Is the Canadian housing market actually recovering… or barely surviving? This week, Vince rips off the Band-Aid and breaks down what’s really happening across Canada’s major real estate markets — from Toronto, Vancouver, and Edmonton to Calgary. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada's Middle Class is Being ERASED — Here's How We Fix It! Toronto, Vancouver, Montreal — cities once full of promise are now becoming unaffordable fortresses for the ultra-rich. The dream of homeownership? Dead for the average Canadian. In this episode of The Wise Old Owl Show, Vince Gaetano breaks down the brutal reality: housing prices are soaring, incomes aren’t keeping up, and the middle class is being pushed out — hard. We’re not just facing a housing crisis — we’re witnessing the co...

Canada’s Economy Is Stalling — Here’s What You Need to Know! Feeling anxious about the Canadian economy? You’re not alone — and it’s not just a hunch. Consumer confidence just hit record lows, small businesses are struggling, and mortgage renewals are sending shockwaves through households. In this episode of The Wise Old Owl Show, Vince breaks down the key signals you need to know — and what they mean for your finances. For more information, be sure to visit https://www.owlmortgage.ca/ & ...

The Canadian Housing Market Just Cracked — What’s Coming Next Is Brutal 🚨 The numbers don’t lie — Canada's housing market isn't just cooling, it's breaking wide open. In this episode of The Wise Old Owl Show, we dive deep into TRREB's April Market Watch and expose the real state of real estate in 2025. With home sales plunging 23.3% year-over-year and condo sales tanking over 30%, we’re witnessing one of the sharpest demand collapses in over a decade. Forget “seasonal slowdown” — this is a s...

This week, Vince explores the wide range of issues plaguing the housing market - primarily, the political factors behind the lack of new housing starts. While Federal Officials make broad claims, Vince uses stats and facts to show the truth behind the lack of new housing. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada’s Affordable Housing Plan: 500,000 Homes a Year?! Let’s Get Real. The Canadian government says we’re going to build 400,000 to 500,000 affordable homes per year—but is that even remotely possible? This week, Vince breaks down the cold, hard facts behind Canada’s housing crisis, from construction slowdowns to labour shortages, zoning nightmares, and political red tape. Spoiler: we’re not even close. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthb...

Canada is heading to the polls — but this isn't just politics as usual. It's about jobs, mortgages, and whether our economy can survive. With consumer confidence crashing, job losses mounting, and mortgage delinquencies rising across the country, Canadians are asking: Who can lead us out of this economic storm? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada’s housing market and economy are flashing red. In this episode of The Wise Old Owl Show, mortgage expert Vince Gaetano breaks down the surge in Toronto mortgage delinquencies, record-low consumer confidence, rising unemployment, and the sharp slowdown in real estate sales. With a Bank of Canada rate cut expected soon, mortgage rates may drop — but the window to act is short. Whether you're a homeowner, first-time buyer, or mortgage broker, this is your essential 2025 market update to p...

The April 1st carbon tax reversal by the Canadian federal government is an example of gaslighting 101. After years of defending the carbon tax, Liberal MPs are now celebrating its cancellation. But were they lying then, or are they lying now? This week, Vince dives into the hypocrisy behind the policy flip, the impact on Canadian families, and how this move undermines trust in government and climate action. From broken promises to soaring energy prices, the political fallout of this decision ...

Canadians are facing significant economic challenges, driven by high inflation and growing uncertainty about a potential recession. Despite the Bank of Canada cutting interest rates, prices remain stubbornly high, putting financial pressure on many households. The ongoing tariffs and trade wars are further complicating everyday life and impacting the broader economy. Meanwhile, the federal government's slowdown in immigration and a rise in asylum claims are reducing the number of non-permanen...

The Greater Toronto Area (GTA) real estate market is in turmoil, and it’s time to face the reality. Home sales are plummeting, inventory is skyrocketing, and affordability is slipping out of reach for many buyers. In this video, Vince breaks down the cold, hard facts behind the GTA’s real estate decline in March 2025. Whether you're looking to buy, sell, or just stay informed, you won’t want to miss this analysis of the latest trends, stats, and expert insights. For more information, be sure ...

Inflation in Canada is hitting hard, reshaping lives, and altering the economy. From skyrocketing costs of essentials like housing, food, and energy to declining consumer confidence, the impact is undeniable. In 2022, inflation peaked over 8%, and it’s still well above the Bank of Canada’s target rate. With inflation at 2.6% in February 2024, Canadians are struggling to meet day-to-day expenses. As the Bank of Canada attempts to manage this crisis with interest rate adjustments, the delicate ...

Canada’s decision to open its doors to uncontrolled immigration was initially aimed at boosting the economy, but it has backfired. Years of mass immigration have led to a severe economic collapse, with a struggling economy, skyrocketing cost of living, and overwhelmed healthcare and employment sectors. The government’s attempt to create a "healthy" economy through immigration has instead created a series of failed policies, and now, with immigration halted and residency harder to attain, Cana...

This week, Vince breaks down the devastating impact of Donald Trump's trade tariffs on Canada's economy, from plummeting consumer confidence and a 7% drop in the loonie to rising costs of living and falling mortgage rates. With businesses slamming the brakes on investment and housing sales freezing, the country is heading into a recession due to the unpredictability of these tariffs. As the cost of groceries, cars, and imported goods rises, and with interest rates dropping in response to econ...

Housing Market Update! The real estate landscape is changing rapidly, and there’s a lot more happening behind the headlines than you might think. Home sales are down, supply is soaring, and mortgage delinquencies are on the rise—so what does this mean for homeowners, buyers, and investors? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada's economy is facing major challenges in 2025, from a weak loonie driving up prices to looming US tariffs threatening key sectors. Inflation is worse than it seems, with temporary HST cuts masking the real cost of living. Meanwhile, slowing population growth is fueling a potential job market slowdown. In this video, we break down how these factors are impacting your wallet and what you can do to protect your finances in the coming years. Stay informed and prepared as we discuss Canada’s...

Canada prides itself on supporting local businesses, boosting our economy, and keeping dollars at home. But there's a major issue hiding in plain sight: buying Canadian products within Canada is ridiculously difficult. From wine in B.C. to dairy from Quebec, outdated regulations and provincial red tape are making it easier for businesses to trade with foreign countries than across provinces. In this video, we break down how Canada's internal trade barriers are hurting consumers, businesses, ...

The 2025 Canadian federal election is a pivotal moment for Canada. On one side, we have Mark Carney, a global finance expert and former head of the Bank of Canada and Bank of England, now Prime Minister. On the other, Pierre Poilievre, a political veteran and populist, promises change after years of Liberal rule. But what does each candidate's vision mean for Canada’s future? This week, Vince breaks down their economic plans, housing affordability solutions, and approaches to global diplomacy...

This week, Vince dives deep into the serious state of Canada's economy and the growing financial challenges facing Canadians across all age groups. From rising credit card debt to unsecured loans, many Canadians—millennials, seniors, and everyone in between—are feeling the weight of increasing financial burdens. With consumer insolvencies predicted to reach all-time highs in 2025, it's more important than ever to understand the risks and realities of Canada's debt crisis. Stats provided court...

WFH (Work-From-Home) is causing a growing divide between remote and in-office workers in Canada. As companies push for a return to the office, the impact on employee productivity, work-life balance, and real estate is undeniable. While some thrive with flexible work-from-home (WFH) setups, others face challenges that highlight inequalities in the workforce. This week, Vince explores how remote work is reshaping industries, the challenges it presents to non-office workers, and what the future...