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The Retirement Income Show with Dave Stearns
Dave Stearns
73 episodes
4 days ago
Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement. You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care. Because it’s not enough to have a good advisor—you need one in the right business ...
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Investing
Business
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Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement. You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care. Because it’s not enough to have a good advisor—you need one in the right business ...
Show more...
Investing
Business
Episodes (20/73)
The Retirement Income Show with Dave Stearns
Do You Know Your Advisor's Business Model?
Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement. You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care. Because it’s not enough to have a good advisor—you need one in the right business ...
Show more...
4 days ago
25 minutes

The Retirement Income Show with Dave Stearns
End of the Year Retirement Planning
In this episode of The Retirement Income Show, we’re sharing key year-end ideas that can help you reduce taxes, boost retirement savings, and strengthen your financial plan before the calendar turns. Don’t wait for the holiday rush or those last-minute December phone calls — tune in now to learn how to make the most of the time you have left this year!
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2 weeks ago
25 minutes

The Retirement Income Show with Dave Stearns
Ghosts & Goblins of Retirement Investing
As Halloween approaches, things are getting downright scary—from government shutdowns to spooky yard displays. But the real fright might be lurking inside your own retirement portfolio! In this week’s episode of The Retirement Income Show, we expose the “ghosts and goblins” that can quietly haunt your investments all year long. Tune in to learn how to spot the troublemakers in your portfolio and replace them with strategies designed to bring clarity, confidence, and steady income—no scares r...
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3 weeks ago
24 minutes

The Retirement Income Show with Dave Stearns
Right Tools for Income Investing
Investing for income may sound simple—but using the wrong tools can cut your retirement dreams short. In this episode of The Retirement Income Show, we dive into the essential tools every retiree needs to build reliable income and long-term confidence. From insured options like CDs and annuities to higher-yield investments such as bonds, REITs, and value stocks, you’ll learn how to balance security and growth in a way that fits your retirement goals. Plus, we’ll tackle key questions like: Wha...
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1 month ago
25 minutes

The Retirement Income Show with Dave Stearns
Investing Made Easier
Ever wish retirement planning came with an "easy button"? In this episode of The Retirement Income Show, we break down the often overwhelming world of investing into plain English. Instead of drowning in charts, Monte Carlo simulations, and endless mutual fund options, we’ll explore how to set clear goals, focus on your dreams, and create a plan that inspires you—not confuses you. Because investing for retirement shouldn’t be about complicated jargon or one-size-fits-all solutions—it should b...
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1 month ago
25 minutes

The Retirement Income Show with Dave Stearns
Secrets to a Stress-Free Retirement
2 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Are You Ready for Retirement?
How do you know when it’s truly time to retire? It might sound like a simple question, but the reality is far more complex—and the wrong decision could have lasting consequences. In this episode of The Retirement Income Show, we break down the essential factors you need to consider before making the leap. From managing debt and planning for inflation to understanding Social Security, taxes, RMDs, healthcare costs, and long-term care, we’ll cover the big questions that determine retirement rea...
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2 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Is Your Advisor Asleep at the Switch?
Is your financial advisor fully engaged—or just coasting on autopilot? When it comes to your retirement, having someone “asleep at the switch” could put your savings and future at risk. In this episode of The Retirement Income Show, we uncover the red flags that signal your advisor may be snoozing on the job—from cookie-cutter portfolios and lack of tax planning to ignoring legislative changes and failing to understand your personal goals. We’ll also highlight what a proactive advisor should ...
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2 months ago
24 minutes

The Retirement Income Show with Dave Stearns
One Big Beautiful Bill & Your Retirement
A new 1,200-page law just rewrote key retirement rules. President Trump’s One Big Beautiful Bill is packed with changes that may impact your taxes, Social Security, and healthcare. In this episode of The Retirement Income Show, we cut through the noise and break down what matters most for retirees and pre-retirees, plus how you can prepare to take advantage of these changes in 2025 and beyond.
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2 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Keep the Main Thing the Main Thing
With so many moving parts in retirement planning—like Social Security, Roth conversions, long-term care, and estate planning—it’s easy to lose focus. In this episode of The Retirement Income Show, we cut through the noise to identify what truly matters: income investing. We’ll explain why retirement is really about replacing your paycheck, not just growing your investments, and how relying on withdrawals can put your future at risk. Learn how to generate reliable income through proper income ...
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3 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Decumulation: Turning Savings into Income
You’ve spent your life saving and preparing for retirement, but now comes the hard part: spending it wisely. In this episode of The Retirement Income Show with Dave Stearns, we tackle one of the most overlooked and anxiety-inducing parts of retirement planning: decumulation. We explore why it's so difficult to shift from saving to spending, walk through common withdrawal strategies like the 4% Rule, Dynamic Spending, and the Bucket Approach, and explain why decumulation requires a whole new m...
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4 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Top Financial Scams Targeting Retirees
In this episode of The Retirement Income Show with Dave Stearns, we shine a spotlight on the newest and most dangerous financial scams targeting retirees today. From fake Medicare calls and AI-powered voice impersonations to romance scams and phishing emails, scammers are using sophisticated technology and sneaky tactics to steal your money and personal information. We’re breaking down the red flags to watch for, how these con artists find you in the first place, and smart strategies to prote...
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4 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Current Events and Considerations
In this episode of The Retirement Income Show with Dave Stearns, we tackle some of the most pressing concerns facing retirees and pre-retirees today — from inflation, interest rates, and Social Security uncertainty to scam prevention, housing decisions, and geopolitical instability. We also unpack the risks of outdated investment strategies and explore practical alternatives for generating reliable income. Don’t miss this timely conversation to help you prepare for a stress-free retirement, n...
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4 months ago
25 minutes

The Retirement Income Show with Dave Stearns
The Four Quarters of a Complete Retirement Plan
Have you ever unpacked a new item to assemble it, only to realize a crucial part was missing? It’s frustrating, and it can make the whole thing useless or at least sub-optimal. The same is true in many areas of life, especially retirement planning. If even one piece of your retirement plan is missing, the whole strategy can be incomplete, and that can have serious consequences. If you want to be confident that your retirement plan is truly complete, don’t miss this episode of The Retirement I...
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5 months ago
23 minutes

The Retirement Income Show with Dave Stearns
Income First, Growth Second Approach
If retirement had a middle name, it would be "Income," just like our show: The Retirement Income Show. You have to have income to replace the salary that you earned every week when you were working. It's important to realize that income is one of the primary elements of a successful and stress-free retirement. Too many people think of income as taking money out of your account, but there's so much more to it. Join us for this episode of The Retirement Income Show with Dave Stearns as we...
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5 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Retirement Mailbag
Retirement can bring about lots of questions, whether you're preparing to retire soon or have been retired for years! Over the last 20+ years at Stearns Retirement Group, we’ve heard them all. On this episode of The Retirement Income Show with Dave Stearns, we’re digging into the mailbag to answer some of the top questions retirees ask us. Don't miss it! www.incomeisking.com | www.stearnsretirementgroup.com
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6 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Retirement Investing Is Not as Difficult as Wall Street Has Made It!
There aren't many things that can happen economically, geopolitically, or socially that the stock market is not familiar with. If there were a way to invest in retirement that was effective in all market environments, would you want to know about it? Of course you would, so don't miss this episode of The Retirement Income Show with Dave Stearns!
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6 months ago
23 minutes

The Retirement Income Show with Dave Stearns
What Should I Do with My 401(k)?
Many people don’t even think about their 401(k) when they change employers. In fact, some people don’t even know the options for their employer plans. On this episode of The Retirement Income Show with Dave Stearns, we’ll help you sort it all out so that you know the next steps to take. We're covering the purpose of a 401(k), pensions, investment options, strategy, Roth conversions, and more!
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6 months ago
23 minutes

The Retirement Income Show with Dave Stearns
What Advisors Should Not Do in Retirement Planning
In some ways, we could call this episode the "bloopers" of what advisors do in retirement planning. In a lot of cases, many advisors don't know what they don't know. If you apply the same strategies in retirement that you used when you were in the savings years, you could be in for financial ruin when it comes to living out retirement. If you want to be sure you have the right retirement strategies in place, don't miss this episode of The Retirement Income Show with Dave Stearns as we discuss...
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7 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Outlining Your Retirement Strategy
When you think about retirement, having a strong outline of the primary elements can put you way ahead of the game when you reach that milestone. Join us for this episode of The Retirement Income Show with Dave Stearns as we focus on the outline so that you can fill in the blanks to your retirement!
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7 months ago
24 minutes

The Retirement Income Show with Dave Stearns
Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement. You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care. Because it’s not enough to have a good advisor—you need one in the right business ...