Money in your 20s isn’t about getting rich fast. It’s about building a simple system that lets you enjoy life now and invest for future you.
In this solo episode I break down my automated buckets — fixed expenses, a More Life fund, an emergency fund, and investing — plus the 5-phase roadmap I’m using to hit semi-retirement by 35.
We cover earning potential vs penny pinching, balance over extremes, and practical steps you can copy today.
New episodes every Thursday 7am.
Comment your biggest money challenge and I’ll feature a few next week.
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All links (checklist, book pre-save, socials, podcast feeds):👉 https://linktr.ee/unclenathanco
DM me with your questions!IG: @unclenathanco
If this helped, send it to a friend!
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Chapters
00:00 Money is an enabler not the goal
01:07 Redefining success after school
03:19 Hemorrhaging vs hoarding money
05:18 Why systems beat willpower
06:26 Balance today’s fun with tomorrow’s goals
08:06 Stop obsessing over coffees focus on earning more
09:14 My money system: fixed expenses → More Life → emergency → investing
13:02 Automations tracking and the 70/30 everyday split
15:05 Goals and 10-year plan mindset
16:23 Phase 1: capital stacking and skills mastery
17:44 Phase 2: first investment property and scaling
20:05 Phase 3: portfolio growth and compounding
21:08 Phase 4: shift to safer passive scaling
22:00 Phase 5: semi-retire at 35 and live off assets
24:31 Why starting now matters more than perfection
25:41 Actionable takeaways: build a system stack skills balance passions
31:15 Community Q: the best investment in your 20s
33:21 Closing ideas on exploration and systems
34:44 Life update: book progress, new role at Drink Hyro
36:16 Outro and call for your money stories
#lifeinyour20s #personalfinancetips #moneymanagement #youngandrich