In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders break down the chaos surrounding government shutdowns, SNAP benefit delays, and Black Swan economic events—and why building financial resilience is no longer optional. Whether you’re a real estate investor, entrepreneur, or working professional, this episode gives you the strategies to protect your wealth when the unexpected hits. Learn why reserves are your lifeline, how to balance leverage like a barbell, and how sustainable success beats short-term wins every time. Topics Covered: Black Swan events and why they’re inevitable How government instability impacts real estate cash flow Preparing for late Section 8 payments The barbell strategy for wealth protection Building reserves across your business, personal life, and investments Why sustainability—not speed—is the ultimate financial metric

Are you investing… or just speculating? In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders break down the critical difference between being an investor and a speculator—and why most people are actually gambling with their financial future without even realizing it. We unpack: Warren Buffett’s 2 rules of money (and why most ignore them) The psychology of speculation and hope-based investing Real-world Ponzi schemes and what to watch out for The boring (but proven) path to true financial freedom Why understanding risk is the key to building wealth that lasts You’ll also hear the outrageous true story of the “Denar Daddy” and how even smart people fall for big promises when they’re trying to skip the process and get the outcome.

Morgan Stanley Just Shifted Billions to Gold—Should You Follow? In this eye-opening episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders break down Morgan Stanley’s shocking shift from the traditional 60/40 portfolio to a 60/20/20 allocation—with 20% now going to gold. What does this signal about inflation, the dollar, and the future of your retirement? And what should you be doing now? Discover: Why inflation is Wall Street’s hidden crisis What gold really represents in your portfolio How to protect your wealth from the coming storm Why "hoping" your portfolio works is NOT a strategy What the wealthy are doing (that you aren’t)

Did you know you can build wealth without using your own money? In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders break down the four hidden sources of capital—also known as Other People’s Money (OPM)—that are sitting right under your nose. You’ll discover how to use: - Life insurance companies- Banks- Tenants- And even the government …to acquire real assets, generate cash flow, and create true financial freedom in 10 years or less. This is the playbook the wealthy already use. Now it’s your turn. JOIN THE MOVEMENT Register now for the How to Retire in 10 Years SummitUnlock the step-by-step system for creating tax-free passive income in 2025.🔗 retirein10years.com — Bonus access ends soon!

What if the biggest opportunity in real estate isn’t found in trendy cities or giant apartment complexes—but in middle America single-family homes rented by retirees? In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders dive deep into the fastest-growing rental demographic in America—adults aged 55 and up—and what that means for your wealth-building strategy. You’ll discover why turnkey real estate is the simplest, most scalable path to passive income, especially in a world where traditional retirement is broken. They discuss: Why more retirees are renting single-family homes The hidden costs of relying on home equity in retirement Why single-family homes are the most resilient asset class The power of turnkey real estate for time-starved professionals What you can do today to avoid becoming another 401(k) statistic Want to learn how to retire in 10 years or less?Don’t miss the How to Retire in 10 Years Summit—your step-by-step blueprint to build passive income, escape the grind, and take control of your future.Register now at https://retirein10years.com for exclusive bonuses and early access!

Most Americans have no idea how much they'll actually owe in taxes during retirement—and the truth might shock you. In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders reveal the hidden tax traps of traditional retirement accounts (like 401(k)s and IRAs), and how to escape them using smart, legal tax strategies the wealthy use every day. You'll discover how to: Use a tax teeter-totter to reduce future taxes by tens of thousands of dollars Unlock phantom income using leverage and the equity in real estate Tap into overfunded life insurance (The Vault) for tax-free income Understand the difference between ordinary, portfolio, and phantom income Shift from the consumer economy to the ownership economy Ready to take action? Join us for the How to Retire in 10 Years Summit — your step-by-step blueprint to escape the rat race, keep more of your money, and achieve true financial freedom. Register now at https://retirein10years.com for early bird bonuses and insider access.

Taxes are everywhere—and they’re stealing your wealth in plain sight. In this episode of The Passive Income Machine, Ryan D. Lee and tax expert Scott Saunders expose the truth behind the 100+ hidden taxes Americans pay every day—and how the system is quietly profiting off your ignorance. They break down: Why taxes feel invisible but cost you big How the IRS is your “silent partner” in retirement The real reason tax-deferred accounts might hurt you later Why real estate unlocks powerful tax advantages—and how to start What Congress is actually incentivizing (and how to benefit) This isn’t just a rant—it’s a roadmap. When you understand how to control the one tax that truly matters—your income tax—you can finally play offense with your money. Want the full playbook to retire in 10 years or less? Join the How to Retire in 10 Years Summit now!Click here to register: https://retirein10years.comEarly access bonus available for a limited time!

Most people think their CPA is helping them “save on taxes”… but what if they’re just looking in the rearview mirror? In this eye-opening episode of The Passive Income Machine, Ryan Lee and co-host Scott Saunders reveal the massive difference between tax preparation and true tax strategy—and how the wealthy legally pay less and keep more using the very same IRS code you have access to. We cover: The “two tax codes” (one for the informed, one for everyone else) How a simple real estate strategy can eliminate $130K in taxes Why you’ll likely be in a higher tax bracket in retirement (not lower) How to turn tax savings into lifetime wealth using The VAULT And why the real financial game is won by those who plan ahead Join the How to Retire in 10 Years SummitThis is the game-changer. We’re bringing the full system together—from tax strategy to real assets, vaults, and cash flow—in one event.Get your free ticket + early bird bonus here: https://retirein10years.com

Is life really harder for the next generation—or are they just lazy?In this powerful episode, Ryan D. Lee and co-host Scott Saunders break down the harsh truth about inflation, rising asset prices, and why wages haven’t kept up. You’ll discover how to measure wealth differently, and how to convert fake dollars into real, income-producing assets that can set you—and your children—free. From the myth of the dollar to the truth about real assets like gold, oil, Bitcoin, real estate, and the VAULT strategy, this episode challenges the traditional financial narrative and reveals a smarter way to build lasting wealth. - Discover how one 25-year-old couple is already on their third cash-flowing property- Learn why inflation punishes savers and rewards asset holders- Understand why holding assets—not liquidating them—is the real path to wealth- See how to raise financially intelligent kids in a broken system Ready to fight back? Join the movement.Register now for the FREE How to Retire in 10 Years SummitEarly access is live—with exclusive bonuses for fast action:https://retirein10years.com

What if your tax strategy could define your investing strategy—and fast-track your freedom? In this episode of the Passive Income Machine Podcast, Ryan D. Lee officially welcomes Scott Saunders as the new co-host. With 37 years of experience, 100,000+ 1031 exchanges, and national influence in real estate tax law, Scott brings unmatched expertise to the mission of helping you retire in 10 years or less. - Discover why 1031 exchanges are one of the most powerful wealth-building tools in the tax code.- Learn how to legally defer taxes forever and pass wealth to your heirs tax-free.- See why we believe that “tax strategy defines investing strategy.” Want to apply these strategies and create real financial freedom in 2025? Join the FREE Retire in 10 Years Summit – The ultimate event to build your Passive Income Machine and take control of your future.Register here: https://retirein10years.com

Is paying off your mortgage early the smartest move… or the biggest mistake? In this episode of the Passive Income Machine podcast, Ryan D. Lee challenges conventional wisdom and walks you through the math, mindset, and strategy of why keeping your mortgage may actually make you wealthier. Learn how inflation, taxes, leverage, and liquidity all work together to build real financial freedom—not just the illusion of being "debt free." You’ll discover how wealthy investors use good debt to create cash flow, protect liquidity, and build long-term wealth. If you’re serious about financial independence and want to escape the grind in 10 years or less, this episode is a must-listen. Join the How to Retire in 10 Years SummitGet step-by-step strategies for building passive income and unlocking financial freedom in 2025. Early registration is open now with exclusive bonuses for fast movers.Register now at https://retirein10years.com

What if losing everything was the moment you finally found your true calling? In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee sits down with Setema Gali—Super Bowl Champion, 7-figure entrepreneur, and founder of GAMECHANGER™ EDGE—to unpack one of the most soul-shaking comeback stories you’ll ever hear. After reaching the NFL’s biggest stage with the New England Patriots, Setema found himself broke, bankrupt, and pawning his Super Bowl ring just to survive. But from that rock-bottom moment, he chose something different—he chose to rebuild. What followed was a total transformation of his faith, finances, family, and future. Inside this conversation, you’ll discover: The difference between chasing money and building a life of meaning Why most people settle for a “default future” and how to escape it The painful decision that cost Setema everything—and what it taught him about freedom How faith, discipline, and delayed gratification became the cornerstone of his comeback Why your legacy starts at home (and what your kids will remember about you) The real reason passive income matters—and why it’s about more than just money This episode isn’t just about winning. It’s about becoming the person worthy of winning—spiritually, financially, and relationally. Whether you're an entrepreneur, investor, or leader ready for your next level, this episode will challenge you to stop settling, start building, and live the life you were born to lead. 🎁 BONUS: Get Setema’s book GAMECHANGER™ and a free ticket to his next virtual event:https://setemagali.unstoppablesolutions.com/gamechanger_Live_Book_Bonus Connect With Setema Gali:Instagram: @setemagaliYouTube: https://www.youtube.com/@SetemaGaliTVWebsite: https://www.setemagali.com 🎙 Listen to more episodes of the Passive Income Machine podcast to learn how to retire in 10 years or less, build your Vault, and create a life of freedom.Don’t forget to subscribe and share this episode with someone who needs to hear it.

Most people never build real wealth—not because they’re lazy or stupid, but because they’re playing a broken game. In this episode, Ryan D. Lee breaks down the real formula behind wealth: a simple, proven path based on principles, not hype. Inside this episode:✅ The only two steps you need to build wealth✅ Why most people confuse investing with speculating✅ The truth about money, time, and how to escape the system✅ How to create “freedom fuel” with a surplus✅ The power of small, smart, consistent choices✅ Why your habits—not timing—are the secret to inevitable wealth Whether you’re starting at zero or with momentum, you can build wealth in 10 years or less—if you have a system. JOIN THE SUMMIT — Don’t Miss Out!If this episode fired you up, the How to Retire in 10 Years Summit is where the blueprint gets real.Learn the exact strategies Ryan teaches to create passive income, eliminate speculation, and buy back your time—FAST. Register now and claim your early bonus:https://retirein10years.com

Is financial freedom just a dream—or is it your greatest act of rebellion? In this powerful episode, Ryan D. Lee breaks down why the current financial system is designed to keep you dependent—and how true independence starts with reclaiming your money, your time, and your choices. You’ll learn: Why financial freedom is the only way to break out of the status quo How Irina and Walter took control and built a life on their terms What “The 10-Year Question” reveals about your true financial independence Why the old playbook of retirement is broken—and what to do instead How to use leverage and tax strategy to flip the system in your favor If your paycheck stopped tomorrow… how long would you be free? Join the Summit!Want to learn how to build passive income and retire in 10 years or less?Register now for the How to Retire in 10 Years Summit and claim your early registration bonus:https://retirein10years.com

In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee is joined by Luke Nesler—entrepreneur, investor, and empire builder—who shares his personal journey from financial success and emotional burnout to building a real estate machine that gave him his life back. What happens when the business that made you money starts to cost you everything else? Luke reveals how he transformed his path by making one major decision, aligning his money with his values, and using the tools inside the Passive Income Machine to walk away from the grind and into freedom. You'll Learn:• Why financial success doesn’t equal fulfillment• How to make decisions that align with your values• How Luke used real estate to replace income• The power of community and smart leverage• What he’d do if he had 10 years to retire—starting from zero Want to create your own escape plan?Join the How to Retire in 10 Years Summit—the premier event for action takers ready to build a system that produces real financial freedom. You’ll get the roadmap, tools, and community to stop dreaming and start building. Register now at: https://retirein10years.com #FinancialFreedom #PassiveIncome #RealEstateInvesting #BurnoutRecovery #EmpireBuilder #MoneyWithPurpose #WealthBuilding #RetireIn10Years #LukeNesler #RyanDLee

The middle class is being silently destroyed—not by villains, but by a financial system engineered to benefit the few who understand it. In this explosive episode of the Passive Income Machine podcast, Ryan D. Lee exposes how billionaires are printed by design, why inflation is stealing your wealth, and how debt has become the new money. But there’s good news: you don’t have to be a victim. You can use the system to build financial freedom in 10 years or less—if you know how to play the game. Learn why real assets, leverage, and financial intelligence are the keys to your escape. Discover the real rules of money.Learn the modern definition of an asset.Build your own system that prints freedom. Want to go deeper? Join us at the How to Retire in 10 Years Summit—your blueprint to real, lasting financial freedom in 2025. Spots are limited and early bird bonuses are live now! Register here: https://retirein10years.com #FinancialFreedom #PassiveIncome #Billionaires #Inflation #Assets #RetireEarly #RetireIn10Years #WealthBuilding #MoneyGame #RyanDLee

What if I told you the rich aren’t born—they’re printed? In this explosive episode of the Passive Income Machine, Ryan D. Lee exposes the hidden design behind modern wealth creation and the uncomfortable truth: Life will give you what you tolerate. From skyrocketing inequality to America’s silent war on the middle class, Ryan breaks down how billionaires are made—not by luck, but by mastering the rules of a game most don’t even realize they’re playing. Discover: Why the wealth gap is accelerating by design How inflation, debt, and central banks quietly create billionaires Why the system is wiping out the middle class—and how to escape The difference between fake money and real assets How to use the same tools the wealthy do (even if you're starting small) This is your wake-up call: You don’t need to settle. You need a strategy. Join the “How to Retire in 10 Years” SummitLearn how to build cash flow, escape the grind, and reclaim your freedom—without waiting 40 years.https://retirein10years.com – Spots are limited, register now for early bonuses! #PassiveIncome #FinancialFreedom #MoneyTruths #WealthInequality #BillionairesExposed #EscapeTheGrind #RetireEarly #CashFlowStrategy #RetireIn10Years #RyanDLee

Are you still playing the average game? In this episode, Ryan D. Lee exposes the brutal truth behind the traditional retirement model—and why average returns, average savings, and average strategies are a guaranteed path to financial failure. You’ll learn: Why net worth is the wrong goal How the 4% rule sets you up to fail Why real financial freedom comes from income, not assets How to flip the script and build extraordinary wealth It’s time to stop chasing average and start building your empire. Want to learn exactly how to retire in 10 years or less?Register now for the How to Retire in 10 Years Summit—the ultimate event for building passive income, financial independence, and a life of purpose.https://retirein10years.comEarly registration includes exclusive bonuses and limited-time access!

Impossible goals aren't just dreams—they're your roadmap to freedom. In this powerful episode of the Passive Income Machine podcast, Ryan D. Lee reveals why most people never reach financial freedom—and how to flip the switch by setting bold, “impossible” goals that force you to become the person worthy of wealth, control, and choice. You’ll learn: - Why small goals sabotage massive success- How to trigger urgency through emotional stakes- Why the version of you today can’t reach tomorrow’s goals- The science behind prefrontal decision-making and financial transformation- How Ryan’s personal story of pain became the fuel for real freedom This is your wake-up call. Want to build financial freedom in 2025? Don’t miss the How to Retire in 10 Years Summit—where we walk you through the exact system to create passive income, eliminate financial stress, and build real wealth without traditional retirement plans. Spots are limited and early registration unlocks exclusive bonuses!Register now at retirein10years.com

Think your 401(k) will fund your retirement? Think again. In this episode of the Passive Income Machine, Ryan D. Lee exposes the Cobra Effect—a dangerous mental trap that causes most traditional retirement plans to backfire. You'll discover why first-order thinking leads to financial failure… and how second and third-order consequences are secretly draining your wealth, locking away your money, and leaving you at the mercy of Wall Street and future taxes. Ryan reveals why blindly following the herd (401(k), IRAs, target date funds) feels safe now but ends in regret—and shows you a smarter path built on financial intelligence, real assets, and complete control. - Learn why retirement accounts trap your money- Understand the power of second-order thinking- Discover the Passive Income Machine Strategy- Multiply your dollars using the VAULT and real estate- See how one dollar can work 5x harder for you Ready to take control of your money and your future?Then join us at the How to Retire in 10 Years Summit — your chance to learn the exact system Ryan and thousands of others are using to build passive income and real financial freedom in 2025. Spots are limited and early registration includes an exclusive bonus.Register now at retirein10years.com