Think your 401(k) will fund your retirement? Think again. In this episode of the Passive Income Machine, Ryan D. Lee exposes the Cobra Effect—a dangerous mental trap that causes most traditional retirement plans to backfire. You'll discover why first-order thinking leads to financial failure… and how second and third-order consequences are secretly draining your wealth, locking away your money, and leaving you at the mercy of Wall Street and future taxes. Ryan reveals why blindly following the herd (401(k), IRAs, target date funds) feels safe now but ends in regret—and shows you a smarter path built on financial intelligence, real assets, and complete control. - Learn why retirement accounts trap your money- Understand the power of second-order thinking- Discover the Passive Income Machine Strategy- Multiply your dollars using the VAULT and real estate- See how one dollar can work 5x harder for you Ready to take control of your money and your future?Then join us at the How to Retire in 10 Years Summit — your chance to learn the exact system Ryan and thousands of others are using to build passive income and real financial freedom in 2025. Spots are limited and early registration includes an exclusive bonus.Register now at retirein10years.com