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The Property Corner with Rowan Alexander
Rowan Alexander
70 episodes
3 days ago
Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.
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All content for The Property Corner with Rowan Alexander is the property of Rowan Alexander and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.
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Business
Episodes (20/70)
The Property Corner with Rowan Alexander
Do You Really Need a Deposit to Buy Property? | Why Putting Down a Deposit Matters

Thinking of buying your first home? In this episode of The Property Corner, Jason Blight from Alexander Swart Property Group shares expert advice on whether you really need a deposit when buying property.


With 17 years of experience in the northern suburbs of Cape Town, Jason explains how a deposit can help your offer stand out, build trust with sellers and banks, and even save you thousands over the long term.


If you’re a first-time buyer, this video is packed with insights to help you make informed decisions and get ready for your first property purchase.


Leave your questions in the comments and subscribe for more property tips.


In this episode:

00:00 Introduction

00:54 The Seller’s Perspective

01:38 Long-Term Savings

02:24 Start Saving Now

03:16 Is My Deposit at Risk?


#FirstTimeHomeBuyer #PropertyAdvice #PropertyTips #RealEstateSouthAfrica #HomeOwnership

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3 days ago
4 minutes 28 seconds

The Property Corner with Rowan Alexander
How old can you be to get a home loan in South Africa.

In this episode, we explore age limits when applying for a bond in South Africa. Can you still get a bond at 70? How do the banks view applications from people nearing retirement? We break down how Absa, Nedbank, Standard Bank and FNB approach late-stage bond applications, including maximum repayment ages and loan terms.


Whether you are planning your retirement, looking for a property investment, or simply curious about bond options later in life, this short episode gives you a clear understanding of what to expect and how to prepare.


Remember, while the banks generally require bonds to be fully repaid by the age of 75, you may still apply later in life if you can show the ability to repay.


Like, subscribe and hit the notification bell to stay up to date with our latest episodes.


In this episode:

00:00 Introduction

00:39 How banks view age limits for bonds

01:38 Bank policies

03:11 Why people over 65 still apply

04:57 Affordability after retirement

06:53 Final answer


#BondApplication #PropertyInvestment #BondTips #FinancialPlanningSA #RetirementPlanning #SouthAfricaProperty


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

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2 weeks ago
8 minutes 4 seconds

The Property Corner with Rowan Alexander
What qualifies as Income for a Mortgage Bond | South African Real Estate

Not all income is seen the same way by the banks. In this episode we explain how banks view different income sources when calculating affordability.


We cover salaries, wages, overtime, commissions, shift allowances, bonuses, rental income, maintenance, and even investment income. Each bank applies its own rules and percentages, which means not all of your earnings may count in full.


We also highlight what proof you need, why consistency matters, and how a mortgage originator can help match your income to the right bank.


If you are applying for your first bond or growing a property portfolio, this guide will help you understand exactly what counts as income.


In this episode:

00:00 Introduction

00:44 Salaried Income Earner

01:42 Wage Earner

03:13 Overtime

04:20 Commissions

06:44 Shift Allowances

07:18 Investment Income

08:06 Bonuses

09:21 Maintenance (Child Support)

10:53 Rental Income

13:36 Side Hustles


#BondApplication #PropertyInvestingSA #HomeLoanTips #MortgageAdvice #SouthAfricaRealEstate


Subscribe to us on your favourite podcast platform :

Youtube: http://youtube.com/@propertycornerza

Spotify: https://shorturl.at/horJT

Apple Podcasts: https://shorturl.at/alFG7

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1 month ago
16 minutes 11 seconds

The Property Corner with Rowan Alexander
Why You Shouldn’t Buy Property Cash

Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor.


We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides.


I also address common objections such as:

  • “I simply hate debt”

  • “What if interest rates go up”

  • “Cash feels safer”

  • “I want to own my home outright”


Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience.


If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for you


In this episode:

00:27 In the case of owner-occupier.

06:37 In the case of investor.

11:31 Common objections for using bonds.

13:52 Four tips for using bonds smartly

15:49 Visual Representation


#CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuilding


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

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1 month ago
17 minutes 45 seconds

The Property Corner with Rowan Alexander
Cashflow vs Capital Growth. Build a Property Portfolio That Lasts

Everyone on social media is talking about cash flow when it comes to property investment, but is that really all there is to it? In the latest episode, we take a practical look at why cash flow is just one piece of the puzzle when building a sustainable property portfolio in South Africa.


I share a full three phase strategy that I use in my own investments, client recommendations and partnerships. We cover everything from capital appreciation and cash flow to affordability limits, exit strategies, and when to sell or hold on to your properties.


Whether you're just getting started or already have a few properties under your belt, this blueprint will help you map out your journey with purpose and clarity.


What you’ll learn:

● Why your end goal matters more than your first property

● How to structure your portfolio through three clear phases

● When to focus on capital growth versus cash flow

● How to avoid investor fatigue and stagnation

● Tips for reducing risk and increasing passive income long term


This is for anyone serious about building lasting wealth through property in South Africa. No fluff, no course sales. Just real experience and real strategy.


Remember to like, subscribe and share if this helped you.


In this episode:

00:00 Introduction

00:16 Cash flow is not the dominant factor

01:18 Why are you investing in property?

02:46 Tailored strategy approach

03:38 Inception phase

04:50 Inception phase strategic tips

05:25 Inception phase warnings

05:36 Expansion phase

07:59 Expansion phase strategic tips

10:11 Maturity phase

13:17 Maturity phase strategic tips

14:20 Sustainable property portfolio blueprint table

14:45 Cash flow properties limitations & risks

18:59 Think long term & get started


#PropertyInvestment #CashFlowVsCapitalGrowth #PropertyPortfolio #WealthBuilding #PassiveIncome


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

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3 months ago
20 minutes 27 seconds

The Property Corner with Rowan Alexander
5 Reasons why people are moving to Cape Towns Northern Suburbs

Thinking of moving to Cape Town’s Northern Suburbs? Here’s why so many already have.


From Brackenfell to Durbanville and Kuils River, the Northern Suburbs are fast becoming some of the most popular places to live in Cape Town. In this video, we break down the top five reasons more people are choosing to leave the city centre and head north.


We look at real sales data, lifestyle benefits and why these suburbs are ideal for families, first-time buyers and investors.

● Get more home for your money

● Access excellent public and private schools

● Enjoy nature trails, parks and weekend wine trips

● Benefit from modern infrastructure and smart new estates


Whether you're buying your first home, upgrading or investing, this episode gives you a clear view of what the Northern Suburbs have to offer.


Ready to make a move?

Get in touch with Alexander Swart Property Group on 021 981 1307, your local experts in the Northern Suburbs of Cape Town.


YouTube channels content used:

● @‌peterchongair ➡️ https://www.youtube.com/@UCFQlWPoGFAV-gDjtTWio1SA

● @‌WarrenMelissaGoRiding ➡️ https://www.youtube.com/@UCz7xaKjtamggJK8YnkhLqrg


In this episode:

00:00 Introduction

00:25 Highest turnover areas at the moment

01:20 Reason 1

02:57 Reason 2

03:52 Reason 3

04:19 Reason 4

04:54 Reason 5

05:43 Reach out to us


#propertyinvestment #suburbanlife #capetownrealestate #familyfriendlyliving #capetownlife


Subscribe to us on your favourite podcast platform :

Youtube: http://youtube.com/@propertycornerza

Spotify: https://shorturl.at/horJT

Apple Podcasts: https://shorturl.at/alFG7

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3 months ago
6 minutes 2 seconds

The Property Corner with Rowan Alexander
Should you invest in AirBNB Properties? | My interview with Louis Reynhardt

Airbnb rentals are booming across Cape Town, but is the hype sustainable?


In this episode of The Property Corner, I sit down with Louis Reynhardt to unpack why both of us are steering clear of Airbnb investments right now. While short term rentals may offer higher returns on paper, the real story includes hidden costs, time commitments, and serious regulatory risks.


We cover:

✔️ Why Airbnb is not as passive as people think

✔️ The risk of relying on tourism-driven markets

✔️ How regulations in cities like Barcelona and New York are impacting short term lets

✔️ Why long term rentals offer better stability and growth

✔️ The real impact on your access to finance when scaling a portfolio


Whether you're a new investor or scaling up, this is a must-watch conversation about strategy, risk, and the future of property in South Africa.


👍 Like, subscribe to The Property Corner and hit the bell icon to stay in the loop.


Make sure you head over to Louis’s channel and explore his latest videos:

● https://www.instagram.com/louisreynhardt/

● https://www.youtube.com/@louisreynhardt


In this episode:

00:00 Introduction

00:32 Why avoid Airbnb investments if the returns are so high?

01:16 Should investors just ride the Airbnb wave or avoid it?

03:01 Will Airbnbs outperform inflation?

04:34 Airbnb assumptions and speculations

04:51 Is Airbnb a passive investment?

06:42 Look at how the regulations have affected cities like Barcelona, Amsterdam and New York.

07:11 How does dual use affect your returns?

09:33 “It’s more flexible to have multiple tenants.”

10:51 Airbnbs have outperformed the market in the last three years. Isn’t that enough proof?

12:10 Is buy-to-let a viable long term strategy?

13:29 Is Airbnb a viable long term strategy to build your portfolio?

15:30 What if I have an Airbnb and I sell after five years?

16:47 “So why are you avoiding Airbnb?”

Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7

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4 months ago
17 minutes 44 seconds

The Property Corner with Rowan Alexander
Airbnb vs Long Term Property Investment in Cape Town: Is the Bubble About to Burst? 🇿🇦🏡

Cape Town’s property market has changed dramatically since 2019. Back then, sellers were desperate and properties were going well below asking price. Now in 2025, short term rentals like Airbnb are booming, especially along the Atlantic Seaboard and in the CBD.


But is it sustainable?


In this video, I unpack the risks behind the current short term rental craze and explain why I am focusing on long term investments in more stable suburbs like Durbanville, Century City and Rondebosch. From inflated Airbnb returns to the hidden costs most people ignore, I show why long term property offers better consistency, lower risk and stronger overall returns.


We cover:

✅ What is driving the Airbnb trend

✅ Actual occupancy stats and income figures

✅ The real costs most investors forget

✅ How locals are being priced out of the city

✅ Where to find long term value in Cape Town


If you are a first time investor or looking to grow your portfolio, whether you are based in South Africa or abroad, this video offers a grounded and honest view of the market.


Book a free consultation and let us talk property.


Read the full articles:

● https://www.moneyweb.co.za/moneyweb-podcasts/the-property-pod/rampant-demand-for-short-term-residential-rentals-in-cape-town

● https://www.property24.com/articles/time-to-buy-cape-town-luxury-home-prices-fall-by-up-to-r10m/28734

● https://www.dailymaverick.co.za/article/2024-07-28-average-capetonians-cant-afford-any-of-the-new-apartments-on-atlantic-seaboard

● https://www.property24.com/brackenfell/protea-heights/property-trends/9602

● https://www.property24.com/durbanville/property-trends/439

● https://www.bizcommunity.com/article/international-buyers-drive-capes-luxury-property-sales-587450a

● https://www.bizcommunity.com/article/capitalising-on-investment-potential-in-cape-towns-northern-suburbs-583140a


In this episode:

00:00 Chasing Quick Returns

00:31 2019 Cape Town and Atlantic Seaboard Buyer Shortage

01:16 2025 Surge in Short Term Rental Demand

01:32 Rampant Demand for Short Term Residential Rentals in Cape Town

02:08 2019 vs 2025 Short Term Rental Demand

02:49 Seasonal Fluctuations and Increased Operating Costs

03:29 Average Annual Revenue per Annum for Airbnb in Cape Town

03:47 Management Demands of Airbnb

04:20 Are We in a Bubble and Are There Any Warning Signs?

04:58 Risks of Short Term Rental Investors Fueling the Market

05:27 Airbnb Disrupting the Global Property Market

05:59 Cape Town Exploring Short Term Rental Market Regulations

06:22 Understated Rental Income and Tax

06:35 The Conclusion

06:45 Stable Long Term Investments Cape Town Suburbs Have to Offer

07:00 Consistent Demand and Long Term Growth

07:34 Who Is Airbnb a Good Fit For?

07:42 Is Your Aim Long Term Wealth Creation?

08:05 Best Real Estate Returns

08:21 Reach Out and Book a Free Consultation


Subscribe to us on your favourite podcast platform :

Youtube: http://youtube.com/@propertycornerza

Spotify: https://shorturl.at/horJT

Apple Podcasts: https://shorturl.at/alFG7

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4 months ago
9 minutes 1 second

The Property Corner with Rowan Alexander
Inside the PayProp South African Rental Market Q1 2025 Report

In this episode of The Property Corner, Rowan Alexander is joined by Andre van Rooyen from PayProp to unpack the Q1 2025 Rental Index Report.


They break down national and provincial rental trends, average rent growth, arrears rates, and what this means for landlords, investors, and tenants across South Africa.


With the average national rent now over R9 100 and arrears stabilising at 17 percent, Rowan and André explore which provinces are seeing the fastest growth, why certain age groups are under financial pressure, and how practitioners can mitigate risk when placing tenants.


They also touch on practical advice for futureproofing rental portfolios, evaluating affordability ceilings, and what to watch as interest rates and inflation shift.


If you want data-backed property insight with practical takeaways for the rental market, this is a must-watch.


Subscribe to The Property Corner for more episodes with expert guests and local market insight you can trust.


Read the full report here: PayProp Rental Index

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4 months ago
39 minutes 45 seconds

The Property Corner with Rowan Alexander
Buying or Renting : Which Builds More Wealth?

Is renting really cheaper than buying in South Africa, or is home ownership the smarter long term play?


In this episode of The Property Corner, Rowan Alexander breaks down the true cost of renting vs buying using real figures from over 15 years of market experience.


He compares monthly expenses, investment returns, long term equity, and even projected net worth after 20 years to help you see what most of the online debates miss.


Using an example of a R3 million home, Rowan explains when renting might save you in the short term and how buying can create far more value over time.


If you have been on the fence about whether to rent or buy, this episode is packed with insight.


Subscribe to The Property Corner for practical property advice made for South Africans, and leave your questions in the comments for a future episode.


Listen on Spotify : https://open.spotify.com/show/2pKjGULdiq84n18mKQZGW9?si=fffd987dc4234feb&nd=1&dlsi=0cf65b48115d4863



Listen on Apple Podcasts : https://podcasts.apple.com/us/podcast/the-property-corner-with-rowan-alexander/id1683273264


Watch on YouTube: https://www.youtube.com/@propertycornerZA


In this episode:

00:00 – Introduction
00:28 – Online Debates vs Real Experience & Numbers
00:57 – The Common Argument Explained
01:11 – R3 Million Home vs Renting Comparison
02:02 – AI-Driven Calculations & Analysis
02:19 – Key Assumptions Behind the Comparison
04:13 – Making Provision for Maintenance Costs
04:33 – Monthly Costs of Buying a Home
04:44 – The Case for Renting
05:13 – Highest-Yielding Risk-Free Investment (ABSA)
05:50 – How Much Can You Save Renting?
05:57 – Growth Projections Over 20 Years
06:38 – Why Are Costs Rising So Fast?
07:33 – The Crossover Point (Year 10)
08:05 – Fixed Instalments for Homeowners
08:38 – Final Net Worth: Homebuyer vs Tenant
09:39 – Renter's Net Worth After 20 Years
10:09 – Putting the Numbers into Perspective
10:33 – Why This Gap Happens Over Time
10:54 – The R9.5 Million Difference
11:45 – Can You Really Be That Disciplined?
12:59 – Property Ownership & Retirement Planning
13:45 – Advice for Those Stuck Renting

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4 months ago
16 minutes 17 seconds

The Property Corner with Rowan Alexander
Q&A: What South Africans Are Asking About Property Right Now

In this episode of The Property Corner, Rowan Alexander answers questions directly from our YouTube community.


From whether you should buy in a trust or a company, to the debate between capital appreciation and cash flow, this Q&A dives into real issues that real South African buyers are facing.


He also touches on refinancing challenges with buy-to-let investments and shares thoughts on the future of Airbnb, and how upcoming legislation may affect property owners.


If you have ever left a comment or asked a question, this might be the episode where Rowan answers it.


Subscribe to The Property Corner to stay up to date with local market insights and practical property advice, and feel free to leave your questions in the comments for a future Q&A episode.


In this episode:

00:00 - Introduction

00:32 - Buy in a trust?

01:14 - Pay your bond off quicker

01:51 - Rental income vs Bond Payment

02:38 - Sponsor

03:47 - Subdividing to resell vs subdividing to create a multi-let

05:41 - AirBnB

07:49 - Residential Property Market in Gauteng

08:18 - Buy-to-let for positive cash flow or buy for capital appreciation?

09:07 - Outro

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4 months ago
9 minutes 59 seconds

The Property Corner with Rowan Alexander
The Hidden Costs of Buying a Home in South Africa Explained

Buying a property is one of the biggest investments most South Africans will make but the listed price is not the full picture. In this episode of The Property Corner Rowan Alexander explains the lesser known costs that can catch buyers off guard. From transfer fees and bond registration to occupational rent and overlooked moving expenses, this episode is filled with practical advice for anyone preparing to buy property.


Rowan also shares real examples from his own recent move and explains why understanding these costs early can save you stress and money.


Whether you are a first time buyer or a seasoned homeowner, this episode will help you prepare for the real cost of property ownership in South Africa.


Subscribe to The Property Corner for more practical property advice and real answers to the questions buyers and sellers are asking every day.


Watch now and stay informed.


In this Episode:

00:00 Introduction

00:22 Common Inexperienced Buyer Misconception

00:58 Transfer Costs

04:01 Sponsor

05:13 Bond Registration Costs

06:50 Mortgage Bond Initiation Fee

07:38 Occupational Interest Cost

10:31 Indirect Moving Costs

12:39 Security Upgrades

13:15 Utility Costs

15:04 Unforeseen Maintenance

15:48 Are These Really Hidden?

17:01 Final Thoughts


Subscribe to us on your favourite podcast platform :


Youtube: http://youtube.com/@propertycornerza

Spotify: https://shorturl.at/horJT

Apple Podcasts: https://shorturl.at/alFG7

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5 months ago
17 minutes 22 seconds

The Property Corner with Rowan Alexander
Why You Should Purchase Buy-To-Let Property In 2025

In this episode, you’ll learn why buy-to-let property is an exciting investment opportunity in South Africa for 2025.


If you’ve been looking for the right time to purchase an investment property, there is no better time than now! Today, Rowan Alexander shares all of his insights into property investment in South Africa for the upcoming year and why you should start making plans for it now.


You’ll learn:


  • Why it is a good time to purchase investment properties in South Africa this year.


  • What the property market is looking like for 2025.


  • Rental market projections for property and how it can benefit you.


  • How lower interest rates impact affordability and disposable income for success.


Learn how buying rental properties and investing in property in 2025 is the perfect time to capitalise on these favourable property market conditions!


In this episode:
00:00 Welcome
00:23 2025 Is The Season To Buy Property
00:44 Interest Rate Cycles
02:28 Sponsor
03:14 Rental Escalation
04:05 Lower Interest Rate Points
05:11 Why You Should Invest In Property
06:11 Final Thoughts

-

Thank you to HeadZone Engine Rebuilders for sponsoring today’s video! Visit them in Brackenfell, Cape Town for all of your vehicle and engine servicing repair needs: HeadZone Engine Rebuilders | Cape Town

-

Want to book a personalised consultation to discuss your options for purchasing property or investing in the near future? Make an appointment here: Contact Us

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6 months ago
7 minutes 6 seconds

The Property Corner with Rowan Alexander
How to Cut Years Off Your Bond Repayment

🏡 Want to pay off your mortgage faster and save BIG? In this episode, Rowan Alexander shares two practical strategies that could help you cut years off your home loan and save hundreds of thousands of rands in interest. These are not your typical "just pay extra" tips—these are smart, strategic ways to manage your South African mortgage bond more effectively.


🔗 Sponsored by Mortgage4U - Bond Origination & Home Loans Experts—your expert mortgage originators in SA!



Chapters:


00:00 Introduction


00:18 Please Subscribe


00:57 Every property owners dream.


01:54 Sponsor


03:03 Extra Monthly Payments


05:35 Access Bond Facility


05:58 Home loan as a savings account.


07:22 Dramatic Effect


08:04 Outro

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7 months ago
8 minutes 21 seconds

The Property Corner with Rowan Alexander
Behind the Scenes: Big Changes Coming to The Property Corner in 2025!

Big things are happening in 2025! We're moving to a dedicated podcast studio, ramping up Q&A sessions, bringing in more industry experts, and refining our content to deliver even more value. Plus, expect more structured, straight-to-the-point videos alongside our usual deep-dive discussions.


Your support has been incredible—let’s keep building this community together! If you haven’t subscribed yet, now’s the time. And if you have any questions or topics you’d like us to cover, drop them in the comments! 👇


Chapters:


00:00 Introduction


00:24 New Dedicated Studio


00:52 Please Subscribe


01:26 Sponsor


02:38 Q&As


03:18 Guest Discussions


03:41 Want to be a guest?


04:16 Instructional Videos


05:28 Channel Sponsorships


06:45 Frequency Of Content


08:03 Do you have any topics or celebrators suggestions?


08:20 Outro


A huge thank you to BuzyBuy for sponsoring this episode! If you're looking for top-tier internet solutions with personalized service, check them out at buzybuy.com.

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7 months ago
8 minutes 29 seconds

The Property Corner with Rowan Alexander
My Investment Property Update: Rezoning, Challenges & Next Steps | Part 6

In this episode of The Property Corner, Rowan Alexander is back with an exciting update on his investment property journey! If you’ve been following along, you’ll remember he started this project in late 2023, with plans to kick off renovations in 2024. But, as with any property development, things didn’t go exactly as planned. Now, in 2025, it’s full steam ahead!


This project has come with its fair share of lessons, from handling rezoning delays to dealing with objections. Rowan is taking you behind the scenes to show exactly what goes into transforming a residential property into a commercial space.


If you’re interested in property investment in South Africa, or just want to learn from Rowan’s experience, make sure to subscribe!


Thanks to the sponsor of this episode: HeadZone HeadZone Engine Rebuilders | Cape Town


Chapters:


00:00 Introduction


00:25 Investment backstory.


01:24 Sponsor


02:03 Were I’m at and looking forward.


03:45 Please subscribe and share.


04:37 Outro

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8 months ago
4 minutes 47 seconds

The Property Corner with Rowan Alexander
Expert Property Advice: First-Time Buyer Tips & Investment Strategies with Rowan Alexander

In this Q&A episode, Rowan answers your questions about key aspects of the South African property market. He covers topics such as mortgage bond strategies for first-time buyers, using access bonds for flexibility, and tax-efficient ways to manage investment properties.


Rowan also provides valuable advice on property purchases with cash, the importance of deposits, and the benefits of owning property through entities.


He tackles issues like property insurance requirements, interest rates, and property VAT, offering expert advice to help you figure out the complexities of property ownership and investment in South Africa.


Whether you're a first-time buyer or an experienced investor, this episode offers practical insights and tips to help you make informed decisions in the dynamic South African property market.


Chapters:


00:00 Introduction


01:27 Should first-time buyers with R200 000 savings put it into an access bond, and how does paying extra affect capital gains tax?


03:08 What happens if the access amount exceeds the bond balance?


04:09 Sponsor segment


05:18 What is a reasonable price reduction for cash property purchases?


08:45 Do banks consider deposits when determining your interest rate?


10:02 Positive feedback: "This video helped me not sell my two apartments."


10:29 Is it better to register property in an entity or personal names when there are multiple owners?


11:52 Expropriation risks in South Africa: Is it too risky to buy property now?


15:35 Can you buy property in South Africa with cash from abroad?


17:04 What websites do you use for mortgage bond and financial flexibility calculations?


17:51 Does anyone want interest rates to stay high or go higher in 2025?


19:02 Can you claim VAT on a property purchased from a VAT-registered seller through a VAT-registered company?


22:23 "Watter K@k?"


23:18 Can you apply for consent use instead of full rezoning for a multi-let property?


24:58 How does the bank handle joint bonds in terms of account payments?


25:29 Comment: "Want to buy property in Odisha, India? Contact me."


25:42 Can you use equity from a paid-off primary residence to buy an investment property?


26:36 A viewer shares their mortgage bond strategy: weekly payments, renegotiating interest every two years, and paying early.


29:56 Does Rowan offer mentorship?


31:25 Is home loan insurance compulsory when the loan is approved?


Special thanks to the sponsor of this episode: Mortagage4U Mortgage4U - Bond Origination & Home Loans Experts


If you’re interested in purchasing your first property, or keen on building your property portfolio, subscribe for the very best insights into the South African property market!


Our Channels:


Youtube: https://www.youtube.com/@propertycornerZA


Spotify: https://open.spotify.com/show/2pKjGULdiq84n18mKQZGW9?si=fffd987dc4234feb&nd=1&dlsi=0cf65b48115d4863


Apple: https://podcasts.apple.com/us/podcast/the-property-corner-with-rowan-alexander/id1683273264

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8 months ago
33 minutes 15 seconds

The Property Corner with Rowan Alexander
South African Property Market Predictions for 2025

Get ready for 2025 in the South African property market! 🌟 In this episode of The Property Corner, Rowan Alexander shares his insights and predictions for the year ahead. From the impact of interest rate relief to shifting trends in property price growth and immigration, we explore the key factors shaping the market.


Rowan dives into:

  • The resilience of different market segments

  • Cape Town’s skyrocketing property prices

  • A possible shift in metro growth patterns


Whether you're a homeowner, investor, or just curious about the property landscape, this episode has you covered.


Chapters:

00:00 Introduction

00:52 Sponsor

02:04 Interest rate relief

03:39 Semigration

06:26 Property prices

07:48 Rental market corrections

09:07 Strong return of the investor

11:04 What do you think about our predictions for 2025?


Subscribe to The Property Corner with Rowan Alexander for more property insights!


This episode is sponsored by:

Buzybuy - https://www.buzybuy.com/


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerZA Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7

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9 months ago
11 minutes 36 seconds

The Property Corner with Rowan Alexander
South African Property Market 2024 Recap: Trends, Buyers & Rate Cuts

In this episode of The Property Corner with Rowan Alexander, Rowan takes a look back at the South African property market in 2024. He chats about the ups and downs, whether the predictions made earlier in the year were spot on, and what’s been happening in the market.


What’s Inside:


- Interest Rate Relief: How the predicted rate cuts gave the market a bit of a boost and made buyers feel more confident.

- Migration Trends: The Western Cape is still seeing a lot of new residents, but affordability could start causing some issues.

- Buyer Pressure: The property market over R3 million is holding up well, but the sub-R1.5 million market is struggling with higher prices and rates.

- Financial Motivation to Sell: The was a rise in property sales driven by financial struggles, particularly in the sub-R1.5 million segment.


Wondering what’s going to happen in 2025? On the next episode Rowan shares his predictions for next year. Don’t miss out on this - he’s rarely wrong!


We’d love to hear your thoughts and experiences with the 2024 property trends, so drop a comment below – whether you’re a property owner, tenant, landlord, or investor.


And if you enjoyed this episode, don’t forget to like, subscribe, and share with your friends who are interested in the South African property market!


Episode sponsored by:

HeadZone Engine Rebuilders: https://www.facebook.com/people/HeadZone/100063983355749/


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7

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10 months ago
26 minutes 17 seconds

The Property Corner with Rowan Alexander
Celebrating Our 2024 Milestones – Thanks to YOU!🎉

We’ve hit some incredible achievements this year on our social media, including:

- 81 000 followers across our social platforms 🌍

- Over 3 400 followers on YouTube 🎥

- 6 226 hours of playtime – that’s over 780 full workdays of content consumed! ⏰


We've loved watching our audience grow and seeing so many of you engage with our content. A huge thank you to everyone who has liked, subscribed, and supported our journey. We’ve had some epic events, like sharing our story with Balwin Properties - none of which would have been possible without you.


Here's to even bigger and better content in 2025! 🙌


Stay tuned and thank you for making 2024 unforgettable!


Subscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerza Spotify: https://shorturl.at/horJT Apple Podcasts: https://shorturl.at/alFG7


#southafricanrealestate

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10 months ago
2 minutes 39 seconds

The Property Corner with Rowan Alexander
Welcome to The Property Corner with Rowan Alexander, Founder and Director of Alexander Swart Property Group. In this podcast series, Rowan takes a deep dive into the South African property market and shares his expertise, insights and knowledge with listeners. Through his extensive experience in the industry, Rowan provides valuable information on a wide range of topics related to the South African property market, including market trends, property investment opportunities, the buying and selling process, and much more.