We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon share their 6 step process on how to build your work week and scale your business.   What was discussed:→ Personal and professional non negotiables.→ Parkinson's Law and filling dead space in your day.→ Appointment schedulers and the toll of meetings. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom shares an update on Canadian interest rates for March, 2024, and the trend he sees in them.   What was discussed:→ How fixed and variable rates work.→ Spreads on variable and fixed rates in different types of mortgages.→ And which rates are the ones banks showcase online. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon share tips and tricks to making your first $100,000, because this is usually the hardest milestone to get to as an entrepreneur.    What was discussed:→ How to set yourself up for success by doing an honest audit of your life.→ The shifts you need to make in your priorities, mindset, and where your cashflow goes.→ And how you can start getting leads no matter which business you're in. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Brandon shares tips and tricks on how you can navigate multiple offers scenarios, and make sure you are the one who wins the house.   What was discussed:→ Preparation and contingency plans.→ Having your home ready to sell.→ And how connecting with the listing agent for an "offer assist" can make you stand out. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon are joined by Darren Mitchell. Darren is the Founder and CEO of Control and Compound Financial from Nova Scotia, who specializes in the Infinite Banking Concept, a unique approach to financial planning which utilizes High-Cash Value Insurance. Darren is also a best selling author and successful real estate investor, who's a sought-after expert and trusted advisor within the real estate investment community.   Darren is here to discuss:→ The concept of Infinite Banking - what it is, who it's for, and why it's a benefit to business owners.→ How this can help you avoid the multiple levels of taxation so you can keep more of your money.→ And why having control of your money, not it locked in a bank, is the real path to financial independence.   For a complimentary meeting with Darren's team, visit: https://controlandcompound.com/tie   Control and Compound Website: www.controlandcompound.com Control and Compound Instagram: @controlandcompound Control and Compound YouTube: @controlandcompound Control and Compound Podcast: @controlandcompound Control and Compound Linktree: @controlandcompound ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon explain the moving pieces you need to know when you're breaking up with a spouse or significant other and you share a home.   What was discussed:→ Separation agreements and statutory declarations.→ The steps you should take if you're in this situation.→ And why sharing a Broker can be extremely beneficial to both parties. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon are joined by Stefanie Beharry, CPA, CMA. Stefanie is the Owner of Real Estate Investing Finance from Ontario, who specializes in fractional CFO services and Financial Coaching for Real Estate Investors. By combining over 10 yrs of financial planning and analysis experience as a CPA with the hands on knowledge of being a real estate investor, Stefanie helps clients gain financial clarity to level up confidently to their goals.   Stefanie is here to discuss:→ What led to the creation of REI Finance and become an entrepreneur.→ 3 common mistakes real estate investors are making and how to fix them.→ And how a fractional CFO can be an essential piece to financial freedom.   REI Finance Website: www.reifinance.ca REI Finance Instagram: @reifinance.ca ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon explain the differences between two types of products you can use to tap into your home equity. A HELOC, or home equity line of credit, or a cash out refinance on your mortgage.   What was discussed:→ What a home equity line of credit (HELOC) is and some use cases.→ What a cash-out refinance is and some use cases.→ And what would be a better way to gift funds to your children. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon are joined by Reilly Stead. Reilly is a Realtor at Coldwell Banker Southwest Realty and the Founder of Cozy Up Stays from Sarnia, Ontario, who has amassed almost 40 doors in her real estate investing journey with her husband. Cozy Up Stays offers premium Airbnb vacation and rental properties, and has grown to over 150 properties worldwide as a customer referral-based business.   Reilly is here to discuss:→ How she founded Cozy Up Stays and it's goals for the future.→ Why she transitioned from long-term to short-term rentals in her personal investing portfolio (included 2 motels).→ And the importance of work/life balance and her investing mindset.   Cozy Up Stays Website: www.cozyupstays.com Cozy Up Stays Email: hello@cozyupstays.com Cozy Up Stays Instagram: @cozyupstays ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon explain the differences between two types of variable rate mortgages, adjustable and static, and what you need to consider when choosing them.   What was discussed:→ What adjustable rate mortgages are.→ What static (variable) rate mortgages are.→ And what a "trigger rate" is and what it means if you hit it. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon are joined by Angie Ross. Angie is an Independent Money Coach and Certified CashFlow Specialist (CCS) from Ajax, Ontario, who's developed the "anti-budget" method, where you pay yourself first and don't have to budget for everything in your life.   Angie is here to discuss:→ How she became a money coach and made the "anti-budget".→ What the "Profit First" method is and how you can implement it in your business.→ And the #1 budgeting mistake along with her top budgeting tips.   Angie Ross's Instagram: @angieross.moneycoach Angie Ross's Linktree: @angierossmoneycoach ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   WATCH ▶️ Watch this episode on Youtube *** EPISODE DESCRIPTION In this episode, Tom & Brandon share a unique method of house hacking that's gaining more traction in the Canadian market.   What was discussed:→ The traditional house hacking approach vs the more unique approach.→ Misconceptions about down payments.→ And the steps you can take if you want to try this strategy yourself. ***   MORTGAGE INQUIRIES 📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application *** CONNECT 📸 Connect on Instagram (Tom) 📸 Connect on Instagram (Brandon) *** SAY THANKS 🙏 Leave a review on Apple Podcasts 🟢 Leave a rating on Spotify ***

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon share 4 tips for when you're coming up for a mortgage renewal, which can save you thousands of dollars and hours of headaches.   What was discussed:→ Refinancing and renewal letters.→ Float rates and pre-payment privileges.→ And planning for the future.   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon are joined by Colton Lukey. Colton is is a residential real estate investor and social media influencer, originally from Ontario, who achieved financial freedom by the age of 28 through a combination of different investing strategies. Including turning $12,000 in savings into a multi-million-dollar real estate portfolio.   Colton is here to discuss:→ How he house-hacked his way to building his real estate portfolio.→ How he makes passive income with dividend investing.→ And how financial freedom has allowed him to change his life.   Colton Lukey's YouTube: @PassiveIncomeLivingChannel Colton Lukey's Instagram: @colton_lukey Colton Lukey's Twitter: @colton_lukey Buy Colton's Book Here: https://a.co/d/8MhXyhk   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon are joined by Matt Glen and Taylor Atkinson. Matt, a Realtor, and Taylor, a Mortgage Broker, are both from Kelowna, BC, and co-hosts of the Kelowna Real Estate Podcast.   Matt and Taylor discuss:→ What they've learned in their first year podcasting and the benefits it's had in their lives and businesses.→ How they both found their passion for real estate and entrepreneurship.→ And how Taylor has grown to investing with 75 doors, and Matt has excelled at door knocking for his business.   Kelowna Real Estate Podcast: https://kelownarealestate.podbean.com/ Matt Glen's Website: www.mattglen.ca Matt Glen's Email: Matt.glen@century21.ca Matt Glen's Instagram: @mattglenrealestate Taylor Atkinson's Website: www.VentureMortgages.com Taylor Atkinson's Email: Taylor@VentureMortgages.com Taylor Atkinson's Instagram: @VentureMortgages   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon share 4 key mindset shifts they have done that have led to more success in their businesses, and can help you make more money.   What was discussed:→ The sunk-cost fallacy and seeking discomfort.→ Multiple streams of income.→ And knowing if you're more inclined to play offence or defence with your money.   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon recap the rates in 2023, and discuss if they think rates will go down in 2024.   What was discussed:→ Where fixed and variable rates come from.→ The impact of inflation and upcoming renewals.→ And their predictions for rates in 2024.   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon discuss 3 different strategies you can use to pay down your mortgage faster, to become mortgage free sooner.   What was discussed:→ How accelerated payments work.→ The different ways you can use pre-payment privileges.→ And an outside-the-box method that can cut down your mortgage length by 50% or more.   The Invested Entrepreneur YouTube Channel: @investedentrepreneur   The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca

We've moved! Head over to Canadian Mortgage Guide Here → https://wavve.link/canadianmortgageguide ***   In this episode, Tom & Brandon discuss if you should be declaring more income as an entrepreneur in order to qualify for a traditional bank mortgage, or less in order to pay less in income tax.   What was discussed:→ The differences between "A" and "B" lenders.→ Looking at your financial goals as a whole picture.→ And why it's important to work with experts in the space.   The Invested Entrepreneur YouTube Channel: @Tmoffat The Invested Entrepreneur Instagram: @invested.entrepreneur   Mortgage Inquiries:Book a call → www.chatwithtom.caEmail → experts@northshoregroup.ca