For many UAE residents, a car is more than just a vehicle — it’s an extension of home. From gym kits and kids’ school bags to weekend plans, we carry a lot more than just ourselves. But when an accident happens, the stress isn’t only about the car — it’s the claims, the paperwork, the garages, and the delays. In this episode of The Policy Project Podcast, host Malvika speaks with Toshita Chauhan, Chief Business Officer – General Insurance at Policybazaar.ae, about how Claims Assurance is transforming motor insurance in the UAE. From cashless repairs and guaranteed claim settlements to faster digital approvals, discover how modern insurance is designed to protect drivers not just from accidents, but from the hassles that come after. Plus, we take on real UAE driver questions about managing claims digitally, speeding up approvals, and making sure genuine claims are never ignored. If your car is your second home, this episode is your guide to protecting it — and your peace of mind.

Here’s a truth we often forget: our family’s financial security is only as strong as the plans we make today. In the UAE — where opportunities meet uncertainty — global shifts, inflation, and unexpected life events can leave families vulnerable if they’re unprepared. That’s where smart financial planning with the right mix of protection and growth comes in. In this episode of The Policy Project Podcast, Malvika sits down with Neeraj Gupta, CEO of Policybazaar.ae, to unpack: Why financial security is a growing priority for UAE families The role of protection + growth in modern financial planning Real examples of insurance saving families from crisis Steps every expat should take today to protect their children and future Plus, in our Ask Away segment, we answer real UAE residents’ questions on balancing premiums, job loss protection, corporate cover gaps, and more. If you’ve ever wondered how to give your family long-term security in a fast-changing world — this conversation is for you.

What happens if your paycheck stops tomorrow? 💭 In this episode of The Policy Project Podcast, we uncover why Income Protection Insurance is a must-have in the UAE — and how it helps safeguard your lifestyle, financial commitments, and family’s security when you’re unable to work. 🎙️ Guest: Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae Stay informed. Stay protected. Tune in to The Policy Project Podcast — your guide to smarter financial decisions. 🎧

Healthcare costs in the UAE are climbing fast — but so are the innovations in health insurance. In this episode, host Malvika talks to Toshita Chauhan, CBO General Insurance at Policybazaar.ae, about how modern health plans are changing the game with instant claims, global coverage, and built-in wellness benefits. We also answer real questions from UAE residents on maternity costs, dental cover, and what happens when your basic insurance just isn’t enough. Stay informed, stay protected — tune in to The Policy Project Podcast now.

This milestone edition of The Policy Project is extra special. For our 50th episode, we’re joined by none other than Neeraj Gupta, CEO of Policybazaar.ae, as host. In this episode, Neeraj takes us on a journey through the pillars of true financial security — from building financial independence to understanding the power of investing, and why Term Life Insurance and Health Insurance are non-negotiable when it comes to protecting your future. Over the past 49 episodes, we’ve explored stories, insights, and expert advice to make finance simpler and protection stronger. Episode 50 is a celebration of how far we’ve come and a reminder of why planning today means freedom tomorrow. 🎙️ Tune in as we mark 50 conversations, 50 lessons, and countless takeaways that put you, the listener, at the heart of financial empowerment. Here’s to the next 50! 🚀

The word caregiver is often used in the same context as mothers.But don’t the caregivers themselves deserve care and support? Maternity Health insurance isn’t just about saving medical bills on delivery but providing peace of mind to budding moms who are about to embark on the most beautiful journey in the world! In the latest episode of The Policy Project, which features Toshita Chauhan, Chief Business Officer, Health Insurance at Policybazaar.ae - We discuss all about Maternity Health Insurance in the UAE.

The cost of giving your child a great education is rising every year in the UAE - and the right time to plan was yesterday. The next best time? Right now.In this Back-to-School special of The Policy Project, host Shruti Chhangani is joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to discuss everything parents need to know about education planning, tuition trends, emotional trade-offs, and smart savings strategies. Learn how Child Education Plans not only help build a fund for school and university costs, but also protect your child’s dream—no matter what life throws your way.Listen now and discover why Protecting Today & Tomorrow is more than a theme—it’s your next best move.

There’s something grounding about the idea of home—where you feel safe, settled, and secure. But what happens when that sense of safety is suddenly shaken?In this episode of The Policy Project by Policybazaar.ae, we confront that very question.Recent events like the Tiger Tower fire have brought home insurance to the forefront of public conversation. And yet, many in the UAE—especially renters—still overlook it, believing it’s unnecessary or too complex.Featuring Toshita Chauhan, Chief Business Officer at Policybazaar.ae, we go beyond the fine print to explore why home insurance is no longer optional. From breaking down cover types to decoding claims processes and tenant liability, we simplify it all. You’ll also hear real audience questions answered—on water leaks, jewelry, alternative stays, and more.Because protection doesn’t start after the damage—it starts with a plan.

There’s something quietly powerful about the moment you decide to take control of your financial future—the click of a calculator, the first step into a new savings plan, the possibilities stretching out like an open road. But even the best intentions can falter without the right investing mindset. In the latest episode of The Policy Project, featuring Atul Kathuria, Business Head, Life Insurance at Policybazaar.ae, we go beyond the buzzwords to explore two foundational pillars of smart investing: compounding and consistency. Tune in to discover how these simple yet transformative principles can turn small steps into lasting wealth.

We don’t often think about what happens if illness or tragedy strikes—until it does. And understanding what people are actually claiming for when it comes to life and critical illness insurance? That’s where awareness turns into action. In the latest episode of The Policy Project Podcast, which features Atul Kathuria, Business Head, Life Insurance at Policybazaar.ae - we uncover the real stories behind the statistics—from cancer and heart disease to the growing number of claims among younger adults. With insights into gender gaps in coverage, the rise in critical illness claims, and why early detection could save your life, this discussion isn’t just about policies—it’s about preparedness. Tune in as we break down the numbers and, more importantly, what they mean for you and your loved ones

As UAE temperatures hit a sizzling 50°C, the urge to escape to cooler shores is real—and thousands of residents are doing just that. But while you’re booking flights and finalizing itineraries, one crucial item often gets overlooked: travel insurance.In this summer-special episode of The Policy Project, our host Sid is joined by Toshita Chauhan, Business Head – General Insurance at Policybazaar.ae, to unpack everything UAE travellers need to know before heading out. From whether credit card insurance is enough, to what’s really covered in case of a medical emergency abroad, lost luggage, or visa rejections—this episode covers it all.

In this episode of The Policy Project, Sid is joined by Toshita Chauhan, Business Head - Health Insurance at Policybazaar.ae, to explore how UAE health insurance is evolving. From mental wellness and telemedicine to wellness perks and alternative care, they unpack the latest policy inclusions that match today’s lifestyles. Tune in for expert insights and real FAQs that show how modern health coverage is becoming smarter and more relevant.

Going electric is more than just a trend—it’s a statement. But with new tech comes new challenges, especially when it comes to insurance. In this episode of The Policy Project, Sid and Neeraj Gupta, CEO, Policybazaar.ae, break down what makes insuring electric vehicles different from conventional cars. From battery coverage to rising premiums and roadside support, they dive into everything UAE EV owners need to know—and answer your burning questions on protecting your ride the smart way.

Life insurance is one of the most important financial decisions you'll ever make, but choosing the right plan can be confusing. Term Insurance or Whole Life Insurance—what’s the difference, and which one is right for you? In this episode of The Policy Project, Sid sits down with Atul Kathuria, Business Head of Life Insurance & Investments at Policybazaar.ae, to break it all down. They discuss coverage, costs, cash value benefits, and the key factors to consider before making your choice. And, of course, they answer your burning questions on securing your financial future.

There is no better way to say that you have arrived, than to make a stylish entry in a classy luxury car. But like with more power comes more responsibility, with more luxury comes a greater need for its sustenance. In this episode of The Policy Project, Sid and Neeraj Gupta, CEO, Policybazaar.ae discuss what makes car insurance for luxury cars unique, what to look for in a policy, and they also answer your questions on safeguarding high-value vehicles.

Women in business are unstoppable—breaking barriers, leading industries, and redefining success! In the latest episode of The Policy Project by Policybazaar.ae, Toshita Chauhan, Business Head – Health & Motor Insurance, sits down with two inspiring entrepreneurs, Malavika Varadan and Rashi Chowdhary, to talk about leadership, financial independence, and the power of resilience. From navigating challenges to building lasting legacies, we cover it all—plus, we answer your questions! Tune in for an empowering conversation that’s all about women supporting women.

"Two are better than one if two act as one." - So goes a famous quote by Mike Krzyzewski. And while it may not have been written in particular for ULIPs, it certainly applies to them! If you are searching for a dynamic combination of insurance and investment then look no further - ULIPs are your best friends!  In the latest episode of The Policy Project, which features Pradeep Mishra - General Manager, Innovation & Marketing at LIC International and Atul Kathuria - Business Head, Life Insurance, Policybazaar.ae - We discuss all about ULIPs and also answer questions asked by you

From booking cabs to reserving restaurant tables and even choosing dining companions by swiping through profiles on our phones, we're using technology everywhere! So why should our insurance experience be left behind? In the latest episode of The Policy Project, which features Brijesh Kumar, Head of Technology and Product at Policybazaar.ae - We discuss all about the role of tech in redefining user journeys and customer experiences in Insurance, and also answer questions asked by you!

It is often said that a friend to all is a friend to none. But with Insurance things are the opposite. From tech-savvy trends to new-age risks, insurers must stay one step ahead with creative solutions catering to all generations. Be it Boomers, Millennials, Gen Z, Gen X or even the generations yet to come. It’s all about keeping up with the times while still offering peace of mind! And in the latest episode of The Policy Project, which features Neeraj Gupta, CEO, Policybazaar.ae. We discuss all about insuring current as well as future generations and also answer questions asked by you!

Leveraging debt and credit cards is like jumping on a trampoline with a jet pack strapped on. With the right strategy, you can soar to new heights of wealth creation! In the latest episode of The Policy Project, which features Business Head, Banking, Sachin Desai - We discuss all about the role of leveraging debt and credit cards in significant wealth creation and also answer questions asked by you!