This year has seen several high-profile cyber events including the Scattered Spider attacks on retailers M&S and Co-op and the Jaguar Land Rover breach estimated to cost the UK economy £1.9bn.

In a special joint podcast with Insurance Day’s sister publication Lloyd’s List, we speak to Astaara’s Robert Dorey, CyberCube’s William Altman and Coalition’s Stephen Wares to discuss the importance of cyber insurance.

The promise of Artificial Intelligence (AI) is huge, but it brings with it a new set of risks that both businesses and their insurers need to understand. This includes silent-AI – unintended or non-affirmative cover within standard lines of business. Insurance Day spoke to Jonathan Hopkins at law firm DAC Beachcroft to discuss how insurers are managing these emerging risks.

The Rendezvous de Septembre in Monte Carlo is the traditional start of the reinsurance renewals season, and this year there is a lot to talk about. To get a better understanding of what the key discussion points will be in the runup to January 1, the Insurance Day podcast spoke to David Flandro, head of industry analysis and strategic advisory at broker Howden

The promise of a digital insurance market is huge, enabling faster and cheaper risk transfer. But it also has the potential to do so much more.

To examine the longer-term possibilities of a digital marketplace, the Insurance Day Podcast spoke to Sheila Cameron, chief executive of the Lloyd’s Market Association, and Joe Brace, the association’s operations director.

With growth slowing in established cyber insurance markets, underwriters are looking to new sources of premium, such as Europe, Asia and Australia.
A recent estimate from broker Howden predicts global cyber premiums will increase to $43bn by 2030, up from $15bn last year, with more than half of that growth coming from outside the US.
As insurers look further afield for new cyber premiums, Insurance Day speaks with CFC’s Philippa Berry to understand both the challenges and potential of new markets.

Read more on the Insurance Day website: www.insuranceday.com

Last month the UK government closed its long-awaited consultation on the creation of a captives regime.
A number of organisations have used the consultation as an opportunity to call for tailored legislation, including broker Marsh McLennan, which said the UK needed streamlined incorporation and approval procedures, bespoke regulation and capital and reporting requirements that were “fair, proportionate and reflective of the low risk nature of captives”.
Another organisation in favour was Airmic, the Association of Insurance and Risk Managers in Industry and Commerce, which represents the interests of corporate insurance buyers.
To understand more about what a UK captives regime might look like, Insurance Day speaks with Airmc’s chief executive Julia Graham.

The run-up to the 2025 January renewals was marked by large frequency natural catastrophe losses, two major hurricanes and ongoing market concern over US casualty.

As it transpired, property catastrophe rates fell at 1.1, amid strong reinsurer appetite for risk, while there was no wholesale withdrawal of capacity from casualty lines.

However, the year is already off to a tumultuous start with wildfires devastating Los Angeles.

With all this in mind, Insurance Day speaks with Mike Van Slooten, head of business intelligence at Aon, to hear his insights on the renewals and where they place us going into 2025.