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Wealth Formula by Buck Joffrey
Buck Joffrey
530 episodes
1 day ago
Financial Education and Entrepreneurship for Professionals
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Investing
Education,
Business,
Self-Improvement
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Financial Education and Entrepreneurship for Professionals
Show more...
Investing
Education,
Business,
Self-Improvement
Episodes (20/530)
Wealth Formula by Buck Joffrey
511: Should You Invest in Bitcoin Treasury Companies?
Bitcoin just crossed $100,000, and you’re probably thinking: “I missed it.” And you wouldn’t be alone. That’s how most people feel. They heard about it at $1,000… were told it was a scam at $10,000… waited for a pullback at $30,000… and now that it’s over six figures, they’ve mentally closed the door on the opportunity.



It’s human nature to assume that if you’re not early, you’re too late. But that’s not how this works—not with Bitcoin. In fact, this might actually be the best risk-adjusted time in Bitcoin’s history to buy. I know that sounds counterintuitive, but it’s true—and the data backs it up.



Let’s talk supply and demand.



Since the halving in April, Bitcoin’s issuance has dropped to just 3.125 BTC every 10 minutes. That’s about 450 new coins per day, or just over 3,100 per week. Meanwhile, U.S. spot Bitcoin ETFs alone are buying more than 30,000 BTC a week—ten times what’s being mined. And that’s just the activity we know about from public filings.



It doesn’t include over-the-counter purchases from sovereign wealth funds, corporate treasuries, family offices, or high-net-worth individuals quietly accumulating behind the scenes.



So where’s the extra Bitcoin coming from? It’s coming from long-time holders—early adopters who’ve sat on their coins for a decade or more and are only willing to part with them at much higher prices. This isn’t hype-driven retail mania like in the past. It’s a slow, deliberate transfer of supply from the original believers to large institutions. And here’s the key: those institutions don’t trade. They hold. Often for years—if not indefinitely—as part of their long-term strategic allocation.



You are witnessing Bitcoin being monetized in real time.It’s not speculation anymore. BlackRock’s IBIT already has over $20 billion under management. Fidelity’s FBTC is acquiring thousands of coins per week. El Salvador and Bhutan are actively accumulating.



Even the U.S. government holds over 210,000 BTC from seizures—and here’s what no one’s talking about: they’re not auctioning it off like foreclosed houses or impounded cars. They’re holding it. The price isn’t rising because of FOMO. It’s rising because it now takes higher and higher prices to pry loose coins from the hands of holders who have no urgency to sell.



Those coins are disappearing into cold storage, long-term trusts, and sovereign wallets—and they aren’t coming back. This is what a supply shock looks like when the buyers have deep pockets and decade-long time horizons.



And yet, the most dramatic shift in Bitcoin isn’t even the price—it’s the risk profile. Five years ago, Bitcoin was still speculative. Custody was clunky. Regulation was unclear. Access was limited. Today, institutions can buy it through BlackRock. Fidelity and Coinbase Prime offer secure custody. Legal frameworks and compliance protocols are firmly in place.



Sure, volatility still exists—but existential risk? That’s largely off the table. Bitcoin is no longer a “maybe.” It’s a “when.” And that’s why the opportunity still exists.Not because people are afraid to lose money, but because they still don’t quite believe they’re allowed to be this early to something this massive. The truth is, you didn’t miss the train. You missed the garage-band phase.



But now? You’re standing right as Bitcoin steps onto the global stage—surrounded by the biggest asset managers in the world, all scrambling to buy up what little supply is left. The demand is relentless. The supply is fixed. The equilibrium price is rising. I truly believe we’ll see a 10X in Bitcoin over the next five years.



And if you still feel like you’re playing catch-up, you’re not out of options.
Show more...
5 days ago
43 minutes 20 seconds

Wealth Formula by Buck Joffrey
510: Anthony Pompliano on Trump, Tariffs, Bitcoin, and AI
We’re living through truly extraordinary times—not simply because things are changing, but because of how breathtakingly fast those changes are happening. Take artificial intelligence: it’s no longer some futuristic buzzword from a sci-fi movie; it’s already reshaping our lives, economies, and even how we relate to each other.



But here's what's really mind-blowing: artificial general intelligence is just around the corner. This isn't the kind of gradual innovation we're used to—it’s a complete overhaul. AGI promises to rewrite the rules of entire industries practically overnight, delivering changes more profound and rapid than anything humanity has ever experienced.



Forget the Renaissance, the Industrial Revolution, or even the dawn of the internet—this transformation could eclipse them all, and do it faster than any of us can imagine.



Parallel to the AI revolution, Bitcoin has had its own remarkable story. Just a little over a decade ago, it was an obscure digital experiment—dismissed by mainstream finance as a tech nerd's hobby, virtual Monopoly money with no real-world impact.



Fast-forward to today, and Bitcoin has completely transformed. Countries like El Salvador now officially recognize Bitcoin as legal tender. Sovereign wealth funds—from Singapore to the Middle East—are quietly stacking it into their national reserves.



Big corporations like MicroStrategy have turned conventional treasury management upside down, boldly choosing Bitcoin as their primary reserve asset. Bitcoin’s journey from fringe curiosity to essential financial infrastructure underscores a major shift in how we store, exchange, and even define value worldwide.



And it’s not just technology and finance that are seeing these seismic shifts; geopolitics and economic strategies are also entering uncharted waters. With the Trump administration back in power, we’re witnessing a total rewrite of the traditional economic playbook.



Tariffs, once cautiously applied economic tools, are now wielded boldly, reshaping global alliances and challenging decades-old partnerships. Long-standing allies like Canada and Europe now find themselves in more transactional relationships, while surprising new economic partnerships emerge based purely on pragmatism. This rapidly evolving landscape is generating unprecedented uncertainty—but also enormous opportunity.



So how do you make sure you end up on the winning side of this historic transformation? By actively educating yourself, staying ahead of the curve, and positioning yourself to prosper.



I've always made it my mission to anticipate where things are headed—and more importantly, to share that vision with you. Back in 2017, I first introduced Bitcoin to you when it traded below $5K. Today, with Bitcoin over $100K, I’m more convinced than ever that we'll see it hit $1 million within the next five years. The conversations I’m having make it seem inevitable.



It’s those conversations you need to be a part of—either having them yourself or listening to them through podcasts like mine.



A good place to start is this week’s Wealth Formula Podcast, where I talk with Anthony Pompliano, better known as Pomp.
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1 week ago
42 minutes 22 seconds

Wealth Formula by Buck Joffrey
509: What’s in the One Big Beautiful (Tax) Bill?
When I was a young surgeon just coming out of residency and finally started making some money, I had to do something I’d never done before: find someone to do my taxes.



Naturally, I asked around. I went to the older, more experienced surgeons in my group and said, “Who do you guys use?” A few names came up, but one firm kept coming up over and over. So, I figured it was probably a good idea to go with them.



One of the main things people said about this firm was that they were “conservative.” At the time, that sounded like a good thing. In hindsight, it absolutely wasn’t.



You see, the problem with how high-paid professionals—especially physicians—choose tax professionals is that we confuse what “conservative” means in different contexts.



As a surgeon, being conservative is a virtue. You don’t operate unless you absolutely need to. You’re cautious. That kind of conservatism saves lives.



But taxes? That’s a whole different game.



The vast majority of the tax code isn’t about when you have to pay taxes. It’s about when you don’t have to. It’s about the legal strategies and frameworks that allow you to keep more of what you earn. It’s not black and white—it’s grey. And to navigate the grey, you need someone who understands how to interpret the code, not just read it like a rulebook.



A “conservative” CPA, in that world, is someone who avoids the grey entirely. They stick to the simplest interpretations, ignore all the nuance, and frankly, don’t work that hard to save you money.



And that’s not what you want in a CPA.



I learned that the hard way. The first couple of years, I basically paid more than I should have because I didn’t know any better. Eventually, I figured it out.



Now, to be clear—there are CPAs out there who work hard, understand the tax code deeply, and can make a huge difference in your tax liability. But chances are, you don’t know them. Because you’re asking your colleagues. Or you’re using the same firm your parents used.



If that sounds like you, I’d encourage you to reconsider before you waste another year failing to optimize your taxes.



One of the guys I think does get it—who really understands how to interpret tax law and save people money—is Casey Myers. And he’ll be my guest on this week’s Wealth Formula Podcast and we will discuss the latest tax bill put out by congressional republicans.
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2 weeks ago
51 minutes 24 seconds

Wealth Formula by Buck Joffrey
508: The Road to 2030 – Are We Headed for Another Great Depression?
ITR Economics has been predicting a “Great Depression” beginning around 2030. Over the past seven years, I’ve had multiple representatives from their firm on the show, and they’ve never wavered from that forecast.



That might not sound so alarming—until you realize that their long-term predictive track record is 94% accurate over the last 70 years.



To understand why their conviction is so strong, tune into this week’s episode of Wealth Formula Podcast. Once you hear the reasoning, it’ll all make sense.



The major drivers of this projected economic downturn are debt and demographics. We’re spending unsustainably on entitlement programs like Medicare and Medicaid—programs that virtually no politician has the appetite to reform.



At the same time, the Baby Boomers—who make up a huge chunk of the U.S. population—are moving out of the workforce and into retirement, where they’ll become a significant economic burden.



It seems inevitable. But as you listen, I want to introduce one wild card that could change everything: artificial intelligence.



I truly believe we’re on the cusp of a technological transformation that could rival the Industrial Revolution. Think back to when Thomas Malthus predicted global famine due to population growth. What he didn’t account for was the invention of the tractor, which revolutionized food production.



In the same way, we may be underestimating the impact of the robotic age driven by artificial intelligence.



Right now, economic growth is tied closely to the size of a country’s working population. But what if AI allows us to dramatically increase productivity with the same—or even a smaller—workforce? What if robotics drives a low-cost manufacturing renaissance in the U.S., making us competitive again without relying on cheap labor from overseas?



In my view, these are the most important questions in American economics over the next decade. And to understand just how critical it is that we get this right, this week’s episode lays it out clearly: the alternative may look a lot like the 1930s.
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3 weeks ago
44 minutes 12 seconds

Wealth Formula by Buck Joffrey
507: How to Sell Your Business or Practice
The Wealth Formula Community is filled with high-paid professionals and small business owners—I'm one of them.



Most of us are so focused on making a living that we rarely think about the day we might want to sell our "jobs." Over the years, I've encountered many physicians and dentists who never even considered an exit strategy until private equity firms approached them.



Some of these lucky professionals have become quite wealthy from these transactions. But here's the thing—they could have done even better if they'd planned their exit earlier.



Even if your practice or business isn't huge, it's still an asset you can sell. In fact, if your business is on the smaller side, it's even more crucial to optimize it for a sale.



So, how do you do that? It's actually pretty straightforward once you understand what buyers are looking for. Preparing your business for sale several years in advance can significantly increase the price you'll get when you sell.



This week's episode of Wealth Formula Podcast dives into these topics. If you have a business or practice you plan to sell someday, you definitely want to tune in. And even if you don't, understanding business valuation and the key terms related to business acquisitions is valuable knowledge for any investor.
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1 month ago
30 minutes 21 seconds

Wealth Formula by Buck Joffrey
506: Mortgages and Reverse Mortgages with Wade Pfau
Wealth Formula Network, our online mastermind group, is where we dive into the financial questions that keep us up at night, and one debate that keeps coming up is whether to pay off your mortgage. It’s a complex question, but let’s unpack the math and the emotion so you can decide for yourself.



First, think of your mortgage as a lever: with just 20% down, you control 100% of your home’s value. On a $500,000 property, that means your $100,000 down payment magnifies the impact of appreciation. If home values rise 4% in a year, your equity grows by $20,000—an effective 20% return on your original $100K. Had you paid the full $500,000 up front, you’d still make the same $20,000—but that’s only a 4% return on investment.



Next, consider opportunity cost. Every extra dollar you funnel into your mortgage is a dollar you can’t deploy elsewhere—whether it’s a diversified stock portfolio, a private deal, or even another rental property. Historically, a balanced investment mix has returned 10% annually, comfortably outpacing most mortgage rates and turning “trapped” home equity into “working” capital.



Here’s something else you might not have considered: your mortgage can actually serve as asset protection. Creditors (or an overzealous bank) are far less likely to tap a property that still carries a lien. By keeping a mortgage in place, you make your home less attractive as collateral and shield your equity in other holdings.



So, when you run the numbers, the case for holding onto lower cost debt and investing the difference is compelling. But, math isn’t everything.



There’s intangible value in the day you write “0.00” next to your mortgage balance: no monthly housing payment, no looming due dates, and a deep sense of security—especially as you head toward retirement.



Bottom line—there is no single correct answer. Know the pros and cons, weigh your financial goals against your emotional needs, and choose the path that aligns with both your head and your heart. Make that decision thoughtfully, and you’ll sleep better either way.



Speaking of mortgages, have you ever wondered what reverse mortgages are all about? Those late-night commercials often make them seem like a ways to rip-off seniors. Is there something really useful there?



Well, I invited an expert onto the show to teach us all about them and was pleasantly surprised. Reverse mortgages can be a smart tool for homeowners nearing retirement and something you might consider for yourself someday even if you’ve got other money.



Curious to learn more? Tune in to this week’s episode of Wealth Formula and get the full story.
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1 month ago
31 minutes 45 seconds

Wealth Formula by Buck Joffrey
505: Andy Tanner on Cash Flowing Stocks for Double Digit Returns
I used to scoff at Wall Street, believing the stock market was the last place to build real, life-changing wealth. I leaned exclusively on real estate, private businesses—even Bitcoin—to grow my net worth.



But times change. I’ve softened my stance on equities and now see a place for stocks in my portfolio—just not the way most people do. I think of them as cash-flowing assets, much like real estate, following the approach of Andy Tanner, Robert Kiyosaki’s “Rich Dad” stock advisor.



Over the past two weeks, I decided to put Andy’s strategy to the test by selling covered puts on companies I wouldn’t mind owning. In that short span, I’ve already pocketed a 4% return. Sure, it could be beginner’s luck—or it might be the rich option premiums on names like Tesla and MicroStrategy—but I’m off to a promising start.



Can I realistically expect 80–100% annualized returns? Probably not, especially once I’m assigned and actually own some of these shares. But those who follow Andy’s more conservative, textbook version of the strategy often cite annualized returns of 25%—and that’s what I’m aiming to learn.



So I’m enrolling in his next Cash Flow Academy course to master the details. The takeaway? Even an old dog like me can learn new tricks, so long as he keeps an open mind.



Don’t worry—I’m still a real estate guy at heart. But I appreciate having some liquid, income-producing positions, and this feels like a smart way to do it. If you’ve got a retirement account that could use a boost, you might find this approach especially appealing.



To hear why I’ve done a complete 180 on stocks, tune into this week’s episode of the Wealth Formula Podcast, where I sit down with the cash-flowing-stocks guru himself, Andy Tanner.



P.S. Don’t miss Andy’s free upcoming event—details here: https://yv932.isrefer.com/go/siwmo/ccc/
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1 month ago
51 minutes 41 seconds

Wealth Formula by Buck Joffrey
504: Maximizing Profits by Paying Less Tax: Deferred Sales Trusts
The last couple of weeks, we’ve been deep in the world of buying businesses. But what happens when it’s time to cash out? Maybe you’re ready to sell your business, that investment property you’ve managed for years, or another major asset you’ve poured your energy into.



If you’re like most people, the thrill of a big sale is quickly followed by a less-exciting thought: “Wait, how much am I going to owe in taxes?” It’s the classic one-two punch—first the celebration, then the sinking feeling as you picture Uncle Sam’s hand reaching for a chunk of your hard-earned gains.



But here’s the good news: you actually have options. Real, legal, IRS-approved options. And the right strategy can mean the difference between watching your profits shrink and putting your money to work for you—sometimes for years to come. Of course, things get a little trickier if you have a mortgage or other debt on the property, but don’t worry—we’ll break that down too.



Let’s start with one of the oldest tricks in the book: the 1031 Exchange. If you own investment real estate, you’ve probably heard about this one. The idea is simple: sell your property, buy another “like-kind” property, and—if you follow the rules—kick that tax bill down the road.



But here’s the twist: if you’ve got a mortgage, you’ll need to replace that debt with equal or greater debt on your next property, or pony up the difference in cash. Otherwise, the IRS will want a piece of the action right away. So yes, leverage matters!



Now, maybe you’re tired of being a landlord but still want those tax perks. Enter the Delaware Statutory Trust, or DST. This is essentially 1031 exchanging into a syndication that is designed for this type of thing. You sell your property and, instead of buying another one yourself, you buy a slice of a big, professionally managed property—like an apartment complex or shopping center. DSTs often come with their own loans, so you can match your old mortgage and keep the tax deferral going. The upside? No more midnight calls about leaky faucets. The downside? You’re trusting someone else to run the show and they need to be good at it (just like any syndication operator). And, there are some rules and restrictions that can affect your returns negatively.



But what if you’re selling a business? That’s where Employee Stock Ownership Plans, or ESOPs, come in. Imagine selling your company to the people who helped you build it—your employees—and deferring a big chunk of your capital gains tax in the process. It’s a win-win, but if your business has debt, things can get complicated fast. This is definitely a strategy where you’ll want a seasoned advisor in your corner.



Now, let’s talk about installment sales and structured sales. In this scenario, instead of getting paid all at once for your asset, you spread out the payments—and the taxes—over several years. Structured sales even bring in a third party to guarantee those payments, adding an extra layer of security. But—and this is a big but—if you have a mortgage, the IRS treats the amount the buyer pays off as if you got that money in cash on day one. So, you’ll pay taxes on that portion right away. For example, if you sell for $1 million but owe $600,000, you can only defer taxes on the $400,000 you actually receive over time. The more debt you have, the less you can defer.



And finally, we have the Deferred Sales Trust—the topic of this week’s Wealth Formula Episode. Think of this as the “supercharged” version of a structured sale. Instead of waiting on the buyer for payments, you transfer your asset to a trust, which sells it and invests the proceeds. You get to choose how and when you receive your money, and the trust can invest in all kinds of assets while your taxes stay deferred. It’s flexible,
Show more...
1 month ago
47 minutes 17 seconds

Wealth Formula by Buck Joffrey
503: How to Fund Your Commercial Real Estate or Business Acquisition
Last week on Wealth Formula Podcast, we dove deep with an expert who specializes in due diligence for small business acquisitions.



To reiterate, what makes small business acquisitions especially enticing are the incredible financing opportunities available through the SBA.



Imagine this: you only put down 10 percent on a $5 million business, and suddenly, you're in control of a business that throws off a million dollars per year in cash flow after paying monthly loan charges. That’s what these numbers look like.



Now obviously, it’s a business, and it’s not going to be quite that easy. That’s why you have the higher cap rate. But the value proposition makes it worth consideration nonetheless.



It’s complicated stuff, and whether it’s buying commercial real estate, funding a promising startup, or acquiring a multimillion-dollar established business, the right guidance can mean the difference between stress and success.



So, this week on Wealth Formula Podcast, we're taking the next logical step and talking to an expert on funding these deals. After all, there is no sense in doing all that due diligence if you can’t actually pull the financial trigger.
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2 months ago
41 minutes 51 seconds

Wealth Formula by Buck Joffrey
502: Should You Buy a Business?
Lately, I've been thinking about starting a new business. I know the market seems like it's crashing around us, and we're probably headed into a recession. But hey—I started my first business back in 2009, and it doesn’t get much worse than that, right?



Well, maybe it can. And that's exactly why I've been considering buying a business instead of starting one from scratch, particularly because of the SBA loan options available right now.



Here's how an SBA 7(a) loan breaks down for a $1,000,000 business purchase:



Total Loan Amount: $1,000,000



Typical Down Payment (10%): $100,000



Amount Financed: $900,000



Loan Term: 25 years



Estimated Monthly Payment (at 10.25% annually): $8,200



Now, that monthly payment isn’t exactly cheap. But consider this: a business selling for $1 million typically goes for about three times its annual earnings. For those of you from the real estate world, that translates to what we’d call a cap rate of about 33.33%. And remember—anytime your cap rate exceeds your interest rate, leverage works in your favor.



Let's break down the numbers clearly. With annual earnings of $333,333 ($1,000,000 divided by 3), and an annual debt service of about $98,400 ($8,200 x 12 months), your annual cash flow comes out to around $234,933. Since you only invested $100,000 to get this cash flow, you're looking at a cash-on-cash return of about 235%.



Pretty impressive, right?



Of course, the devil is always in the details. One reason I've never pulled the trigger on buying a small business like this is because, as someone who's started businesses myself, I know firsthand just how volatile small businesses can be. 



Often, their success hinges on key factors that don’t necessarily transfer smoothly to a new owner.



Think about it—if small businesses were all this easy, why would anyone ever bother buying anything else?



That said, my guest on this week's Wealth Formula Podcast strongly advocates for buying existing small businesses and believes most people are overlooking a fantastic opportunity. He makes a compelling case—one that might just have you checking out business listings yourself.



Curious? Make sure you tune into this week’s Wealth Formula Podcast and see if buying a business might be the right move for you!
Show more...
2 months ago
33 minutes 15 seconds

Wealth Formula by Buck Joffrey
Time to Invest!
Now’s the time to move.



Markets are down, fear is high—and that’s exactly when the smart money starts to deploy. If you’ve been sitting on the fence about the Wealth Accelerator, this might be your moment.



Learn how you can leverage market downturns with guardrails in place and amplify your upside while protecting the downside.



Connect with Rod at https://wealthformulabanking.com
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2 months ago
10 minutes 19 seconds

Wealth Formula by Buck Joffrey
501: Real Estate Postmortem – Lessons from the Crash and the Opportunity Ahead
Charlie Munger, the late sage of value investing and Warren Buffett’s right-hand man, once said there are only three ways a smart man can go broke: “liquor, ladies, and leverage.”



Now, of the three, leverage is the sneakiest. It shows up dressed like opportunity, whispers promises of scale and speed, and before you know it—you’re in a capital call or margin call.



But let’s be clear: leverage isn’t the enemy. In fact, if your goal is to become truly wealthy—if you want to build lasting, generational wealth—you’re going to need it. Unless you’re one of the lucky few who can throw a football 70 yards or sell out Madison Square Garden, leverage is your ticket to the big leagues.



At its core, leverage is simply using other people’s money—or time—to amplify your results. It’s a mortgage on a cash-flowing property, a business line of credit, or a carefully constructed insurance strategy. When used properly, it’s the financial version of driving a car instead of walking. It gets you there faster.



Leverage magnifies everything—the gains, yes, but also the losses. It’s the volume knob on your financial life. And in the last few years, when interest rates skyrocketed at the fastest pace in modern history, that volume went from background music to full-blown chaos.



And here's the thing: it wasn’t just the rookies who got caught. This cycle humbled everyone—developers with decades of experience, funds with billions under management, and institutional players with Ivy League MBAs. When the tide went out, even the smart money found itself swimming without trunks.



Some were caught overleveraged. Others had short-term debt in long-term projects. And a whole lot of people made the fatal assumption that the low-rate environment would last forever.



It didn’t.



But…just like the last financial crisis, this kind of wreckage creates extraordinary opportunity—if you know how to navigate it.



Because as painful as the last couple years have been for real estate investors, they’ve also opened the door to a once-in-a-decade setup. Distressed assets. Motivated sellers. And amidst all the carnage, leverage—used carefully, conservatively, and respectfully—can once again become the powerful tool it was meant to be.



This is not a time for fear. It’s a time for strategy. For discipline. For underwriting with humility and deploying capital.



This week’s episode of Wealth Formula Podcast is a postmortem on what went wrong in real estate over the past few years as interest rates surged and markets shifted. We break down the hard lessons learned—even by seasoned pros—and explore why today’s environment is starting to resemble the rare window of opportunity we saw in 2010–2011, in the wake of the mortgage meltdown.
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2 months ago
35 minutes 55 seconds

Wealth Formula by Buck Joffrey
500: What Is the Big Deal about Private Equity?
When it comes to building wealth, the allure of exotic investment products can be hard to resist. From cryptocurrencies to rare collectibles, these options promise excitement, exclusivity, and the potential for big returns. But are they truly superior to buying the market or some rental real estate? Let’s take a look at a few popular […]
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2 months ago
27 minutes 44 seconds

Wealth Formula by Buck Joffrey
499: Scott Bessent’s 3-Part Playbook for America
As I reflect on the difference between Trump’s first administration and his current one, I notice a marked shift. When Trump first took office, his message and objectives weren’t clear to me. Beyond the promise of building a wall, I struggled to understand his vision. This time around, it’s vastly different. His message is laser-focused, […]
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2 months ago
25 minutes 26 seconds

Wealth Formula by Buck Joffrey
498: What Renewable Energy Looks Like without the Politics
Renewable energy is often discussed in political terms, but here’s a straightforward look at the financial side. In the last decade, solar energy costs have fallen dramatically—by nearly 90% since 2010.  In top markets, solar panel costs dropped from about 29 cents per kilowatt-hour to under 3 cents. By contrast, new coal and gas plants […]
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3 months ago
41 minutes 44 seconds

Wealth Formula by Buck Joffrey
497: Starting from Scratch as a New High Paid Professional
It’s been some time since we did an Ask Buck show, and I realized last week that I have some unanswered questions in the inbox. The first question I read ended up being kind of a broad one, but it made me really think about how it all started for me. I started this podcast […]
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3 months ago
37 minutes 50 seconds

Wealth Formula by Buck Joffrey
495: What You MUST Know about Bitcoin in the Era of Wall Street and Government Adoption!
To my credit, I was relatively early in my recognition that Bitcoin was for real and that it wasn’t going to zero. It was 2016, and, up to this point, I had the misfortune of hearing only one narrative about Bitcoin—that of Peter Schiff. Peter is a very smart guy and quite convincing if you […]
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3 months ago
54 minutes 9 seconds

Wealth Formula by Buck Joffrey
494: Wealth Formula Community Members Share Their Stories
Hey everyone, On this week’s Wealth Formula Podcast, I’m talking with members of our very own community who are using Wealth Accelerator and Wealth Formula Banking as part of their personal financial plans. They’re going to share their individual journeys – why they chose Wealth Accelerator/WFB, what challenges they faced along the way, and, most importantly, what kind of […]
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4 months ago
58 minutes 6 seconds

Wealth Formula by Buck Joffrey
493: Tax Strategies for High Paid Professionals
People have a misconception of what the tax code is. While there are a few pages devoted to telling you when you must pay taxes, the majority of it is about the situations in which you can avoid them. That’s why it’s important to find a competent tax professional. And that’s not as easy as you […]
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4 months ago
35 minutes 32 seconds

Wealth Formula by Buck Joffrey
492: What you Need to Know Today about DeepSeek, Quantum Computers, and Blockchain
When I started this podcast a decade ago, I was completely focused on real estate. I had some pretty dogmatic views back then and didn’t really consider other investment options. That mindset worked for me. I’ve been a real estate investor since 2010, and while the market’s in a tough spot right now, we did […]
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4 months ago
41 minutes 20 seconds

Wealth Formula by Buck Joffrey
Financial Education and Entrepreneurship for Professionals