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The Safe Money Retirement Show
Tim Wood. Certified Financial Fiduciary®
218 episodes
9 hours ago
Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fees to neglected beneficiary forms. Learn why couples must get on the same page, how to design income streams that last 20, 30, or even 40 years, and why regular plan reviews are essential as rates and rules change. Discover how to future-proof your fina...
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Education
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All content for The Safe Money Retirement Show is the property of Tim Wood. Certified Financial Fiduciary® and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fees to neglected beneficiary forms. Learn why couples must get on the same page, how to design income streams that last 20, 30, or even 40 years, and why regular plan reviews are essential as rates and rules change. Discover how to future-proof your fina...
Show more...
Education
Episodes (20/218)
The Safe Money Retirement Show
Is Your Retirement Plan Stuck in the Past? Outdated Habits That Could Derail Your Future
Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fees to neglected beneficiary forms. Learn why couples must get on the same page, how to design income streams that last 20, 30, or even 40 years, and why regular plan reviews are essential as rates and rules change. Discover how to future-proof your fina...
Show more...
10 hours ago
30 minutes

The Safe Money Retirement Show
Are You About to Fumble Your Retirement at the Goal Line?
Is your retirement plan protected against market crashes, inflation, and costly mistakes—or are you risking a last-minute fumble? This episode of the Safe Money Retirement Show with Tim Wood reveals how to reduce risk without sacrificing growth, why income planning matters most, and how estate planning isn’t about a magic number but about your unique needs. Learn how to safeguard your future, avoid common errors, and ensure your legacy is secure with up-to-date wills and beneficiary documents...
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3 days ago
30 minutes

The Safe Money Retirement Show
The Million-Dollar Myth: What Really Matters for Your Future
Is your retirement plan built to protect what matters most—or are you risking too much just to chase a magic number? This episode of the Safe Money Retirement Show with Tim Wood reveals why most retirees don’t need a million-dollar nest egg, but do need a personalized plan that balances growth, income, and protection. Learn how to cut unnecessary expenses, avoid going overboard with accounts and investments, and focus on the essentials: guaranteed income, debt management, and quality of life....
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2 weeks ago
30 minutes

The Safe Money Retirement Show
Spending Volatility: The Retirement Risk You Didn’t See Coming
Is your retirement plan ready for the rollercoaster of spending volatility—or will unexpected expenses throw you off track? This episode of the Safe Money Retirement Show with Tim Wood explores why retirement spending often surges and dips, how healthcare and lifestyle choices can upend your budget, and why having both guaranteed income and flexible access to funds is essential. Learn how to avoid common mistakes when leaving a home to heirs, break free from the “one more year” trap, and buil...
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3 weeks ago
27 minutes

The Safe Money Retirement Show
Beyond the Bubble: Protecting Your Financial ‘Stuff'
What if the biggest threat to your retirement is failing to make a plan? Tim Wood shares lessons from sweepstakes winners, estate planning pitfalls, and market bubbles—revealing why a solid financial strategy is essential. Learn how to protect your nest egg, avoid common mistakes, and ensure your “stuff” goes where it should. Discover the importance of working with a certified fiduciary, updating beneficiaries, and adapting your plan as rules and markets change. Join Certified Financial Fiduc...
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1 month ago
31 minutes

The Safe Money Retirement Show
Retirement Tune-Up: Is Your Plan Ready for What’s Next?
What if your retirement plan needs a tune-up to keep pace with changing rules and falling interest rates? Tim Wood shares why building a solid financial “floor” of guaranteed income is essential, how to balance spending and security, and why flexibility matters more than ever. Learn how outdated advice can trip you up, why revisiting your plan is crucial, and how to lock in growth before rates drop further. Discover the real impact of pensions, annuities, and the “happiness dividend” of relia...
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1 month ago
30 minutes

The Safe Money Retirement Show
Spend Smart, Live Well: Avoiding Retirement Pitfalls
What if your retirement plan is only as strong as the financial foundation beneath it? Tim Wood explains how to build a solid “floor” for your nest egg, balance spending with long-term security, and avoid common annuity misconceptions. Learn why guaranteed income, emergency funds, and smart legacy planning matter—plus how to avoid both “overliving” and “underliving” your retirement. Discover strategies for passing on wealth tax-efficiently and why regular reviews keep your plan resilient. Joi...
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1 month ago
34 minutes

The Safe Money Retirement Show
Secrets of the Stealthy Wealthy
What if the first five years of retirement are the most critical for your financial future? Tim Wood breaks down why a spending plan matters as much as an income plan, how “do nothing” or “do all” phases can impact your nest egg, and why annual reviews and flexibility are essential. Learn how side hustles, taxes, and Social Security interact, and discover lessons from the “stealthy wealthy” on privacy, multiple income streams, and tax efficiency. Join Certified Financial Fiduciary® and bestse...
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1 month ago
31 minutes

The Safe Money Retirement Show
How do emotions impact your plan, what questions to ask aging partents, and how do Roth conversions work
In this week's episode, we'll explore the emotional side of retirement and how staying connected is vital. What questions should you be asking your aging parents? How do Roth conversions work and why are they a brilliant move for many retirees? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for tax...
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1 month ago
29 minutes

The Safe Money Retirement Show
How can you make a solid 30+ year plan for retirement and what impact will the Fed changing the prime rate have on your plan
In this week's episode, we'll discuss how you can make a solid plan for a 30+ year retirement and what impact the Fed changing the rate will have on your retirement plan. Is the plan you moved forward with years ago still the best plan for you now? Who is on your retirement "team" and do they have your best interests at heart? What is really important in retirement? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author ...
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2 months ago
32 minutes

The Safe Money Retirement Show
How can you plan for a long retirement and what are your retirement and passing going to look like
In this week's episode, we'll explore what you can do to plan for a long retirement and what your retirement will look like. When should you claim your Social Security? What is a part-time retirement and is it for you? Why is what will happen when you're gone a discussion you must have? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing yo...
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2 months ago
33 minutes

The Safe Money Retirement Show
How will a rate drop by the Fed impact your retirement and should you embrace a "boring" retirement plan
In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you are in retirement? Is the same plan you put in place 10 years ago still the best plan for you today? Is the 4% withdrawal rule still valid? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestse...
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2 months ago
32 minutes

The Safe Money Retirement Show
How can you know when to retire and does where you get your advice from and when you start matter
In this week's episode, we explore when you should retire and why many don't work with a retirement expert. How can you know your plan is the best for you? Do ALL advisors charge fees? Can you make a plan yourself without expert help? When should you make your retirement plan and when should your retirement start? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirem...
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2 months ago
30 minutes

The Safe Money Retirement Show
Why is Warrenn Buffett changing his will and what can you learn from this, and why are most retirement accounts a tax bomb waiting to go off
In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from that? Why are most retirement accounts a tax bomb that will go off at some point? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your ...
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3 months ago
16 minutes

The Safe Money Retirement Show
What is a Fact Finder and what is the process of working with Safe Money Retirement
In this week's episode, we'll explore what our process at Safe Money Retirement is when we work with new clients. What is a Fact Finder? Why is it important to do a complete, full Fact Finder appointment before even discussing plans or rates? What info do you need to have prepared for the 1st appointment in our process? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your r...
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3 months ago
18 minutes

The Safe Money Retirement Show
How many seasons do you have left and how can you be ready financially for whenever you pass
In this week's episode, we'll discuss how you need to have a realistic mindset around how long you have left in your life and plan accordingly. How can you make sure you're not underliving or overliving your plan? Do you have a plan if you were to pass soon? What about if you live a very long life? Are you ready? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retireme...
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3 months ago
18 minutes

The Safe Money Retirement Show
When is Safe Money Retirement NOT a good fit for a potential client
In this week's episode, we'll explore when a Safe Money Retirement plan would NOT be a good fit for you. If you don't want guarantees and like the excitement of wins and losses in the market, are we a good fit? Is your current advisor a retirement expert? Do you need a retirement expert? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing y...
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4 months ago
18 minutes

The Safe Money Retirement Show
How can you have your own personal "Financial Independence Day" everyday in retirement
In this week's episode, we'll wish the USA a happy birthday and explore how you can have your own financial independence day. Have you evaluated your spending and determined what your ongoing expenses will be in retirement? How can you eliminate any remaining debt? How can you be truly free in retirement? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dolla...
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4 months ago
17 minutes

The Safe Money Retirement Show
What is a "Honeyboomer" and how can you be one
In this week's episode, we'll discuss how you can be a "Honeyboomer." Can you really take a honeymoon-type trip every single year? What can you do to KNOW FOR SURE you'll have enough income to cover your bills and trips every year for the rest of your life? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely pla...
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4 months ago
16 minutes

The Safe Money Retirement Show
Is now the right time to "cash in" before the current overvalued market bubble bursts
In this week's episode, we'll explore whether now is the right time to "cash in" before the bubble bursts. With the market overvalued, what's next? What does history tell us? Is your retirement plan ready for the bubble to burst? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. V...
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4 months ago
15 minutes

The Safe Money Retirement Show
Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fees to neglected beneficiary forms. Learn why couples must get on the same page, how to design income streams that last 20, 30, or even 40 years, and why regular plan reviews are essential as rates and rules change. Discover how to future-proof your fina...