
Massive shoutout to Ian who asked these brilliant questions.
From transferring defined benefit and defined contribution pensions, to comparing the index providers of FTSE and MSCI, from UK stocks and their fees, to investing into bonds, and a lot more. This episode has a little bit of everything. Timestamps for each question are below.
And if anyone is keen to get involved in a future 4-week investing crash course, give me a shout and I'll add you to the waitlist (IG - makingmoneysimple, email - makingmoneysimple1@gmail.com).
Timestamps:
0:00 - Intro
1:07 - Fees for non-UK stocks? Plus, should we focus on UK-listed stocks?
3:22 - And what about ETFs?
4:22 - Why are UK stocks listed in pennies?
5:53 - Can a company create new/more shares?
7:41 - And what about a company buying back shares?
8:34 - Index funds: FTSE vs MSCI?
11:22 - How to differentiate between indexes?
12:39 - Back to FTSE vs MSCI?
15:01 - Will the Cash ISA allowance be reduced?
16:06 - Are bond investments worthwhile?
17:58 - What is my personal annual rate of return?
19:19 - Has my portfolio recovered after the 2025 market drop?
21:31 - Pensions introduction
22:22 - Can any pension be transferred?
29:03 - Outro
Listen to the episode for the full details.
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More investing:
π Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide
π Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book
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β οΈ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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π₯ Get in touch: https://www.makingmoneysimple.co.uk/contact