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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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The Wall Street Journal says U.S. colleges are fighting hard to keep international students—and Markowski explains why. It’s not about diversity or prestige, it’s about economics: foreign students bring in nearly $44 billion a year, often paying full tuition while American kids chase financial aid. Just like tourism dollars flowing into Orlando, universities treat education as an export. Sure, security checks are needed, but if international students want to spend big to study here, that’s a net positive. The bigger problem? A bloated higher-ed industry more focused on status than value.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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Confusion and panic swept airports and embassies after the new $100,000 H-1B visa fee was announced. In this episode:

• Why current H-1B holders don’t need to worry about reentry or renewals
• How the fee only applies to new applications in the next lottery cycle
• Why big firms like Disney could still pay up if they want foreign talent
• The original intent of H-1B visas — and how abuse of the system led us here

The headlines are full of noise — here’s the clarity you need on what this change actually means.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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Carrier’s CEO just sounded the alarm: HVAC sales plunged 30% in July and are set to drop over 40% year-over-year in Q3. Markowski calls it another “dead canary,” warning that private equity is sitting on overinflated investments—from air conditioners to vet clinics—desperately waiting for the next sucker to buy in. With phony valuations, hidden risks, and fees still flowing to insiders, this could be worse than the hedge fund craze. Don’t get duped by shiny “alternative” investments pushed into 401(k)s—know the difference between smart money and sucker bets.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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The Fed wants you to believe inflation is under control with its so-called “2% target”—but reality tells a different story. From eggs up 170% to health insurance, housing, and fuel all climbing double-digits, everyday Americans—especially Gen Z—are feeling the squeeze. Markowski exposes why the Fed’s claims are pure spin, how Washington’s borrow-and-print cycle keeps driving prices higher, and why government waste at fiscal year-end adds insult to injury. If you’ve ever felt like official inflation numbers don’t match your grocery bill, you’re right.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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 Forget Halloween decorations—these housing stats are truly terrifying. According to Fannie Mae, affordability won’t return unless:

• Home prices collapse by 38%
• Incomes surge 60% (not happening)
• Or mortgage rates plunge to 2.35% (a fantasy without government distortion)

Boomers want stability, younger generations want affordability—and Washington’s reckless spending made this mess worse.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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The oldest Gen Xers are hitting 60—and their fears about retirement are real. Markowski revisits a warning he gave 30 years ago: don’t count on Social Security. From bad personal finance choices (like cashing out 401(k)s) to Washington’s endless promises, Gen X is stuck in the middle—too young to retire, too old to trust the system. With debates over raising the cap, extending the retirement age, and whether Social Security is just a Ponzi scheme with federal branding, this episode breaks down what’s ahead for the 65 million Americans in Generation X—and why “DIY retirement” may be the only option.

Chris Markowski  discusses the harsh realities of the financial world, reflecting on the impact of figures like Charlie Kirk and the nature of accountability in today's society. He delves into the historical context of violence, the decline of journalism, and the implications of free speech. The conversation also touches on the failures of ratings agencies and the influence of social media on political discourse, culminating in a discussion about the modern dilemma of young adults taking on debt for social image.

Chris Markowski discusses the harsh realities of the financial world, emphasizing the importance of community support, fiscal responsibility, and the challenges faced by younger generations in achieving home ownership. He critiques corporate influence on the housing market and advocates for reforms to make housing more accessible. The conversation also touches on the need for uplifting stories and life hacks to inspire listeners.

Chris Markowski, the Watchdog on Wall Street, discusses the realities of the financial world, focusing on the Federal Reserve's consistent miscalculations, the importance of understanding economic terrain, and the dangers of passive investing. He emphasizes the need for ethical practices in finance and the significance of compounding in wealth accumulation. Markowski also critiques the pitfalls of annuities and the concentration of power in the market, advocating for a more informed and ethical approach to investing.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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https://www.youtube.com/@WatchdogOnWallstreet/featured  

The left was self-imploding — then the FCC and the White House stepped in and made a media circus. In this episode:

• Why meddling made Kimmel a martyr instead of letting the market handle him
• The dangerous line between regulation, broadcast rules, and free speech absolutism
• How cancel culture actually works when you don’t let targets destroy themselves naturally
• Why streaming vs. broadcast dynamics make government interference a losing play
• A simple playbook for conservatives: stop amplifying your opponents — let them fail on their own

One unforced error, huge consequences. Learn how power, platforms, and performative outrage shape the culture war.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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As U.S. math scores collapse and standards sink, America faces a new crisis: a generation unprepared for the high-skill jobs of the future. Once the debate centered on immigrants doing work Americans wouldn’t do; now it’s shifting to jobs Americans can’t do. From failing schools to a shortage of qualified teachers, this decline threatens competitiveness, leaving the nation dependent on global talent to fill critical roles.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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https://www.youtube.com/@WatchdogOnWallstreet/featured  


The Fed lives in a bubble of models, algorithms and press releases — while Main Street gets soaked. In this episode:

• Why 400+ PhD economists staring at bad government data got us stagflation
• The case for boots-on-the-ground monetary policy: talk to real businesses and households, not surveys
• How QE, gimmicks and “gain-of-function” monetary tools warped markets and destroyed credibility
• A radical blueprint: fewer ivory-tower models, real-world data, limits on emergency powers, and accountability for the Fed
• What a true “Central Bank Makeover” would look like — and why politicians won’t love it

If you want honest monetary policy that serves people, not spreadsheets, this episode is your field manual.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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https://www.youtube.com/@WatchdogOnWallstreet/featured  

For decades, we’ve been told America runs on free markets. But look closer—what we have today looks nothing like real capitalism. In this episode:

• How bailouts, subsidies, and regulatory capture turned capitalism into cronyism
• Why skyrocketing housing, food, and healthcare costs prove the system is stacked
• The stock-grant loopholes that let CEOs dodge taxes while workers drown in bills
• Why young Americans feel trapped—and why socialism starts to look appealing

Capitalism isn’t supposed to mean “too big to fail.” Until we fix the system, anger and desperation will keep driving Americans into the arms of bad alternatives.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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As anger rises over the destruction of Charlie Kirk and Irina memorials, the story turns to faith, forgiveness, and the power of transformation. Drawing from the martyrdom of St. Stephen and the radical conversion of St. Paul, this reflection wrestles with the pain of watching evil glorified—and the hope that even the darkest hearts can be changed.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

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The press used to check power — now it chases clicks. In this episode:

• How TV news turned reporting into personal branding and performance art
• Why objectivity died: opinion masquerading as journalism and the rise of the viral star reporter
• The Matt Gutman moment — when “touching” stories look staged and reporters trade curiosity for clicks
• What real journalism used to be (and how to spot the fakes today)

If you care about truth, stop scrolling and listen — the fourth estate no longer protects the public.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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More than half of U.S. mutual and exchange-traded funds are now passive—set-it-and-forget-it investments that blindly follow the indexes. While convenient, this concentration creates hidden risks. In the event of a major sell-off, the sheer weight of passive money could trigger violent market swings and magnify losses. True investing requires discipline, adjustment, and active decision-making—not blind faith in the herd. Ignoring this reality could turn passive investing into the market’s next black swan.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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Treasury Secretary Scott Bessent claims tariffs will pay down America’s debt—but the numbers tell a very different story. In this episode:

• The real difference between deficits and debt (and why Washington hides it)
• How Trump’s “Liberation Day” tariffs added $2 trillion in new debt
• Why endless deficits make paying down anything impossible

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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U.S. banks are sitting on $395 billion in unrealized losses—six times the peak of the 2008 financial crisis. Thirteen straight quarters of red ink reveal a dangerous game of musical chairs as Wall Street scrambles for a greater fool to buy toxic paper. While small and mid-sized banks face real risk, the giants hide behind the safety net of “too big to fail,” creating moral hazard and distorting free markets. Once again, taxpayers are left to wonder: when the music stops, who pays the price?

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i 

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People say “money is money”—but that’s not true. There’s money earned with integrity, and there’s money made through exploitation, manipulation, or outright unethical behavior. From Wall Street schemes to corporate landlords charging grieving families thousands after a loved one dies, the difference between good and bad money couldn’t be clearer. True capitalism and freedom only work when guided by morality and ethical guardrails. Without them, we justify anything—and the cost comes due later.

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Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 

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After catching Spike Lee’s new film with Denzel Washington on Apple, I walked away reminded of more than just good storytelling. Beyond the nods to New York, the Yankees, and cultural icons, the movie offered powerful lessons on parenting, discipline, and the human struggle to wrestle with our better angels. From social media battles to respecting family values, the film sparked reflections on culture, music, and raising kids in today’s world. Sometimes, even in Hollywood, real wisdom shines through.