Join us for an in-depth conversation about the current challenges facing the buy here pay here industry. Luke Godwin and Jeff Watson from the Independent Dealer Podcast sit down with Kaleb Bryan in Dallas, Texas to discuss market conditions, exit strategies, and what it takes to survive in today’s climate.Key Topics Covered: • The Tricolor collapse and its impact on the industry • Understanding securitization and why it’s failing • Current market valuations for portfolios (55-60% advances) • Exit strategies for dealers looking to wind down • The importance of deleveraging and cash flow management • Making tough decisions: cutting expenses and staff • Why institutional capital has dried up • The future of buy here pay here: consolidation and opportunity • Portfolio collection strategies and realistic timelines • Work-life balance as a dealer owner👇Don't forget to like, comment, and subscribe for more strategies from industry experts!Thank you for listening. We hope you learned something new. Let us know what you think. Leave us a review at www.theindependentdealer.com or @independentdealer.comSupport the businesses that support the podcast:🔹 Buckeye Risk Services – Education & reinsurance experts👉 www.buckeyerisk.com🔹 Blytzpay – Credit card processing & text communication (Get 3 FREE months when you mention IDP!)👉 www.blytzpay.com🔹 Taxmax – Flexibility with tax returns Use code VIP for 35% off! 👉 www.taxmax.comPlease subscribe, leave us a review, and share with a friend.Connect with us online:/ independentautogroup/ jlukegodwin/ sendtojeffw🎧 Listen to all episodes:@pendentdealer📲 Connect with us:@independentautogroup | @jlukegodwin | @sendtojeffw💬 info@theindependentdealer.com