Progress comes through effort. Paul and Evan share an interview about how socialism is being marketed to people around the world as a cure for their problems. The problem is that when we look at socialist governments, they have not been good for the people they serve. Listen along to hear why capitalism can be a hard sell to people, but has so far proven to give the most opportunity to the most people. Paul shares that the way people get sold on bad investments is the same way people get sold on socialism through the belief that they can sidestep the work and get straight to the results.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

The industry is looking to pull you into investments that let them charge you more fees to manage your portfolio. Private equity is making headlines this year and being sold as a unique opportunity for you to invest in the same things uber-wealthy investors do, but everyone fails to mention that this is similar to ESG investing, with lots of hype, lots of risk, and worse returns.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul shares an infomercial on gold that goes in-depth into bank runs and presidential executive orders, trying to convince you that gold has always been a strong investment. Listen along as Paul expands on this education to help you understand that they are priming you for a sale, not offering you financial advice out of the kindness of their hearts. Later in the episode, Evan brings up the latest attempt to push investors into crypto and explains why the house always wins in speculative investing.      Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Property fraud affects many property owners who don’t understand their rights or how to safeguard their ownership. Today, Paul invites Holly Hemmrich, Register of Deeds for Sumner County, to talk about how to properly own and safeguard your property, as well as insurance products to avoid, free resources for property owners, and how to spot scammers.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul wants you to know that one of the most dangerous things you can do is get into a room with an advisor who knows how to manipulate your emotions and sell you a product that gives them high commissions. Today, Paul shares a video where someone is teaching you how to sell annuities, right down to the words to say and body language to use to make you feel safe and consider the product. By learning these tactics, you can learn to spot the difference between financial help and sales.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul talks about cap-weighted funds, a popular method for trying to represent an area of the market through capitalization. Listen along to hear what these funds are, what capitalization means, and why companies call these funds diversified, but leave millions of investors mostly owning a few of America’s largest companies.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Many Americans experience a similar experience straight out of college. They have hefty student loans and potentially the lowest pay of their entire careers. Today, Paul talks about his experience of first moving to Nashville, walks through a WSJ article about paying off student debt, and shares some of the crazy things people do in their early days to get on the right financial track. He then segues into a conversation about new information on 2026 tax brackets.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Mutual fund companies are professional marketers. Today, Paul talks about how often these companies say all the right things about diversification. Confident investors learn to look past what the companies' marketing materials say and see that the investments they are selling tell a much different story. Later in the episode, Paul wants investors to understand that the run-up in gold isn’t a fluke, but it also isn’t because gold is such a good investment to own.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Fund companies, media outlets, and even advisors are constantly vying for your attention to sell you products and services. So how do you learn to cut through the noise and make the decisions that are right for you? In a two-part episode, Paul covers these topics and teaches you how to develop confidence in your financial goals and the plan that will help you get there. Listen along to hear how Nobel Prize-winning strategies can help you understand how goals, plans, and products can all work together to help you feel confident about investing.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Fund companies, media outlets, and even advisors are constantly vying for your attention to sell you products and services. So how do you learn to cut through the noise and make the decisions that are right for you? In a two-part episode, Paul covers these topics and teaches you how to develop confidence in your financial goals and the plan that will help you get there. Listen along to hear how Nobel Prize-winning strategies can help you understand how goals, plans, and products can all work together to help you feel confident about investing.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

When Paul asks most beginner investors, “What is a financial advisor's job supposed to be?” he usually gets a familiar answer that involves understanding how markets work, being in the right part of the market at the right time, and knowing the best products to own. Today, Paul reveals that this is actually a lie perpetuated by the financial media, as most people you see weighing in on TV are being paid to be there. Listen along as Paul helps you understand the media bias around timing the market and buying investments after they’ve already gone up. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

There has been a lot of talk about AI and whether or not eager investors have created a bubble in AI stock that could hurt all investors. Today, Paul talks about market bubbles and why they are more dangerous to some than others, and why the activity we see around AI stocks doesn't look like an irrational run-up just yet.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Jim Kramer is taking every opportunity to sell young investors on his new book and the idea of “making it big” investing. Listen along as Paul talks about why pundits like this get a lot of airtime even though their advice has historically been a disaster to take.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

The industry likes to push investors into popular and predictable investments with low returns and low diversification. The result of this is a dwindling portfolio and an inflation problem in your 80s and beyond. Listen along as Paul explains why the strategies and products that promise you “safety” will actually lead to you running out of money at the worst possible time: after you are no longer able to work.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul continues a conversation about how markets work and how that guides the investments that should go into your portfolio. Listen along as Paul explains what happens when an opportunity to take advantage of the market occurs, and how attempting to time the market feels exciting but leaves you with a portfolio that is a fraction of what it could be.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul talks about a new record high gold hit this week and why gold is one of the most emotional investments people get involved in. Listen along as Paul shares a pundit who is giddy with excitement this week as gold rises to hit its highest level and discusses why you should never choose an investment based on recent performance.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul finds a segment on CNBC that is pushing a new investment book called “How to Make Money in Any Market.” The host and author seem really into the topic of helping the average investor make wise decisions — until you start to hear what some of the advice is. Listen along to find out why the advice may seem nice when you’re watching television, but the author is more likely to make money selling the book than you are by doing what it says.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Jim talk about a WSJ article that explains how companies are charging 15–20% annual fees to customers who are trying to play the market like a slot machine. Listen along as Paul shares the slippery slope from being afraid of the future, wanting to get ahead, and then trusting the past performance of a fund or manager to try to play catch-up. Later in the episode, Paul talks about how QCDs are a great opportunity to give back to your community.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Jim brings the results of a survey of financial planners on what they believe is most important for their clients in 2025. The results are absolutely underwhelming. Listen along as Paul and Jim process how the industry got to this state where half of the advisors don't even believe that a product really needs to be suitable for you if it has other qualities. Later in the episode, “finfluencers” (financial influencers) have taken over the internet. Their job is to look smart and help companies sell products by gaining your trust.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

The financial industry is pretty broken. All the large firms have found ways to provide you with the cheapest and least services possible without taking any responsibility. They have also learned how to present flashy strategies, product pitches, and market news to keep you distracted. Today, Paul and Jim give you an insider's look at the industry and warn you that not only have they fooled investors, but they’ve always fooled your employers.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.