Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning. We break down: ✅ What a real estate attorney actually does in NJ ✅ Why attorney review is essential—and not just a formality ✅ Common real estate contract traps (and how to avoid them) ✅ Estate planning basics: wills, trusts, powers of attorney ✅ What happens if you don’t...
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Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning. We break down: ✅ What a real estate attorney actually does in NJ ✅ Why attorney review is essential—and not just a formality ✅ Common real estate contract traps (and how to avoid them) ✅ Estate planning basics: wills, trusts, powers of attorney ✅ What happens if you don’t...
Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning. We break down: ✅ What a real estate attorney actually does in NJ ✅ Why attorney review is essential—and not just a formality ✅ Common real estate contract traps (and how to avoid them) ✅ Estate planning basics: wills, trusts, powers of attorney ✅ What happens if you don’t...
Should you lend money to family or friends? What if your partner disagrees? In this episode of Love, Marriage, and Finances, Sid Misra CFP® breaks down the emotional and financial risks of lending to loved ones—and how to navigate it as a couple. 💸 Lending money to family is common, but it’s also complicated. Studies show that 42% of people who lend to loved ones never get paid back. That can create stress not just between the lender and borrower—but also between spouses. In this episode, y...
Are the latest headlines about tariffs and market volatility making you nervous? You're not alone. In this video, Certified Financial Planner™ professional Sid Misra breaks down what’s really happening with the recent market drop—and how smart financial planning helps you stay grounded during uncertain times. You'll learn: ✔️ Why markets reacted to new tariffs ✔️ What rising inflation and slower growth could mean ✔️ How diversification protects your portfolio ✔️ Why prepar...
In this episode of Love, Marriage, and Finance, host Sid Misra CFP® sits down with Lindsay Heller, a Family Law Attorney at Fox Rothschild, to demystify prenuptial agreements and provide expert insights on this often misunderstood topic. 💡 Key Topics Covered: - What exactly is a prenuptial agreement and why might you need one? - The changing demographics of prenups - why they're becoming more common - How to have "the conversation" about prenups with your partner - State-by-state differences...
You can claim Social Security as young as age 62. So why wait? Listen to this newest episode of Money Matters to find out why Gautam Misra waited until age 70 to claim his benefits. Learn what to consider when making your own claim as well as what Social Security misconceptions are totally wrong! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity ...
Wondering if you need a prenuptial agreement? The surprising truth is that EVERYONE who gets married already has one - but it might not be the one you want! In this episode of Love, Marriage, and Finances, Certified Financial Planner Sid Misra breaks down everything you need to know about prenups. Learn why prenups aren't just for the wealthy and discover: ✅ Why your state's default divorce laws might not work for you ✅ Who really needs a prenup (hint: it's more people than you think!) ✅...
The Federal Reserve just cut interest rates by 0.5% - the first reduction since 2020! Learn how this major economic decision impacts YOUR wallet, from mortgage rates to investment accounts. In this video, Sid Misra- Certified Financial Planner, will breakdown: ✅ What the Federal Reserve actually does (in simple terms) ✅ Why interest rates were so high to begin with ✅ The real reasons behind this rate cut ✅ How this affects YOU - mortgages, car loans, and saving...
In the first episode of our new series, Money Matters with Sid and Gautam Misra, we dive into the economy, stock market, and discuss wealth. This is an episode you won't want to miss! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to have a brie...
Before students leave for college they MUST sign these 5 legal documents. Find out which ones in this video! Sid Misra, Certified Financial Planner™ Beacon Financial Group I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Check out my YouTube channel: https://www.youtube.c...
Join me for a very special episode of Love, Marriage, and Finances where I interview my dad, Gautam Misra. Gautam has been a financial advisor for over 30 years and a married man for 40 years, which makes him a great guest for the series! Learn his tips for merging love and money and hear his honest opinions on my/his son's finances! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementpl...
I had a big tax bill in April and I don't know why? Why did I owe money? Check out this episode to find out 5 reasons why you owed money and what you can do to prevent that going forward! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to have a ...
Join me for this very special episode of Love, Marriage, and Finances where I interview the amazing Christine Luken, a Financial Dignity Coach and author of ""Money is Emotional: Prevent Your Heart from Hijacking Your Wallet." Christine has helped many individuals and couples take control of their finances while managing their emotions and their relationships. Hear about her own story and the financial mistakes she made with her ex, as well as her advice for taking back control of the situa...
Pre-tax vs Roth? What is the difference and which one should I choose? Watch this video to find out! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to w...
We've had important conversations around our money history and beliefs. But how do we actually merge our finances together? Listen to this episode to find out! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to have a brief conversation to ...
Before you say "I Do", it's a good idea to make sure you and your partner are financially compatible. Are my partner and I financially compatible? Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to have a brief conversation to discuss your needs an...
I recently met with a couple who have a sizeable nest egg. One spouse believes they have enough to retire right now. The other spouse thinks they need to keep working. Who is right? Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #marriage #divorce #prenup #marriageadvice #family --- I'd be happy to ...
Before you get married, you need to have discussions about money and more specifically, how you and your partner view and interact with it. Listen to this episode to learn how to have these important conversations, which will create transparency around money and your money beliefs! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k...
The questions you have about your finances require personal answers geared towards your specific situation. Make sure you are getting the answers you deserve, not just general information found online! Sid Misra, CFP Beacon Financial Group --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://ww...
In my "Ask a Financial Advisor" series, I answer questions sent in from my YouTube channel viewers, podcast listeners, newsletter readers, and the general public. Here is the most recent question I received: “I’m in my early 30s and making decent money. I want to make sure I am setting myself up for success later on in life. How much should I be saving and investing to do this?" Listen to this episode to find out my answer! Sid Misra, CFP Beacon Financial Group --- I'd be happy ...
How do I actually retire? How do I go from earning an income to living off my nest eg Listen to this episode to find out! Sid Misra, CFP Beacon Financial Group --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my YouTube Channel: https:/...
Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning. We break down: ✅ What a real estate attorney actually does in NJ ✅ Why attorney review is essential—and not just a formality ✅ Common real estate contract traps (and how to avoid them) ✅ Estate planning basics: wills, trusts, powers of attorney ✅ What happens if you don’t...
