psychology of Money by Morgan Housel and guides you through a simple risk profile quiz (conservative, moderate, aggressive) so you can know yourself and invest with confidence and alignment.
You’ll learn:
Why money is psychology and behavior, not just numbers
“Wealth is what you don’t see” (avoid flex culture)
How to identify your risk tolerance & choose investments that fit
👉 If this helped, share it with a friend and subscribe for weekly wealth hacks, mindset shifts, and smart investing tips.
Ever wonder how the wealthy seem to play by different money rules? 💰
In this episode of What The Wealthy Do, Stephanie Dorsey shares the biggest money mistakes she’s made—and the powerful lessons she’s learned about taxes, crypto, and real estate along the way.
You’ll hear:
How a missed crypto tax move cost thousands 💸
Why multifamily real estate can be a game-changer for wealth building 🏠
The exact tax strategies the wealthy use to keep more of their money 📉
This isn’t financial advice—it’s financial education designed to help you think like the wealthy and build smarter habits for your own wealth journey.
👉 Subscribe and share this episode with a friend who’s ready to level up their money mindset.
This is Part 3 of Episode 7 of the What the Wealthy Do Podcast.Here’s what the wealthy know (that most don’t): ✔️ Tax codes are written for those who understand them. ✔️ Donations + deductions can unlock massive tax savings. ✔️ These strategies aren’t just for the 1% — you can use them too.Stay tuned for Part 3, where we go even deeper into wealthy tax strategies like charitable giving and state and local tax deductions.Subscribe @WhatTheWealthyDo for more Tips and Tricks !
This is Part 2 of Episode 7 of What the Wealthy Do Podcast: How the Wealthy Move Money to Pay Less in Taxes.
Today’s focus? Bonus depreciation—a powerful tool that lets entrepreneurs, real estate investors, and business owners turn large purchases into massive tax savings.
👉 Watch Part 1 first, then dive in here. Don’t forget to Like & Subscribe @WhatTheWealthyDo for weekly tips and tricks!
In this episode of What the Wealthy Do, host Stephanie Dorsey reveals how the ultra-wealthy strategically move their money to legally lower their taxes—and how you can too. Learn the power of borrowing against assets, using business structures like LLCs and C-Corps, and setting up irrevocable trusts to protect your wealth. Whether you’re just starting your wealth-building journey or planning for multi-million-dollar growth, these strategies can help you keep more of what you earn.Follow @WhatTheWealthyDo for more!
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In just 15 minutes, this episode of What the Wealthy Do breaks down how wealthy people actually manage their money — and how you can too. It’s not just about earning a high salary. It’s about having a strategy for every dollar and making your money work harder than you do.
Stephanie Dorsey dives deep into how the ultra-wealthy invest (including alternatives like private equity, art, real estate, and more), how they enhance their lifestyle through intentional investments, and how YOU can start applying these same strategies right now — no financial team required.
We’re not giving financial advice. We’re giving financial education. And it’s time we start managing money the way the wealthy do — with purpose, vision, and power.
🔔 Subscribe for more weekly episodes and please leave a 5-star review if this helped shift your money mindset!
In this episode of What the Wealthy Do, we break down how wealthy people think very differently about making money. Spoiler alert: they’re not relying on their labor!
In this episode we talk:
- Why wealthy folks don’t want big salaries
- How ownership creates real wealth
- Multiple streams of income that go beyond labor
- Passive income vs. investments
- Tax-advantaged strategies the wealthy actually use
- How you can start shifting your mindset today
If you’ve ever been told to “just get a good job,” this episode is going to challenge everything you thought you knew about earning money—especially if you're a Black woman who’s been playing by the rules and still not seeing the wealth you deserve.
Let’s stop trading time for money. Let’s do what the wealthy do.
Subscribe + like + share with someone who needs to hear this message.
Follow us @WhatTheWealthyDo for more gems.
Available wherever you get your podcasts.
Welcome back to What the Wealthy Do!
In Episode 4, we're digging deep into the money mindset that wealthy people actually have—and how brilliant, ambitious Black women like YOU can start cultivating that mindset right now.We’re talking about more than just affirmations.
This is about how the wealthy really think about money—and how their mindset around deservedness, confidence, and risk shapes every financial move they make.
✨ In this episode: Why mindset is the first step to building wealth- How to believe you actually deserve wealth (even when the world tells you otherwise)- The truth about confidence and creating money from scratch- Why risk hits different for Black women—and how to manage it intentionally- Journal prompts and reflection questions to get clear and aligned on your wealth journey
If you're serious about building wealth that lasts—this is the work. Wealth doesn’t start with numbers. It starts in your mind.
📌 Reflection questions included in this episode—grab your journal!
📅 New episodes every Wealthy Wednesday
📲 Follow us: @WhatTheWealthyDo
🎧 Available on YouTube, Spotify, Apple Podcasts, and everywhere you listen
🔔 Subscribe now—and let’s build wealth with purpose, power, and peace
Welcome back to What the Wealthy Do!
In Episode 3, we're laying down the 7 essential financial foundations that the ultra-wealthy follow—and how brilliant, ambitious Black women like YOU can start applying them right now.
From how to manage money intentionally, to building real wealth through investing and protecting your assets—this is the episode you'll return to over and over again.
Whether you're just starting your wealth journey or looking to level up, this short but powerful conversation will help you get clear, take action, and build lasting wealth—with purpose.
In this episode:
The truth about budgeting (and why we call it something else)
How to maximize free money
The real story on debt (hint: it’s not your enemy)
Why you need a high-yield savings strategy
Where to begin investing (Roth IRAs, brokerage accounts & more)
The importance of an estate plan (even if you're just getting started)
What “alternative investing” really looks like
💬 Comment below: Which of the 7 foundations are you working on right now?
📅 New episodes every Wednesday
👉🏾 Follow us on Instagram & TikTok: @WhatTheWealthyDo 🎙️ Available wherever you get your podcasts
You don’t get wealthy by accident. You get wealthy by being intentional.
Subscribe now and let’s build wealth—together.
In this episode of What The Wealthy Do, we dive into the real numbers, narratives, and power behind Black women and wealth.
Host Stephanie Dorsey breaks down the financial truths no one talks about:
– Black women manage over $900 billion in annual spending– We lead 2.7M+ businesses in the U.S.– We’re educated, brilliant — yet still underpaid and under-recognized
This episode is both a reality check and a reset. If you’re ready to rewrite your money story, understand your worth, and stop playing small in wealth-building conversations, this is for you.
🎙 New episodes every Wealthy Wednesday🔗 Subscribe on YouTube, Apple, and Spotify
Welcome to the first episode of the What the Wealthy Do Podcast: A space for Black women and underrepresented communities to talk real about money, power, and freedom. In this kickoff episode, I share why I launched this podcast on Juneteenth, my personal journey through law, business, and entrepreneurship — and why building wealth is the real path to liberation. We’re not just talking about saving money — we’re talking about strategy, legacy, and living life on your own terms. Expect raw conversations, actionable insights, and the unfiltered truth about what it really takes to build wealth in today’s world.
Topics in this episode:
New episodes every Wednesday.
Short, powerful insights in 10–15 minutes
Got questions? Message me
Let’s build wealth. Let’s build freedom. Let’s thrive.
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